MainStreet Bank (MNSB) Stock Price, News & Analysis

Company Overview

MainStreet Bank is a community-focused commercial bank headquartered in Fairfax, Virginia, and the principal banking subsidiary of MainStreet Bancshares, Inc. (NASDAQ: MNSB). Founded in 2004, the bank serves businesses, nonprofit organizations, professionals and individuals in Northern Virginia, the greater Washington, D.C., metropolitan area and surrounding communities.

The bank provides a range of commercial and personal banking products, including business and consumer checking and savings accounts, certificates of deposit, commercial real estate loans, construction and equipment financing, lines of credit, residential lending and Small Business Administration (SBA) loans. It also offers treasury management, online and mobile banking, cash-management services and other deposit and payment solutions designed to support business customers.

MainStreet Bank emphasizes relationship-based banking and works with local businesses and organizations on borrowing, liquidity management and other financial needs. The company is led by Jeff W. Dick, who serves as president and chief executive officer of MainStreet Bancshares and MainStreet Bank.

Key Stats

• Today's Range: $24.70 to $24.97
• 50-Day Range: $22.91 to $25.61
• 52-Week Range: $17.86 to $25.86
• Volume: 16,272 shs
• Average Volume: 27,411 shs
• Market Capitalization: $176.60 million
• P/E Ratio: 12.16
• Dividend Yield: 1.61%
• Price Target: N/A
• Consensus Rating: Moderate Buy

MainStreet Bank Stock Analysis - MarketRank™

MainStreet Bank scored higher than 26% of companies evaluated by MarketBeat, and ranked 748th out of 835 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

MainStreet Bank has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

MainStreet Bank has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of MainStreet Bank is 12.16, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.00.

Price to Earnings Ratio vs. Sector

The P/E ratio of MainStreet Bank is 12.16, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.23.

Price to Book Value per Share Ratio

MainStreet Bank has a P/B Ratio of 1.00. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.39% of the float of MainStreet Bank has been sold short.

Short Interest Ratio / Days to Cover

MainStreet Bank has a short interest ratio ("days to cover") of 6.33.

Change versus previous month

Short interest in MainStreet Bank has recently increased by 13.83%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

MainStreet Bank pays a meaningful dividend of 1.62%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

MainStreet Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of MainStreet Bank is 19.61%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 3 news articles for MainStreet Bank this week, compared to 1 article on an average week.

Search Interest

Only 1 people have searched for MNSB on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MainStreet Bank insiders have not sold or bought any company stock.

Percentage Held by Insiders

10.17% of the stock of MainStreet Bank is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

52.29% of the stock of MainStreet Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/20/2026
• Record date for 8/11 Dividend: 8/04/2026
• Ex-Dividend for 8/11 Dividend: 8/04/2026
• Dividend Payable: 8/11/2026
• Today: 9/24/2026
• Next Earnings (Estimated): 10/26/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:MNSB
• CIK: 1693577
• Web: www.mstreetbank.com
• Phone: (703) 481-4567
• Fax: N/A
• Employees: 171
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $2.04
• Trailing P/E Ratio: 12.16
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $15.61 million
• Net Margins: 13.24%
• Pretax Margin: 16.56%
• Return on Equity: 9.16%
• Return on Assets: 0.79%

Debt

• Debt-to-Equity Ratio: 0.37
• Current Ratio: 1.06
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $73.15 million
• Price / Sales: 2.41
• Cash Flow: $2.41 per share
• Price / Cash Flow: 10.29
• Book Value: $24.83 per share
• Price / Book: 1.00

Miscellaneous

• Outstanding Shares: 7,121,000
• Free Float: 6,397,000
• Market Cap: $176.60 million
• Optionable: Not Optionable
• Beta: 0.55