Nicolet Bankshares (NIC) Stock Price, News & Analysis

Company Overview

Nicolet Bankshares, Inc. (NYSE:NIC) is the bank holding company for Nicolet National Bank, a full-service community bank headquartered in Green Bay, Wisconsin. Through its network of branches across northeastern Wisconsin and the Upper Peninsula of Michigan, the company offers a comprehensive suite of banking, lending and wealth management solutions tailored to individuals, small businesses, agricultural enterprises and municipalities. Since its formation in 2000, Nicolet has combined community-focused service with the capabilities of a regional financial institution.

The company’s principal business activities include commercial and consumer lending, deposit services and treasury management. Commercial clients benefit from working capital lines of credit, term loans for equipment and real estate, and specialized financing for agricultural and healthcare operations. Retail customers can access personal checking and savings accounts, residential mortgages, home equity lines of credit and consumer installment loans. Digital and mobile banking platforms complement a full array of online tools for account management, bill payment and remote deposit capture.

Wealth management and trust services represent another core area of Nicolet’s operations. Through its investment advisory arm, the bank provides financial planning, portfolio management and fiduciary services to individuals, families and nonprofit organizations. This business line is supported by a team of certified financial planners, trust officers and portfolio managers who deliver customized strategies designed to preserve and grow client assets over multiple market cycles.

Over the years, Nicolet Bankshares has grown both organ­i­cally and through targeted acquisitions, expanding its geographic footprint and product capabilities. The company’s leadership team, headed by President and Chief Executive Officer, guides a board of directors made up of seasoned banking professionals and local business leaders. This governance structure underpins Nicolet’s commitment to delivering personalized service, fostering local economic development and maintaining strong risk-management practices.

Key Stats

• Today's Range: $130.36 to $133.00
• 50-Day Range: $115.79 to $131.53
• 52-Week Range: $79.84 to $133.00
• Volume: 53,563 shs
• Average Volume: 59,507 shs
• Market Capitalization: $1.98 billion
• P/E Ratio: 15.87
• Dividend Yield: 0.97%
• Price Target: $119.25
• Consensus Rating: Hold

Nicolet Bankshares Stock Analysis - MarketRank™

Nicolet Bankshares scored higher than 58% of companies evaluated by MarketBeat, and ranked 531st out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.1 / 5
• Analyst Rating: Hold

Consensus Rating

Nicolet Bankshares has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Nicolet Bankshares has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 3.91%

Earnings Growth

Earnings for Nicolet Bankshares are expected to grow by 3.91% in the coming year, from $8.18 to $8.50 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Nicolet Bankshares is 15.87, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.64.

Price to Earnings Ratio vs. Sector

The P/E ratio of Nicolet Bankshares is 15.87, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.03.

Price to Book Value per Share Ratio

Nicolet Bankshares has a P/B Ratio of 1.71. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.43% of the float of Nicolet Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Nicolet Bankshares has a short interest ratio ("days to cover") of 5.

Change versus previous month

Short interest in Nicolet Bankshares has recently decreased by 7.88%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Nicolet Bankshares has a dividend yield of 0.97%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Nicolet Bankshares has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Nicolet Bankshares is 15.44%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Nicolet Bankshares will have a dividend payout ratio of 15.06% next year. This indicates that Nicolet Bankshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.43% of the float of Nicolet Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Nicolet Bankshares has a short interest ratio ("days to cover") of 5.

Change versus previous month

Short interest in Nicolet Bankshares has recently decreased by 7.88%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.8 / 5
• News Sentiment: 0.83

News Sentiment

Nicolet Bankshares has a news sentiment score of 0.83. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.71 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Nicolet Bankshares this week, compared to 3 articles on an average week.

Search Interest

1 people have searched for NIC on MarketBeat in the last 30 days.

MarketBeat Follows

3 people have added Nicolet Bankshares to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Nicolet Bankshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,884,826.00 in company stock.

Percentage Held by Insiders

16.40% of the stock of Nicolet Bankshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

43.06% of the stock of Nicolet Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

NIC Stock Analysis - Frequently Asked Questions

How have NIC shares performed this year?

Nicolet Bankshares' stock was trading at $104.91 on January 1st, 2025. Since then, NIC shares have increased by 25.4% and is now trading at $131.53.

How were Nicolet Bankshares' earnings last quarter?

Nicolet Bankshares Inc. (NYSE:NIC) released its earnings results on Tuesday, April, 15th. The company reported $2.10 earnings per share for the quarter, topping analysts' consensus estimates of $1.96 by $0.14. The business earned $89.43 million during the quarter, compared to analysts' expectations of $70.08 million. Nicolet Bankshares had a trailing twelve-month return on equity of 11.08% and a net margin of 24.31%.

How do I buy shares of Nicolet Bankshares?

Shares of NIC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Nicolet Bankshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Nicolet Bankshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and e.l.f. Beauty (ELF).

Company Calendar

• Last Earnings: 4/15/2025
• Record date for 6/13 Dividend: 6/02/2025
• Ex-Dividend for 6/13 Dividend: 6/02/2025
• Dividend Payable: 6/13/2025
• Today: 7/05/2025
• Next Earnings (Estimated): 7/15/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NYSE:NIC
• CIK: 1174850
• Web: www.nicoletbank.com
• Phone: (920) 430-1400
• Fax: N/A
• Employees: 860
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $119.25
• High Stock Price Target: $131.00
• Low Stock Price Target: $110.00
• Potential Upside/Downside: -9.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $8.29
• Trailing P/E Ratio: 15.87
• Forward P/E Ratio: 16.08
• P/E Growth: N/A
• Net Income: $124.06 million
• Net Margins: 24.31%
• Pretax Margin: 30.36%
• Return on Equity: 11.08%
• Return on Assets: 1.46%

Debt

• Debt-to-Equity Ratio: 0.13
• Current Ratio: 0.97
• Quick Ratio: 0.97

Sales & Book Value

• Annual Sales: $520.63 million
• Price / Sales: 3.81
• Cash Flow: $9.05 per share
• Price / Cash Flow: 14.54
• Book Value: $77.11 per share
• Price / Book: 1.71

Miscellaneous

• Outstanding Shares: 15,080,000
• Free Float: 12,606,000
• Market Cap: $1.98 billion
• Optionable: Optionable
• Beta: 0.76