MGIC Investment (MTG) Stock Price, News & Analysis

Company Overview

MGIC Investment Corporation (NYSE: MTG) is a leading provider of private mortgage insurance in the United States. Established in 1957 as the nation’s first private mortgage insurer, MGIC helps lenders manage credit risk and facilitates homeownership by protecting mortgage loans against default. Headquartered in Milwaukee, Wisconsin, the company operates through its principal subsidiary, Mortgage Guaranty Insurance Corporation, and maintains relationships with a broad network of originators and servicers nationwide.

The company’s primary business activity involves issuing mortgage insurance policies that enable borrowers to purchase homes with down payments below traditional lending thresholds. MGIC offers both borrower-paid and lender-paid insurance plans, tailoring coverage to meet the needs of first-time buyers, move-up purchasers and refinancing homeowners. Beyond individual mortgage insurance, the firm provides pool insurance and other reinsurance solutions that enhance liquidity for mortgage lenders and investors.

MGIC serves mortgage originators and financial institutions across all 50 states, Puerto Rico and other U.S. territories. Its risk management services include automated underwriting tools, credit analysis platforms and ongoing loan monitoring capabilities. These offerings help lenders streamline the loan approval process, comply with regulatory requirements and manage portfolio performance over the life of the mortgage.

Over its more than six decades of operation, MGIC has played a pivotal role in shaping the private mortgage insurance industry. The company is led by President and Chief Executive Officer Nathan K. Mark, who has overseen strategic initiatives aimed at expanding digital underwriting and enhancing customer service. As a publicly traded entity under the MTG ticker, MGIC Investment Corporation remains focused on sustaining financial strength and supporting affordable homeownership across the U.S.

Key Stats

• Today's Range: $25.93 to $26.26
• 50-Day Range: $25.70 to $29.14
• 52-Week Range: $24.77 to $29.97
• Volume: 1.35 million shs
• Average Volume: 2.26 million shs
• Market Capitalization: $5.51 billion
• P/E Ratio: 8.27
• Dividend Yield: 2.30%
• Price Target: $28.20
• Consensus Rating: Hold

MGIC Investment Stock Analysis - MarketRank™

MGIC Investment scored higher than 88% of companies evaluated by MarketBeat, and ranked 255th out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Hold

Consensus Rating

MGIC Investment has received a consensus rating of Hold. The company's average rating score is 2.17, and is based on no strong buy ratings, 1 buy rating, 5 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for MGIC Investment is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

MGIC Investment has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.48%

Earnings Growth

Earnings for MGIC Investment are expected to grow by 9.48% in the coming year, from $3.06 to $3.35 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of MGIC Investment is 8.27, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of MGIC Investment is 8.27, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.95.

Price to Earnings Growth Ratio

MGIC Investment has a PEG Ratio of 1.81. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

MGIC Investment has a P/B Ratio of 1.09. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.73% of the float of MGIC Investment has been sold short.

Short Interest Ratio / Days to Cover

MGIC Investment has a short interest ratio ("days to cover") of 3.57, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MGIC Investment has recently decreased by 8.03%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

MGIC Investment pays a meaningful dividend of 2.30%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

MGIC Investment has been increasing its dividend for 6 years.

Dividend Coverage

The dividend payout ratio of MGIC Investment is 19.05%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, MGIC Investment will have a dividend payout ratio of 17.91% next year. This indicates that MGIC Investment will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 0.67

News Sentiment

MGIC Investment has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for MGIC Investment this week, compared to 4 articles on an average week.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, MGIC Investment insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,974,400.00 in company stock.

Percentage Held by Insiders

1.34% of the stock of MGIC Investment is held by insiders.

Percentage Held by Institutions

95.58% of the stock of MGIC Investment is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 3/6 Dividend: 2/17/2026
• Ex-Dividend for 3/6 Dividend: 2/17/2026
• Dividend Payable: 3/06/2026
• Last Earnings: 4/29/2026
• Record date for 5/21 Dividend: 5/06/2026
• Ex-Dividend for 5/21 Dividend: 5/06/2026
• Dividend Payable: 5/21/2026
• Today: 5/22/2026
• Next Earnings (Estimated): 7/29/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NYSE:MTG
• CIK: 876437
• Web: mtg.mgic.com
• Phone: (414) 347-6480
• Fax: 414-347-6696
• Employees: 680
• Year Founded: 1957

Price Target and Rating

• Average Price Target for MGIC Investment: $28.20
• High Price Target: $29.00
• Low Price Target: $28.00
• Potential Upside/Downside: +8.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.17
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.15
• Trailing P/E Ratio: 8.27
• Forward P/E Ratio: 8.51
• P/E Growth: 1.81
• Net Income: $738.35 million
• Net Margins: 59.63%
• Pretax Margin: 74.78%
• Return on Equity: 14.01%
• Return on Assets: 10.96%

Debt

• Debt-to-Equity Ratio: 0.13
• Current Ratio: 1.14
• Quick Ratio: 1.14

Sales & Book Value

• Annual Sales: $1.20 billion
• Price / Sales: 4.57
• Cash Flow: $3.30 per share
• Price / Cash Flow: 7.90
• Book Value: $23.82 per share
• Price / Book: 1.09

Miscellaneous

• Outstanding Shares: 211,490,000
• Free Float: 208,656,000
• Market Cap: $5.51 billion
• Optionable: Optionable
• Beta: 0.71