OP Bancorp (OPBK) Stock Price, News & Analysis

Company Overview

OP Bancorp is the bank holding company for Open Bank, a community bank headquartered in Los Angeles, California. Open Bank primarily serves small and medium-sized businesses, professionals and individuals, with a focus on the Korean American and broader multicultural communities.

The bank offers commercial and consumer deposit accounts, business and personal checking and savings products, certificates of deposit, and treasury management services. Its lending activities include commercial real estate loans, commercial and industrial loans, small business loans, residential mortgage loans and consumer financing. Open Bank also provides online and mobile banking services and participates in government-supported small business lending programs.

Founded in 2005, Open Bank has expanded its branch and lending operations across parts of California and Texas. The bank is led by President and Chief Executive Officer Min Kim. Through its branch network and digital channels, OP Bancorp seeks to provide relationship-based banking services to businesses and consumers in the communities it serves.

Key Stats

• Today's Range: $14.85 to $15.31
• 50-Day Range: $14.73 to $16.16
• 52-Week Range: $12.41 to $16.83
• Volume: 48,125 shs
• Average Volume: 47,284 shs
• Market Capitalization: $222.16 million
• P/E Ratio: 7.71
• Dividend Yield: 3.76%
• Price Target: $17.75
• Consensus Rating: Buy

OP Bancorp Stock Analysis - MarketRank™

OP Bancorp scored higher than 96% of companies evaluated by MarketBeat, and ranked 81st out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.8 / 5
• Analyst Rating: Buy

Consensus Rating

OP Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 2 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

OP Bancorp has a consensus price target of $17.75, representing about 19.3% upside from its current price of $14.88.

Amount of Analyst Coverage

OP Bancorp has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 3.88%

Earnings Growth

Earnings for OP Bancorp are expected to grow by 3.88% in the coming year, from $2.06 to $2.14 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of OP Bancorp is 7.71, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.99.

Price to Earnings Ratio vs. Sector

The P/E ratio of OP Bancorp is 7.71, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.22.

Price to Book Value per Share Ratio

OP Bancorp has a P/B Ratio of 0.97. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.14% of the float of OP Bancorp has been sold short.

Short Interest Ratio / Days to Cover

OP Bancorp has a short interest ratio ("days to cover") of 3.09, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in OP Bancorp has recently decreased by 8.20%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

OP Bancorp is a leading dividend payer. It pays a dividend yield of 3.64%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

OP Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of OP Bancorp is 29.02%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, OP Bancorp will have a dividend payout ratio of 26.17% next year. This indicates that OP Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.7 / 5
• News Sentiment: N/A

News Sentiment

OP Bancorp has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for OP Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, OP Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

9.56% of the stock of OP Bancorp is held by insiders.

Percentage Held by Institutions

53.63% of the stock of OP Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 8/20 Dividend: 8/06/2026
• Ex-Dividend for 8/20 Dividend: 8/06/2026
• Dividend Payable: 8/20/2026
• Today: 9/24/2026
• Next Earnings (Estimated): 10/22/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:OPBK
• CIK: 1722010
• Web: www.myopenbank.com
• Phone: (213) 892-9999
• Fax: N/A
• Employees: 249
• Year Founded: N/A

Price Target and Rating

• Average Price Target for OP Bancorp: $17.75
• High Price Target: $18.00
• Low Price Target: $17.50
• Potential Upside/Downside: +19.3%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.93
• Trailing P/E Ratio: 7.71
• Forward P/E Ratio: 7.22
• P/E Growth: N/A
• Net Income: $25.64 million
• Net Margins: 16.87%
• Pretax Margin: 23.37%
• Return on Equity: 12.59%
• Return on Assets: 1.08%

Debt

• Debt-to-Equity Ratio: 0.42
• Current Ratio: 1.02
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $166.66 million
• Price / Sales: 1.33
• Cash Flow: $2.14 per share
• Price / Cash Flow: 6.95
• Book Value: $15.31 per share
• Price / Book: 0.97

Miscellaneous

• Outstanding Shares: 14,930,000
• Free Float: 13,505,000
• Market Cap: $222.16 million
• Optionable: Optionable
• Beta: 0.60