NASDAQ:OBT Orange County Bancorp (OBT) Stock Price, News & Analysis $37.76 +0.52 (+1.39%) As of 03:46 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Orange County Bancorp Stock (NASDAQ:OBT) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Orange County Bancorp alerts:Sign Up Key Stats Today's Range$36.97▼$38.1950-Day Range$32.72▼$38.4852-Week Range$22.98▼$40.10Volume55,597 shsAverage Volume64,016 shsMarket Capitalization$506.32 millionP/E Ratio11.09Dividend Yield1.91%Price Target$37.00Consensus RatingModerate Buy Company Overview Orange County Bancorp, Inc. (NASDAQ: OBT) is the bank holding company for Orange County Trust Bank, a community banking franchise headquartered in Goshen, New York. The company provides a full suite of financial services to individuals, small businesses and local organizations across Orange County and the surrounding Hudson Valley region. Orange County Bancorp offers depository products that include checking and savings accounts, money market funds and certificates of deposit. On the lending side, the company extends commercial real estate and business loans, residential mortgage loans, consumer installment loans and home equity financing. Additional services cover digital banking, online and mobile platforms, electronic funds transfers and treasury management solutions tailored to middle-market and community clients. Founded in 2008 to address the banking needs of local communities, Orange County Bancorp established its holding company structure in the early 2010s to support strategic growth and enhance financial flexibility. With a localized decision-making framework, the company emphasizes personalized service, relationship banking and community reinvestment initiatives. Leadership is guided by a board of directors and senior management team with strong ties to the region’s economic development and financial services sectors. AI Generated. May Contain Errors. Read More Orange County Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks34th Percentile Overall ScoreOBT MarketRank™: Orange County Bancorp scored higher than 34% of companies evaluated by MarketBeat, and ranked 754th out of 873 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.6 / 5Analyst RatingModerate Buy Consensus RatingOrange County Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 3 buy ratings, 1 hold rating, and no sell ratings.Upside/DownsideThe consensus price target for Orange County Bancorp is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageOrange County Bancorp has only been the subject of 1 research reports in the past 90 days.Read more about Orange County Bancorp's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Orange County Bancorp is 11.09, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.74.Price to Earnings Ratio vs. SectorThe P/E ratio of Orange County Bancorp is 11.09, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.39.Price to Book Value per Share RatioOrange County Bancorp has a P/B Ratio of 1.77. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Orange County Bancorp's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.88% of the float of Orange County Bancorp has been sold short.Short Interest Ratio / Days to CoverOrange County Bancorp has a short interest ratio ("days to cover") of 0.81, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Orange County Bancorp has recently increased by 22.09%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldOrange County Bancorp pays a meaningful dividend of 1.94%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOrange County Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Orange County Bancorp is 21.18%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Orange County Bancorp's dividend. News and Social Media2.1 / 5News Sentiment0.37 News SentimentOrange County Bancorp has a news sentiment score of 0.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.77 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Orange County Bancorp this week, compared to 1 article on an average week. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Orange County Bancorp insiders have not sold or bought any company stock.Percentage Held by Insiders8.20% of the stock of Orange County Bancorp is held by insiders.Percentage Held by Institutions42.55% of the stock of Orange County Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Orange County Bancorp's insider trading history. Receive OBT Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Orange County Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. OBT Stock News HeadlinesOrange County Bancorp (NASDAQ:OBT) Shares Down 0.5% - Time to Sell?July 21 at 1:40 AM | americanbankingnews.comOrange County Bancorp, Inc. Declares Cash DividendMay 22, 2026 | globenewswire.comTrump’s emergency dollar resetBloomberg research shows the U.S. dollar's share of global reserves has fallen to the lowest level this century — and the consequences for your savings and investments could be severe. President Trump has signed executive order 14241 to initiate the first full reset of the American dollar in 50 years. A new monetary anchor is being established — one that's not gold or crypto, but something far more unexpected that Vladimir Putin once called the key to world leadership.July 24 at 1:00 AM | Porter & Company (Ad)Orange Bank & Trust Promotes Regional President, Joseph A. Ruhl to Senior Executive Vice PresidentMarch 2, 2026 | globenewswire.comOrange County Bancorp, Inc. Declares Cash DividendFebruary 20, 2026 | globenewswire.comOrange Investment Advisors Enhances Team with Appointment of Two Portfolio ManagersFebruary 11, 2026 | globenewswire.comOrange County Bancorp, Inc. Announces Record Earnings for Fiscal 2025February 4, 2026 | markets.businessinsider.comUS Market's Undiscovered Gems to Explore February 2026February 3, 2026 | uk.finance.yahoo.comSee More Headlines OBT Stock Analysis - Frequently Asked Questions How have OBT shares performed this year? Orange County Bancorp's stock was trading at $28.55 on January 1st, 2026. Since then, OBT shares have increased by 32.1% and is now trading at $37.7050. How were Orange County Bancorp's earnings last quarter? Orange County Bancorp, Inc. (NASDAQ:OBT) announced its quarterly earnings data on Tuesday, April, 28th. The company reported $0.85 earnings per share for the quarter, topping analysts' consensus estimates of $0.78 by $0.07. The business had revenue of $32.08 million for the quarter, compared to analysts' expectations of $32.30 million. Orange County Bancorp had a net margin of 27.54% and a trailing twelve-month return on equity of 16.09%. When did Orange County Bancorp's stock split? Shares of Orange County Bancorp split on Monday, January 13th 2025.The 2-1 split was announced on Thursday, January 2nd 2025. The newly minted shares were issued to shareholders after the closing bell on Sunday, January 12th 2025. An investor that had 100 shares of stock prior to the split would have 200 shares after the split. When did Orange County Bancorp IPO? Orange County Bancorp (OBT) raised $30 million in an initial public offering on Thursday, August 5th 2021. The company issued 900,000 shares at $32.00-$35.00 per share. Who are Orange County Bancorp's major shareholders? Orange County Bancorp's top institutional investors include GoalVest Advisory LLC (0.03%). Insiders that own company stock include Joseph A Ruhl, Michael J Gilfeather, Jon Schiller, Gregory Sousa, David P Dineen, Michael Listner, Michael J Coulter and Stephen Rooney. View institutional ownership trends. How do I buy shares of Orange County Bancorp? Shares of OBT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Orange County Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Orange County Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Advanced Micro Devices (AMD). Company Calendar Last Earnings4/28/2026Record date for 6/15 Dividend6/04/2026Ex-Dividend for 6/15 Dividend6/04/2026Dividend Payable6/15/2026Today7/24/2026Next Earnings (Estimated)8/05/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (8m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 OBT's financial health is in the Green zone, according to TradeSmith. OBT has been in this zone for over 8 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolNASDAQ:OBT CIK1754226 Weborangebanktrust.com Phone(845) 341-5000FaxN/AEmployees210Year Founded1892Price Target and Rating Average Price Target for Orange County Bancorp$37.00 High Price Target$38.00 Low Price Target$36.00 Potential Upside/Downside-1.9%Consensus RatingModerate Buy Rating Score (0-4)2.75 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$3.40 Trailing P/E Ratio11.09 Forward P/E RatioN/A P/E GrowthN/ANet Income$41.61 million Net Margins27.54% Pretax Margin34.19% Return on Equity16.09% Return on Assets1.67% Debt Debt-to-Equity Ratio0.12 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$158.13 million Price / Sales3.20 Cash Flow$3.37 per share Price / Cash Flow11.19 Book Value$21.27 per share Price / Book1.77Miscellaneous Outstanding Shares13,410,000Free Float12,309,000Market Cap$505.62 million OptionableNot Optionable Beta0.41 Social Links The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (NASDAQ:OBT) was last updated on 7/24/2026 by MarketBeat.com Staff. From Our PartnersHere’s the stock symbol I’ve promisedWhitney Tilson of Stansberry Research has long recommended Berkshire Hathaway as a core retirement holding - b...Stansberry Research | SponsoredTrump’s emergency dollar resetBloomberg research shows the U.S. dollar's share of global reserves has fallen to the lowest level this centur...Porter & Company | SponsoredMan who Predicted Trump 2016 Win: “Prepare for Mid-Term Meltdown”In 2016, major election models gave Hillary Clinton a 99% chance of winning - but former CIA and Pentagon advi...Paradigm Press | SponsoredElon's next move will be bigger than the IPO – and it could happen any day nowHedge fund legend Larry Benedict - who delivered a 279% return on cash in 2025 and went on a 20-year winning s...Brownstone Research | SponsoredBofA: Digital Dollar Coming 2025-2030Bank of America just revealed your expiration date. In their Bloomberg interview, they didn't just predict the...Decentralized Masters | SponsoredThe Starlink of EnergyA portable energy unit - already used by the U.S. Navy for decades - is now drawing serious attention from Big...Monument Traders Alliance | SponsoredIran War Shock: What I Was Told In That Private MeetingYou’re Being LIED To About The Iran War Forget EVERYTHING you’ve heard about the Iran war. Especially th...Banyan Hill Publishing | SponsoredThe number they’re trying to hide from youThe 10-year Treasury yield is nearing 4.4 percent, a level analyst Garrett Goggin says could force the Federal...Golden Portfolio | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Orange County Bancorp, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Orange County Bancorp With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
