Time Finance (TIME) Competitors

Time Finance (LON:TIME) and ASA International Group (LON:ASAI) are both small-cap financial services companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, valuation, media sentiment, analyst recommendations, profitability, dividends, institutional ownership and risk.

Which has more volatility and risk, TIME or ASAI?

Time Finance has a beta of 1.69, suggesting that its stock price is 69% more volatile than the S&P 500. Comparatively, ASA International Group has a beta of 1.69, suggesting that its stock price is 69% more volatile than the S&P 500.

Does the media refer more to TIME or ASAI?

In the previous week, Time Finance had 3 more articles in the media than ASA International Group. MarketBeat recorded 3 mentions for Time Finance and 0 mentions for ASA International Group. Time Finance's average media sentiment score of 0.45 beat ASA International Group's score of 0.00 indicating that Time Finance is being referred to more favorably in the media.

Company	Overall Sentiment
Time Finance	Neutral
ASA International Group	Neutral

Which has stronger valuation and earnings, TIME or ASAI?

ASA International Group has higher revenue and earnings than Time Finance. ASA International Group is trading at a lower price-to-earnings ratio than Time Finance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Time Finance	£35.83M	1.35	£4.38M	£0.06	928.20
ASA International Group	£186.84M	0.67	£611.58M	£0.29	441.38

Is TIME or ASAI more profitable?

Time Finance has a net margin of 13.43% compared to ASA International Group's net margin of 9.32%. ASA International Group's return on equity of 11.86% beat Time Finance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Time Finance	13.43%	6.84%	2.26%
ASA International Group	9.32%	11.86%	3.82%

Do institutionals and insiders have more ownership in TIME or ASAI?

0.1% of Time Finance shares are held by institutional investors. Comparatively, 6.7% of ASA International Group shares are held by institutional investors. 16.7% of Time Finance shares are held by company insiders. Comparatively, 22.7% of ASA International Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

ASA International Group beats Time Finance on 7 of the 12 factors compared between the two stocks.