Mastercard (MA) Stock Price, News & Analysis

Company Overview

Mastercard Incorporated (NYSE: MA) is a global technology company that operates a payments network connecting consumers, financial institutions, merchants, governments and businesses. The company facilitates electronic payment transactions, including credit, debit, prepaid and commercial payments, by providing the infrastructure used to authorize, clear and settle transactions.

Mastercard’s products and services include its Mastercard-branded payment cards, digital payment tools, contactless payment technology and payment solutions for businesses and governments. The company also provides fraud prevention, cybersecurity, identity verification, data analytics, loyalty, consulting and open banking services. Its Mastercard Send platform supports account-to-account and other money-transfer use cases, while its Cirrus network supports global ATM access.

The company traces its history to the Interbank Card Association, formed in 1966. It adopted the MasterCard name in 1979 and became a publicly traded company in 2006, later changing its corporate name to Mastercard Incorporated. Mastercard serves customers and payment participants across numerous countries and regions worldwide. Michael Miebach serves as the company’s president and chief executive officer.

Key Stats

• Today's Range: $567.01 to $575.67
• 50-Day Range: $519.92 to $599.69
• 52-Week Range: $464.52 to $601.62
• Volume: 2.71 million shs
• Average Volume: 2.61 million shs
• Market Capitalization: $499.63 billion
• P/E Ratio: 31.37
• Dividend Yield: 0.61%
• Price Target: $666.64
• Consensus Rating: Buy

Mastercard Stock Analysis - MarketRank™

Mastercard scored higher than 99% of companies evaluated by MarketBeat, and ranked 26th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.9 / 5
• Analyst Rating: Buy

Consensus Rating

Mastercard has received a consensus rating of Buy. The company's average rating score is 3.10, and is based on 5 strong buy ratings, 25 buy ratings, no hold ratings, and 1 sell rating.

Upside Potential

Mastercard has a consensus price target of $666.64, representing about 16.9% upside from its current price of $570.35.

Amount of Analyst Coverage

Mastercard has been the subject of 17 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 15.31%

Earnings Growth

Earnings for Mastercard are expected to grow by 15.31% in the coming year, from $19.86 to $22.90 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Mastercard is 31.37, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.18.

Price to Earnings Ratio vs. Sector

The P/E ratio of Mastercard is 31.37, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 26.02.

Price to Earnings Growth Ratio

Mastercard has a PEG Ratio of 1.66. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Mastercard has a P/B Ratio of 65.86. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.82% of the float of Mastercard has been sold short.

Short Interest Ratio / Days to Cover

Mastercard has a short interest ratio ("days to cover") of 2.58, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Mastercard has recently decreased by 19.80%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Mastercard has a dividend yield of 0.60%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Mastercard has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of Mastercard is 19.14%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Mastercard will have a dividend payout ratio of 15.20% next year. This indicates that Mastercard will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.9 / 5
• News Sentiment: 1.20

News Sentiment

Mastercard has a news sentiment score of 1.20. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.92 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 44 news articles for Mastercard this week, compared to 10 articles on an average week.

Search Interest

Only 59 people have searched for MA on MarketBeat in the last 30 days. This is a decrease of -19% compared to the previous 30 days.

MarketBeat Follows

41 people have added Mastercard to their MarketBeat watchlist in the last 30 days. This is an increase of 46% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Mastercard insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $42,544,606.00 in company stock.

Percentage Held by Insiders

0.09% of the stock of Mastercard is held by insiders.

Percentage Held by Institutions

97.28% of the stock of Mastercard is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/7 Dividend: 7/09/2026
• Ex-Dividend for 8/7 Dividend: 7/09/2026
• Last Earnings: 7/30/2026
• Dividend Payable: 8/07/2026
• Today: 9/09/2026
• Goldman Sachs Communacopia + Technology Conference 2026: 9/10/2026
• Next Earnings (Estimated): 10/29/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Transaction & Payment Processing Services
• Current Symbol: NYSE:MA
• Previous Symbol: NYSE:MA,
• CIK: 1141391
• Web: www.mastercard.com
• Phone: (914) 249-2000
• Fax: 914-249-4262
• Employees: 39,800
• Year Founded: 1966

Price Target and Rating

• Average Price Target for Mastercard: $666.64
• High Price Target: $740.00
• Low Price Target: $597.00
• Potential Upside/Downside: +16.9%
• Consensus Rating: Buy
• Rating Score (0-4): 3.10
• Research Coverage: 31 Analysts

Profitability

• EPS (Trailing Twelve Months): $18.18
• Trailing P/E Ratio: 31.37
• Forward P/E Ratio: 28.72
• P/E Growth: 1.66
• Net Income: $14.97 billion
• Net Margins: 46.34%
• Pretax Margin: 57.50%
• Return on Equity: 239.99%
• Return on Assets: 30.88%

Debt

• Debt-to-Equity Ratio: 3.96
• Current Ratio: 1.06
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $35.08 billion
• Price / Sales: 14.24
• Cash Flow: $20.55 per share
• Price / Cash Flow: 27.76
• Book Value: $8.66 per share
• Price / Book: 65.86

Miscellaneous

• Outstanding Shares: 876,010,000
• Free Float: 875,222,000
• Market Cap: $499.63 billion
• Optionable: Optionable
• Beta: 0.74