United Fire Group (UFCS) Stock Price, News & Analysis

Company Overview

United Fire Group, Inc. (NASDAQ:UFCS) is an insurance holding company headquartered in Cedar Rapids, Iowa. Through its subsidiaries, the company provides property and casualty insurance products to businesses and individuals, primarily through a network of independent insurance agents.

United Fire Group offers commercial insurance covering areas such as commercial property, general liability, commercial automobile, workers’ compensation and surety bonds. Its personal insurance products include automobile and homeowners coverage. The company also provides specialty insurance solutions designed for selected industries and risk profiles.

Founded in 1946, United Fire Group serves customers across multiple regions of the United States. Its insurance subsidiaries include United Fire & Casualty Company and other affiliated carriers operating under the UFG insurance platform. The company’s business is focused on underwriting property and casualty risks and supporting policyholders through claims and risk-management services.

Key Stats

• Today's Range: $55.08 to $56.35
• 50-Day Range: $52.09 to $56.40
• 52-Week Range: $29.85 to $56.74
• Volume: 73,662 shs
• Average Volume: 139,811 shs
• Market Capitalization: $1.42 billion
• P/E Ratio: 10.25
• Dividend Yield: 1.45%
• Price Target: $52.50
• Consensus Rating: Strong Buy

United Fire Group Stock Analysis - MarketRank™

United Fire Group scored higher than 79% of companies evaluated by MarketBeat, and ranked 386th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Strong Buy

Consensus Rating

United Fire Group has received a consensus rating of Strong Buy. The company's average rating score is 3.50, and is based on 2 strong buy ratings, 2 buy ratings, no hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for United Fire Group is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

United Fire Group has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 4.23%

Earnings Growth

Earnings for United Fire Group are expected to grow by 4.23% in the coming year, from $4.97 to $5.18 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of United Fire Group is 10.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.00.

Price to Earnings Ratio vs. Sector

The P/E ratio of United Fire Group is 10.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.72.

Price to Book Value per Share Ratio

United Fire Group has a P/B Ratio of 1.49. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.96% of the float of United Fire Group has been sold short.

Short Interest Ratio / Days to Cover

United Fire Group has a short interest ratio ("days to cover") of 3.28, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in United Fire Group has recently decreased by 16.00%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

United Fire Group pays a meaningful dividend of 1.45%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

United Fire Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of United Fire Group is 14.87%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, United Fire Group will have a dividend payout ratio of 15.44% next year. This indicates that United Fire Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.77

News Sentiment

United Fire Group has a news sentiment score of 0.77. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.56 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for United Fire Group this week, compared to 2 articles on an average week.

MarketBeat Follows

2 people have added United Fire Group to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 1.6 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, United Fire Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $542,819.00 in company stock.

Percentage Held by Insiders

6.06% of the stock of United Fire Group is held by insiders.

Percentage Held by Institutions

62.68% of the stock of United Fire Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/03/2026
• Record date for 9/18 Dividend: 9/04/2026
• Ex-Dividend for 9/18 Dividend: 9/04/2026
• Dividend Payable: 9/18/2026
• Today: 10/10/2026
• Next Earnings (Estimated): 11/03/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:UFCS
• CIK: 101199
• Web: www.ufginsurance.com
• Phone: (319) 399-5700
• Fax: 319-399-5499
• Employees: 846
• Year Founded: 1937

Price Target and Rating

• Average Price Target for United Fire Group: $52.50
• High Price Target: $60.00
• Low Price Target: $45.00
• Potential Upside/Downside: -4.8%
• Consensus Rating: Strong Buy
• Rating Score (0-4): 3.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.38
• Trailing P/E Ratio: 10.25
• Forward P/E Ratio: 11.09
• P/E Growth: N/A
• Net Income: $118.19 million
• Net Margins: 9.57%
• Pretax Margin: 12.01%
• Return on Equity: 15.19%
• Return on Assets: 3.69%

Debt

• Debt-to-Equity Ratio: 0.15
• Current Ratio: 0.34
• Quick Ratio: 0.34

Sales & Book Value

• Annual Sales: $1.47 billion
• Price / Sales: 0.96
• Cash Flow: $5.06 per share
• Price / Cash Flow: 10.90
• Book Value: $36.89 per share
• Price / Book: 1.49

Miscellaneous

• Outstanding Shares: 25,705,000
• Free Float: 24,147,000
• Market Cap: $1.42 billion
• Optionable: Optionable
• Beta: 0.47