First Bank (FRBA) Stock Price, News & Analysis

Company Overview

First Bank (NASDAQ: FRBA) is a community-focused commercial bank headquartered in Hamilton, New Jersey. Founded in 2007, the bank provides banking services to businesses, individuals and organizations in New Jersey and eastern Pennsylvania.

Its products and services include commercial and industrial loans, commercial real estate financing, residential mortgage loans, consumer lending, checking and savings accounts, certificates of deposit, cash-management services and online banking. First Bank emphasizes relationship-based banking and serves small and mid-sized businesses, professionals, nonprofit organizations and individual customers.

First Bank operates a network of branches in central and southern New Jersey and the greater Philadelphia region. The bank is led by President and Chief Executive Officer Patrick L. Ryan, who has been associated with the institution since its early years.

Key Stats

• Today's Range: $18.55 to $19.50
• 50-Day Range: $17.24 to $19.39
• 52-Week Range: $14.40 to $19.50
• Volume: 189,190 shs
• Average Volume: 95,656 shs
• Market Capitalization: $486.69 million
• P/E Ratio: 11.34
• Dividend Yield: 1.86%
• Price Target: $19.67
• Consensus Rating: Moderate Buy

First Bank Stock Analysis - MarketRank™

First Bank scored higher than 80% of companies evaluated by MarketBeat, and ranked 302nd out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

First Bank has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on no strong buy ratings, 3 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for First Bank is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

First Bank has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.73%

Earnings Growth

Earnings for First Bank are expected to grow by 11.73% in the coming year, from $1.62 to $1.81 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Bank is 11.34, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.82.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Bank is 11.34, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.36.

Price to Book Value per Share Ratio

First Bank has a P/B Ratio of 1.08. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.59% of the float of First Bank has been sold short.

Short Interest Ratio / Days to Cover

First Bank has a short interest ratio ("days to cover") of 4.1.

Change versus previous month

Short interest in First Bank has recently decreased by 13.87%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

First Bank pays a meaningful dividend of 1.86%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First Bank is 21.30%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, First Bank will have a dividend payout ratio of 19.89% next year. This indicates that First Bank will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.7 / 5
• News Sentiment: 0.99

News Sentiment

First Bank has a news sentiment score of 0.99. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.59 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 16 news articles for First Bank this week, compared to 4 articles on an average week.

Search Interest

1 people have searched for FRBA on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.2 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Bank insiders have not sold or bought any company stock.

Percentage Held by Insiders

13.13% of the stock of First Bank is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

64.86% of the stock of First Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/21 Dividend: 8/07/2026
• Ex-Dividend for 8/21 Dividend: 8/07/2026
• Dividend Payable: 8/21/2026
• Last Earnings: 10/22/2026
• Today: 10/24/2026
• Record date for 11/20 Dividend: 11/06/2026
• Ex-Dividend for 11/20 Dividend: 11/06/2026
• Dividend Payable: 11/20/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FRBA
• CIK: N/A
• Web: www.myfirstbank.com
• Phone: (609) 528-4400
• Fax: N/A
• Employees: 336
• Year Founded: N/A

Price Target and Rating

• Average Price Target for First Bank: $19.67
• High Price Target: $20.00
• Low Price Target: $19.00
• Potential Upside/Downside: +1.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.69
• Trailing P/E Ratio: 11.34
• Forward P/E Ratio: 11.97
• P/E Growth: N/A
• Net Income: $43.66 million
• Net Margins: 17.73%
• Pretax Margin: 23.11%
• Return on Equity: 9.58%
• Return on Assets: 1.07%

Debt

• Debt-to-Equity Ratio: 0.61
• Current Ratio: 1.11
• Quick Ratio: 1.11

Sales & Book Value

• Annual Sales: $245.83 million
• Price / Sales: 1.98
• Cash Flow: $1.40 per share
• Price / Cash Flow: 13.84
• Book Value: $17.88 per share
• Price / Book: 1.08

Miscellaneous

• Outstanding Shares: 25,100,000
• Free Float: 21,801,000
• Market Cap: $486.69 million
• Optionable: Optionable
• Beta: 0.57