Positive News SentimentPositive NewsNASDAQ:KSPI Joint Stock Company Kaspi.kz (KSPI) Stock Price, News & Analysis $90.14 -1.60 (-1.74%) Closing price 10/26/2026 04:00 PM EasternExtended Trading$91.91 +1.77 (+1.96%) As of 06:16 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Joint Stock Company Kaspi.kz Stock (NASDAQ:KSPI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get KSPI alerts:Sign Up Key Stats Today's Range$89.42▼$92.0050-Day Range$90.14▼$108.7552-Week Range$68.59▼$109.94Volume565,548 shsAverage Volume469,749 shsMarket Capitalization$17.13 billionP/E Ratio8.21Dividend Yield9.52%Price Target$107.50Consensus RatingHold Company Overview Joint Stock Company Kaspi.kz (NASDAQ: KSPI) is a Kazakhstan-based technology and financial services company operating a consumer-focused digital ecosystem. Its Kaspi.kz Super App brings together payments, shopping and financial products in a single platform used by consumers and merchants. The company’s services include cashless payments, peer-to-peer transfers, bill payments, consumer financing, deposits and other banking products. Its marketplace connects consumers with merchants offering products across multiple categories, while Kaspi Pay provides businesses with payment acceptance, commerce tools and related financial services. Kaspi.kz primarily serves customers and businesses in Kazakhstan. The company’s operations have evolved from traditional banking into an integrated digital platform that combines financial technology, e-commerce and payments. Mikhail Lomtadze serves as chief executive officer, and Vyacheslav Kim is chairman of the board.AI Generated. May Contain Errors. Read More Joint Stock Company Kaspi.kz Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks96th Percentile Overall ScoreKSPI MarketRank™: 4.81006093608 of 5 starsJoint Stock Company Kaspi.kz scored higher than 96% of companies evaluated by MarketBeat, and ranked 271st out of 848 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.5 / 5Analyst RatingHold Consensus RatingJoint Stock Company Kaspi.kz has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.Upside PotentialJoint Stock Company Kaspi.kz has a consensus price target of $107.50, representing about 19.3% upside from its current price of $90.14.Amount of Analyst CoverageJoint Stock Company Kaspi.kz has only been the subject of 4 research reports in the past 90 days.Read more about Joint Stock Company Kaspi.kz's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth21.30% Earnings GrowthEarnings for Joint Stock Company Kaspi.kz are expected to grow by 21.30% in the coming year, from $11.97 to $14.52 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Joint Stock Company Kaspi.kz is 8.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.13.Price to Earnings Ratio vs. SectorThe P/E ratio of Joint Stock Company Kaspi.kz is 8.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.80.Price to Book Value per Share RatioJoint Stock Company Kaspi.kz has a P/B Ratio of 3.47. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Joint Stock Company Kaspi.kz's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.39% of the float of Joint Stock Company Kaspi.kz has been sold short.Short Interest Ratio / Days to CoverJoint Stock Company Kaspi.kz has a short interest ratio ("days to cover") of 1.53, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Joint Stock Company Kaspi.kz has recently decreased by 9.48%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipJoint Stock Company Kaspi.kz is a leading dividend payer. It pays a dividend yield of 9.35%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthJoint Stock Company Kaspi.kz does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Joint Stock Company Kaspi.kz is 78.14%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on earnings estimates, Joint Stock Company Kaspi.kz will have a dividend payout ratio of 59.09% next year. This indicates that Joint Stock Company Kaspi.kz will be able to sustain or increase its dividend.Read more about Joint Stock Company Kaspi.kz's dividend. News and Social Media3.6 / 5News SentimentN/A News SentimentJoint Stock Company Kaspi.kz has a news sentiment score of 1.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.63 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Joint Stock Company Kaspi.kz this week, compared to 2 articles on an average week.Search InterestOnly 1 people have searched for KSPI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.MarketBeat Follows2 people have added Joint Stock Company Kaspi.kz to their MarketBeat watchlist in the last 30 days. Company Ownership0.4 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Joint Stock Company Kaspi.kz insiders have not sold or bought any company stock.Percentage Held by Institutions32.20% of the stock of Joint Stock Company Kaspi.kz is held by institutions.Read more about Joint Stock Company Kaspi.kz's insider trading history. Receive KSPI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Joint Stock Company Kaspi.kz and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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KSPI Stock News HeadlinesKaspi.kz JSC (KSPI) Position Valued at 7x P/E Amid Financial Model and Country RisksOctober 15, 2026 | insidermonkey.comKaspi.kz JSC (KSPI) Offers Exposure to Digital Finance and E-Commerce in KazakhstanOctober 14, 2026 | insidermonkey.comHere’s Why Trump Won’t End The Iran WarTrump has called an Iran deal close 38 times since the war began, yet the fighting keeps flaring back up. One day it's a ceasefire, the next it's bombs again. The back and forth may be masking a bigger story most investors are missing. See the real reason this conflict may never fully end.October 27 at 1:00 AM | Banyan Hill Publishing (Ad)Kaspi.kz to Announce Third Quarter & 9-Month 2026 Financial Results on 9 NovemberOctober 12, 2026 | marketscreener.comMKaspi.kz: Dividend Raise, Despite Hepsiburada Likely Still DraggingSeptember 25, 2026 | seekingalpha.comKaspi.kz: Strong, Growing, And UnderappreciatedSeptember 16, 2026 | seekingalpha.comJoint Stock Company Kaspi.kz (KSPI)September 11, 2026 | finance.yahoo.comJoint Stock Company Kaspi.Kz Approves Dividend, Payable on 09 September 2026September 10, 2026 | marketscreener.comMSee More Headlines KSPI Stock Analysis - Frequently Asked Questions How have KSPI shares performed this year? Joint Stock Company Kaspi.kz's stock was trading at $78.13 at the beginning of 2026. Since then, KSPI stock has increased by 15.4% and is now trading at $90.14. How were Joint Stock Company Kaspi.kz's earnings last quarter? Joint Stock Company Kaspi.kz Sponsored ADR (NASDAQ:KSPI) released its earnings results on Friday, March, 13th. The company reported $2.80 earnings per share for the quarter, missing analysts' consensus estimates of $3.10 by $0.30. The company earned $2.18 billion during the quarter, compared to the consensus estimate of $2.40 billion. Joint Stock Company Kaspi.kz had a trailing twelve-month return on equity of 40.69% and a net margin of 24.00%. Read the conference call transcript. When did Joint Stock Company Kaspi.kz IPO? Joint Stock Company Kaspi.kz (KSPI) raised $1 billion in an initial public offering on Friday, January 19th 2024. The company issued 11,300,000 shares at $92.00 per share. How do I buy shares of Joint Stock Company Kaspi.kz? Shares of KSPI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Joint Stock Company Kaspi.kz own? Based on aggregate information from My MarketBeat watchlists, some other companies that Joint Stock Company Kaspi.kz investors own include ASML (ASML), Broadcom (AVGO), NVIDIA (NVDA), Uber Technologies (UBER), UnitedHealth Group (UNH), Salesforce (CRM) and Palantir Technologies (PLTR). Company Calendar Last Earnings3/13/2026Record date for 9/10 Dividend9/10/2026Ex-Dividend for 9/10 Dividend9/10/2026Dividend Payable9/10/2026Today10/27/2026Next Earnings (Estimated)11/09/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (4m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 KSPI's financial health is in the Green zone, according to TradeSmith. KSPI has been in this zone for over 4 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNASDAQ:KSPI Previous SymbolNASDAQ:KSPI CIK1985487 Webwww.ir.kaspi.kz Phone+77273306710FaxN/AEmployees14,008Year FoundedN/APrice Target and Rating Average Price Target for Joint Stock Company Kaspi.kz$107.50 High Price Target$115.00 Low Price Target$100.00 Potential Upside/Downside+19.3%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$10.98 Trailing P/E Ratio8.21 Forward P/E Ratio7.53 P/E GrowthN/ANet Income$2.04 billion Net Margins24.00% Pretax Margin29.73% Return on Equity40.69% Return on Assets9.54% Debt Debt-to-Equity RatioN/A Current Ratio0.99 Quick Ratio0.99 Sales & Book Value Annual Sales$7.70 billion Price / Sales2.23 Cash Flow$10.54 per share Price / Cash Flow8.55 Book Value$25.99 per share Price / Book3.47Miscellaneous Outstanding Shares190,030,000Free FloatN/AMarket Cap$17.13 billion OptionableOptionable Beta1.06 7 Stocks to Buy Before the Robotics RevolutionRobotics and automation are rapidly becoming essential infrastructure across healthcare, manufacturing, logistics, and many other industries. "Physical AI" is coming. Learn which seven companies are most positioned to benefit as intelligent robots enter the workforce.Get This Free Report This page (NASDAQ:KSPI) was last updated on 10/26/2026 by MarketBeat.com Staff. 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