NYSE:OPFI OppFi (OPFI) Stock Price, News & Analysis $9.98 -0.27 (-2.63%) Closing price 03:59 PM EasternExtended Trading$10.11 +0.13 (+1.29%) As of 07:01 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About OppFi Stock (NYSE:OPFI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get OppFi alerts:Sign Up Key Stats Today's Range$9.64▼$10.2950-Day Range$10.25▼$14.6252-Week Range$3.13▼$17.73Volume1.66 million shsAverage Volume1.54 million shsMarket Capitalization$866.36 millionP/E RatioN/ADividend YieldN/APrice Target$13.63Consensus RatingModerate Buy Company Overview OppFi Inc. operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc. was founded in 2012 and is headquartered in Chicago, Illinois. Read More OppFi Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks66th Percentile Overall ScoreOPFI MarketRank™: OppFi scored higher than 66% of companies evaluated by MarketBeat, and ranked 207th out of 608 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.4 / 5Analyst RatingModerate Buy Consensus RatingOppFi has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 3 buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageOppFi has only been the subject of 3 research reports in the past 90 days.Read more about OppFi's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth16.28% Earnings GrowthEarnings for OppFi are expected to grow by 16.28% in the coming year, from $0.86 to $1.00 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of OppFi is -26.97, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of OppFi is -26.97, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioOppFi has a P/B Ratio of 3.67. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about OppFi's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted26.93% of the float of OppFi has been sold short.Short Interest Ratio / Days to CoverOppFi has a short interest ratio ("days to cover") of 5.5.Change versus previous monthShort interest in OppFi has recently decreased by 3.44%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldOppFi does not currently pay a dividend.Dividend GrowthOppFi does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted26.93% of the float of OppFi has been sold short.Short Interest Ratio / Days to CoverOppFi has a short interest ratio ("days to cover") of 5.5.Change versus previous monthShort interest in OppFi has recently decreased by 3.44%, indicating that investor sentiment is improving. News and Social Media2.7 / 5News Sentiment0.87 News SentimentOppFi has a news sentiment score of 0.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.54 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 5 news articles for OppFi this week, compared to 4 articles on an average week.Search InterestOnly 6 people have searched for OPFI on MarketBeat in the last 30 days. This is a decrease of -60% compared to the previous 30 days.MarketBeat FollowsOnly 10 people have added OppFi to their MarketBeat watchlist in the last 30 days. This is a decrease of -33% compared to the previous 30 days. Company Ownership2.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, OppFi insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $15,334,334.00 in company stock.Percentage Held by Insiders72.00% of the stock of OppFi is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 7.10% of the stock of OppFi is held by institutions.Read more about OppFi's insider trading history. Receive OPFI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for OppFi and its competitors with MarketBeat's FREE daily newsletter. Email Address OPFI Stock News HeadlinesInsider Selling: OppFi Inc. (NYSE:OPFI) Director Sells 128,188 Shares of StockJuly 16, 2025 | insidertrades.comOppFi to present at the Oppenheimer 28th Annual Technology, Internet & Communications ConferenceAugust 4 at 7:00 AM | prnewswire.comMusk’s Project Colossus could mint millionairesI predict this single breakthrough could make Elon the world’s first trillionaire — and mint more new millionaires than any tech advance in history. And for a limited time, you have the chance to claim a stake in this project, even though it’s housed inside Elon’s private company, xAI.August 5 at 2:00 AM | Brownstone Research (Ad)OppFi Announces its Second Quarter 2025 Earnings Conference CallJuly 15, 2025 | businesswire.comOppFi Soars 222% in a Year: Should Investors Buy, Hold, or Fold?July 14, 2025 | msn.comOppFi Is Undervalued Despite Its Recent ReboundJuly 10, 2025 | seekingalpha.comOppFi: Remaining Bullish Here, Though A Little More CautiousJuly 9, 2025 | seekingalpha.comOppFi: Time To Think About Locking In Your Gains SoonJuly 9, 2025 | seekingalpha.comSee More Headlines OPFI Stock Analysis - Frequently Asked Questions How have OPFI shares performed this year? OppFi's stock was trading at $7.66 at the start of the year. Since then, OPFI shares have increased by 30.3% and is now trading at $9.98. How were OppFi's earnings last quarter? OppFi Inc. (NYSE:OPFI) posted its earnings results on Wednesday, May, 7th. The company reported $0.38 EPS for the quarter, topping the consensus estimate of $0.26 by $0.12. The firm had revenue of $140.27 million for the quarter, compared to analyst estimates of $137.71 million. OppFi had a negative net margin of 1.79% and a positive trailing twelve-month return on equity of 48.24%. Read the conference call transcript. Who are OppFi's major shareholders? Top institutional investors of OppFi include LB Partners LLC (0.60%), Stratos Wealth Partners LTD. (0.10%), DAVENPORT & Co LLC (0.09%) and Sigma Planning Corp (0.04%). Insiders that own company stock include Todd G Schwartz, Theodore G Schwartz, Christopher J Mckay, Pamela D Johnson, Gregory T Zeeman, Jocelyn Moore and David Vennettilli. View institutional ownership trends. How do I buy shares of OppFi? Shares of OPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of OppFi own? Based on aggregate information from My MarketBeat watchlists, some other companies that OppFi investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), Adobe (ADBE), Advanced Micro Devices (AMD) and ServiceNow (NOW). Company Calendar Last Earnings5/07/2025Today8/05/2025Next Earnings (Estimated)8/06/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorBusiness Services Industry Financial Transaction Services Sub-IndustryBanking Current SymbolNYSE:OPFI CIK1818502 Webwww.fgnewamerica.com Phone312-212-8079FaxN/AEmployees570Year FoundedN/APrice Target and Rating Average Price Target for OppFi$13.63 High Price Target$14.50 Low Price Target$13.00 Potential Upside/Downside+34.9%Consensus RatingModerate Buy Rating Score (0-4)2.75 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)($0.37) Trailing P/E RatioN/A Forward P/E Ratio11.75 P/E GrowthN/ANet Income$7.26 million Net Margins-1.79% Pretax Margin18.48% Return on Equity48.24% Return on Assets17.42% Debt Debt-to-Equity RatioN/A Current Ratio1.73 Quick Ratio1.73 Sales & Book Value Annual Sales$525.96 million Price / Sales1.67 Cash Flow$1.07 per share Price / Cash Flow9.47 Book Value$2.72 per share Price / Book3.71Miscellaneous Outstanding Shares86,810,000Free Float24,306,000Market Cap$876.87 million OptionableOptionable Beta1.71 The Best Nuclear Energy Stocks to BuyNuclear energy stocks are roaring. 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