PayPal (PYPL) Stock Price, News & Analysis

Company Overview

PayPal Holdings, Inc. operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options. The company has also expanded into value-added services such as merchant lending, point-of-sale solutions through acquisitions, coupon and discovery tools, and limited cryptocurrency buying, holding and selling features in select jurisdictions. PayPal’s services are available across a wide set of international markets, enabling multi-currency transactions and cross-border commerce for merchants and consumers around the world.

Founded in the late 1990s (originally as Confinity and later merged with X.com) and widely associated with the early growth of online payments, PayPal became part of eBay in 2002 and later spun off as an independent public company in 2015. Over time PayPal has grown through a combination of organic product development and strategic acquisitions. As of mid-2024, the company’s executive leadership transitioned from longtime CEO Dan Schulman, who led PayPal through a period of significant expansion, to Alex Chriss, who assumed the chief executive role. PayPal continues to focus on expanding its digital wallet capabilities, merchant services and international reach while navigating evolving regulatory and competitive environments in global payments.

Key Stats

• Today's Range: $43.99 to $44.71
• 50-Day Range: $43.59 to $51.46
• 52-Week Range: $38.46 to $79.50
• Volume: 10.67 million shs
• Average Volume: 14.91 million shs
• Market Capitalization: $39.02 billion
• P/E Ratio: 8.30
• Dividend Yield: 1.27%
• Price Target: $55.85
• Consensus Rating: Hold

PayPal Stock Analysis - MarketRank™

PayPal scored higher than 98% of companies evaluated by MarketBeat, and ranked 19th out of 297 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.0 / 5
• Analyst Rating: Hold

Consensus Rating

PayPal has received a consensus rating of Hold. The company's average rating score is 2.07, and is based on no strong buy ratings, 8 buy ratings, 32 hold ratings, and 5 sell ratings.

Upside Potential

PayPal has a consensus price target of $55.85, representing about 26.3% upside from its current price of $44.23.

Amount of Analyst Coverage

PayPal has been the subject of 19 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.62%

Earnings Growth

Earnings for PayPal are expected to grow by 9.62% in the coming year, from $5.30 to $5.81 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of PayPal is 8.30, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.68.

Price to Earnings Ratio vs. Sector

The P/E ratio of PayPal is 8.30, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 30.39.

Price to Earnings Growth Ratio

PayPal has a PEG Ratio of 1.11. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

PayPal has a P/B Ratio of 1.95. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.88% of the float of PayPal has been sold short.

Short Interest Ratio / Days to Cover

PayPal has a short interest ratio ("days to cover") of 3.54, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in PayPal has recently decreased by 5.17%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

PayPal pays a meaningful dividend of 1.26%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

PayPal does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of PayPal is 10.51%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, PayPal will have a dividend payout ratio of 9.64% next year. This indicates that PayPal will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.6 / 5
• News Sentiment: 0.75

News Sentiment

PayPal has a news sentiment score of 0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.44 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 40 news articles for PayPal this week, compared to 14 articles on an average week.

Search Interest

113 people have searched for PYPL on MarketBeat in the last 30 days. This is an increase of 43% compared to the previous 30 days.

MarketBeat Follows

Only 52 people have added PayPal to their MarketBeat watchlist in the last 30 days. This is a decrease of -12% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, PayPal insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,684,340.00 in company stock.

Percentage Held by Insiders

0.63% of the stock of PayPal is held by insiders.

Percentage Held by Institutions

68.32% of the stock of PayPal is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 3/25 Dividend: 3/04/2026
• Ex-Dividend for 3/25 Dividend: 3/04/2026
• Dividend Payable: 3/25/2026
• Last Earnings: 5/05/2026
• Today: 5/23/2026
• Bernstein 42nd Annual Strategic Decisions Conference: 5/27/2026
• 2026 Evercore Global TMT Conference: 6/03/2026
• Record date for 6/25 Dividend: 6/04/2026
• Ex-Dividend for 6/25 Dividend: 6/04/2026
• Dividend Payable: 6/25/2026
• Next Earnings (Estimated): 7/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Business Services
• Current Symbol: NASDAQ:PYPL
• Previous Symbol: NASDAQ:PYPL
• CIK: 1633917
• Web: www.paypal.com
• Phone: (408) 967-1000
• Fax: N/A
• Employees: 23,800
• Year Founded: 1998

Price Target and Rating

• Average Price Target for PayPal: $55.85
• High Price Target: $100.00
• Low Price Target: $32.00
• Potential Upside/Downside: +26.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.07
• Research Coverage: 45 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.33
• Trailing P/E Ratio: 8.30
• Forward P/E Ratio: 8.35
• P/E Growth: 1.11
• Net Income: $5.23 billion
• Net Margins: 15.00%
• Pretax Margin: 18.03%
• Return on Equity: 25.02%
• Return on Assets: 6.30%

Debt

• Debt-to-Equity Ratio: 0.47
• Current Ratio: 1.26
• Quick Ratio: 1.26

Sales & Book Value

• Annual Sales: $33.17 billion
• Price / Sales: 1.18
• Cash Flow: $6.53 per share
• Price / Cash Flow: 6.77
• Book Value: $22.70 per share
• Price / Book: 1.95

Miscellaneous

• Outstanding Shares: 882,100,000
• Free Float: 876,548,000
• Market Cap: $39.02 billion
• Optionable: Optionable
• Beta: 1.39