Atlantic American (AAME) Competitors

Atlantic American (NASDAQ:AAME) and James River Group (NASDAQ:JRVR) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, profitability, earnings, analyst recommendations, risk, institutional ownership and media sentiment.

Does the media favor AAME or JRVR?

In the previous week, James River Group had 3 more articles in the media than Atlantic American. MarketBeat recorded 3 mentions for James River Group and 0 mentions for Atlantic American. James River Group's average media sentiment score of 1.06 beat Atlantic American's score of 0.00 indicating that James River Group is being referred to more favorably in the news media.

Company	Overall Sentiment
Atlantic American	Neutral
James River Group	Positive

Do analysts rate AAME or JRVR?

James River Group has a consensus target price of $6.06, suggesting a potential upside of 7.11%. Given James River Group's stronger consensus rating and higher possible upside, analysts plainly believe James River Group is more favorable than Atlantic American.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Atlantic American	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
James River Group	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Which has more risk and volatility, AAME or JRVR?

Atlantic American has a beta of 0.76, indicating that its share price is 24% less volatile than the S&P 500. Comparatively, James River Group has a beta of 0.03, indicating that its share price is 97% less volatile than the S&P 500.

Is AAME or JRVR a better dividend stock?

Atlantic American pays an annual dividend of $0.02 per share and has a dividend yield of 0.6%. James River Group pays an annual dividend of $0.04 per share and has a dividend yield of 0.7%. Atlantic American pays out 20.0% of its earnings in the form of a dividend. James River Group pays out -1.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. James River Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Is AAME or JRVR more profitable?

Atlantic American has a net margin of 1.27% compared to James River Group's net margin of -13.50%. Atlantic American's return on equity of 0.38% beat James River Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Atlantic American	1.27%	0.38%	0.10%
James River Group	-13.50%	-1.97%	-0.19%

Do insiders & institutionals have more ownership in AAME or JRVR?

5.5% of Atlantic American shares are held by institutional investors. Comparatively, 95.2% of James River Group shares are held by institutional investors. 80.2% of Atlantic American shares are held by insiders. Comparatively, 33.8% of James River Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Which has preferable earnings and valuation, AAME or JRVR?

Atlantic American has higher earnings, but lower revenue than James River Group. James River Group is trading at a lower price-to-earnings ratio than Atlantic American, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Atlantic American	$188.23M	0.36	-$4.27M	$0.10	33.30
James River Group	$707.63M	0.37	-$81.12M	-$3.16	-1.79

Summary

James River Group beats Atlantic American on 10 of the 18 factors compared between the two stocks.