Trending NewsTrending NewsNASDAQ:SOFI SoFi Technologies (SOFI) Stock Price, News & Analysis $16.94 +0.55 (+3.32%) As of 01:35 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About SoFi Technologies Stock (NASDAQ:SOFI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get SoFi Technologies alerts:Sign Up Key Stats Today's Range$16.56▼$17.2550-Day Range$14.22▼$19.1852-Week Range$13.86▼$32.73Volume43.91 million shsAverage Volume63.76 million shsMarket Capitalization$21.88 billionP/E Ratio35.24Dividend YieldN/APrice Target$21.18Consensus RatingHold Company Overview SoFi Technologies, Inc. is a digital financial services company that provides lending, banking, investing and other personal finance products through its online platform and mobile app. The company serves consumers primarily in the United States and aims to provide a centralized alternative to traditional financial institutions. SoFi’s offerings include personal loans, student loan refinancing, home loans, checking and savings accounts, credit cards, investment products and financial education resources. Its lending business provides loans to qualified borrowers, while its financial services products support activities such as spending, saving, investing and managing money. The company also operates a technology platform business through Galileo Financial Technologies and Technisys. These businesses provide application programming interfaces, payment infrastructure, digital banking technology and related services to financial institutions and fintech companies. SoFi was founded in 2011 by Stanford business students as a student-loan refinancing company. It expanded into a broader digital finance platform and became a publicly traded company on the Nasdaq in 2021. Anthony Noto has served as SoFi’s chief executive officer since 2018.AI Generated. May Contain Errors. Read More SoFi Technologies Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks79th Percentile Overall ScoreSOFI MarketRank™: 3.971390552225 of 5 starsSoFi Technologies scored higher than 79% of companies evaluated by MarketBeat, and ranked 228th out of 861 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion4.2 / 5Analyst RatingHold Consensus RatingSoFi Technologies has received a consensus rating of Hold. The company's average rating score is 2.36, and is based on 1 strong buy rating, 10 buy ratings, 11 hold ratings, and 3 sell ratings.Upside PotentialSoFi Technologies has a consensus price target of $21.15, representing about 25.3% upside from its current price of $16.88.Amount of Analyst CoverageSoFi Technologies has been the subject of 15 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about SoFi Technologies' stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth36.67% Earnings GrowthEarnings for SoFi Technologies are expected to grow by 36.67% in the coming year, from $0.60 to $0.82 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of SoFi Technologies is 35.12, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 27.05.Price to Earnings Ratio vs. SectorThe P/E ratio of SoFi Technologies is 35.12, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 21.19. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted17.44% of the float of SoFi Technologies has been sold short.Short Interest Ratio / Days to CoverSoFi Technologies has a short interest ratio ("days to cover") of 4.75.Change versus previous monthShort interest in SoFi Technologies has recently increased by 2.21%, indicating that investor sentiment is decreasing. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldSoFi Technologies does not currently pay a dividend.Dividend GrowthSoFi Technologies does not have a long track record of dividend growth. News and Social Media3.4 / 5News Sentiment0.51 News SentimentSoFi Technologies has a news sentiment score of 0.51. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 81 news articles for SoFi Technologies this week, compared to 9 articles on an average week.Search Interest219 people have searched for SOFI on MarketBeat in the last 30 days. This is an increase of 47% compared to the previous 30 days.MarketBeat Follows79 people have added SoFi Technologies to their MarketBeat watchlist in the last 30 days. This is an increase of 204% compared to the previous 30 days. Company Ownership1.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, SoFi Technologies insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $852,605.00 in company stock.Percentage Held by Insiders2.50% of the stock of SoFi Technologies is held by insiders.Percentage Held by Institutions38.43% of the stock of SoFi Technologies is held by institutions.Read more about SoFi Technologies' insider trading history. Receive SOFI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for SoFi Technologies and its competitors with MarketBeat's FREE daily newsletter. 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SOFI Stock News HeadlinesSoFi's Blockbuster Quarter Rekindles the Bull Case for the Stock2 hours ago | barrons.comSoFi Technologies Q3 Results Climb, Lifts Annual Guidance, Initiates 2027 Outlook; Stock Up 8%2 hours ago | rttnews.comElon Musk’s One Stock Retirement PlanJeff Brown picked Nvidia in 2016, before it surged 37,000 percent. Now he's tracking a small AI company he says is the same size Nvidia was a decade ago. The company holds 150 patents protecting its core technology, and Brown believes Elon Musk could soon drive major demand for it. A key catalyst is set for November 11.October 28 at 1:00 AM | Brownstone Research (Ad)SoFi (SOFI) Stock Climbs After Q3 Earnings Cement Profit Momentum2 hours ago | finance.yahoo.comThese stocks are getting a lift thanks to US consumer resilience2 hours ago | finance.yahoo.comSoFi's Q3 Smashes Bear Arguments (Earnings Review)4 hours ago | seekingalpha.comSoFi CEO Says the Company Is ‘Getting Attacked Constantly’ — Anthony Noto Names Fraud, Risk a New Growth Pillar as AI and Blockchain Reshape BankingOctober 28 at 4:50 AM | benzinga.comSoFi Technologies (NASDAQ:SOFI) Stock: Insider Kelli Keough Sells 10,203 SharesOctober 23, 2026 | insidertrades.comSee More Headlines SOFI Stock Analysis - Frequently Asked Questions How have SOFI shares performed this year? SoFi Technologies' stock was trading at $26.18 at the start of the year. Since then, SOFI shares have decreased by 35.5% and is now trading at $16.8750. How were SoFi Technologies' earnings last quarter? SoFi Technologies, Inc. (NASDAQ:SOFI) posted its quarterly earnings data on Tuesday, October, 27th. The company reported $0.18 EPS for the quarter, topping the consensus estimate of $0.17 by $0.01. The company's revenue was up 44.4% compared to the same quarter last year. Read the conference call transcript. Who are SoFi Technologies' major shareholders? SoFi Technologies' top institutional investors include Diversify Advisory Services LLC (0.09%), SBI Securities Co. Ltd. (0.07%), AlphaStar Capital Management LLC (0.06%) and Convergence Financial LLC (0.05%). Insiders that own company stock include Anthony Noto, Jeremy Rishel, Christopher Lapointe, Steven J Freiberg, Kelli Keough, Magdalena Yesil, Webb Lauren Stafford, Eric Schuppenhauer, Chad M Borton, Arun Pinto, Robert S Lavet, Bashir Ruzwana, Qatar Investment Authority and Iv (Gp) LLC Slta. View institutional ownership trends. How do I buy shares of SoFi Technologies? Shares of SOFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of SoFi Technologies own? Based on aggregate information from My MarketBeat watchlists, some other companies that SoFi Technologies investors own include NVIDIA (NVDA), Palantir Technologies (PLTR), Tesla (TSLA), Advanced Micro Devices (AMD), PayPal (PYPL), Micron Technology (MU) and Intel (INTC). Company Calendar Last Earnings10/27/2026Today10/28/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (7m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 SOFI's financial health is in the Red zone, according to TradeSmith. SOFI has been in this zone for over 7 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNASDAQ:SOFI CIK1818874 Webwww.sofi.com Phone855-456-7634FaxN/AEmployees6,100Year Founded2011Price Target and Rating Average Price Target for SoFi Technologies$21.15 High Price Target$31.00 Low Price Target$15.00 Potential Upside/Downside+24.8%Consensus RatingHold Rating Score (0-4)2.36 Research Coverage25 Analysts Profitability EPS (Trailing Twelve Months)$0.48 Trailing P/E Ratio35.21 Forward P/E Ratio28.24 P/E Growth0.85Net Income$481.32 million Net Margins14.78% Pretax Margin17.13% Return on Equity6.22% Return on Assets1.22% Debt Debt-to-Equity Ratio0.30 Current Ratio0.74 Quick Ratio0.10 Sales & Book Value Annual Sales$4.31 billion Price / Sales5.08 Cash Flow$0.65 per share Price / Cash Flow26.05 Book Value$8.23 per share Price / Book2.06Miscellaneous Outstanding Shares1,291,570,000Free Float1,259,281,000Market Cap$21.89 billion OptionableOptionable Beta2.33 Social Links 7 Blue-Chip Stocks to Add To Your Forever PortfolioA strong long-term portfolio starts with companies that can survive recessions, inflation, changing consumer habits, and shifting market leadership. This report names seven blue-chip stocks across technology, retail, consumer staples, healthcare, networking, sporting goods, and utilities that offer investors a mix of stability, income, growth, and staying power.Get This Free Report This page (NASDAQ:SOFI) was last updated on 10/28/2026 by MarketBeat.com Staff. From Our PartnersFinancial legend: “This is bad, really bad...”Dr. Martin D. Weiss has publicly predicted six major American market crashes over his 55-year career, each war...Weiss Ratings | Sponsored80 Days Until America's Rare Earth Supply Chain ShiftChina controls more than 90% of global rare earth alloy production, leverage it is using to restrict exports t...The Tomorrow Investor | SponsoredElon Musk’s One Stock Retirement PlanJeff Brown picked Nvidia in 2016, before it surged 37,000 percent. 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