NYSE:SYF Synchrony Financial (SYF) Stock Price, News & Analysis $72.26 +0.60 (+0.83%) Closing price 11/13/2026 03:59 PM EasternExtended Trading$72.20 -0.06 (-0.08%) As of 11/13/2026 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Synchrony Financial Stock (NYSE:SYF) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Synchrony Financial alerts:Sign Up Key Stats Today's Range$71.81▼$73.0450-Day Range$70.61▼$79.9352-Week Range$63.08▼$88.77Volume6.96 million shsAverage Volume4.70 million shsMarket Capitalization$22.50 billionP/E Ratio7.54Dividend Yield1.88%Price Target$87.78Consensus RatingModerate Buy Company Overview Synchrony Financial is a consumer financial services company that provides credit products and related services through partnerships with retailers, healthcare providers and other businesses. Its offerings include private-label and co-branded credit cards, installment loans and promotional financing options. The company also provides consumer banking products, including savings accounts and certificates of deposit. Its financing solutions serve customers in areas such as retail, home improvement, automotive, health and wellness, and digital commerce, primarily in the United States. Synchrony was formerly part of General Electric’s financial services business and became an independent, publicly traded company in 2014. Brian Doubles has served as the company’s president and chief executive officer since 2021.AI Generated. May Contain Errors. Read More Synchrony Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks95th Percentile Overall ScoreSYF MarketRank™: 4.75406610703 of 5 starsSynchrony Financial scored higher than 95% of companies evaluated by MarketBeat, and ranked 97th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion4.0 / 5Analyst RatingModerate Buy Consensus RatingSynchrony Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.53, and is based on no strong buy ratings, 10 buy ratings, 9 hold ratings, and no sell ratings.Upside PotentialSynchrony Financial has a consensus price target of $87.78, representing about 21.5% upside from its current price of $72.26.Amount of Analyst CoverageSynchrony Financial has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Synchrony Financial's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth10.30% Earnings GrowthEarnings for Synchrony Financial are expected to grow by 10.30% in the coming year, from $9.61 to $10.60 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Synchrony Financial is 7.54, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.40.Price to Earnings Ratio vs. SectorThe P/E ratio of Synchrony Financial is 7.54, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.54.Price to Earnings Growth RatioSynchrony Financial has a PEG Ratio of 0.88. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioSynchrony Financial has a P/B Ratio of 1.52. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Synchrony Financial's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted5.58% of the float of Synchrony Financial has been sold short.Short Interest Ratio / Days to CoverSynchrony Financial has a short interest ratio ("days to cover") of 4.77.Change versus previous monthShort interest in Synchrony Financial has recently increased by 5.33%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldSynchrony Financial pays a meaningful dividend of 1.89%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthSynchrony Financial has only been increasing its dividend for 4 years.Dividend CoverageThe dividend payout ratio of Synchrony Financial is 14.20%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Synchrony Financial will have a dividend payout ratio of 12.83% next year. This indicates that Synchrony Financial will be able to sustain or increase its dividend.Read more about Synchrony Financial's dividend. News and Social Media3.7 / 5News Sentiment0.90 News SentimentSynchrony Financial has a news sentiment score of 0.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 11 news articles for Synchrony Financial this week, compared to 7 articles on an average week.Search InterestOnly 10 people have searched for SYF on MarketBeat in the last 30 days. This is a decrease of -17% compared to the previous 30 days.MarketBeat Follows12 people have added Synchrony Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 1,100% compared to the previous 30 days. Company Ownership0.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Synchrony Financial insiders have not sold or bought any company stock.Percentage Held by Insiders0.36% of the stock of Synchrony Financial is held by insiders.Percentage Held by Institutions96.48% of the stock of Synchrony Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Synchrony Financial's insider trading history. Receive SYF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Synchrony Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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SYF Stock News HeadlinesRate Sell-Off Mispricing: Catching High Preferred Yield In Synchrony FinancialNovember 13 at 8:11 AM | seekingalpha.comAnalysts’ Opinions Are Mixed on These Financial Stocks: Bain Capital Specialty Finance (BCSF), Synchrony Financial (SYF) and Bread Financial Holdings (BFH)November 13 at 7:34 AM | theglobeandmail.comThe investigation Porter spent tens of thousands to documentPorter Stansberry flew the Porter and Co. team 3,300 miles to Dublin to investigate a 17-year investing experiment called Project Prophet - and documented everything on film. Rooted in the laws of physics, this quantitative approach challenges conventional wealth-building wisdom. With 17 years of verified data behind it, Porter calls it unlike anything he has seen in nearly 30 years in the business.November 15 at 1:00 AM | Porter & Company (Ad)Synchrony Financial (SYF) Gets a Buy from BarclaysNovember 12 at 4:32 PM | theglobeandmail.comSynchrony Financial: Resilient Credit and EPS Catalysts Support Buy; $89 Price Target MaintainedNovember 11, 2026 | tipranks.comSynchrony Financial Reports October Loan Performance StatisticsNovember 10, 2026 | tipranks.comShoppers Are Making Their Lists and Checking Their Favorite Retailers FirstNovember 9, 2026 | prnewswire.comQ2 EPS Forecast for Synchrony Financial Raised by AnalystNovember 7, 2026 | americanbankingnews.comSee More Headlines SYF Stock Analysis - Frequently Asked Questions How have SYF shares performed this year? Synchrony Financial's stock was trading at $83.43 at the beginning of the year. Since then, SYF shares have decreased by 13.4% and is now trading at $72.2560. How were Synchrony Financial's earnings last quarter? Synchrony Financial (NYSE:SYF) released its earnings results on Tuesday, October, 20th. The financial services provider reported $2.68 EPS for the quarter, beating analysts' consensus estimates of $2.42 by $0.26. The financial services provider earned $3.82 billion during the quarter, compared to analysts' expectations of $3.81 billion. Synchrony Financial had a trailing twelve-month return on equity of 22.26% and a net margin of 14.59%. Read the conference call transcript. Is Synchrony Financial buying back stock? Synchrony Financial's Board of Directors approved a stock repurchase program on Tuesday, April 21st 2026, which permits the company to buy back shares, according to EventVestor. This permits the company to repurchase shares of its stock through open market purchases. Stock buyback programs are usually a sign that the company's leadership believes its shares are undervalued. Does Synchrony Financial have any subsidiaries? Synchrony Financial subsidiaries include Pets Best, Loop Commerce Inc., GPShopper, CareCredit LLC, GPShopper LLC, Retail Finance Credit Services LLC, Retail Finance International Holdings Inc., and more. When did Synchrony Financial IPO? Synchrony Financial (SYF) raised $3.1 billion in an initial public offering on Thursday, July 31st 2014. The company issued 125,000,000 shares at a price of $23.00-$26.00 per share. Who are Synchrony Financial's major shareholders? Synchrony Financial's top institutional investors include State Street Corp (5.50%), First Trust Advisors LP (2.68%), Robeco Institutional Asset Management B.V. (0.95%) and Boston Partners (0.60%). Insiders that own company stock include Brian D Doubles, Jonathan S Mothner, Curtis Howse, Carol Juel, Brian J Sr Wenzel, Alberto Casellas, Bart Schaller, Arthur W Coviello Jr, Darrell Owens, Darrell Owens and David P Melito. View institutional ownership trends. How do I buy shares of Synchrony Financial? Shares of SYF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Synchrony Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Synchrony Financial investors own include NVIDIA (NVDA), Bank of America (BAC), Advanced Micro Devices (AMD), Micron Technology (MU), AT&T (T), PayPal (PYPL) and Ford Motor (F). Company Calendar Record date for 8/17 Dividend8/05/2026Ex-Dividend for 8/17 Dividend8/05/2026Dividend Payable8/17/2026Last Earnings10/20/2026Record date for 11/16 Dividend11/05/2026Ex-Dividend for 11/16 Dividend11/05/2026Today11/15/2026Dividend Payable11/16/2026TD Cowen’s Financials & Fintech Conference11/17/2026Fiscal Year End12/31/2026Next Earnings (Estimated)1/26/2027Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (3m+) 1-Year History Nov 25 Feb 26 May 26 Aug 26 Nov 26 SYF's financial health is in the Green zone, according to TradeSmith. SYF has been in this zone for over 3 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNYSE:SYF CIK1601712 Webwww.synchrony.com Phone(203) 585-2400FaxN/AEmployees20,000Year Founded1932Price Target and Rating Average Price Target for Synchrony Financial$87.78 High Price Target$103.00 Low Price Target$77.00 Potential Upside/Downside+21.5%Consensus RatingModerate Buy Rating Score (0-4)2.53 Research Coverage19 Analysts Profitability EPS (Trailing Twelve Months)$9.58 Trailing P/E Ratio7.54 Forward P/E Ratio6.82 P/E Growth0.88Net Income$3.55 billion Net Margins14.59% Pretax Margin19.11% Return on Equity22.26% Return on Assets2.79% Debt Debt-to-Equity Ratio1.15 Current Ratio1.23 Quick Ratio1.23 Sales & Book Value Annual Sales$15.03 billion Price / Sales1.50 Cash Flow$11.94 per share Price / Cash Flow6.05 Book Value$47.64 per share Price / Book1.52Miscellaneous Outstanding Shares311,405,000Free Float310,284,000Market Cap$22.50 billion OptionableOptionable Beta1.40 Social Links 7 Stocks to Buy Before the Robotics RevolutionRobotics and automation are rapidly becoming essential infrastructure across healthcare, manufacturing, logistics, and many other industries. "Physical AI" is coming. Learn which seven companies are most positioned to benefit as intelligent robots enter the workforce.Get This Free Report This page (NYSE:SYF) was last updated on 11/13/2026 by MarketBeat.com Staff. 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