OSB Group (OSB) Competitors

Paragon Banking Group (LON:PAG) and OSB Group (LON:OSB) are both financial services companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, institutional ownership, media sentiment and profitability.

Do insiders & institutionals believe in PAG or OSB?

80.6% of Paragon Banking Group shares are owned by institutional investors. Comparatively, 67.9% of OSB Group shares are owned by institutional investors. 3.6% of Paragon Banking Group shares are owned by company insiders. Comparatively, 0.9% of OSB Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Is PAG or OSB a better dividend stock?

Paragon Banking Group pays an annual dividend of GBX 40 per share and has a dividend yield of 4.4%. OSB Group pays an annual dividend of GBX 33 per share and has a dividend yield of 5.9%. Paragon Banking Group pays out 43.2% of its earnings in the form of a dividend. OSB Group pays out 32.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. OSB Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the media prefer PAG or OSB?

In the previous week, Paragon Banking Group had 1 more articles in the media than OSB Group. MarketBeat recorded 3 mentions for Paragon Banking Group and 2 mentions for OSB Group. Paragon Banking Group's average media sentiment score of 0.79 beat OSB Group's score of 0.59 indicating that Paragon Banking Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Paragon Banking Group	1 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
OSB Group	0 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate PAG or OSB?

Paragon Banking Group presently has a consensus price target of GBX 983.67, suggesting a potential upside of 7.56%. Given Paragon Banking Group's higher possible upside, analysts plainly believe Paragon Banking Group is more favorable than OSB Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Paragon Banking Group	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
OSB Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more risk & volatility, PAG or OSB?

Paragon Banking Group has a beta of 1.52, suggesting that its stock price is 52% more volatile than the S&P 500. Comparatively, OSB Group has a beta of 1.41, suggesting that its stock price is 41% more volatile than the S&P 500.

Which has stronger earnings and valuation, PAG or OSB?

OSB Group has higher revenue and earnings than Paragon Banking Group. OSB Group is trading at a lower price-to-earnings ratio than Paragon Banking Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Paragon Banking Group	£738.64M	2.48	£185.69M	£92.65	9.87
OSB Group	£1.36B	1.52	£370.52M	£100.33	5.57

Is PAG or OSB more profitable?

OSB Group has a net margin of 27.26% compared to Paragon Banking Group's net margin of 25.14%. OSB Group's return on equity of 18.78% beat Paragon Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Paragon Banking Group	25.14%	14.13%	1.09%
OSB Group	27.26%	18.78%	1.35%

Summary

Paragon Banking Group and OSB Group tied by winning 9 of the 18 factors compared between the two stocks.