Hilltop (HTH) Stock Price, News & Analysis

Company Overview

Hilltop Holdings Inc. is a Dallas, Texas-based financial services holding company that provides banking, mortgage lending and securities services through its subsidiaries. The company primarily serves individuals, businesses, government entities and institutional clients, with operations focused largely on the United States and particularly the Texas market.

PlainsCapital Bank, Hilltop’s banking subsidiary, offers commercial and consumer banking products, including loans, deposit accounts, treasury management and other financial services. The bank operates through branches and financial centers in Texas and serves businesses, professionals and individuals.

Hilltop’s other major businesses include PrimeLending, a residential mortgage lender that originates home loans through a network of retail offices and loan officers, and HilltopSecurities, a broker-dealer providing investment banking, public finance, institutional sales and trading, municipal advisory and other capital-markets services. HilltopSecurities works with public-sector entities, corporations, financial institutions and individual investors.

Hilltop traces its history to 1998 and has expanded through the development and acquisition of businesses in banking, mortgage lending and securities. The company is led by President and Chief Executive Officer Jeremy B. Ford.

Key Stats

• Today's Range: $36.81 to $37.95
• 50-Day Range: $37.62 to $39.98
• 52-Week Range: $30.78 to $40.41
• Volume: 345,563 shs
• Average Volume: 344,878 shs
• Market Capitalization: $2.17 billion
• P/E Ratio: 14.04
• Dividend Yield: 2.32%
• Price Target: $40.00
• Consensus Rating: Moderate Buy

Hilltop Stock Analysis - MarketRank™

Hilltop scored higher than 50% of companies evaluated by MarketBeat, and ranked 616th out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Hilltop has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on 1 strong buy rating, 1 buy rating, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Hilltop is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Hilltop has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -2.76%

Earnings Growth

Earnings for Hilltop are expected to decrease by -2.76% in the coming year, from $2.54 to $2.47 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Hilltop is 14.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.52.

Price to Earnings Ratio vs. Sector

The P/E ratio of Hilltop is 14.04, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.66.

Price to Book Value per Share Ratio

Hilltop has a P/B Ratio of 1.06. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.71% of the float of Hilltop has been sold short.

Short Interest Ratio / Days to Cover

Hilltop has a short interest ratio ("days to cover") of 10.15, which indicates bearish sentiment.

Change versus previous month

Short interest in Hilltop has recently increased by 12.54%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Hilltop pays a meaningful dividend of 2.34%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Hilltop has been increasing its dividend for 8 years.

Dividend Coverage

The dividend payout ratio of Hilltop is 32.59%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Hilltop will have a dividend payout ratio of 35.63% next year. This indicates that Hilltop will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 0.88

News Sentiment

Hilltop has a news sentiment score of 0.88. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Hilltop this week, compared to 3 articles on an average week.

Search Interest

Only 2 people have searched for HTH on MarketBeat in the last 30 days. This is a decrease of -33% compared to the previous 30 days.

Company Ownership

• Score: 1.6 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Hilltop insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,087,714.00 in company stock.

Percentage Held by Insiders

5.40% of the stock of Hilltop is held by insiders.

Percentage Held by Institutions

57.13% of the stock of Hilltop is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 8/21 Dividend: 8/07/2026
• Ex-Dividend for 8/21 Dividend: 8/07/2026
• Dividend Payable: 8/21/2026
• Today: 10/01/2026
• Next Earnings (Estimated): 10/22/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:HTH
• CIK: 1265131
• Web: www.hilltop-holdings.com
• Phone: (214) 855-2177
• Fax: N/A
• Employees: 3,550
• Year Founded: 2012

Price Target and Rating

• Average Price Target for Hilltop: $40.00
• High Price Target: $42.00
• Low Price Target: $36.00
• Potential Upside/Downside: +5.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.70
• Trailing P/E Ratio: 14.04
• Forward P/E Ratio: 14.93
• P/E Growth: N/A
• Net Income: $165.59 million
• Net Margins: 10.17%
• Pretax Margin: 13.48%
• Return on Equity: 7.40%
• Return on Assets: 1.02%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.95
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $1.63 billion
• Price / Sales: 1.34
• Cash Flow: $2.98 per share
• Price / Cash Flow: 12.74
• Book Value: $35.83 per share
• Price / Book: 1.06

Miscellaneous

• Outstanding Shares: 57,290,000
• Free Float: 54,193,000
• Market Cap: $2.17 billion
• Optionable: Optionable
• Beta: 0.89