NASDAQ:RPAY Repay (RPAY) Stock Price, News & Analysis $3.49 +0.14 (+4.18%) Closing price 04:00 PM EasternExtended Trading$3.49 0.00 (0.00%) As of 06:35 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Repay Stock (NASDAQ:RPAY) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Repay alerts:Sign Up Key Stats Today's Range$3.30▼$3.5050-Day Range$2.40▼$4.1152-Week Range$2.30▼$6.05Volume402,440 shsAverage Volume845,973 shsMarket Capitalization$331.41 millionP/E RatioN/ADividend YieldN/APrice Target$5.54Consensus RatingHold Company Overview Repay Holdings Corp. (Nasdaq: RPAY) is a specialized financial technology company that delivers integrated payment solutions to businesses operating within key vertical markets. The company’s platform enables merchants and service providers to accept a range of payment types, including credit and debit cards, automated clearing house (ACH) transfers and electronic checks. Repay’s offerings are designed to seamlessly integrate with third-party software applications, such as enterprise resource planning, customer relationship management and point-of-sale systems, empowering industries such as utilities, telecommunications, automotive finance, healthcare, insurance, property management and education. Tracing its roots to the formation of Pinnacle Payment Systems in 1997, Repay expanded its capabilities through strategic acquisitions, including Southeastern Integrated Solutions and Payliance, before completing a business combination with Thunder Bridge Acquisition II in 2019 to become a publicly traded company on the Nasdaq. This transaction provided the capital necessary to accelerate product development and broaden its market reach, while building on a legacy of innovation in payment processing and risk management technologies. Repay’s cloud-enabled platform supports both on-premise and software-as-a-service (SaaS) deployment models, offering flexible integration options for partners and end users. Its solutions are utilized by thousands of merchants across the United States and Canada, and the company works closely with banks, independent software vendors and system integrators to embed payment functionality into vertical-specific workflows. The leadership team is led by President and Chief Executive Officer Suzanne Clough, whose background in financial services and technology has guided the firm’s strategic growth and commitment to delivering secure, compliant and customer-focused payment experiences.AI Generated. May Contain Errors. Read More Repay Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks81st Percentile Overall ScoreRPAY MarketRank™: Repay scored higher than 81% of companies evaluated by MarketBeat, and ranked 89th out of 297 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion4.1 / 5Analyst RatingHold Consensus RatingRepay has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 3 buy ratings, 4 hold ratings, and 1 sell rating.Upside PotentialRepay has a consensus price target of $5.54, representing about 58.6% upside from its current price of $3.49.Amount of Analyst CoverageRepay has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Repay's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth8.22% Earnings GrowthEarnings for Repay are expected to grow by 8.22% in the coming year, from $0.73 to $0.79 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Repay is -1.14, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Repay is -1.14, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioRepay has a P/B Ratio of 0.70. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Repay's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted6.05% of the float of Repay has been sold short.Short Interest Ratio / Days to CoverRepay has a short interest ratio ("days to cover") of 1.43, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Repay has recently decreased by 3.11%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldRepay does not currently pay a dividend.Dividend GrowthRepay does not have a long track record of dividend growth. News and Social Media2.9 / 5News SentimentN/A News SentimentRepay has a news sentiment score of 0.68. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.44 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 1 news article for Repay this week, compared to 3 articles on an average week.Search Interest5 people have searched for RPAY on MarketBeat in the last 30 days. This is an increase of 25% compared to the previous 30 days.MarketBeat FollowsOnly 1 people have added Repay to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days. Company Ownership1.1 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Repay insiders have not sold or bought any company stock.Percentage Held by Insiders12.00% of the stock of Repay is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions82.73% of the stock of Repay is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Repay's insider trading history. Receive RPAY Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Repay and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. RPAY Stock News HeadlinesForager Capital Issues Open Letter to Repay Stockholders Regarding Board’s Refusal to Engage on 75% Premium All-Cash ProposalMay 19 at 12:38 PM | markets.businessinsider.comREPAY Announces Inducement Award Grants for Matt MorrowMay 14, 2026 | businesswire.comRead now. Do not delete. You’ve been warned.Three Nobel Prize Winners expose this once-in-a-generation wealth shift: “Don’t Say I Didn’t Warn You” Porter Stansberry exposes how the convergence of three immense forces is about to rewrite everything about the American way of life: how you work, save, invest… it’s all about to change.May 22 at 1:00 AM | Porter & Company (Ad)Repay Holdings (RPAY) price target decreased by 10.87% to 5.97May 14, 2026 | msn.comREPAY to Attend Upcoming Truist Securities Financial Services ConferenceMay 11, 2026 | businesswire.com25 Days After Forager’s Proposal, Still No Meaningful Engagement Despite Repeated OutreachMay 11, 2026 | markets.businessinsider.comRepay (RPAY) Q1 2025 Earnings Call TranscriptMay 6, 2026 | finance.yahoo.comStephens & Co. downgrades Repay Holdings (RPAY)May 6, 2026 | msn.comSee More Headlines RPAY Stock Analysis - Frequently Asked Questions How have RPAY shares performed this year? Repay's stock was trading at $3.65 on January 1st, 2026. Since then, RPAY stock has decreased by 4.4% and is now trading at $3.49. How were Repay's earnings last quarter? Repay Holdings Corporation (NASDAQ:RPAY) released its quarterly earnings data on Monday, May, 4th. The company reported $0.22 EPS for the quarter, hitting analysts' consensus estimates of $0.22. The business earned $80.79 million during the quarter, compared to analyst estimates of $80.48 million. Repay had a negative net margin of 82.73% and a positive trailing twelve-month return on equity of 10.45%. Read the conference call transcript. Is Repay buying back stock? Repay's Board of Directors authorized a share buyback plan on Monday, May 12th 2025, which permits the company to repurchase $75,000,000 in shares, according to EventVestor. This means that the company could reacquire up to 19% of its stock through open market purchases. Stock buyback plans are generally a sign that the company's board of directors believes its shares are undervalued. Who are Repay's major shareholders? Top institutional shareholders of Repay include Dimensional Fund Advisors LP (3.23%), Empowered Funds LLC (0.54%), Bank of America Corp DE (0.52%) and Bank of New York Mellon Corp (0.22%). Insiders that own company stock include Timothy John Murphy, Shaler Alias, Tyler B Dempsey, Jacob Hamilton Moore, Richard E Thornburgh, Thomas Eugene Sullivan, Naomi Barnett, John Andrew Sr Morris and Robert Herman Hartheimer. View institutional ownership trends. How do I buy shares of Repay? Shares of RPAY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Repay own? Based on aggregate information from My MarketBeat watchlists, some other companies that Repay investors own include Waste Connections (WCN), AUO (AUOTY), American Water Works (AWK), The RMR Group (RMR), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM). Company Calendar Last Earnings5/04/2026Today5/22/2026Next Earnings (Estimated)8/10/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (1m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 RPAY's financial health is in the Green zone, according to TradeSmith. RPAY has been in this zone for over one month. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorBusiness Services Industry Financial Transaction Services Sub-IndustryBusiness Services Current SymbolNASDAQ:RPAY CIK1720592 Webwww.repay.com Phone(404) 504-7472FaxN/AEmployees580Year Founded2006Price Target and Rating Average Price Target for Repay$5.54 High Price Target$8.00 Low Price Target$3.50 Potential Upside/Downside+58.6%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage8 Analysts Profitability EPS (Trailing Twelve Months)($3.06) Trailing P/E RatioN/A Forward P/E Ratio4.78 P/E GrowthN/ANet Income-$256.72 million Net Margins-82.73% Pretax Margin-88.36% Return on Equity10.45% Return on Assets4.56% Debt Debt-to-Equity Ratio0.82 Current Ratio1.79 Quick Ratio1.79 Sales & Book Value Annual Sales$309.26 million Price / Sales1.07 Cash Flow$2.07 per share Price / Cash Flow1.69 Book Value$5.00 per share Price / Book0.70Miscellaneous Outstanding Shares94,960,000Free Float83,564,000Market Cap$331.41 million OptionableOptionable Beta1.88 Social Links 7 Stocks That Will Be Magnificent in 2026Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2026. 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