NASDAQ:LKFN Lakeland Financial (LKFN) Stock Price, News & Analysis $59.90 -0.29 (-0.48%) Closing price 05/22/2026 04:00 PM EasternExtended Trading$59.90 0.00 (-0.01%) As of 05/22/2026 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Lakeland Financial Stock (NASDAQ:LKFN) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Lakeland Financial alerts:Sign Up Key Stats Today's Range$59.73▼$60.5550-Day Range$55.03▼$62.6052-Week Range$54.36▼$69.40Volume104,566 shsAverage Volume200,068 shsMarket Capitalization$1.49 billionP/E Ratio14.03Dividend Yield3.47%Price Target$66.50Consensus RatingHold Company Overview Lakeland Financial Corporation is a bank holding company based in Warsaw, Indiana, that operates through its principal subsidiary, Lakeland Bank. The company offers a full range of commercial and consumer banking services, including deposit products such as checking accounts, savings accounts and certificates of deposit, as well as a variety of loan offerings spanning commercial real estate, agricultural, mortgage, consumer and small-business lending. Originally organized in 1893 as Kosciusko County State Bank, the enterprise reorganized as a bank holding company in 1984 to facilitate strategic growth and diversification. Over the decades, Lakeland Financial has steadily expanded its branch network across northern and central Indiana, serving both rural communities and regional urban centers. The company has maintained a focus on community banking principles, emphasizing personalized service and relationship-driven lending. In addition to traditional banking services, Lakeland Financial supports clients through wealth management and trust services, offering financial planning, investment advisory and fiduciary solutions. Digital and mobile banking platforms enable customers to manage accounts, make payments and access cash management tools remotely. The company’s leadership team is headed by President and Chief Executive Officer Joseph E. Stolp Jr., who oversees operations and strategy aimed at balanced growth while preserving the bank’s community-oriented culture.AI Generated. May Contain Errors. Read More Lakeland Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks72nd Percentile Overall ScoreLKFN MarketRank™: Lakeland Financial scored higher than 72% of companies evaluated by MarketBeat, and ranked 352nd out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.4 / 5Analyst RatingHold Consensus RatingLakeland Financial has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.Upside PotentialLakeland Financial has a consensus price target of $66.50, representing about 11.0% upside from its current price of $59.90.Amount of Analyst CoverageLakeland Financial has only been the subject of 2 research reports in the past 90 days.Read more about Lakeland Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth4.19% Earnings GrowthEarnings for Lakeland Financial are expected to grow by 4.19% in the coming year, from $4.30 to $4.48 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Lakeland Financial is 14.03, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.92.Price to Earnings Ratio vs. SectorThe P/E ratio of Lakeland Financial is 14.03, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.94.Price to Book Value per Share RatioLakeland Financial has a P/B Ratio of 1.99. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Lakeland Financial's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted8.11% of the float of Lakeland Financial has been sold short.Short Interest Ratio / Days to CoverLakeland Financial has a short interest ratio ("days to cover") of 14.53, which indicates bearish sentiment.Change versus previous monthShort interest in Lakeland Financial has recently decreased by 3.53%, indicating that investor sentiment is improving. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldLakeland Financial pays a meaningful dividend of 3.46%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthLakeland Financial has been increasing its dividend for 14 years.Dividend CoverageThe dividend payout ratio of Lakeland Financial is 48.71%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Lakeland Financial will have a dividend payout ratio of 46.43% next year. This indicates that Lakeland Financial will be able to sustain or increase its dividend.Read more about Lakeland Financial's dividend. News and Social Media1.6 / 5News Sentiment0.58 News SentimentLakeland Financial has a news sentiment score of 0.58. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Lakeland Financial this week, compared to 2 articles on an average week. Company Ownership3.7 / 5Insider TradingAcquiring Shares Net Insider BuyingOver the last three months, insiders have purchased a net $874,681.00 in company stock, which represents 0.0586% of the company's market cap.Insider Buying vs. Insider SellingIn the past three months, Lakeland Financial insiders have bought 160.68% more of their company's stock than they have sold. Specifically, they have bought $1,419,050.00 in company stock and sold $544,369.00 in company stock.Percentage Held by Insiders3.00% of the stock of Lakeland Financial is held by insiders.Percentage Held by Institutions81.15% of the stock of Lakeland Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Lakeland Financial's insider trading history. Receive LKFN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Lakeland Financial and its competitors with MarketBeat's FREE daily newsletter. 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LKFN Stock News HeadlinesHead-To-Head Survey: Solera National Bancorp (OTCMKTS:SLRK) vs. Lakeland Financial (NASDAQ:LKFN)May 19, 2026 | americanbankingnews.comLakeland Financial (NASDAQ:LKFN) Director Sells $80,062.50 in StockMay 7, 2026 | insidertrades.comThe REAL Reason Trump is Invading IranFor a moment… Forget about Trump’s ties to Israel. Forget about reports of Iran’s nuclear program. Because my research has led me to believe we’re risking World War 3 with Iran for a completely different reason. | Banyan Hill Publishing (Ad)Is Strong Q1 Earnings and Higher Charge Offs Altering The Investment Case For Lakeland Financial (LKFN)?May 5, 2026 | finance.yahoo.comAssessing Lakeland Financial (LKFN) Valuation As Investors React To Recent Share Price MovesMay 5, 2026 | finance.yahoo.comInsider Selling: Lakeland Financial (NASDAQ:LKFN) EVP Sells 2,136 Shares of StockMay 2, 2026 | insidertrades.comTop Lakeland Financial Executive Makes Attention-Grabbing Insider MoveMay 1, 2026 | tipranks.comLakeland Financial Tops EPS Estimates but Misses on RevenueApril 28, 2026 | finance.yahoo.comSee More Headlines LKFN Stock Analysis - Frequently Asked Questions How have LKFN shares performed this year? Lakeland Financial's stock was trading at $57.06 at the start of the year. Since then, LKFN shares have increased by 5.0% and is now trading at $59.90. How were Lakeland Financial's earnings last quarter? Lakeland Financial Corporation (NASDAQ:LKFN) posted its earnings results on Monday, April, 27th. The financial services provider reported $1.04 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.01 by $0.03. The financial services provider had revenue of $69.71 million for the quarter, compared to analysts' expectations of $70.42 million. Lakeland Financial had a trailing twelve-month return on equity of 14.79% and a net margin of 25.81%. Who are Lakeland Financial's major shareholders? Lakeland Financial's top institutional investors include Dimensional Fund Advisors LP (2.70%), Copeland Capital Management LLC (2.43%), Bank of America Corp DE (1.29%) and Boston Trust Walden Corp (1.20%). Insiders that own company stock include M Scott Welch, Michael L Kubacki, Lisa M O'neill, Eric H Ottinger, Robert E Bartels Jr, Steven D Ross, Bradley J Toothaker, Melinda Jo Truex, David M Findlay, Kristin Pruitt, Kyra E Clark, James Rickard Donovan, Stephanie R Leniski, Donald Robinson-Gay, Jonathan P Steiner and Brok A Lahrman. View institutional ownership trends. How do I buy shares of Lakeland Financial? Shares of LKFN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Lakeland Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Lakeland Financial investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and iShares Micro-Cap ETF (IWC). Company Calendar Ex-Dividend for 5/5 Dividend4/24/2026Record date for 5/5 Dividend4/25/2026Last Earnings4/27/2026Dividend Payable5/05/2026Today5/22/2026Next Earnings (Estimated)7/24/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (5d) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 As of 5 days ago, LKFN's financial health entered the Green zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - MIDWEST Sub-IndustryRegional Banks Current SymbolNASDAQ:LKFN CIK721994 Webwww.lakecitybank.com Phone(574) 267-6144Fax574-267-6063Employees650Year Founded1872Price Target and Rating Average Price Target for Lakeland Financial$66.50 High Price Target$68.00 Low Price Target$66.00 Potential Upside/Downside+11.0%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$4.27 Trailing P/E Ratio14.03 Forward P/E Ratio13.93 P/E GrowthN/ANet Income$103.36 million Net Margins25.81% Pretax Margin31.49% Return on Equity14.79% Return on Assets1.57% Debt Debt-to-Equity RatioN/A Current Ratio0.89 Quick Ratio0.89 Sales & Book Value Annual Sales$421.71 million Price / Sales3.54 Cash Flow$4.42 per share Price / Cash Flow13.56 Book Value$30.06 per share Price / Book1.99Miscellaneous Outstanding Shares24,910,000Free Float24,167,000Market Cap$1.49 billion OptionableOptionable Beta0.74 Social Links 7 Stocks to Buy And Hold ForeverClick the link to see MarketBeat's list of seven stocks and why their long-term outlooks are very promising. Get This Free Report This page (NASDAQ:LKFN) was last updated on 5/23/2026 by MarketBeat.com Staff. 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