Timberland Bancorp (TSBK) Stock Price, News & Analysis

Company Overview

Timberland Bancorp, Inc. is the bank holding company for Timberland Bank, a community banking institution headquartered in Hoquiam, Washington. Through its subsidiary, the company provides banking services to individuals, families, businesses and public-sector customers in communities across western Washington.

Timberland Bank offers a range of deposit products, including checking, savings, money market and certificate of deposit accounts. Its lending activities include residential and commercial real estate loans, construction and land development financing, commercial business loans, consumer loans and home equity products. The bank also provides online and mobile banking, debit cards, electronic payments and other personal and business banking services.

Founded in 1915, Timberland Bank has a longstanding presence in the Pacific Northwest. Its branch network primarily serves Grays Harbor, Mason, Thurston and nearby counties in Washington, with additional access provided through digital banking channels. Timberland Bancorp is traded on the Nasdaq under the symbol TSBK.

Key Stats

• Today's Range: $45.92 to $46.72
• 50-Day Range: $43.06 to $47.00
• 52-Week Range: $30.93 to $49.38
• Volume: 56,401 shs
• Average Volume: 33,941 shs
• Market Capitalization: $361.93 million
• P/E Ratio: 11.66
• Dividend Yield: 2.58%
• Price Target: N/A
• Consensus Rating: Buy

Timberland Bancorp Stock Analysis - MarketRank™

Timberland Bancorp scored higher than 52% of companies evaluated by MarketBeat, and ranked 563rd out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

Timberland Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Timberland Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Timberland Bancorp is 11.66, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.98.

Price to Earnings Ratio vs. Sector

The P/E ratio of Timberland Bancorp is 11.66, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.30.

Price to Book Value per Share Ratio

Timberland Bancorp has a P/B Ratio of 1.40. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.09% of the float of Timberland Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Timberland Bancorp has a short interest ratio ("days to cover") of 3.61, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Timberland Bancorp has recently increased by 3.25%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Timberland Bancorp pays a meaningful dividend of 2.55%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Timberland Bancorp has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of Timberland Bancorp is 30.08%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: N/A

News Sentiment

Timberland Bancorp has a news sentiment score of 1.36. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.82 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Timberland Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.6 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Timberland Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $43,900.00 in company stock.

Percentage Held by Insiders

3.60% of the stock of Timberland Bancorp is held by insiders.

Percentage Held by Institutions

65.49% of the stock of Timberland Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/29/2026
• Record date for 8/24 Dividend: 8/10/2026
• Ex-Dividend for 8/24 Dividend: 8/10/2026
• Dividend Payable: 8/24/2026
• Today: 9/17/2026
• Fiscal Year End: 9/30/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:TSBK
• CIK: 1046050
• Web: www.timberlandbank.com
• Phone: (360) 533-4747
• Fax: 360-533-4743
• Employees: 280
• Year Founded: 1915

Profitability

• EPS (Trailing Twelve Months): $3.99
• Trailing P/E Ratio: 11.66
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $29.16 million
• Net Margins: 26.46%
• Pretax Margin: 32.87%
• Return on Equity: 11.72%
• Return on Assets: 1.55%

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 1.00
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $114.63 million
• Price / Sales: 3.16
• Cash Flow: $3.81 per share
• Price / Cash Flow: 12.21
• Book Value: $33.25 per share
• Price / Book: 1.40

Miscellaneous

• Outstanding Shares: 7,780,000
• Free Float: 7,496,000
• Market Cap: $361.93 million
• Optionable: Optionable
• Beta: 0.31