NASDAQ:MSBI Midland States Bancorp (MSBI) Stock Price, News & Analysis $33.14 +0.40 (+1.22%) Closing price 10/2/2026 04:00 PM EasternExtended Trading$33.16 +0.02 (+0.05%) As of 10/2/2026 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Midland States Bancorp Stock (NASDAQ:MSBI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Midland States Bancorp alerts:Sign Up Key Stats Today's Range$32.83▼$33.3150-Day Range$32.16▼$34.5352-Week Range$14.24▼$35.10Volume113,415 shsAverage Volume169,973 shsMarket Capitalization$687.66 millionP/E Ratio21.24Dividend Yield3.98%Price Target$31.13Consensus RatingHold Company Overview Midland States Bancorp, Inc. is a financial holding company headquartered in Effingham, Illinois. Through its principal subsidiary, Midland States Bank, the company provides banking and related financial services to consumers, businesses and institutions. Midland States Bank offers deposit products, residential and commercial real estate lending, commercial and industrial loans, consumer loans, treasury management and other business banking services. Its service offerings also include wealth management, trust and investment services, mortgage banking and equipment financing. The company traces its banking operations to 1881 and serves customers primarily through a regional branch network and digital banking channels in the Midwest, with a significant presence in Illinois and additional operations in surrounding states. Midland States Bancorp’s common stock trades on the Nasdaq Global Select Market under the symbol MSBI.AI Generated. May Contain Errors. Read More Midland States Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks47th Percentile Overall ScoreMSBI MarketRank™: Midland States Bancorp scored higher than 47% of companies evaluated by MarketBeat, and ranked 614th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.0 / 5Analyst RatingHold Consensus RatingMidland States Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 5 hold ratings, and no sell ratings.Downside RiskMidland States Bancorp has a consensus price target of $31.13, representing about 6.1% downside from its current price of $33.14.Amount of Analyst CoverageMidland States Bancorp has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Midland States Bancorp's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth0.59% Earnings GrowthEarnings for Midland States Bancorp are expected to grow by 0.59% in the coming year, from $3.39 to $3.41 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Midland States Bancorp is 21.24, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.65.Price to Earnings Ratio vs. SectorThe P/E ratio of Midland States Bancorp is 21.24, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.42.Price to Book Value per Share RatioMidland States Bancorp has a P/B Ratio of 1.57. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Midland States Bancorp's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted5.36% of the float of Midland States Bancorp has been sold short.Short Interest Ratio / Days to CoverMidland States Bancorp has a short interest ratio ("days to cover") of 8.41.Change versus previous monthShort interest in Midland States Bancorp has recently increased by 3.46%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipMidland States Bancorp is a leading dividend payer. It pays a dividend yield of 3.98%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthMidland States Bancorp has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Midland States Bancorp is 84.62%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on earnings estimates, Midland States Bancorp will have a dividend payout ratio of 38.71% next year. This indicates that Midland States Bancorp will be able to sustain or increase its dividend.Read more about Midland States Bancorp's dividend. News and Social Media2.3 / 5News Sentiment0.75 News SentimentMidland States Bancorp has a news sentiment score of 0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Midland States Bancorp this week, compared to 2 articles on an average week. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Midland States Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $421,374.00 in company stock.Percentage Held by Insiders8.57% of the stock of Midland States Bancorp is held by insiders.Percentage Held by Institutions60.93% of the stock of Midland States Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Midland States Bancorp's insider trading history. Receive MSBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Midland States Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. MSBI Stock News HeadlinesFinancial Review: South Plains Financial (NASDAQ:SPFI) versus Midland States Bancorp (NASDAQ:MSBI)September 28, 2026 | americanbankingnews.comAnalysts Set Midland States Bancorp, Inc. (NASDAQ:MSBI) PT at $31.12September 23, 2026 | americanbankingnews.comTrump goes "all-in" on Grand Canyon energy breakthroughA drilling crew near the Grand Canyon uncovered a clean energy well producing nearly eight times the output of Saudi Arabia's largest oil field, with potential to last two million years. While the One Big Beautiful Bill Act eliminated federal credits for solar, wind, and EVs, this energy source was reclassified alongside oil and nuclear power and given eight years of tax credits. Google signed a 15-year contract, and Bill Gates committed $100 million. One company controls the entire supply chain behind this discovery.October 4 at 1:00 AM | Behind the Markets (Ad)Midland States Bancorp (NASDAQ:MSBI) COO Kyle Owen Mooney Sells 2,400 SharesSeptember 10, 2026 | insidertrades.comMidland States Bancorp: Improving Asset Quality Drives EarningsAugust 19, 2026 | seekingalpha.comMidland States Bancorp: 7.7% Yielding Preferred Share From A Regional BankAugust 18, 2026 | seekingalpha.comMidland States Bancorp raises quarterly dividend by 3.1% to $0.33 dividendAugust 5, 2026 | msn.comMidland States Bancorp Raises Quarterly Dividend AgainAugust 4, 2026 | tipranks.comSee More Headlines MSBI Stock Analysis - Frequently Asked Questions How have MSBI shares performed this year? Midland States Bancorp's stock was trading at $21.17 at the start of the year. Since then, MSBI shares have increased by 56.5% and is now trading at $33.14. How were Midland States Bancorp's earnings last quarter? Midland States Bancorp, Inc. (NASDAQ:MSBI) announced its quarterly earnings data on Thursday, July, 23rd. The financial services provider reported $0.82 EPS for the quarter, beating analysts' consensus estimates of $0.78 by $0.04. The financial services provider earned $83.74 million during the quarter, compared to analysts' expectations of $80.70 million. Midland States Bancorp had a net margin of 9.40% and a trailing twelve-month return on equity of 13.32%. Is Midland States Bancorp buying back stock? Midland States Bancorp's board authorized a stock buyback plan on Wednesday, May 6th 2026, which authorizes the company to repurchase $45,000,000 in shares, according to EventVestor. This means that the company could purchase up to 8% of its stock through open market purchases. Stock buyback plans are generally a sign that the company's board believes its shares are undervalued. When did Midland States Bancorp IPO? Midland States Bancorp (MSBI) raised $84 million in an IPO on Tuesday, May 24th 2016. The company issued 3,638,755 shares at a price of $22.00-$24.00 per share. Sandler O'Neill + Partners and Keefe, Bruyette & Woods (A Stifel Company) acted as the underwriters for the IPO and D. A. Davidson and Stephens were co-managers. How do I buy shares of Midland States Bancorp? Shares of MSBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Midland States Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Midland States Bancorp investors own include Meta Platforms (META), NVIDIA (NVDA), Advanced Micro Devices (AMD), Netflix (NFLX), JPMorgan Chase & Co. (JPM), ExxonMobil (XOM) and Broadcom (AVGO). Company Calendar Last Earnings7/23/2026Record date for 8/21 Dividend8/14/2026Ex-Dividend for 8/21 Dividend8/14/2026Dividend Payable8/21/2026Today10/04/2026Next Earnings (Estimated)10/29/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (10m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 MSBI's financial health is in the Green zone, according to TradeSmith. MSBI has been in this zone for over 10 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:MSBI CIK1466026 Webwww.midlandsb.com Phone(217) 342-7321Fax217-342-9449Employees861Year Founded1881Price Target and Rating Average Price Target for Midland States Bancorp$31.13 High Price Target$35.00 Low Price Target$25.50 Potential Upside/Downside-6.1%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$1.56 Trailing P/E Ratio21.24 Forward P/E Ratio9.78 P/E GrowthN/ANet Income-$124.28 million Net Margins9.40% Pretax Margin12.67% Return on Equity13.32% Return on Assets0.92% Debt Debt-to-Equity Ratio0.73 Current Ratio0.78 Quick Ratio0.78 Sales & Book Value Annual Sales$476.05 million Price / Sales1.44 Cash Flow$9.23 per share Price / Cash Flow3.59 Book Value$21.11 per share Price / Book1.57Miscellaneous Outstanding Shares20,750,000Free Float18,974,000Market Cap$687.66 million OptionableOptionable Beta0.66 Social Links 10 Best Stocks to Own in Fall 2026AI spending is reshaping the market, and the opportunity extends far beyond the biggest chipmakers. 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