Northeast Community Bancorp (NECB) Stock Price, News & Analysis

Company Overview

Northeast Community Bancorp, Inc. is the holding company for NorthEast Community Bank, a community-focused banking institution serving customers in the Hudson Valley and surrounding regions of New York and Connecticut. The company operates through its banking subsidiary and emphasizes relationship-based service for individuals, families, businesses and real estate investors.

NorthEast Community Bank offers a range of deposit products, including checking, savings, money market and certificate accounts, as well as residential mortgage loans, home equity financing, commercial real estate loans, construction lending, commercial and industrial loans, and consumer credit. The bank also provides online and mobile banking, treasury and cash-management services, and other conventional banking services.

The bank traces its origins to 1934 and has historically focused on community banking and real estate lending. Northeast Community Bancorp became a publicly traded company in connection with the conversion of NorthEast Community Bank from mutual to stock ownership. Through its branch network and lending activities, the company primarily serves communities in the Hudson Valley and nearby markets in New York and Connecticut.

Key Stats

• Today's Range: $26.55 to $27.14
• 50-Day Range: $26.03 to $27.47
• 52-Week Range: $19.27 to $28.94
• Volume: 16,041 shs
• Average Volume: 42,529 shs
• Market Capitalization: $369.89 million
• P/E Ratio: 8.61
• Dividend Yield: 3.72%
• Price Target: $29.50
• Consensus Rating: Moderate Buy

Northeast Community Bancorp Stock Analysis - MarketRank™

Northeast Community Bancorp scored higher than 73% of companies evaluated by MarketBeat, and ranked 352nd out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Northeast Community Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 1 strong buy rating, 1 buy rating, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Northeast Community Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Northeast Community Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 12.97%

Earnings Growth

Earnings for Northeast Community Bancorp are expected to grow by 12.97% in the coming year, from $3.16 to $3.57 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Northeast Community Bancorp is 8.62, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.70.

Price to Earnings Ratio vs. Sector

The P/E ratio of Northeast Community Bancorp is 8.62, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.47.

Price to Book Value per Share Ratio

Northeast Community Bancorp has a P/B Ratio of 1.07. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.30% of the float of Northeast Community Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Northeast Community Bancorp has a short interest ratio ("days to cover") of 5.7.

Change versus previous month

Short interest in Northeast Community Bancorp has recently increased by 7.03%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Northeast Community Bancorp is a leading dividend payer. It pays a dividend yield of 3.80%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Northeast Community Bancorp has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Northeast Community Bancorp is 32.05%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Northeast Community Bancorp will have a dividend payout ratio of 28.01% next year. This indicates that Northeast Community Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.22

News Sentiment

Northeast Community Bancorp has a news sentiment score of 0.22. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.58 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Northeast Community Bancorp this week, compared to 1 article on an average week.

Search Interest

Only 2 people have searched for NECB on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

1 people have added Northeast Community Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.6 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Northeast Community Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $81,600.00 in company stock.

Percentage Held by Insiders

7.12% of the stock of Northeast Community Bancorp is held by insiders.

Percentage Held by Institutions

53.25% of the stock of Northeast Community Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/6 Dividend: 7/07/2026
• Ex-Dividend for 8/6 Dividend: 7/07/2026
• Last Earnings: 7/27/2026
• Dividend Payable: 8/06/2026
• Today: 10/06/2026
• Record date for 11/13 Dividend: 10/09/2026
• Ex-Dividend for 11/13 Dividend: 10/09/2026
• Next Earnings (Estimated): 10/22/2026
• Dividend Payable: 11/13/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:NECB
• CIK: 1847398
• Web: www.necb.com
• Phone: (914) 684-2500
• Fax: N/A
• Employees: 146
• Year Founded: 1934

Price Target and Rating

• Average Price Target for Northeast Community Bancorp: $29.50
• High Price Target: $29.50
• Low Price Target: $29.50
• Potential Upside/Downside: +9.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.12
• Trailing P/E Ratio: 8.62
• Forward P/E Ratio: 8.51
• P/E Growth: N/A
• Net Income: $44.41 million
• Net Margins: 27.67%
• Pretax Margin: 39.17%
• Return on Equity: 12.00%
• Return on Assets: 2.05%

Debt

• Debt-to-Equity Ratio: 0.53
• Current Ratio: 1.29
• Quick Ratio: 1.29

Sales & Book Value

• Annual Sales: $103.63 million
• Price / Sales: 3.57
• Cash Flow: $3.28 per share
• Price / Cash Flow: 8.20
• Book Value: $25.07 per share
• Price / Book: 1.07

Miscellaneous

• Outstanding Shares: 13,766,000
• Free Float: 12,786,000
• Market Cap: $370.03 million
• Optionable: Optionable
• Beta: 0.38