NYSE:OPFI OppFi (OPFI) Stock Price, News & Analysis $14.43 -0.05 (-0.35%) Closing price 03:59 PM EasternExtended Trading$14.42 0.00 (-0.03%) As of 07:57 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About OppFi Stock (NYSE:OPFI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get OppFi alerts:Sign Up Key Stats Today's Range$14.10▼$14.8150-Day Range$7.95▼$14.4452-Week Range$3.09▼$17.73Volume920,286 shsAverage Volume958,552 shsMarket Capitalization$1.25 billionP/E RatioN/ADividend YieldN/APrice Target$13.63Consensus RatingModerate Buy Company OverviewOppFi Inc. operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc. was founded in 2012 and is headquartered in Chicago, Illinois.Read More… OppFi Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks27th Percentile Overall ScoreOPFI MarketRank™: OppFi scored higher than 27% of companies evaluated by MarketBeat, and ranked 235th out of 297 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.4 / 5Analyst RatingModerate Buy Consensus RatingOppFi has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 3 buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageOppFi has only been the subject of 3 research reports in the past 90 days.Read more about OppFi's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth16.28% Earnings GrowthEarnings for OppFi are expected to grow by 16.28% in the coming year, from $0.86 to $1.00 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of OppFi is -39.00, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of OppFi is -39.00, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioOppFi has a P/B Ratio of 5.31. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about OppFi's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted26.18% of the float of OppFi has been sold short.Short Interest Ratio / Days to CoverOppFi has a short interest ratio ("days to cover") of 5.7.Change versus previous monthShort interest in OppFi has recently increased by 8.78%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldOppFi does not currently pay a dividend.Dividend GrowthOppFi does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted26.18% of the float of OppFi has been sold short.Short Interest Ratio / Days to CoverOppFi has a short interest ratio ("days to cover") of 5.7.Change versus previous monthShort interest in OppFi has recently increased by 8.78%, indicating that investor sentiment is decreasing significantly. News and Social Media2.6 / 5News Sentiment0.63 News SentimentOppFi has a news sentiment score of 0.63. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.News Coverage This WeekMarketBeat has tracked 5 news articles for OppFi this week, compared to 4 articles on an average week.Search InterestOnly 23 people have searched for OPFI on MarketBeat in the last 30 days. This is a decrease of -8% compared to the previous 30 days.MarketBeat Follows17 people have added OppFi to their MarketBeat watchlist in the last 30 days. This is an increase of 183% compared to the previous 30 days. Company Ownership2.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, OppFi insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $16,071,885.00 in company stock.Percentage Held by Insiders72.00% of the stock of OppFi is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 7.10% of the stock of OppFi is held by institutions.Read more about OppFi's insider trading history. Receive OPFI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for OppFi and its competitors with MarketBeat's FREE daily newsletter. Email Address OPFI Stock News HeadlinesOppFi Inc. (NYSE:OPFI) Director Sells $1,119,034.52 in StockJune 19, 2025 | insidertrades.comOppFi Inc. (NYSE:OPFI) Director Theodore G. Schwartz Sells 96,948 SharesJune 18, 2025 | insidertrades.comUtah’s New Oil FindThe Real Reason 218,000 Acres Just Vanished The government just quietly leased 218,000 acres in the middle of the Utah's Black Desert. Why? Not for oil discovery. Or uranium or solar. Instead, what’s happening beneath this patch of sand is the discovery of a new kind of energy. Google, Buffett, and a even tech billionaires like Gates, Bezos, and Zuckerberg are grabbing a stake.June 25 at 2:00 AM | Stansberry Research (Ad)SoFi Stock’s Next Test: Can It Justify Its Premium Valuation? (OPFI)SOFI stock is up more than 25% in the last three months, but despite the company overcoming numerous obstacles, a P/E ratio of 40x may cap further upside...June 13, 2025 | marketbeat.comInsider Selling: OppFi Inc. (NYSE:OPFI) CFO Sells 35,890 Shares of StockJune 13, 2025 | insidertrades.comOppFi’s Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic AnxietyJune 25 at 12:03 PM | finance.yahoo.comOppFi (NYSE:OPFI) Stock Price Down 4.6% on Insider SellingJune 19, 2025 | americanbankingnews.comOppFi: Fintech's Dark Horse Is Charging AheadJune 18, 2025 | seekingalpha.comSee More Headlines OPFI Stock Analysis - Frequently Asked Questions How have OPFI shares performed this year? OppFi's stock was trading at $7.66 at the start of the year. Since then, OPFI shares have increased by 88.4% and is now trading at $14.43. View the best growth stocks for 2025 here. How were OppFi's earnings last quarter? OppFi Inc. (NYSE:OPFI) issued its earnings results on Wednesday, May, 7th. The company reported $0.38 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.26 by $0.12. The business earned $140.27 million during the quarter, compared to the consensus estimate of $137.71 million. OppFi had a positive trailing twelve-month return on equity of 48.24% and a negative net margin of 1.79%. Read the conference call transcript. Who are OppFi's major shareholders? OppFi's top institutional shareholders include LB Partners LLC (0.70%), Trexquant Investment LP (0.45%), Simplex Trading LLC and Victory Capital Management Inc. (0.23%). Insiders that own company stock include Todd G Schwartz, Theodore G Schwartz, Christopher J Mckay, Pamela D Johnson, Gregory T Zeeman, Jocelyn Moore and David Vennettilli. View institutional ownership trends. How do I buy shares of OppFi? Shares of OPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of OppFi own? Based on aggregate information from My MarketBeat watchlists, some other companies that OppFi investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), Adobe (ADBE), Advanced Micro Devices (AMD) and ServiceNow (NOW). Company Calendar Record date for 4/18 Dividend4/08/2025Ex-Dividend for 4/18 Dividend4/08/2025Dividend Payable4/18/2025Last Earnings5/07/2025Today6/25/2025Next Earnings (Estimated)8/06/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorBusiness Services Industry Financial Transaction Services Sub-IndustryBanking Current SymbolNYSE:OPFI CIK1818502 Webwww.fgnewamerica.com Phone312-212-8079FaxN/AEmployees570Year FoundedN/APrice Target and Rating Average Stock Price Target$13.63 High Stock Price Target$14.50 Low Stock Price Target$13.00 Potential Upside/Downside-5.6%Consensus RatingModerate Buy Rating Score (0-4)2.75 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)($0.37) Trailing P/E RatioN/A Forward P/E Ratio16.78 P/E GrowthN/ANet Income$7.26 million Net Margins-1.79% Pretax Margin18.48% Return on Equity48.24% Return on Assets17.42% Debt Debt-to-Equity RatioN/A Current Ratio1.73 Quick Ratio1.73 Sales & Book Value Annual Sales$525.96 million Price / Sales2.38 Cash Flow$1.09 per share Price / Cash Flow13.19 Book Value$2.72 per share Price / Book5.31Miscellaneous Outstanding Shares86,810,000Free Float24,306,000Market Cap$1.25 billion OptionableOptionable Beta1.73 10 "Recession Proof" Stocks That Will Thrive in Any MarketWhich stocks are likely to thrive in today's challenging market? 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