NASDAQ:MSBI Midland States Bancorp (MSBI) Stock Price, News & Analysis $33.30 -0.16 (-0.46%) As of 11:26 AM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Midland States Bancorp Stock (NASDAQ:MSBI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Midland States Bancorp alerts:Sign Up Key Stats Today's Range$33.31▼$33.6950-Day Range$29.65▼$34.5352-Week Range$14.24▼$35.10Volume19,087 shsAverage Volume160,207 shsMarket Capitalization$690.87 millionP/E Ratio21.34Dividend Yield3.96%Price Target$31.13Consensus RatingHold Company Overview Midland States Bancorp, Inc. is the holding company for Midland States Bank, a community-focused financial institution headquartered in Effingham, Illinois. Founded in 1881, the bank serves individuals, families, businesses and agricultural customers through banking offices primarily across Illinois, Wisconsin and Ohio. Midland States Bank offers a range of consumer and commercial banking products, including checking and savings accounts, certificates of deposit, residential mortgage lending, consumer loans, commercial real estate financing, business loans and agricultural lending. The company also provides treasury management and other cash-management services designed to support business customers. In addition to traditional banking, Midland States Bancorp provides wealth management, investment and trust services, as well as equipment financing and related financial solutions. The company is led by President and Chief Executive Officer Jeffrey G. Ludwig.AI Generated. May Contain Errors. Read More Midland States Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks44th Percentile Overall ScoreMSBI MarketRank™: Midland States Bancorp scored higher than 44% of companies evaluated by MarketBeat, and ranked 647th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.0 / 5Analyst RatingHold Consensus RatingMidland States Bancorp has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on 1 strong buy rating, no buy ratings, 4 hold ratings, and no sell ratings.Downside RiskMidland States Bancorp has a consensus price target of $31.13, representing about 7.4% downside from its current price of $33.62.Amount of Analyst CoverageMidland States Bancorp has only been the subject of 4 research reports in the past 90 days.Read more about Midland States Bancorp's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings Growth-0.29% Earnings GrowthEarnings for Midland States Bancorp are expected to decrease by -0.29% in the coming year, from $3.40 to $3.39 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Midland States Bancorp is 21.56, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.11.Price to Earnings Ratio vs. SectorThe P/E ratio of Midland States Bancorp is 21.56, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.68.Price to Book Value per Share RatioMidland States Bancorp has a P/B Ratio of 1.59. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Midland States Bancorp's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted5.18% of the float of Midland States Bancorp has been sold short.Short Interest Ratio / Days to CoverMidland States Bancorp has a short interest ratio ("days to cover") of 6.39.Change versus previous monthShort interest in Midland States Bancorp has recently increased by 8.03%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipMidland States Bancorp is a leading dividend payer. It pays a dividend yield of 3.95%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthMidland States Bancorp has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Midland States Bancorp is 84.62%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on earnings estimates, Midland States Bancorp will have a dividend payout ratio of 38.94% next year. This indicates that Midland States Bancorp will be able to sustain or increase its dividend.Read more about Midland States Bancorp's dividend. News and Social Media3.2 / 5News Sentiment1.06 News SentimentMidland States Bancorp has a news sentiment score of 1.06. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.88 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Midland States Bancorp this week, compared to 2 articles on an average week. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Midland States Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $421,374.00 in company stock.Percentage Held by Insiders8.57% of the stock of Midland States Bancorp is held by insiders.Percentage Held by Institutions60.93% of the stock of Midland States Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Midland States Bancorp's insider trading history. Receive MSBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Midland States Bancorp and its competitors with MarketBeat's FREE daily newsletter. 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MSBI Stock News HeadlinesMidland States Bancorp (NASDAQ:MSBI) COO Kyle Owen Mooney Sells 2,400 SharesSeptember 10, 2026 | insidertrades.comMidland States Bancorp (NASDAQ:MSBI) COO Kyle Owen Mooney Sells 489 Shares of StockAugust 19, 2026 | insidertrades.comHere’s the stock symbol I’ve promisedWhitney Tilson of Stansberry Research has long recommended Berkshire Hathaway as a core retirement holding - but now he believes he's found something better. This under-the-radar company sits at the intersection of America's two most important industries, including AI, pays massive dividends, and attracted a famous money manager who put 60% of his multi-billion-dollar fund into it. Tilson is revealing the name and ticker symbol completely free - no credit card or email required.September 14 at 1:00 AM | Stansberry Research (Ad)Midland States Bancorp: Improving Asset Quality Drives EarningsAugust 19, 2026 | seekingalpha.comMidland States Bancorp: 7.7% Yielding Preferred Share From A Regional BankAugust 18, 2026 | seekingalpha.comMidland States Bancorp raises quarterly dividend by 3.1% to $0.33 dividendAugust 5, 2026 | msn.comMidland States Bancorp Raises Quarterly Dividend AgainAugust 4, 2026 | tipranks.comMidland States Bancorp, Inc. Increases Common Stock Cash Dividend to $0.33 Per Share and Declares Preferred Stock DividendAugust 4, 2026 | globenewswire.comSee More Headlines MSBI Stock Analysis - Frequently Asked Questions How have MSBI shares performed this year? Midland States Bancorp's stock was trading at $21.17 at the beginning of the year. Since then, MSBI stock has increased by 58.8% and is now trading at $33.6210. How were Midland States Bancorp's earnings last quarter? Midland States Bancorp, Inc. (NASDAQ:MSBI) released its quarterly earnings results on Thursday, July, 23rd. The financial services provider reported $0.82 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.78 by $0.04. The financial services provider earned $83.74 million during the quarter, compared to analysts' expectations of $80.70 million. Midland States Bancorp had a net margin of 9.40% and a trailing twelve-month return on equity of 13.32%. Is Midland States Bancorp buying back stock? Midland States Bancorp's Board of Directors authorized a stock buyback program on Wednesday, May 6th 2026, which allows the company to buy back $45,000,000 in outstanding shares, according to EventVestor. This means that the company could buy up to 8% of its shares through open market purchases. Shares buyback programs are generally an indication that the company's board of directors believes its shares are undervalued. When did Midland States Bancorp IPO? Midland States Bancorp (MSBI) raised $84 million in an initial public offering on Tuesday, May 24th 2016. The company issued 3,638,755 shares at a price of $22.00-$24.00 per share. Sandler O'Neill + Partners and Keefe, Bruyette & Woods (A Stifel Company) served as the underwriters for the IPO and D. A. Davidson and Stephens were co-managers. Who are Midland States Bancorp's major shareholders? Midland States Bancorp's top institutional investors include BlackRock Inc. (14.08%), Algert Global LLC (0.97%), Bank of New York Mellon Corp (0.61%) and Bank of America Corp DE (0.55%). Insiders that own company stock include Jeffrey G Ludwig, Jeremy Andrew Jameson, Douglas J Tucker, Daniel Edward Casey, Jeffrey M Mcdonnell, Kyle Owen Mooney, Donald J Spring, Travis Franklin and Gerald Joseph Carlson. View institutional ownership trends. How do I buy shares of Midland States Bancorp? Shares of MSBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Midland States Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Midland States Bancorp investors own include Meta Platforms (META), NVIDIA (NVDA), Advanced Micro Devices (AMD), Netflix (NFLX), JPMorgan Chase & Co. (JPM), ExxonMobil (XOM) and Broadcom (AVGO). Company Calendar Last Earnings7/23/2026Record date for 8/21 Dividend8/14/2026Ex-Dividend for 8/21 Dividend8/14/2026Dividend Payable8/21/2026Today9/14/2026Next Earnings (Estimated)10/29/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (9m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 MSBI's financial health is in the Green zone, according to TradeSmith. MSBI has been in this zone for over 9 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:MSBI CIK1466026 Webwww.midlandsb.com Phone(217) 342-7321Fax217-342-9449Employees861Year Founded1881Price Target and Rating Average Price Target for Midland States Bancorp$31.13 High Price Target$35.00 Low Price Target$25.50 Potential Upside/Downside-6.5%Consensus RatingHold Rating Score (0-4)2.40 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$1.56 Trailing P/E Ratio21.34 Forward P/E Ratio9.79 P/E GrowthN/ANet Income-$124.28 million Net Margins9.40% Pretax Margin12.67% Return on Equity13.32% Return on Assets0.92% Debt Debt-to-Equity Ratio0.73 Current Ratio0.78 Quick Ratio0.78 Sales & Book Value Annual Sales$476.05 million Price / Sales1.45 Cash Flow$9.20 per share Price / Cash Flow3.62 Book Value$21.11 per share Price / Book1.58Miscellaneous Outstanding Shares20,750,000Free Float18,974,000Market Cap$690.87 million OptionableOptionable Beta0.65 Social Links The Best Nuclear Energy Stocks to BuyNuclear energy is entering a new growth cycle as rising power demand, expanding data centers, and renewed policy support bring the sector back into focus. 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