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NASDAQ:BCML

Bay Commercial Bank (BCML) Stock Price, News & Analysis

Bay Commercial Bank logo
$26.75 -0.26 (-0.96%)
Closing price 08/1/2025 04:00 PM Eastern
Extended Trading
$26.76 +0.01 (+0.04%)
As of 08/1/2025 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Bay Commercial Bank Stock (NASDAQ:BCML)

Key Stats

Today's Range
$26.31
$27.02
50-Day Range
$26.20
$29.05
52-Week Range
$20.25
$30.13
Volume
31,238 shs
Average Volume
18,605 shs
Market Capitalization
$294.52 million
P/E Ratio
12.27
Dividend Yield
2.99%
Price Target
$31.50
Consensus Rating
Moderate Buy

Company Overview

Bay Commercial Bank Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
90th Percentile Overall Score

BCML MarketRank™: 

Bay Commercial Bank scored higher than 90% of companies evaluated by MarketBeat, and ranked 168th out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Bay Commercial Bank has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    Bay Commercial Bank has only been the subject of 1 research reports in the past 90 days.

  • Read more about Bay Commercial Bank's stock forecast and price target.
  • Earnings Growth

    Earnings for Bay Commercial Bank are expected to grow by 2.02% in the coming year, from $2.48 to $2.53 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Bay Commercial Bank is 12.27, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.15.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Bay Commercial Bank is 12.27, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.40.

  • Price to Book Value per Share Ratio

    Bay Commercial Bank has a P/B Ratio of 0.92. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Bay Commercial Bank's valuation and earnings.
  • Percentage of Shares Shorted

    0.85% of the float of Bay Commercial Bank has been sold short.
  • Short Interest Ratio / Days to Cover

    Bay Commercial Bank has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Bay Commercial Bank has recently decreased by 21.08%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Bay Commercial Bank pays a meaningful dividend of 2.99%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Bay Commercial Bank has only been increasing its dividend for 3 years.

  • Dividend Coverage

    The dividend payout ratio of Bay Commercial Bank is 36.70%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Bay Commercial Bank will have a dividend payout ratio of 31.62% next year. This indicates that Bay Commercial Bank will be able to sustain or increase its dividend.

  • Read more about Bay Commercial Bank's dividend.
  • Percentage of Shares Shorted

    0.85% of the float of Bay Commercial Bank has been sold short.
  • Short Interest Ratio / Days to Cover

    Bay Commercial Bank has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Bay Commercial Bank has recently decreased by 21.08%, indicating that investor sentiment is improving significantly.
  • News Sentiment

    Bay Commercial Bank has a news sentiment score of 0.96. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.69 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for Bay Commercial Bank this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Bay Commercial Bank insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    Only 6.50% of the stock of Bay Commercial Bank is held by insiders.

  • Percentage Held by Institutions

    66.16% of the stock of Bay Commercial Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Bay Commercial Bank's insider trading history.
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BCML Stock Analysis - Frequently Asked Questions

Bay Commercial Bank's stock was trading at $26.84 at the beginning of 2025. Since then, BCML shares have decreased by 0.3% and is now trading at $26.75.

Bay Commercial Bank (NASDAQ:BCML) released its earnings results on Thursday, July, 17th. The company reported $0.58 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.55 by $0.03. The business had revenue of $24.67 million for the quarter, compared to analyst estimates of $23.53 million. Bay Commercial Bank had a trailing twelve-month return on equity of 7.44% and a net margin of 17.36%.

Bay Commercial Bank (BCML) raised $51 million in an initial public offering (IPO) on Friday, May 4th 2018. The company issued 2,300,000 shares at a price of $21.00-$23.00 per share. FIG Partners and D.A. Davidson served as the underwriters for the IPO.

Shares of BCML stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Bay Commercial Bank investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), ServiceNow (NOW), Adobe (ADBE) and Arista Networks (ANET).

Company Calendar

Record date for 7/10 Dividend
6/12/2025
Ex-Dividend for 7/10 Dividend
6/12/2025
Dividend Payable
7/10/2025
Last Earnings
7/17/2025
Today
8/02/2025
Next Earnings (Estimated)
10/16/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - WEST
Sub-Industry
Banking
Current Symbol
NASDAQ:BCML
CIK
1730984
Fax
N/A
Employees
370
Year Founded
N/A

Price Target and Rating

High Price Target
$32.00
Low Price Target
$31.00
Potential Upside/Downside
+17.8%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.50
Research Coverage
2 Analysts

Profitability

EPS (Trailing Twelve Months)
$2.18
Trailing P/E Ratio
12.27
Forward P/E Ratio
10.79
P/E Growth
N/A
Net Income
$23.61 million
Net Margins
17.36%
Pretax Margin
22.88%
Return on Equity
7.44%
Return on Assets
0.93%

Debt

Debt-to-Equity Ratio
0.22
Current Ratio
1.05
Quick Ratio
1.05

Sales & Book Value

Annual Sales
$138.09 million
Price / Sales
2.13
Cash Flow
$2.40 per share
Price / Cash Flow
11.16
Book Value
$29.17 per share
Price / Book
0.92

Miscellaneous

Outstanding Shares
11,010,000
Free Float
10,292,000
Market Cap
$294.52 million
Optionable
Optionable
Beta
0.61

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This page (NASDAQ:BCML) was last updated on 8/2/2025 by MarketBeat.com Staff
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