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Time Finance (TIME) Competitors

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GBX 58.20 +0.20 (+0.34%)
As of 11/6/2026 11:57 AM Eastern

TIME vs. FFX, VANQ, DFCH, PARK, and APP

Should you buy Time Finance stock or one of its competitors? Time Finance's main competitors and comparable companies include Fairfx Group (FFX), Vanquis Banking Group (VANQ), Distribution Finance Capital (DFCH), Park Group (PARK), and Appreciate Group (APP). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Time Finance compare to Fairfx Group?

Time Finance (LON:TIME) and Fairfx Group (LON:FFX) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, profitability, earnings, risk, analyst recommendations, institutional ownership, media sentiment and dividends.

0.1% of Time Finance shares are held by institutional investors. 16.7% of Time Finance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

In the previous week, Time Finance had 2 more articles in the media than Fairfx Group. MarketBeat recorded 2 mentions for Time Finance and 0 mentions for Fairfx Group. Time Finance's average media sentiment score of 0.46 beat Fairfx Group's score of 0.00 indicating that Time Finance is being referred to more favorably in the media.

Company Overall Sentiment
Time Finance Neutral
Fairfx Group Neutral

Time Finance has higher revenue and earnings than Fairfx Group. Fairfx Group is trading at a lower price-to-earnings ratio than Time Finance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Time Finance£37.83M1.41£4.38M£6.578.86
Fairfx Group£26.09M0.00N/A£1.60N/A

Time Finance has a net margin of 16.11% compared to Fairfx Group's net margin of 0.00%. Time Finance's return on equity of 8.28% beat Fairfx Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Time Finance16.11% 8.28% 2.26%
Fairfx Group N/A N/A N/A

Summary

Time Finance beats Fairfx Group on 9 of the 10 factors compared between the two stocks.

How does Time Finance compare to Vanquis Banking Group?

Vanquis Banking Group (LON:VANQ) and Time Finance (LON:TIME) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, risk, dividends, analyst recommendations, earnings, media sentiment, institutional ownership and profitability.

Vanquis Banking Group currently has a consensus price target of GBX 80, indicating a potential upside of 78.17%. Given Vanquis Banking Group's stronger consensus rating and higher possible upside, equities analysts plainly believe Vanquis Banking Group is more favorable than Time Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Vanquis Banking Group
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Time Finance
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

54.0% of Vanquis Banking Group shares are held by institutional investors. Comparatively, 0.1% of Time Finance shares are held by institutional investors. 3.2% of Vanquis Banking Group shares are held by company insiders. Comparatively, 16.7% of Time Finance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Time Finance has lower revenue, but higher earnings than Vanquis Banking Group. Time Finance is trading at a lower price-to-earnings ratio than Vanquis Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Vanquis Banking Group£472.70M0.24-£31.26M£2.7016.63
Time Finance£37.83M1.41£4.38M£6.578.86

In the previous week, Time Finance had 2 more articles in the media than Vanquis Banking Group. MarketBeat recorded 2 mentions for Time Finance and 0 mentions for Vanquis Banking Group. Time Finance's average media sentiment score of 0.46 beat Vanquis Banking Group's score of -0.63 indicating that Time Finance is being referred to more favorably in the news media.

Company Overall Sentiment
Vanquis Banking Group Negative
Time Finance Neutral

Vanquis Banking Group has a beta of 1.177, indicating that its share price is 18% more volatile than the broader market. Comparatively, Time Finance has a beta of 0.886, indicating that its share price is 11% less volatile than the broader market.

Time Finance has a net margin of 16.11% compared to Vanquis Banking Group's net margin of 1.71%. Time Finance's return on equity of 8.28% beat Vanquis Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Vanquis Banking Group1.71% 2.20% -0.87%
Time Finance 16.11%8.28%2.26%

Summary

Time Finance beats Vanquis Banking Group on 9 of the 16 factors compared between the two stocks.

How does Time Finance compare to Distribution Finance Capital?

Time Finance (LON:TIME) and Distribution Finance Capital (LON:DFCH) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, risk, earnings, media sentiment, profitability, valuation and dividends.

In the previous week, Time Finance and Time Finance both had 2 articles in the media. Time Finance's average media sentiment score of 0.46 beat Distribution Finance Capital's score of 0.00 indicating that Time Finance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Time Finance
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Distribution Finance Capital
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Distribution Finance Capital has a consensus target price of GBX 94, suggesting a potential upside of 34.29%. Given Distribution Finance Capital's stronger consensus rating and higher possible upside, analysts clearly believe Distribution Finance Capital is more favorable than Time Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Time Finance
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Distribution Finance Capital
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Time Finance has a beta of 0.886, suggesting that its share price is 11% less volatile than the broader market. Comparatively, Distribution Finance Capital has a beta of 0.873, suggesting that its share price is 13% less volatile than the broader market.

Distribution Finance Capital has a net margin of 17.97% compared to Time Finance's net margin of 16.11%. Distribution Finance Capital's return on equity of 13.97% beat Time Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
Time Finance16.11% 8.28% 2.26%
Distribution Finance Capital 17.97%13.97%1.16%

Distribution Finance Capital has higher revenue and earnings than Time Finance. Distribution Finance Capital is trading at a lower price-to-earnings ratio than Time Finance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Time Finance£37.83M1.41£4.38M£6.578.86
Distribution Finance Capital£61.99M1.86£7.40M£10.506.67

0.1% of Time Finance shares are owned by institutional investors. Comparatively, 28.2% of Distribution Finance Capital shares are owned by institutional investors. 16.7% of Time Finance shares are owned by company insiders. Comparatively, 5.6% of Distribution Finance Capital shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Distribution Finance Capital beats Time Finance on 10 of the 15 factors compared between the two stocks.

How does Time Finance compare to Park Group?

Time Finance (LON:TIME) and Park Group (LON:PARK) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, media sentiment, analyst recommendations, institutional ownership, risk, dividends, earnings and profitability.

Time Finance has higher earnings, but lower revenue than Park Group. Park Group is trading at a lower price-to-earnings ratio than Time Finance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Time Finance£37.83M1.41£4.38M£6.578.86
Park Group£110.39M0.00N/A£4.80N/A

0.1% of Time Finance shares are owned by institutional investors. 16.7% of Time Finance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Time Finance has a net margin of 16.11% compared to Park Group's net margin of 0.00%. Time Finance's return on equity of 8.28% beat Park Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Time Finance16.11% 8.28% 2.26%
Park Group N/A N/A N/A

In the previous week, Time Finance had 2 more articles in the media than Park Group. MarketBeat recorded 2 mentions for Time Finance and 0 mentions for Park Group. Time Finance's average media sentiment score of 0.46 beat Park Group's score of 0.00 indicating that Time Finance is being referred to more favorably in the media.

Company Overall Sentiment
Time Finance Neutral
Park Group Neutral

Summary

Time Finance beats Park Group on 8 of the 10 factors compared between the two stocks.

How does Time Finance compare to Appreciate Group?

Appreciate Group (LON:APP) and Time Finance (LON:TIME) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, institutional ownership, profitability, analyst recommendations, risk, valuation, dividends and media sentiment.

In the previous week, Time Finance had 2 more articles in the media than Appreciate Group. MarketBeat recorded 2 mentions for Time Finance and 0 mentions for Appreciate Group. Time Finance's average media sentiment score of 0.46 beat Appreciate Group's score of 0.00 indicating that Time Finance is being referred to more favorably in the news media.

Company Overall Sentiment
Appreciate Group Neutral
Time Finance Neutral

Appreciate Group has a beta of 0.92, suggesting that its stock price is 8% less volatile than the broader market. Comparatively, Time Finance has a beta of 0.886, suggesting that its stock price is 11% less volatile than the broader market.

Appreciate Group has higher revenue and earnings than Time Finance. Appreciate Group is trading at a lower price-to-earnings ratio than Time Finance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Appreciate Group£120.97M0.00£5.78M£0.03N/A
Time Finance£37.83M1.41£4.38M£6.578.86

Time Finance has a net margin of 16.11% compared to Appreciate Group's net margin of 4.77%. Appreciate Group's return on equity of 42.06% beat Time Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
Appreciate Group4.77% 42.06% 2.45%
Time Finance 16.11%8.28%2.26%

76.8% of Appreciate Group shares are owned by institutional investors. Comparatively, 0.1% of Time Finance shares are owned by institutional investors. 7.8% of Appreciate Group shares are owned by company insiders. Comparatively, 16.7% of Time Finance shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Appreciate Group beats Time Finance on 7 of the 12 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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TIME vs. The Competition

MetricTime FinanceConsumer Finance IndustryFinance SectorLON Exchange
Market Cap£54.00M£6.93B£13.78B£2.80B
Dividend Yield6.34%7.68%4.87%5.09%
P/E Ratio8.869.3819.4223.09
Price / Sales1.412.284.745.04
Price / Cash5.4310.9820.2620.23
Price / Book0.822.501.812.42
Net Income£4.38M£447.58M£1.32B£5.88B
7 Day Performance-3.00%-0.18%-0.15%-1.06%
1 Month Performance0.69%-0.63%-0.53%-1.41%
1 Year Performance22.66%-0.25%4.95%6.76%

Time Finance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
TIME
Time Finance
N/AGBX 58.20
+0.3%
N/A+22.7%£54.00M£37.83M8.86150
FFX
Fairfx Group
N/AN/AN/AN/A£204.20M£26.09M77.8139,000
VANQ
Vanquis Banking Group
3.4338 of 5 stars
GBX 70.40
+1.1%
GBX 145
+106.0%
-59.6%£176.23M£472.70M26.071,478
DFCH
Distribution Finance Capital
3.0854 of 5 stars
GBX 72
+1.4%
GBX 94
+30.6%
+32.1%£118.73M£61.99M6.86133
PARK
Park Group
N/AN/AN/AN/A£94.57M£110.39M10.57N/A

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This page (LON:TIME) was last updated on 11/8/2026 by MarketBeat.com Staff.
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