NASDAQ:OBT Orange County Bancorp (OBT) Stock Price, News & Analysis $37.65 0.00 (0.00%) Closing price 07/2/2026 04:00 PM EasternExtended Trading$37.63 -0.02 (-0.05%) As of 07/2/2026 05:39 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Orange County Bancorp Stock (NASDAQ:OBT) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Orange County Bancorp alerts:Sign Up Key Stats Today's Range$37.00▼$38.8350-Day Range$32.72▼$37.6552-Week Range$22.98▼$40.10Volume135,021 shsAverage Volume101,601 shsMarket Capitalization$504.89 millionP/E Ratio11.07Dividend Yield1.91%Price Target$37.00Consensus RatingModerate Buy Company Overview Orange County Bancorp, Inc. (NASDAQ: OBT) is the bank holding company for Orange County Trust Bank, a community banking franchise headquartered in Goshen, New York. The company provides a full suite of financial services to individuals, small businesses and local organizations across Orange County and the surrounding Hudson Valley region. Orange County Bancorp offers depository products that include checking and savings accounts, money market funds and certificates of deposit. On the lending side, the company extends commercial real estate and business loans, residential mortgage loans, consumer installment loans and home equity financing. Additional services cover digital banking, online and mobile platforms, electronic funds transfers and treasury management solutions tailored to middle-market and community clients. Founded in 2008 to address the banking needs of local communities, Orange County Bancorp established its holding company structure in the early 2010s to support strategic growth and enhance financial flexibility. With a localized decision-making framework, the company emphasizes personalized service, relationship banking and community reinvestment initiatives. Leadership is guided by a board of directors and senior management team with strong ties to the region’s economic development and financial services sectors. AI Generated. May Contain Errors. Read More Orange County Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks36th Percentile Overall ScoreOBT MarketRank™: Orange County Bancorp scored higher than 36% of companies evaluated by MarketBeat, and ranked 731st out of 879 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.6 / 5Analyst RatingModerate Buy Consensus RatingOrange County Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 3 buy ratings, 1 hold rating, and no sell ratings.Upside/DownsideThe consensus price target for Orange County Bancorp is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageOrange County Bancorp has only been the subject of 1 research reports in the past 90 days.Read more about Orange County Bancorp's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Orange County Bancorp is 11.07, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 46.28.Price to Earnings Ratio vs. SectorThe P/E ratio of Orange County Bancorp is 11.07, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.61.Price to Book Value per Share RatioOrange County Bancorp has a P/B Ratio of 1.77. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Orange County Bancorp's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.72% of the float of Orange County Bancorp has been sold short.Short Interest Ratio / Days to CoverOrange County Bancorp has a short interest ratio ("days to cover") of 1.47, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Orange County Bancorp has recently decreased by 6.52%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldOrange County Bancorp pays a meaningful dividend of 1.91%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOrange County Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Orange County Bancorp is 21.18%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Orange County Bancorp's dividend. News and Social Media0.0 / 5News SentimentN/A News Coverage This WeekMarketBeat has tracked 1 news article for Orange County Bancorp this week, compared to 1 article on an average week. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Orange County Bancorp insiders have not sold or bought any company stock.Percentage Held by Insiders8.20% of the stock of Orange County Bancorp is held by insiders.Percentage Held by Institutions42.55% of the stock of Orange County Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Orange County Bancorp's insider trading history. Receive OBT Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Orange County Bancorp and its competitors with MarketBeat's FREE daily newsletter. 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OBT Stock News HeadlinesReviewing First Mid Bancshares (NASDAQ:FMBH) and Orange County Bancorp (NASDAQ:OBT)June 30, 2026 | americanbankingnews.comOrange County Bancorp, Inc. Declares Cash DividendMay 22, 2026 | globenewswire.comHe turned $12,415 into millions. Now he wants to help you.Tim Sykes turned $12,415 in bar mitzvah money into over $7 million in trading profits - and more than 50 of his students have reached millionaire status. This Fourth of July, he's making his most generous offer ever: full access to his trading tools and training for just one dollar. Limited spots available.July 4 at 1:00 AM | Tim Sykes (Ad)Orange Bank & Trust Promotes Regional President, Joseph A. Ruhl to Senior Executive Vice PresidentMarch 2, 2026 | globenewswire.comOrange County Bancorp, Inc. Declares Cash DividendFebruary 20, 2026 | globenewswire.comOrange Investment Advisors Enhances Team with Appointment of Two Portfolio ManagersFebruary 11, 2026 | globenewswire.comOrange County Bancorp, Inc. Announces Record Earnings for Fiscal 2025February 4, 2026 | markets.businessinsider.comUS Market's Undiscovered Gems to Explore February 2026February 3, 2026 | uk.finance.yahoo.comSee More Headlines OBT Stock Analysis - Frequently Asked Questions How have OBT shares performed this year? Orange County Bancorp's stock was trading at $28.55 at the beginning of the year. Since then, OBT stock has increased by 31.9% and is now trading at $37.65. How were Orange County Bancorp's earnings last quarter? Orange County Bancorp, Inc. (NASDAQ:OBT) announced its earnings results on Tuesday, April, 28th. The company reported $0.85 earnings per share for the quarter, topping analysts' consensus estimates of $0.78 by $0.07. The business earned $32.08 million during the quarter, compared to analyst estimates of $32.30 million. Orange County Bancorp had a trailing twelve-month return on equity of 16.09% and a net margin of 27.54%. When did Orange County Bancorp's stock split? Orange County Bancorp shares split before market open on Monday, January 13th 2025.The 2-1 split was announced on Thursday, January 2nd 2025. The newly minted shares were payable to shareholders after the market closes on Sunday, January 12th 2025. An investor that had 100 shares of stock prior to the split would have 200 shares after the split. When did Orange County Bancorp IPO? Orange County Bancorp (OBT) raised $30 million in an initial public offering on Thursday, August 5th 2021. The company issued 900,000 shares at a price of $32.00-$35.00 per share. How do I buy shares of Orange County Bancorp? Shares of OBT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Orange County Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Orange County Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Advanced Micro Devices (AMD). Company Calendar Last Earnings4/28/2026Record date for 6/15 Dividend6/04/2026Ex-Dividend for 6/15 Dividend6/04/2026Dividend Payable6/15/2026Today7/04/2026Next Earnings (Estimated)8/05/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (8m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 OBT's financial health is in the Green zone, according to TradeSmith. OBT has been in this zone for over 8 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolNASDAQ:OBT CIK1754226 Weborangebanktrust.com Phone(845) 341-5000FaxN/AEmployees210Year Founded1892Price Target and Rating Average Price Target for Orange County Bancorp$37.00 High Price Target$38.00 Low Price Target$36.00 Potential Upside/Downside-1.7%Consensus RatingModerate Buy Rating Score (0-4)2.75 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$3.40 Trailing P/E Ratio11.07 Forward P/E RatioN/A P/E GrowthN/ANet Income$41.61 million Net Margins27.54% Pretax Margin34.19% Return on Equity16.09% Return on Assets1.67% Debt Debt-to-Equity Ratio0.12 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$158.13 million Price / Sales3.19 Cash Flow$3.32 per share Price / Cash Flow11.33 Book Value$21.27 per share Price / Book1.77Miscellaneous Outstanding Shares13,410,000Free Float12,309,000Market Cap$504.89 million OptionableNot Optionable Beta0.41 Social Links 7 Stocks That Could Lead the Next Market BoomTesla, Nvidia, and Google helped shape the last era of market growth, but the next wave could come from a new group of companies. 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