Atlantic American (AAME) Competitors

Kingstone Companies (NASDAQ:KINS) and Atlantic American (NASDAQ:AAME) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their valuation, institutional ownership, analyst recommendations, media sentiment, profitability, earnings, dividends and risk.

Is KINS or AAME a better dividend stock?

Kingstone Companies pays an annual dividend of $0.20 per share and has a dividend yield of 1.4%. Atlantic American pays an annual dividend of $0.02 per share and has a dividend yield of 0.6%. Kingstone Companies pays out 10.0% of its earnings in the form of a dividend. Atlantic American pays out 20.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Kingstone Companies is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more volatility & risk, KINS or AAME?

Kingstone Companies has a beta of 0.52, suggesting that its share price is 48% less volatile than the S&P 500. Comparatively, Atlantic American has a beta of 0.74, suggesting that its share price is 26% less volatile than the S&P 500.

Which has higher valuation and earnings, KINS or AAME?

Kingstone Companies has higher earnings, but lower revenue than Atlantic American. Kingstone Companies is trading at a lower price-to-earnings ratio than Atlantic American, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Kingstone Companies	$155.14M	1.26	$18.36M	$2.00	6.93
Atlantic American	$188.23M	0.36	-$4.27M	$0.10	32.80

Is KINS or AAME more profitable?

Kingstone Companies has a net margin of 14.84% compared to Atlantic American's net margin of 1.27%. Kingstone Companies' return on equity of 33.21% beat Atlantic American's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Kingstone Companies	14.84%	33.21%	6.72%
Atlantic American	1.27%	0.38%	0.10%

Do insiders & institutionals believe in KINS or AAME?

14.9% of Kingstone Companies shares are held by institutional investors. Comparatively, 5.5% of Atlantic American shares are held by institutional investors. 5.1% of Kingstone Companies shares are held by insiders. Comparatively, 80.1% of Atlantic American shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Does the media refer more to KINS or AAME?

In the previous week, Kingstone Companies had 3 more articles in the media than Atlantic American. MarketBeat recorded 3 mentions for Kingstone Companies and 0 mentions for Atlantic American. Atlantic American's average media sentiment score of 1.94 beat Kingstone Companies' score of 1.33 indicating that Atlantic American is being referred to more favorably in the news media.

Company	Overall Sentiment
Kingstone Companies	Positive
Atlantic American	Very Positive

Summary

Kingstone Companies beats Atlantic American on 10 of the 15 factors compared between the two stocks.