OSB Group (OSB) Competitors

OSB Group (LON:OSB) and Paragon Banking Group (LON:PAG) are both small-cap financial services companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, risk, valuation, media sentiment, analyst recommendations, profitability, institutional ownership and earnings.

Which has better earnings and valuation, OSB or PAG?

OSB Group has higher revenue and earnings than Paragon Banking Group. OSB Group is trading at a lower price-to-earnings ratio than Paragon Banking Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OSB Group	£630.10M	3.10	£370.52M	£0.69	780.25
Paragon Banking Group	£517.10M	3.23	£185.69M	£0.97	894.96

Do analysts prefer OSB or PAG?

OSB Group presently has a consensus price target of GBX 645, indicating a potential upside of 20.15%. Paragon Banking Group has a consensus price target of GBX 991.50, indicating a potential upside of 14.80%. Given OSB Group's stronger consensus rating and higher probable upside, analysts plainly believe OSB Group is more favorable than Paragon Banking Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OSB Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Paragon Banking Group	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is OSB or PAG a better dividend stock?

OSB Group pays an annual dividend of GBX 0.34 per share and has a dividend yield of 0.1%. Paragon Banking Group pays an annual dividend of GBX 0.40 per share and has a dividend yield of 0.0%. OSB Group pays out 48.8% of its earnings in the form of a dividend. Paragon Banking Group pays out 41.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media refer more to OSB or PAG?

In the previous week, Paragon Banking Group had 4 more articles in the media than OSB Group. MarketBeat recorded 7 mentions for Paragon Banking Group and 3 mentions for OSB Group. Paragon Banking Group's average media sentiment score of 0.64 beat OSB Group's score of 0.33 indicating that Paragon Banking Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
OSB Group	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Paragon Banking Group	2 Very Positive mention(s)	3 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility & risk, OSB or PAG?

OSB Group has a beta of 1.41, suggesting that its share price is 41% more volatile than the S&P 500. Comparatively, Paragon Banking Group has a beta of 1.52, suggesting that its share price is 52% more volatile than the S&P 500.

Is OSB or PAG more profitable?

OSB Group has a net margin of 27.26% compared to Paragon Banking Group's net margin of 25.14%. OSB Group's return on equity of 18.78% beat Paragon Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OSB Group	27.26%	18.78%	1.35%
Paragon Banking Group	25.14%	14.13%	1.09%

Do insiders and institutionals hold more shares of OSB or PAG?

65.8% of OSB Group shares are owned by institutional investors. Comparatively, 65.7% of Paragon Banking Group shares are owned by institutional investors. 0.5% of OSB Group shares are owned by insiders. Comparatively, 2.0% of Paragon Banking Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

OSB Group beats Paragon Banking Group on 9 of the 17 factors compared between the two stocks.