Lendingclub (NASDAQ:HAPN) Issues Q4 2026 Earnings Guidance

Key Points

• LendingClub guided for fourth-quarter 2026 EPS of $0.430–$0.480, compared with analysts’ consensus estimate of $0.460, and set full-year 2026 EPS guidance at $1.870–$1.920.
• Analyst sentiment remains positive overall, with three Buy ratings and one Hold rating producing a “Moderate Buy” consensus and an average price target of $23.33.
• Shares opened at $15.69 and were down 2.2%; the company’s latest quarterly EPS of $0.50 exceeded expectations, while insiders sold 137,800 shares worth approximately $2.62 million over the past three months.

Lendingclub (NASDAQ:HAPN - Get Free Report) updated its fourth quarter 2026 earnings guidance on Friday morning. The company provided EPS guidance of 0.430-0.480 for the period, compared to the consensus estimate of 0.460. Lendingclub also updated its FY 2026 guidance to 1.870-1.920 EPS.

Wall Street Analysts Forecast Growth

Several research firms have issued reports on HAPN. Citizens Jmp upped their price objective on Lendingclub from $23.00 to $25.00 and gave the company a "market outperform" rating in a research note on Tuesday, July 28th. Piper Sandler lowered their price objective on Lendingclub from $25.00 to $20.00 and set an "overweight" rating on the stock in a research report on Thursday. Weiss Ratings reiterated a "hold (c+)" rating on shares of Lendingclub in a research report on Tuesday, September 22nd. Finally, BTIG Research reaffirmed a "buy" rating and set a $25.00 price target on shares of Lendingclub in a report on Tuesday, July 28th. Three research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company's stock. According to MarketBeat, the company has an average rating of "Moderate Buy" and a consensus target price of $23.33.

Lendingclub Trading Down 2.2%

Shares of HAPN opened at $15.69 on Friday. Lendingclub has a 12-month low of $13.05 and a 12-month high of $21.67. The company has a market cap of $1.81 billion, a PE ratio of 8.99 and a beta of 1.88. The stock has a fifty day moving average price of $15.95.

Lendingclub (NASDAQ:HAPN - Get Free Report) last announced its earnings results on Wednesday, October 28th. The company reported $0.50 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.47 by $0.03. The company had revenue of $279.09 million for the quarter. Lendingclub had a return on equity of 13.76% and a net margin of 20.16%. The firm's revenue for the quarter was down 1.1% compared to the same quarter last year. Analysts anticipate that Lendingclub will post 1.86 earnings per share for the current fiscal year.

Insider Activity at Lendingclub

In other Lendingclub news, CEO Scott Sanborn sold 28,750 shares of the company's stock in a transaction on Wednesday, August 26th. The stock was sold at an average price of $18.25, for a total value of $524,687.50. Following the completion of the transaction, the chief executive officer owned 1,462,774 shares in the company, valued at $26,695,625.50. This represents a 1.93% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. The sale was made to cover tax withholding obligations related to the vesting of equity awards. Also, SVP Fergal Stack sold 37,500 shares of the firm's stock in a transaction dated Wednesday, August 19th. The stock was sold at an average price of $18.64, for a total transaction of $699,000.00. Following the sale, the senior vice president owned 77,477 shares of the company's stock, valued at $1,444,171.28. This trade represents a 32.62% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last three months, insiders sold 137,800 shares of company stock valued at $2,618,356. 3.31% of the stock is owned by insiders.

Lendingclub Company Profile

LendingClub Corporation is a U.S.-based financial technology company that operates a digital banking and lending platform. The company connects consumers seeking credit with funding sources and provides personal loans, debt-consolidation loans, auto-refinancing loans and other consumer credit products through its online platform.

Following its acquisition of Radius Bancorp in 2020, LendingClub also operates as a bank holding company through LendingClub Bank, National Association. Its banking operations support consumer and commercial lending, as well as deposit products designed to provide funding for loans and other banking activities.

Founded in 2006, LendingClub primarily serves customers in the United States.

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