NASDAQ:NBTB NBT Bancorp (NBTB) Stock Price, News & Analysis $52.87 +0.08 (+0.15%) Closing price 10/23/2026 04:00 PM EasternExtended Trading$52.84 -0.02 (-0.05%) As of 10/23/2026 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About NBT Bancorp Stock (NASDAQ:NBTB) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get NBT Bancorp alerts:Sign Up Key Stats Today's Range$52.43▼$53.0650-Day Range$50.06▼$53.2952-Week Range$39.44▼$54.50Volume302,533 shsAverage Volume318,192 shsMarket Capitalization$2.75 billionP/E Ratio12.93Dividend Yield3.03%Price Target$54.10Consensus RatingHold Company Overview NBT Bancorp Inc. is the bank holding company for NBT Bank, a community banking institution headquartered in Norwich, New York. Through NBT Bank and its subsidiaries, the company provides banking, lending, investment, insurance and financial services to consumers, businesses, nonprofit organizations and municipalities. NBT Bank offers checking and savings accounts, certificates of deposit, residential and commercial mortgages, consumer loans, business lending, cash-management services and agricultural financing. Its wealth-management operations provide trust, investment management, retirement planning and other advisory services, while insurance and investment products support the broader financial needs of its customers. The institution traces its history to 1856, when it was established as the Bank of Norwich. NBT Bancorp primarily serves communities across upstate New York and neighboring areas of Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut through branch locations, digital banking channels and lending offices. John H. Watt Jr. serves as president and chief executive officer of NBT Bancorp and NBT Bank.AI Generated. May Contain Errors. Read More NBT Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks67th Percentile Overall ScoreNBTB MarketRank™: 3.33310946944 of 5 starsNBT Bancorp scored higher than 67% of companies evaluated by MarketBeat, and ranked 462nd out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.2 / 5Analyst RatingHold Consensus RatingNBT Bancorp has received a consensus rating of Hold. The company's average rating score is 2.38, and is based on no strong buy ratings, 3 buy ratings, 5 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for NBT Bancorp is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageNBT Bancorp has only been the subject of 4 research reports in the past 90 days.Read more about NBT Bancorp's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth9.11% Earnings GrowthEarnings for NBT Bancorp are expected to grow by 9.11% in the coming year, from $4.17 to $4.55 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of NBT Bancorp is 12.93, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.35.Price to Earnings Ratio vs. SectorThe P/E ratio of NBT Bancorp is 12.93, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.18.Price to Book Value per Share RatioNBT Bancorp has a P/B Ratio of 1.46. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about NBT Bancorp's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted5.40% of the float of NBT Bancorp has been sold short.Short Interest Ratio / Days to CoverNBT Bancorp has a short interest ratio ("days to cover") of 6.81.Change versus previous monthShort interest in NBT Bancorp has recently increased by 13.84%, indicating that investor sentiment is decreasing significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldNBT Bancorp pays a meaningful dividend of 3.03%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthNBT Bancorp has been increasing its dividend for 12 years.Dividend CoverageThe dividend payout ratio of NBT Bancorp is 39.12%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, NBT Bancorp will have a dividend payout ratio of 35.16% next year. This indicates that NBT Bancorp will be able to sustain or increase its dividend.Read more about NBT Bancorp's dividend. News and Social Media2.3 / 5News Sentiment0.67 News SentimentNBT Bancorp has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for NBT Bancorp this week, compared to 2 articles on an average week. Company Ownership1.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, NBT Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $730,710.00 in company stock.Percentage Held by Insiders2.99% of the stock of NBT Bancorp is held by insiders.Percentage Held by Institutions58.46% of the stock of NBT Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about NBT Bancorp's insider trading history. Receive NBTB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for NBT Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. NBTB Stock News HeadlinesNBT Bancorp Inc. (NBTB) - What Are Researchers Thinking About This Stock?1 hour ago | americanbankingnews.comReviewing Credit Agricole (OTCMKTS:CRARY) and NBT Bancorp (NASDAQ:NBTB)October 23 at 4:15 AM | americanbankingnews.comElon Musk’s Hushed FCC Filing. Dec 8th.Elon Musk quietly filed a document with the federal government tied to artificial intelligence, one of the largest markets in the world. James Altucher, who previously flagged Nvidia in 2008 and Bitcoin in 2013, says the filing could rival Tesla, SpaceX and xAI combined. Few investors know this filing exists, but that is expected to change quickly. | Paradigm Press (Ad)NBT Bancorp (NBTB) Stock Looks Undervalued With 40% Upside ImpliedOctober 21, 2026 | finance.yahoo.comNBT Bancorp (NBTB) Draws Earnings Optimism, Is It Still 11% Undervalued?October 20, 2026 | finance.yahoo.comNBT Bancorp (NBTB) Projected to Announce Earnings on TuesdayOctober 20, 2026 | americanbankingnews.comNBT Bancorp (NASDAQ:NBTB) Stock Price Crosses Above Two Hundred Day Moving Average - Here's What HappenedOctober 16, 2026 | americanbankingnews.comNBT Bancorp Inc. Announces Date of Third Quarter Conference CallOctober 1, 2026 | globenewswire.comSee More Headlines NBTB Stock Analysis - Frequently Asked Questions How have NBTB shares performed this year? NBT Bancorp's stock was trading at $41.52 on January 1st, 2026. Since then, NBTB stock has increased by 27.3% and is now trading at $52.87. How were NBT Bancorp's earnings last quarter? NBT Bancorp Inc. (NASDAQ:NBTB) released its quarterly earnings results on Monday, July, 27th. The bank reported $1.01 EPS for the quarter, missing the consensus estimate of $1.02 by $0.01. The bank had revenue of $186.69 million for the quarter, compared to analyst estimates of $188.81 million. NBT Bancorp had a net margin of 22.58% and a trailing twelve-month return on equity of 11.27%. Read the conference call transcript. Who are NBT Bancorp's major shareholders? Top institutional investors of NBT Bancorp include NBT Bank N.A. (0.51%), Tompkins Financial Corp (0.07%), Yousif Capital Management LLC (0.03%) and Inspire Investing LLC (0.02%). Insiders that own company stock include John H Watt Jr, David J Nasca, Timothy E Delaney, Jack H Webb, Lowell A Seifter, Scott Allen Kingsley, Sarah A Halliday, Amy Wiles, V Daniel Robinson II, Martin Randolph Sparks, Ruth H Mahoney, Heidi M Hoeller and Jason David Brown. View institutional ownership trends. How do I buy shares of NBT Bancorp? Shares of NBTB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of NBT Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that NBT Bancorp investors own include Cisco Systems (CSCO), Intel (INTC), NVIDIA (NVDA), SLB (SLB), AT&T (T), Verizon Communications (VZ) and AbbVie (ABBV). Company Calendar Last Earnings7/27/2026Record date for 9/15 Dividend9/01/2026Ex-Dividend for 9/15 Dividend9/01/2026Dividend Payable9/15/2026Today10/24/2026Next Earnings (Estimated)10/27/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (5m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 NBTB's financial health is in the Green zone, according to TradeSmith. NBTB has been in this zone for over 5 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:NBTB CIK790359 Webwww.nbtbancorp.com Phone(607) 337-2265Fax302-636-5454Employees2,303Year Founded1999Price Target and Rating Average Price Target for NBT Bancorp$54.10 High Price Target$59.00 Low Price Target$46.50 Potential Upside/Downside+2.3%Consensus RatingHold Rating Score (0-4)2.38 Research Coverage8 Analysts Profitability EPS (Trailing Twelve Months)$4.09 Trailing P/E Ratio12.93 Forward P/E Ratio12.68 P/E GrowthN/ANet Income$169.24 million Net Margins22.58% Pretax Margin29.24% Return on Equity11.27% Return on Assets1.33% Debt Debt-to-Equity Ratio0.08 Current Ratio0.87 Quick Ratio0.87 Sales & Book Value Annual Sales$906.48 million Price / Sales3.03 Cash Flow$4.39 per share Price / Cash Flow12.04 Book Value$36.25 per share Price / Book1.46Miscellaneous Outstanding Shares51,960,000Free Float50,406,000Market Cap$2.75 billion OptionableOptionable Beta0.49 Social Links The Best Nuclear Energy Stocks to BuyNuclear energy is entering a new growth cycle as rising power demand, expanding data centers, and renewed policy support bring the sector back into focus. After strong gains in recent years, the most impactful phase of nuclear investment may still be ahead. This report highlights seven nuclear energy stocks positioned across the value chain—combining near-term revenue with long-term upside as next-generation technologies scale. Click the link below to unlock the full list.Get This Free Report This page (NASDAQ:NBTB) was last updated on 10/23/2026 by MarketBeat.com Staff. From Our PartnersWhy tech stocks are deadAI skeptics see dot-com era warning signs, and they have a point. But the real opportunity may not be in the b...Porter & Company | Sponsored$0. Later: $29.97.Bill Poulos is giving away his Simple Options Trading For Beginners book through a temporary link. Once that l...Profits Run | SponsoredThe $100 Stock Behind Elon's Next MoveA small, publicly traded supplier trading under $100 a share has reportedly worked alongside Elon Musk for mor...Paradigm Press | SponsoredEarth's biggest energy source: near Grand CanyonThe largest energy source on Earth contains 50,000 times every oil and gas reserve on the planet combined - an...Behind the Markets | SponsoredHe turned $12K into $1.65M without touching Apple or TeslaTim Sykes turned $12,415 in gift money into more than $1.65 million before graduating college, without trading...Tim Sykes | SponsoredBank of America: 'Digital Dollar Inevitable'Bank of America just revealed your expiration date. In their Bloomberg interview, they didn't just predict the...Decentralized Masters | SponsoredHere’s Why Trump Won’t End The Iran WarTrump has called an Iran deal close 38 times since the war began, yet the fighting keeps flaring back up. O...Banyan Hill Publishing | SponsoredFinancial legend: “This is bad, really bad...”Dr. Martin D. Weiss has publicly predicted six major American market crashes over his 55-year career, each war...Weiss Ratings | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding NBT Bancorp Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share NBT Bancorp With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
