OSB Group (OSB) Competitors

Paragon Banking Group (LON:PAG) and OSB Group (LON:OSB) are both small-cap financial services companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, earnings, risk, analyst recommendations, profitability, dividends and valuation.

Do institutionals and insiders believe in PAG or OSB?

65.7% of Paragon Banking Group shares are held by institutional investors. Comparatively, 65.8% of OSB Group shares are held by institutional investors. 2.0% of Paragon Banking Group shares are held by insiders. Comparatively, 0.5% of OSB Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Which has more risk and volatility, PAG or OSB?

Paragon Banking Group has a beta of 1.52, indicating that its stock price is 52% more volatile than the S&P 500. Comparatively, OSB Group has a beta of 1.41, indicating that its stock price is 41% more volatile than the S&P 500.

Is PAG or OSB a better dividend stock?

Paragon Banking Group pays an annual dividend of GBX 0.40 per share and has a dividend yield of 0.0%. OSB Group pays an annual dividend of GBX 0.34 per share and has a dividend yield of 0.1%. Paragon Banking Group pays out 41.9% of its earnings in the form of a dividend. OSB Group pays out 48.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is PAG or OSB more profitable?

OSB Group has a net margin of 27.26% compared to Paragon Banking Group's net margin of 25.14%. OSB Group's return on equity of 18.78% beat Paragon Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Paragon Banking Group	25.14%	14.13%	1.09%
OSB Group	27.26%	18.78%	1.35%

Do analysts rate PAG or OSB?

Paragon Banking Group currently has a consensus price target of GBX 991.50, suggesting a potential upside of 12.80%. OSB Group has a consensus price target of GBX 645, suggesting a potential upside of 16.53%. Given OSB Group's stronger consensus rating and higher probable upside, analysts clearly believe OSB Group is more favorable than Paragon Banking Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Paragon Banking Group	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
OSB Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media favor PAG or OSB?

In the previous week, Paragon Banking Group had 3 more articles in the media than OSB Group. MarketBeat recorded 6 mentions for Paragon Banking Group and 3 mentions for OSB Group. Paragon Banking Group's average media sentiment score of 0.98 beat OSB Group's score of 0.41 indicating that Paragon Banking Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Paragon Banking Group	4 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
OSB Group	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has better valuation and earnings, PAG or OSB?

OSB Group has higher revenue and earnings than Paragon Banking Group. OSB Group is trading at a lower price-to-earnings ratio than Paragon Banking Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Paragon Banking Group	£517.10M	3.26	£185.69M	£0.97	910.88
OSB Group	£630.10M	3.18	£370.52M	£0.69	804.51

Summary

OSB Group beats Paragon Banking Group on 9 of the 17 factors compared between the two stocks.