NASDAQ:NAVI Navient (NAVI) Stock Price, News & Analysis $9.56 +0.30 (+3.24%) Closing price 10/15/2026 04:00 PM EasternExtended Trading$9.76 +0.20 (+2.09%) As of 04:35 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Navient Stock (NASDAQ:NAVI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Navient alerts:Sign Up Key Stats Today's Range$9.31▼$9.6250-Day Range$8.47▼$10.0052-Week Range$7.33▼$13.48Volume1.25 million shsAverage Volume1.41 million shsMarket Capitalization$896.54 millionP/E Ratio7.91Dividend Yield6.69%Price Target$8.17Consensus RatingReduce Company Overview Navient Corporation is a financial services company that provides education finance and loan management solutions. Its activities include servicing and managing private education loans and federally backed loans held in its portfolio, as well as providing related customer support, payment processing and account administration services. The company was formed in 2014 through the separation of Sallie Mae’s education-lending and loan-servicing businesses. Navient formerly serviced a significant portion of the federal student loan portfolio, but it exited the U.S. Department of Education’s federal student loan servicing program in 2021. Its business has since focused more heavily on private education loans, government-guaranteed loans and other consumer finance activities. Navient serves borrowers and institutional clients primarily in the United States. The company is headquartered in Wilmington, Delaware, and is led by President and Chief Executive Officer David Yowan.AI Generated. May Contain Errors. Read More Navient Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks74th Percentile Overall ScoreNAVI MarketRank™: 3.702244978335 of 5 starsNavient scored higher than 74% of companies evaluated by MarketBeat, and ranked 568th out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.9 / 5Analyst RatingReduce Consensus RatingNavient has received a consensus rating of Reduce. The company's average rating score is 1.75, and is based on 1 strong buy rating, no buy ratings, 3 hold ratings, and 4 sell ratings.Downside RiskNavient has a consensus price target of $8.17, representing about 14.6% downside from its current price of $9.56.Amount of Analyst CoverageNavient has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Navient's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth18.82% Earnings GrowthEarnings for Navient are expected to grow by 18.82% in the coming year, from $0.85 to $1.01 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Navient is 7.91, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 35.95.Price to Earnings Ratio vs. SectorThe P/E ratio of Navient is 7.91, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.70.Price to Book Value per Share RatioNavient has a P/B Ratio of 0.39. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Navient's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted18.66% of the float of Navient has been sold short.Short Interest Ratio / Days to CoverNavient has a short interest ratio ("days to cover") of 6.67.Change versus previous monthShort interest in Navient has recently decreased by 3.46%, indicating that investor sentiment is improving. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipNavient is a leading dividend payer. It pays a dividend yield of 6.91%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthNavient does not have a long track record of dividend growth.Dividend SustainabilityBased on earnings estimates, Navient will have a dividend payout ratio of 63.37% next year. This indicates that Navient will be able to sustain or increase its dividend.Read more about Navient's dividend. News and Social Media3.0 / 5News Sentiment0.86 News SentimentNavient has a news sentiment score of 0.86. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Navient this week, compared to 3 articles on an average week.Search InterestOnly 1 people have searched for NAVI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.4 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Navient insiders have not sold or bought any company stock.Percentage Held by Insiders33.80% of the stock of Navient is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions97.14% of the stock of Navient is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Navient's insider trading history. Receive NAVI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Navient and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. NAVI Stock News Headlines2 Financials Stocks Worth Your Attention and 1 We Turn DownOctober 12, 2026 | msn.comNavient to announce third quarter 2026 results, host earnings webcast November 4October 7, 2026 | globenewswire.comHere’s the stock symbol I’ve promisedWhitney Tilson of Stansberry Research has long recommended Berkshire Hathaway as a core retirement holding - but now he believes he's found something better. This under-the-radar company sits at the intersection of America's two most important industries, including AI, pays massive dividends, and attracted a famous money manager who put 60% of his multi-billion-dollar fund into it. Tilson is revealing the name and ticker symbol completely free - no credit card or email required. | Stansberry Research (Ad)Navient Corporation (NASDAQ:NAVI) Receives Consensus Recommendation of "Reduce" from BrokeragesOctober 6, 2026 | americanbankingnews.comNavient Corporation Announces Appointment of Diane E. Offereins to the Board, Audit Committee and Compensation and Human Resources Committee, Effective September 24, 2026September 25, 2026 | marketscreener.comMNavient names Diane Offereins as new board memberSeptember 25, 2026 | globenewswire.comNavient Corporation: Navient Completes $612.5 Million Securitization Backed by Private Education LoansSeptember 19, 2026 | finanznachrichten.deNavient Corporation Completes $612.5 Million Securitization Backed by Private Education LoansSeptember 18, 2026 | marketscreener.comMSee More Headlines NAVI Stock Analysis - Frequently Asked Questions How have NAVI shares performed this year? Navient's stock was trading at $13.00 at the start of the year. Since then, NAVI stock has decreased by 26.5% and is now trading at $9.56. How were Navient's earnings last quarter? Navient Corporation (NASDAQ:NAVI) issued its earnings results on Thursday, August, 6th. The credit services provider reported $0.29 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.20 by $0.09. The credit services provider had revenue of $150 million for the quarter, compared to the consensus estimate of $142.87 million. Navient had a positive trailing twelve-month return on equity of 4.68% and a negative net margin of 1.64%. Does Navient have any subsidiaries? Navient subsidiaries include Earnest, and Duncan Solutions. Who are Navient's major shareholders? Top institutional shareholders of Navient include Daytona Street Capital LLC (0.12%), GAMMA Investing LLC (0.05%), Farther Finance Advisors LLC (0.04%) and Sax Wealth Advisors LLC (0.02%). Insiders that own company stock include John M Kane, Mark L Heleen and Stephen M Hauber. View institutional ownership trends. How do I buy shares of Navient? Shares of NAVI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Navient own? Based on aggregate information from My MarketBeat watchlists, some other companies that Navient investors own include AT&T (T), NVIDIA (NVDA), PayPal (PYPL), Advanced Micro Devices (AMD), GE Aerospace (GE), Pfizer (PFE) and Intel (INTC). Company Calendar Last Earnings8/06/2026Record date for 9/18 Dividend9/04/2026Ex-Dividend for 9/18 Dividend9/04/2026Dividend Payable9/18/2026Today10/16/2026Next Earnings (Estimated)11/04/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (2m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 NAVI's financial health is in the Green zone, according to TradeSmith. NAVI has been in this zone for over 2 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNASDAQ:NAVI Previous SymbolNASDAQ:NAVIV CIK1593538 Webwww.navient.com Phone(302) 283-8000FaxN/AEmployees670Year Founded2014Price Target and Rating Average Price Target for Navient$8.17 High Price Target$9.00 Low Price Target$7.00 Potential Upside/Downside-14.6%Consensus RatingReduce Rating Score (0-4)1.75 Research Coverage8 Analysts Profitability EPS (Trailing Twelve Months)($0.50) Trailing P/E Ratio7.91 Forward P/E Ratio11.25 P/E GrowthN/ANet Income-$80 million Net Margins-1.64% Pretax Margin-1.77% Return on Equity4.68% Return on Assets0.23% Debt Debt-to-Equity Ratio16.73 Current Ratio10.53 Quick Ratio10.53 Sales & Book Value Annual Sales$3.20 billion Price / Sales0.28 Cash Flow$1.26 per share Price / Cash Flow7.59 Book Value$24.60 per share Price / Book0.39Miscellaneous Outstanding Shares93,780,000Free Float62,085,000Market Cap$896.54 million OptionableOptionable Beta1.15 Social Links 7 Stocks That Could Lead the Next Market BoomTesla, Nvidia, and Google helped shape the last era of market growth, but the next wave could come from a new group of companies. Inside this report, you’ll find 7 stocks that could play a major role in the next tech-driven market boom.Get This Free Report This page (NASDAQ:NAVI) was last updated on 10/15/2026 by MarketBeat.com Staff. From Our PartnersI have publicly predicted six major American crashes, before each one happened.Dr. Martin D. 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