Atlantic American (AAME) Competitors

Atlantic American (NASDAQ:AAME) and James River Group (NASDAQ:JRVR) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, earnings, media sentiment, institutional ownership, analyst recommendations, profitability, dividends and risk.

Do institutionals and insiders hold more shares of AAME or JRVR?

5.5% of Atlantic American shares are held by institutional investors. Comparatively, 95.2% of James River Group shares are held by institutional investors. 80.1% of Atlantic American shares are held by insiders. Comparatively, 16.5% of James River Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Is AAME or JRVR a better dividend stock?

Atlantic American pays an annual dividend of $0.02 per share and has a dividend yield of 0.6%. James River Group pays an annual dividend of $0.04 per share and has a dividend yield of 0.8%. Atlantic American pays out 20.0% of its earnings in the form of a dividend. James River Group pays out -1.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. James River Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the media prefer AAME or JRVR?

In the previous week, James River Group had 3 more articles in the media than Atlantic American. MarketBeat recorded 6 mentions for James River Group and 3 mentions for Atlantic American. James River Group's average media sentiment score of 1.41 beat Atlantic American's score of 1.15 indicating that James River Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Atlantic American	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
James River Group	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer AAME or JRVR?

James River Group has a consensus target price of $6.06, indicating a potential upside of 14.17%. Given James River Group's stronger consensus rating and higher possible upside, analysts clearly believe James River Group is more favorable than Atlantic American.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Atlantic American	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
James River Group	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Which has more risk and volatility, AAME or JRVR?

Atlantic American has a beta of 0.76, indicating that its share price is 24% less volatile than the S&P 500. Comparatively, James River Group has a beta of 0.03, indicating that its share price is 97% less volatile than the S&P 500.

Which has stronger valuation and earnings, AAME or JRVR?

Atlantic American has higher earnings, but lower revenue than James River Group. James River Group is trading at a lower price-to-earnings ratio than Atlantic American, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Atlantic American	$188.23M	0.36	-$4.27M	$0.10	32.80
James River Group	$707.63M	0.34	-$81.12M	-$3.16	-1.68

Is AAME or JRVR more profitable?

Atlantic American has a net margin of 1.27% compared to James River Group's net margin of -13.50%. Atlantic American's return on equity of 0.38% beat James River Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Atlantic American	1.27%	0.38%	0.10%
James River Group	-13.50%	-1.97%	-0.19%

Summary

Atlantic American and James River Group tied by winning 9 of the 18 factors compared between the two stocks.