NYSE:OPFI OppFi (OPFI) Stock Price, News & Analysis $12.66 -0.28 (-2.16%) Closing price 05/30/2025 03:59 PM EasternExtended Trading$12.72 +0.06 (+0.47%) As of 05/30/2025 07:58 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About OppFi Stock (NYSE:OPFI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get OppFi alerts:Sign Up Key Stats Today's Range$12.40▼$12.9750-Day Range$7.86▼$13.2252-Week Range$3.05▼$17.73Volume1.08 million shsAverage Volume875,944 shsMarket Capitalization$1.10 billionP/E Ratio79.13Dividend YieldN/APrice Target$13.33Consensus RatingBuy Company OverviewOppFi Inc. operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc. was founded in 2012 and is headquartered in Chicago, Illinois.Read More… OppFi Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks30th Percentile Overall ScoreOPFI MarketRank™: OppFi scored higher than 30% of companies evaluated by MarketBeat, and ranked 260th out of 321 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.5 / 5Analyst RatingBuy Consensus RatingOppFi has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.Amount of Analyst CoverageOppFi has only been the subject of 2 research reports in the past 90 days.Read more about OppFi's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth16.28% Earnings GrowthEarnings for OppFi are expected to grow by 16.28% in the coming year, from $0.86 to $1.00 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of OppFi is 79.13, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 24.20.Price to Earnings Ratio vs. SectorThe P/E ratio of OppFi is 79.13, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 33.43.Price to Book Value per Share RatioOppFi has a P/B Ratio of 7.23. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about OppFi's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted24.20% of the float of OppFi has been sold short.Short Interest Ratio / Days to CoverOppFi has a short interest ratio ("days to cover") of 4.8.Change versus previous monthShort interest in OppFi has recently increased by 24.95%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldOppFi does not currently pay a dividend.Dividend GrowthOppFi does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted24.20% of the float of OppFi has been sold short.Short Interest Ratio / Days to CoverOppFi has a short interest ratio ("days to cover") of 4.8.Change versus previous monthShort interest in OppFi has recently increased by 24.95%, indicating that investor sentiment is decreasing significantly. News and Social Media3.3 / 5News Sentiment0.93 News SentimentOppFi has a news sentiment score of 0.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.News Coverage This WeekMarketBeat has tracked 10 news articles for OppFi this week, compared to 4 articles on an average week.Search Interest32 people have searched for OPFI on MarketBeat in the last 30 days. This is an increase of 129% compared to the previous 30 days.MarketBeat Follows9 people have added OppFi to their MarketBeat watchlist in the last 30 days. This is an increase of 13% compared to the previous 30 days. Company Ownership2.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, OppFi insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $14,134,092.00 in company stock.Percentage Held by Insiders72.00% of the stock of OppFi is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 7.10% of the stock of OppFi is held by institutions.Read more about OppFi's insider trading history. Receive OPFI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for OppFi and its competitors with MarketBeat's FREE daily newsletter. Email Address OPFI Stock News HeadlinesOppFi Inc. (NYSE:OPFI) Director Theodore G. Schwartz Sells 90,104 SharesMay 17, 2025 | insidertrades.comInsider Selling: OppFi Inc. (NYSE:OPFI) Director Sells 114,475 Shares of StockMay 15, 2025 | insidertrades.comMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tariffs just lit the fuse. Millions of investors are blindsided as stocks plunge… but this is only Phase 1. If you're still holding the wrong assets, you could lose 30% or more in the coming weeks.May 31, 2025 | American Alternative (Ad)Christopher J. Mckay Sells 1,107 Shares of OppFi Inc. (NYSE:OPFI) StockMay 7, 2025 | insidertrades.comBull of the Day: OppFi (OPFI)May 30 at 12:56 AM | msn.comOppFi's Unique Business Model Could Be A Hidden Goldmine For InvestorsMay 23, 2025 | seekingalpha.comTop Stock Picks for Week of May 19, 2025May 20, 2025 | msn.comOppFi Stock Price, Quotes and Forecasts | NYSE:OPFI | BenzingaMay 20, 2025 | benzinga.comSee More Headlines OPFI Stock Analysis - Frequently Asked Questions How have OPFI shares performed this year? OppFi's stock was trading at $7.66 at the beginning of 2025. Since then, OPFI stock has increased by 65.3% and is now trading at $12.66. View the best growth stocks for 2025 here. How were OppFi's earnings last quarter? OppFi Inc. (NYSE:OPFI) issued its quarterly earnings results on Wednesday, May, 7th. The company reported $0.38 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.26 by $0.12. The firm earned $140.27 million during the quarter, compared to analysts' expectations of $137.71 million. OppFi had a trailing twelve-month return on equity of 35.04% and a net margin of 1.40%. Read the conference call transcript. Who are OppFi's major shareholders? OppFi's top institutional investors include LB Partners LLC (0.70%), Trexquant Investment LP (0.45%), Simplex Trading LLC and Victory Capital Management Inc. (0.23%). Insiders that own company stock include Todd G Schwartz, Christopher J Mckay, Theodore G Schwartz, Jocelyn Moore, David Vennettilli and Pamela D Johnson. View institutional ownership trends. How do I buy shares of OppFi? Shares of OPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of OppFi own? Based on aggregate information from My MarketBeat watchlists, some other companies that OppFi investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), Adobe (ADBE), Advanced Micro Devices (AMD) and ServiceNow (NOW). Company Calendar Record date for 4/18 Dividend4/08/2025Ex-Dividend for 4/18 Dividend4/08/2025Dividend Payable4/18/2025Last Earnings5/07/2025Today5/31/2025Next Earnings (Estimated)8/06/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorBusiness Services Industry Nondepository credit institutions Sub-IndustryBanking Current SymbolNYSE:OPFI CIK1818502 Webwww.fgnewamerica.com Phone312-212-8079FaxN/AEmployees570Year FoundedN/APrice Target and Rating Average Stock Price Target$13.33 High Stock Price Target$13.50 Low Stock Price Target$13.00 Potential Upside/Downside+5.3%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)($0.37) Trailing P/E Ratio79.13 Forward P/E Ratio14.72 P/E GrowthN/ANet Income-$1 million Net Margins1.40% Pretax Margin14.61% Return on Equity35.04% Return on Assets12.09% Debt Debt-to-Equity RatioN/A Current Ratio1.53 Quick Ratio1.53 Sales & Book Value Annual Sales$538.89 million Price / Sales2.04 Cash Flow$0.59 per share Price / Cash Flow21.43 Book Value$1.75 per share Price / Book7.23Miscellaneous Outstanding Shares86,808,000Free Float13,794,000Market Cap$1.10 billion OptionableOptionable Beta1.61 Free Today: Your Guide to Smarter Options TradesLearn the basics of options trading and how to use them to boost returns and manage risk with this free report from MarketBeat. 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