Popular (BPOP) Financials

$102.50 +0.34 (+0.33%)

Closing price 05/23/2025 04:00 PM Eastern

Extended Trading

$102.50 0.00 (0.00%)

As of 05/23/2025 04:14 PM Eastern

Annual Income Statements for Popular

This table shows Popular's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	613	540	1,101	933	505	667	614	104	213	892
Consolidated Net Income / (Loss)	614	541	1,103	935	507	671	618	108	217	895
Net Income / (Loss) Continuing Operations	614	541	1,103	935	507	671	618	108	216	894
Total Pre-Tax Income	797	676	1,235	1,244	619	818	738	339	294	399
Total Revenue	2,941	2,782	3,064	2,600	2,369	2,462	2,387	1,921	1,720	1,929
Net Interest Income / (Expense)	2,282	2,132	2,167	1,958	1,857	1,892	1,735	1,502	1,422	1,409
Total Interest Income	3,673	3,245	2,466	2,123	2,092	2,261	2,022	1,726	1,635	1,603
Loans and Leases Interest Income	2,626	2,332	1,876	1,748	1,742	1,803	1,646	1,479	1,460	1,459
Investment Securities Interest Income	695	547	472	354	329	368	265	196	158	126
Deposits and Money Market Investments Interest Income	352	367	118	21	20	90	111	51	16	7.24
Total Interest Expense	1,391	1,114	299	165	235	369	287	224	213	194
Deposits Interest Expense	1,336	1,050	253	112	176	305	204	142	128	108
Short-Term Borrowings Interest Expense	4.68	7.33	5.74	0.32	2.46	6.10	7.21	5.72	7.81	7.51
Long-Term Debt Interest Expense	50	56	40	53	57	58	75	76	77	79
Total Non-Interest Income	659	651	897	642	512	570	652	419	298	520
Service Charges on Deposit Accounts	0.00	0.00	0.00	0.00	-	0.00	-	-	-	-
Other Service Charges	98	100	371	114	87	89	111	64	296	455
Net Realized & Unrealized Capital Gains on Investments	0.30	4.75	-8.12	-0.31	8.55	3.48	92	-19	-199	1.58
Other Non-Interest Income	561	546	535	528	417	478	449	374	200	63
Provision for Credit Losses	257	209	83	-193	293	166	228	325	170	241
Total Non-Interest Expense	1,888	1,898	1,746	1,549	1,458	1,477	1,422	1,257	1,256	1,288
Salaries and Employee Benefits	820	778	720	632	564	591	563	477	477	478
Net Occupancy & Equipment Expense	474	439	434	413	416	181	160	154	148	147
Marketing Expense	102	95	89	73	58	75	66	58	53	52
Property & Liability Insurance Claims	55	106	27	26	24	18	28	26	25	28
Other Operating Expenses	434	454	465	397	390	603	583	532	537	555
Amortization Expense	2.94	3.18	3.28	9.13	6.40	9.37	9.33	9.38	12	11
Impairment Charge	0.00	23	9.00	0.00	0.00	-	-	-	3.80	0.00
Restructuring Charge	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	18
Other Special Charges	0.00	0.00	0.00	0.00	0.00	0.00	13	0.00	0.00	-
Nonoperating Income / (Expense), net	0.00	0.00	0.00	0.00	-	-	-	-	0.00	0.00
Income Tax Expense	182	134	132	309	112	147	120	231	79	-495
Basic Earnings per Share	$8.56	$7.53	$14.65	$11.49	$5.88	$6.89	$6.07	$1.02	$2.06	$8.66
Weighted Average Basic Shares Outstanding	69.61M	72.25M	71.87M	79.92M	84.26M	88.58M	100.07M	101.97M	103.28M	103.67M
Diluted Earnings per Share	$8.56	$7.52	$14.63	$11.46	$5.87	$6.88	$6.06	$1.02	$2.06	$8.65
Weighted Average Diluted Shares Outstanding	69.61M	72.25M	71.87M	79.92M	84.26M	88.58M	100.07M	101.97M	103.28M	103.67M
Weighted Average Basic & Diluted Shares Outstanding	69.61M	72.25M	71.87M	79.92M	84.26M	88.58M	100.07M	101.97M	103.28M	103.67M
Cash Dividends to Common per Share	$2.56	$2.27	$2.20	$1.75	$1.60	$1.20	$1.00	$1.00	$0.60	$0.30

This table shows Popular's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	177	155	177	103	94	136	151	159	257	422
Consolidated Net Income / (Loss)	178	155	178	103	95	137	151	159	257	422
Net Income / (Loss) Continuing Operations	178	155	178	103	95	137	151	159	257	422
Total Pre-Tax Income	222	198	218	159	93	182	195	205	207	490
Total Revenue	755	737	735	715	703	694	692	694	718	1,006
Net Interest Income / (Expense)	591	572	568	551	534	534	532	532	560	580
Total Interest Income	920	937	922	894	867	845	794	739	713	651
Loans and Leases Interest Income	674	665	649	639	623	597	570	541	522	481
Investment Securities Interest Income	167	177	185	167	143	149	123	132	140	133
Deposits and Money Market Investments Interest Income	79	96	88	89	101	99	101	66	51	37
Total Interest Expense	329	365	354	343	333	311	262	207	154	72
Deposits Interest Expense	316	351	340	329	319	294	243	193	139	61
Short-Term Borrowings Interest Expense	0.93	1.43	1.13	1.19	1.34	1.48	1.62	2.89	4.49	0.92
Long-Term Debt Interest Expense	12	13	13	13	13	15	17	11	9.80	9.80
Total Non-Interest Income	165	164	166	164	169	160	160	162	158	426
Other Service Charges	23	23	25	27	23	25	25	28	28	291
Net Realized & Unrealized Capital Gains on Investments	-2.03	0.27	0.60	1.46	3.00	-1.14	1.42	1.48	0.48	-1.72
Other Non-Interest Income	144	141	140	136	143	136	134	133	130	138
Provision for Credit Losses	66	71	47	73	79	45	37	48	50	40
Total Non-Interest Expense	468	467	470	483	531	466	460	441	462	476
Salaries and Employee Benefits	206	202	197	215	195	193	191	199	190	194
Net Occupancy & Equipment Expense	114	126	117	117	117	110	109	103	116	104
Marketing Expense	30	26	25	21	28	23	25	19	28	24
Property & Liability Insurance Claims	9.73	10	11	24	81	8.93	6.80	8.87	6.34	6.61
Other Operating Expenses	108	103	118	105	109	107	127	110	120	137
Amortization Expense	0.71	0.70	0.73	0.80	0.80	0.80	0.80	0.80	0.79	0.80
Income Tax Expense	44	42	40	56	-1.48	46	44	46	-50	68
Basic Earnings per Share	$2.50	$2.16	$2.47	$1.43	$1.31	$1.90	$2.10	$2.22	$3.48	$5.71
Weighted Average Basic Shares Outstanding	69.61M	71.31M	72.34M	72.27M	72.25M	72.15M	72.13M	71.97M	71.87M	72.69M
Diluted Earnings per Share	$2.51	$2.16	$2.46	$1.43	$1.30	$1.90	$2.10	$2.22	$3.47	$5.70
Weighted Average Diluted Shares Outstanding	69.61M	71.31M	72.34M	72.27M	72.25M	72.15M	72.13M	71.97M	71.87M	72.69M
Weighted Average Basic & Diluted Shares Outstanding	69.61M	71.31M	72.34M	72.27M	72.25M	72.15M	72.13M	71.97M	71.87M	72.69M

This table details how cash moves in and out of Popular's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	1.83	-49	52	-63	103	-8.93	-9.38	38	-4.69	-17
Net Cash From Operating Activities	675	687	1,015	1,005	679	705	848	636	597	670
Net Cash From Continuing Operating Activities	675	687	1,025	1,005	679	705	848	636	597	670
Net Income / (Loss) Continuing Operations	614	541	1,103	935	507	671	618	108	217	895
Consolidated Net Income / (Loss)	614	541	1,103	935	507	671	618	108	217	895
Provision For Loan Losses	257	209	83	-193	293	166	228	325	170	241
Depreciation Expense	57	59	55	55	58	58	53	48	47	47
Amortization Expense	-249	-42	32	-13	-57	-149	-78	-13	-29	-62
Non-Cash Adjustments to Reconcile Net Income	-19	-109	-598	-565	-588	-340	-516	-211	-433	-1,572
Changes in Operating Assets and Liabilities, net	15	29	349	786	466	299	542	379	625	1,120
Net Cash From Investing Activities	-1,632	-2,613	5,350	-10,519	-13,068	-4,170	-4,391	-5,352	-3,455	238
Net Cash From Continuing Investing Activities	-1,637	-2,613	5,382	-10,519	-13,068	-4,170	-4,391	-5,352	-3,140	-1,147
Purchase of Property, Leasehold Improvements and Equipment	-213	-208	-104	-73	-60	-76	-81	-63	-100	-63
Acquisitions	0.00	0.00	-	-156	0.00	0.00	-1,843	0.00	0.00	-
Purchase of Investment Securities	-34,416	-18,890	-24,916	-20,934	-30,583	-18,474	-9,581	-7,470	-4,404	-2,488
Sale and/or Maturity of Investments	34,629	18,961	32,597	10,175	18,451	15,021	7,146	2,189	1,463	921
Other Investing Activities, net	-1,637	-2,476	-2,195	469	-876	-641	-32	-7.68	-99	-248
Net Cash From Financing Activities	960	1,878	-6,323	9,451	12,492	3,456	3,534	4,754	2,853	-926
Net Cash From Continuing Financing Activities	960	1,878	-6,323	9,451	12,492	3,456	3,534	4,754	2,853	-926
Net Change in Deposits	1,261	2,365	-5,770	10,139	13,102	4,044	4,260	4,954	3,286	207
Issuance of Debt	225	77	0.00	75	262	75	378	150	165	129
Issuance of Common Equity	6.86	6.31	5.84	4.67	9.09	8.72	7.27	7.02	7.44	6.23
Repayment of Debt	-96	-349	184	-241	-143	-212	-768	-96	-255	-738
Repurchase of Preferred Equity	0.00	0.00	0.00	0.00	-28	0.00	0.00	-	-	-
Repurchase of Common Equity	-214	-0.46	-632	-351	-500	-251	-125	-76	-0.56	-1.02
Payment of Dividends	-180	-160	-162	-141	-134	-116	-105	-96	-66	-19
Other Financing Activities, Net	-43	-61	51	-35	-76	-94	-112	-90	-284	-510

This table details how cash moves in and out of Popular's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	-6.26	68	39	-99	-114	59	14	-6.97	-1,538	1,489
Net Cash From Operating Activities	199	233	80	162	214	122	198	153	201	322
Net Cash From Continuing Operating Activities	199	233	80	162	214	122	198	153	211	322
Net Income / (Loss) Continuing Operations	178	155	178	103	95	137	151	159	257	422
Consolidated Net Income / (Loss)	178	155	178	103	95	137	151	159	257	422
Provision For Loan Losses	66	71	47	73	79	45	37	48	50	40
Depreciation Expense	10	15	16	15	15	15	14	14	14	14
Amortization Expense	-55	-68	-76	-51	-22	-23	4.64	-1.48	-9.23	0.32
Non-Cash Adjustments to Reconcile Net Income	-10	-18	9.99	-1.79	-52	-14	-11	-32	-102	-281
Changes in Operating Assets and Liabilities, net	11	76	-94	23	99	-39	2.26	-34	1.94	127
Net Cash From Investing Activities	-1,423	1,878	-1,730	-357	-547	975	-3,215	173	1,785	1,607
Net Cash From Continuing Investing Activities	-1,427	1,878	-1,730	-357	-547	975	-3,215	173	1,816	1,607
Purchase of Property, Leasehold Improvements and Equipment	-60	-58	-42	-54	-74	-48	-49	-36	-36	-28
Purchase of Investment Securities	-9,901	-7,044	-10,237	-7,233	-4,864	-3,445	-5,980	-4,601	-17,841	-4,224
Sale and/or Maturity of Investments	9,337	9,526	8,838	6,927	5,258	5,301	3,435	4,966	20,125	6,729
Other Investing Activities, net	-803	-546	-290	2.35	-866	-833	-621	-156	-433	-870
Net Cash From Financing Activities	1,217	-2,043	1,689	97	219	-1,038	3,030	-333	-3,534	-440
Net Cash From Continuing Financing Activities	1,217	-2,043	1,689	97	219	-1,038	3,030	-333	-3,534	-440
Net Change in Deposits	1,214	-1,865	1,722	190	279	-668	3,048	-294	-3,593	-509
Issuance of Debt	225	-	-	0.00	4.29	-0.22	43	29	-175	250
Issuance of Common Equity	1.59	1.70	1.77	1.80	1.60	1.60	1.55	1.57	1.55	1.55
Repayment of Debt	-24	-25	-26	-22	-24	-301	-22	-1.80	287	-0.77
Repurchase of Common Equity	-154	-59	-0.14	-0.31	-0.05	-0.05	-0.08	-0.28	-0.14	-231
Payment of Dividends	-45	-45	-45	-45	-40	-40	-40	-40	-40	-42
Other Financing Activities, Net	-0.64	-50	37	-29	-1.70	-30	-1.48	-28	-14	91

This table presents Popular's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	73,045	70,758	67,638	75,098	65,926	52,115	47,605	44,277	38,662	35,762
Cash and Due from Banks	420	420	470	428	491	388	394	403	362	364
Federal Funds Sold	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest Bearing Deposits at Other Banks	6,381	6,999	5,615	17,537	11,641	3,262	4,171	5,255	2,867	2,084
Trading Account Securities	26,250	25,153	26,559	25,247	21,964	18,006	13,647	10,615	8,648	6,641
Loans and Leases, Net of Allowance	37,102	35,059	31,351	29,232	28,479	27,407	26,508	24,293	22,774	22,346
Loans and Leases	37,108	35,065	32,078	29,241	29,385	27,407	26,508	24,293	22,774	22,346
Allowance for Loan and Lease Losses	5.32	5.78	727	8.10	907	0.00	-	-	-	-
Premises and Equipment, Net	602	565	499	494	510	557	570	547	544	503
Goodwill	803	804	827	720	671	671	671	627	627	626
Intangible Assets	6.83	9.76	13	16	22	29	27	36	45	58
Other Assets	2,227	2,477	2,305	1,953	2,148	2,151	2,050	2,418	2,550	3,031
Total Liabilities & Shareholders' Equity	73,045	70,758	67,638	75,098	65,926	52,115	47,605	44,277	38,662	35,762
Total Liabilities	67,432	65,611	63,544	69,129	59,897	46,099	42,170	39,173	33,464	30,656
Non-Interest Bearing Deposits	15,140	15,420	15,961	15,684	13,129	9,160	9,149	8,491	6,980	6,402
Interest Bearing Deposits	49,745	48,199	45,267	51,321	43,738	34,598	30,561	26,963	23,516	20,808
Short-Term Debt	280	91	514	167	121	193	282	487	481	1.20
Long-Term Debt	896	987	887	989	1,225	1,102	1,256	1,536	1,575	1,663
Other Long-Term Liabilities	1,372	915	917	968	1,685	1,045	922	1,696	912	1,021
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	5,613	5,147	4,093	5,969	6,029	6,017	5,435	5,104	5,198	5,105
Total Preferred & Common Equity	5,613	5,147	4,093	5,969	6,029	6,017	5,435	5,104	5,198	5,105
Preferred Stock	22	22	22	22	22	50	50	50	50	50
Total Common Equity	5,591	5,125	4,071	5,947	6,007	5,967	5,385	5,054	5,148	5,055
Common Stock	4,910	4,844	4,792	4,651	4,573	4,448	4,367	4,300	4,256	4,230
Retained Earnings	4,571	4,195	3,834	2,974	2,261	2,148	1,652	1,195	1,220	1,088
Treasury Stock	-2,229	-2,019	-2,030	-1,353	-1,017	-460	-206	-90	-8.29	-6.10
Accumulated Other Comprehensive Income / (Loss)	-1,661	-1,896	-2,525	-325	190	-170	-428	-351	-320	-257

This table presents Popular's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	71,323	72,845	70,937	69,737	70,838	67,676	70,730
Cash and Due from Banks	428	360	320	535	477	462	2,017
Federal Funds Sold	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest Bearing Deposits at Other Banks	6,531	6,851	5,929	6,389	8,593	6,098	3,975
Trading Account Securities	25,286	26,751	26,329	25,659	25,930	34,526	30,442
Loans and Leases, Net of Allowance	36,190	35,585	35,113	34,023	32,325	31,642	31,516
Loans and Leases	36,195	35,592	35,119	34,029	33,031	32,338	31,523
Allowance for Loan and Lease Losses	5.43	6.25	5.73	6.06	706	696	7.21
Premises and Equipment, Net	624	599	589	534	524	508	493
Goodwill	804	804	804	804	827	827	827
Intangible Assets	7.53	8.24	8.97	11	11	12	14
Other Assets	2,197	2,616	2,583	2,409	2,151	8,261	2,055
Total Liabilities & Shareholders' Equity	71,323	72,845	70,937	69,737	70,838	67,676	70,730
Total Liabilities	65,533	67,472	65,760	65,279	66,273	63,205	67,055
Non-Interest Bearing Deposits	15,276	15,470	15,492	15,201	15,317	15,941	17,605
Interest Bearing Deposits	48,392	50,061	48,317	48,136	48,688	45,013	47,214
Short-Term Debt	55	106	66	93	123	123	412
Long-Term Debt	918	942	966	1,005	1,304	1,279	889
Other Long-Term Liabilities	890	894	918	844	841	849	935
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	5,791	5,373	5,177	4,458	4,565	4,471	3,675
Total Preferred & Common Equity	5,791	5,373	5,177	4,458	4,565	4,471	3,675
Preferred Stock	22	22	22	22	22	22	22
Total Common Equity	5,768	5,351	5,155	4,435	4,543	4,449	3,653
Common Stock	4,855	4,854	4,849	4,798	4,797	4,794	4,654
Retained Earnings	4,496	4,386	4,253	4,190	4,093	3,982	3,694
Treasury Stock	-2,069	-2,011	-2,013	-2,019	-2,019	-2,025	-1,971
Accumulated Other Comprehensive Income / (Loss)	-1,513	-1,878	-1,933	-2,534	-2,328	-2,302	-2,724

This table displays calculated financial ratios and metrics derived from Popular's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	5.71%	-9.21%	17.88%	9.74%	-3.76%	3.11%	24.27%	11.69%	-10.81%	44.83%
EBITDA Growth	-12.68%	-47.68%	2.82%	107.41%	-14.78%	2.03%	90.73%	19.63%	-18.56%	83.05%
EBIT Growth	17.92%	-45.30%	-0.72%	101.10%	-24.41%	10.92%	117.94%	15.01%	-26.20%	417.88%
NOPAT Growth	13.46%	-50.91%	17.94%	84.53%	-24.51%	8.57%	474.06%	-50.05%	-75.89%	1,065.84%
Net Income Growth	13.46%	-50.91%	17.94%	84.53%	-24.51%	8.57%	474.06%	-50.31%	-75.80%	385.61%
EPS Growth	13.83%	-48.60%	27.66%	95.23%	-14.68%	13.53%	494.12%	-50.49%	-76.19%	380.84%
Operating Cash Flow Growth	-1.73%	-32.32%	0.93%	48.08%	-3.77%	-16.77%	33.15%	6.69%	-10.98%	-23.24%
Free Cash Flow Firm Growth	126.45%	-106.96%	130.61%	167.31%	33.52%	-57.03%	230.65%	186.94%	-314.43%	-75.85%
Invested Capital Growth	9.06%	13.32%	-22.89%	-3.40%	0.86%	4.86%	-2.17%	-1.74%	7.16%	12.81%
Revenue Q/Q Growth	1.82%	-0.54%	1.73%	1.94%	-0.14%	-0.39%	6.99%	6.55%	-7.01%	3.25%
EBITDA Q/Q Growth	17.53%	-15.30%	-6.35%	6.01%	10.77%	0.64%	11.51%	29.76%	-27.12%	-30.64%
EBIT Q/Q Growth	19.25%	-14.40%	-5.71%	5.27%	6.41%	-1.01%	17.61%	34.54%	-30.24%	-30.52%
NOPAT Q/Q Growth	15.67%	-23.09%	4.86%	3.29%	1.91%	9.89%	50.92%	-47.37%	-39.83%	16.15%
Net Income Q/Q Growth	15.67%	-23.09%	4.86%	3.29%	1.91%	9.89%	50.92%	-47.66%	-39.51%	10.98%
EPS Q/Q Growth	16.46%	-22.39%	6.40%	5.33%	5.01%	10.79%	51.50%	-48.48%	-39.77%	10.90%
Operating Cash Flow Q/Q Growth	-2.05%	1.85%	-9.46%	13.56%	3.14%	-6.39%	35.69%	-20.39%	-13.69%	40.64%
Free Cash Flow Firm Q/Q Growth	107.42%	-252.92%	-17.72%	21.17%	-4.81%	-45.81%	40.07%	194.33%	-359.90%	85.80%
Invested Capital Q/Q Growth	0.37%	12.06%	10.41%	-1.68%	0.76%	0.32%	-4.36%	-4.11%	3.92%	0.65%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	20.54%	24.87%	43.16%	49.47%	26.18%	29.56%	29.87%	19.46%	18.17%	19.90%
EBIT Margin	27.08%	24.28%	40.30%	47.85%	26.11%	33.24%	30.90%	17.62%	17.11%	20.68%
Profit (Net Income) Margin	20.88%	19.46%	35.98%	35.96%	21.39%	27.26%	25.89%	5.61%	12.60%	46.43%
Tax Burden Percent	77.10%	80.13%	89.28%	75.16%	81.90%	82.01%	83.79%	31.81%	73.62%	224.50%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	22.90%	19.87%	10.72%	24.84%	18.10%	17.99%	16.21%	68.19%	26.77%	-124.16%
Return on Invested Capital (ROIC)	9.44%	9.24%	17.48%	12.90%	6.90%	9.40%	8.77%	1.50%	3.07%	14.00%
ROIC Less NNEP Spread (ROIC-NNEP)	9.44%	9.24%	17.48%	12.90%	6.90%	9.40%	8.77%	1.50%	3.14%	14.08%
Return on Net Nonoperating Assets (RNNOA)	1.98%	2.48%	4.44%	2.69%	1.51%	2.32%	2.96%	0.59%	1.13%	5.10%
Return on Equity (ROE)	11.42%	11.72%	21.92%	15.58%	8.41%	11.72%	11.73%	2.09%	4.21%	19.11%
Cash Return on Invested Capital (CROIC)	0.77%	-3.25%	43.33%	16.35%	6.04%	4.65%	10.96%	3.25%	-3.83%	1.96%
Operating Return on Assets (OROA)	1.11%	0.98%	1.73%	1.76%	1.05%	1.64%	1.61%	0.82%	0.79%	1.16%
Return on Assets (ROA)	0.85%	0.78%	1.55%	1.33%	0.86%	1.35%	1.35%	0.26%	0.58%	2.60%
Return on Common Equity (ROCE)	11.37%	11.66%	21.82%	15.53%	8.36%	11.62%	11.62%	2.07%	4.17%	18.90%
Return on Equity Simple (ROE_SIMPLE)	10.94%	10.52%	26.94%	15.66%	8.40%	11.15%	11.37%	2.11%	4.17%	17.54%
Net Operating Profit after Tax (NOPAT)	614	541	1,103	935	507	671	618	108	216	894
NOPAT Margin	20.88%	19.46%	35.98%	35.96%	21.39%	27.26%	25.89%	5.61%	12.53%	46.36%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-0.06%	-0.08%
SG&A Expenses to Revenue	47.47%	47.16%	40.54%	43.00%	43.80%	34.39%	33.05%	35.89%	39.44%	35.08%
Operating Expenses to Revenue	64.18%	68.22%	56.99%	59.59%	61.54%	60.02%	59.55%	65.44%	73.00%	66.80%
Earnings before Interest and Taxes (EBIT)	797	676	1,235	1,244	619	818	738	339	294	399
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	604	692	1,322	1,286	620	728	713	374	313	384
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.17	1.13	1.10	1.03	0.72	0.77	0.75	0.60	0.72	0.47
Price to Tangible Book Value (P/TBV)	1.37	1.34	1.38	1.18	0.82	0.87	0.87	0.69	0.83	0.54
Price to Revenue (P/Rev)	2.23	2.07	1.46	2.36	1.83	1.86	1.70	1.58	2.16	1.23
Price to Earnings (P/E)	10.68	10.68	4.06	6.58	8.60	6.84	6.60	29.27	17.41	2.65
Dividend Yield	2.72%	2.84%	3.54%	2.28%	3.10%	2.33%	2.47%	3.35%	2.09%	1.32%
Earnings Yield	9.36%	9.36%	24.64%	15.20%	11.62%	14.61%	15.15%	3.42%	5.74%	37.71%
Enterprise Value to Invested Capital (EV/IC)	0.14	0.00	0.00	0.00	0.00	0.31	0.15	0.00	0.36	0.24
Enterprise Value to Revenue (EV/Rev)	0.32	0.00	0.00	0.00	0.00	0.92	0.45	0.00	1.50	0.85
Enterprise Value to EBITDA (EV/EBITDA)	1.56	0.00	0.00	0.00	0.00	3.11	1.51	0.00	8.27	4.25
Enterprise Value to EBIT (EV/EBIT)	1.19	0.00	0.00	0.00	0.00	2.76	1.46	0.00	8.78	4.09
Enterprise Value to NOPAT (EV/NOPAT)	1.54	0.00	0.00	0.00	0.00	3.37	1.74	0.00	11.99	1.82
Enterprise Value to Operating Cash Flow (EV/OCF)	1.40	0.00	0.00	0.00	0.00	3.21	1.27	0.00	4.33	2.43
Enterprise Value to Free Cash Flow (EV/FCFF)	18.78	0.00	0.00	0.00	0.00	6.81	1.40	0.00	0.00	13.01
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.21	0.21	0.34	0.19	0.22	0.22	0.28	0.40	0.40	0.33
Long-Term Debt to Equity	0.16	0.19	0.22	0.17	0.20	0.18	0.23	0.30	0.30	0.33
Financial Leverage	0.21	0.27	0.25	0.21	0.22	0.25	0.34	0.40	0.36	0.36
Leverage Ratio	13.36	14.98	14.18	11.75	9.80	8.71	8.72	8.05	7.22	7.35
Compound Leverage Factor	13.36	14.98	14.18	11.75	9.80	8.71	8.72	8.05	7.22	7.35
Debt to Total Capital	17.32%	17.32%	25.49%	16.21%	18.25%	17.71%	22.05%	28.39%	28.34%	24.58%
Short-Term Debt to Total Capital	4.12%	1.47%	9.35%	2.34%	1.64%	2.64%	4.04%	6.83%	6.63%	0.02%
Long-Term Debt to Total Capital	13.20%	15.85%	16.14%	13.88%	16.61%	15.07%	18.01%	21.56%	21.71%	24.56%
Preferred Equity to Total Capital	0.33%	0.36%	0.40%	0.31%	0.30%	0.69%	0.72%	0.70%	0.69%	0.74%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	82.35%	82.32%	74.11%	83.48%	81.45%	81.60%	77.23%	70.91%	70.97%	74.68%
Debt to EBITDA	1.95	1.56	1.06	0.90	2.17	1.78	2.16	5.41	6.58	4.33
Net Debt to EBITDA	-9.31	-9.16	-3.54	-13.07	-17.39	-3.24	-4.24	-9.72	-3.75	-2.04
Long-Term Debt to EBITDA	1.48	1.43	0.67	0.77	1.98	1.51	1.76	4.11	5.04	4.33
Debt to NOPAT	1.91	1.99	1.27	1.24	2.66	1.93	2.49	18.79	9.54	1.86
Net Debt to NOPAT	-9.16	-11.71	-4.25	-17.98	-21.29	-3.51	-4.90	-33.75	-5.44	-0.88
Long-Term Debt to NOPAT	1.46	1.82	0.80	1.06	2.42	1.64	2.03	14.27	7.31	1.86
Noncontrolling Interest Sharing Ratio	0.41%	0.48%	0.44%	0.37%	0.60%	0.88%	0.95%	0.97%	0.97%	1.07%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	50	-190	2,733	1,185	443	332	773	234	-269	125
Operating Cash Flow to CapEx	316.16%	330.03%	977.50%	1,381.07%	1,129.91%	932.22%	1,052.16%	1,015.17%	594.67%	1,069.55%
Free Cash Flow to Firm to Interest Expense	0.04	-0.17	9.16	7.18	1.89	0.90	2.69	1.04	-1.27	0.65
Operating Cash Flow to Interest Expense	0.49	0.62	3.40	6.09	2.89	1.91	2.95	2.84	2.81	3.45
Operating Cash Flow Less CapEx to Interest Expense	0.33	0.43	3.05	5.65	2.63	1.71	2.67	2.56	2.34	3.13
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.05	0.05	0.05	0.05	0.06
Fixed Asset Turnover	5.04	5.23	6.17	5.18	4.44	4.37	4.27	3.52	3.29	3.87
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	6,789	6,225	5,494	7,125	7,375	7,312	6,973	7,127	7,253	6,769
Invested Capital Turnover	0.45	0.47	0.49	0.36	0.32	0.34	0.34	0.27	0.25	0.30
Increase / (Decrease) in Invested Capital	564	732	-1,631	-250	63	339	-155	-126	484	769
Enterprise Value (EV)	945	-552	-192	-10,646	-6,419	2,262	1,078	-541	2,584	1,631
Market Capitalization	6,547	5,766	4,469	6,142	4,344	4,567	4,056	3,043	3,707	2,364
Book Value per Share	$80.32	$70.93	$56.65	$74.47	$71.29	$61.68	$53.66	$49.52	$49.60	$48.80
Tangible Book Value per Share	$68.69	$59.66	$44.96	$65.25	$63.06	$54.44	$46.70	$43.02	$43.12	$42.19
Total Capital	6,789	6,225	5,494	7,125	7,375	7,312	6,973	7,127	7,253	6,769
Total Debt	1,176	1,078	1,400	1,155	1,346	1,295	1,538	2,023	2,055	1,664
Total Long-Term Debt	896	987	887	989	1,225	1,102	1,256	1,536	1,575	1,663
Net Debt	-5,624	-6,341	-4,684	-16,810	-10,786	-2,356	-3,027	-3,634	-1,173	-784
Capital Expenditures (CapEx)	213	208	104	73	60	76	81	63	100	63
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-1.14	-1.35
Net Nonoperating Obligations (NNO)	1,176	1,078	1,400	1,155	1,346	1,295	1,538	2,023	2,055	1,664
Total Depreciation and Amortization (D&A)	-192	16	88	42	1.55	-91	-25	35	18	-15
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$8.56	$7.53	$14.65	$11.49	$5.88	$6.89	$6.07	$1.02	$2.06	$8.66
Adjusted Weighted Average Basic Shares Outstanding	69.61M	72.25M	71.87M	79.92M	84.26M	88.58M	100.07M	102.17M	103.80M	103.67M
Adjusted Diluted Earnings per Share	$8.56	$7.52	$14.63	$11.46	$5.87	$6.88	$6.06	$1.02	$2.06	$8.65
Adjusted Weighted Average Diluted Shares Outstanding	69.61M	72.25M	71.87M	79.92M	84.26M	88.58M	100.07M	102.17M	103.80M	103.67M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	69.61M	72.25M	71.87M	79.92M	84.26M	88.58M	100.07M	102.17M	103.80M	103.67M
Normalized Net Operating Profit after Tax (NOPAT)	614	560	1,111	935	507	671	629	237	218	292
Normalized NOPAT Margin	20.88%	20.12%	36.24%	35.96%	21.39%	27.26%	26.33%	12.33%	12.69%	15.14%
Pre Tax Income Margin	27.08%	24.28%	40.30%	47.85%	26.11%	33.24%	30.90%	17.62%	17.11%	20.68%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.57	0.61	4.14	7.54	2.63	2.22	2.57	1.51	1.39	2.06
NOPAT to Interest Expense	0.44	0.49	3.69	5.66	2.16	1.82	2.15	0.48	1.01	4.61
EBIT Less CapEx to Interest Expense	0.42	0.42	3.79	7.10	2.38	2.01	2.29	1.23	0.91	1.73
NOPAT Less CapEx to Interest Expense	0.29	0.30	3.35	5.22	1.90	1.61	1.87	0.20	0.54	4.28
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	29.38%	29.53%	14.65%	15.13%	26.38%	17.26%	17.06%	89.07%	30.43%	2.15%
Augmented Payout Ratio	64.21%	29.62%	71.96%	52.63%	125.17%	54.59%	37.32%	159.34%	30.69%	2.26%

This table displays calculated financial ratios and metrics derived from Popular's official financial filings.

Metric	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	7.47%	6.20%	6.14%	3.02%	-2.10%	-31.06%	0.13%	6.87%	7.82%	52.75%
EBITDA Growth	104.21%	-16.58%	-25.75%	-43.19%	-59.10%	-65.43%	-32.02%	-25.60%	-29.78%	48.00%
EBIT Growth	138.13%	8.39%	12.12%	-22.62%	-54.97%	-62.79%	-29.38%	-21.69%	-26.57%	47.86%
NOPAT Growth	87.98%	13.70%	17.62%	-35.03%	-63.21%	-67.66%	-28.50%	-24.90%	24.79%	70.24%
Net Income Growth	87.98%	13.70%	17.62%	-35.03%	-63.21%	-67.66%	-28.50%	-24.90%	24.79%	70.24%
EPS Growth	93.08%	13.68%	17.14%	-35.59%	-62.54%	-66.67%	-24.19%	-17.47%	33.98%	84.47%
Operating Cash Flow Growth	-6.60%	91.69%	-59.44%	5.57%	6.19%	-62.22%	-32.58%	-22.39%	-34.52%	47.27%
Free Cash Flow Firm Growth	39.38%	-137.89%	57.55%	-1,425.79%	-133.74%	-116.45%	-128.84%	-98.96%	313.60%	738.30%
Invested Capital Growth	9.06%	21.76%	7.14%	5.73%	13.32%	11.65%	14.08%	2.47%	-22.89%	-31.33%
Revenue Q/Q Growth	2.57%	0.26%	2.81%	1.66%	1.35%	0.21%	-0.21%	-3.40%	-28.63%	45.55%
EBITDA Q/Q Growth	21.37%	-8.17%	28.16%	42.97%	-50.42%	-18.27%	-1.95%	2.93%	-58.09%	60.73%
EBIT Q/Q Growth	12.11%	-9.38%	37.39%	70.60%	-48.97%	-6.26%	-5.18%	-0.72%	-57.83%	77.91%
NOPAT Q/Q Growth	14.48%	-12.64%	72.14%	9.19%	-30.76%	-9.63%	-4.92%	-38.17%	-39.12%	99.79%
Net Income Q/Q Growth	14.48%	-12.64%	72.14%	9.19%	-30.76%	-9.63%	-4.92%	-38.17%	-39.12%	99.79%
EPS Q/Q Growth	16.20%	-12.20%	72.03%	10.00%	-31.58%	-9.52%	-5.41%	-36.02%	-39.12%	105.78%
Operating Cash Flow Q/Q Growth	-14.47%	189.95%	-50.21%	-24.36%	75.55%	-38.64%	29.57%	-23.91%	-37.55%	9.50%
Free Cash Flow Firm Q/Q Growth	63.36%	-321.63%	-7.22%	63.41%	-43.81%	24.76%	-3,448.23%	-99.07%	-29.89%	31.94%
Invested Capital Q/Q Growth	0.37%	5.36%	3.39%	-0.25%	12.06%	-7.29%	2.02%	6.91%	10.41%	-5.27%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	23.38%	19.76%	21.57%	17.30%	12.30%	25.15%	30.83%	31.38%	29.45%	50.15%
EBIT Margin	29.35%	26.85%	29.71%	22.23%	13.25%	26.31%	28.12%	29.60%	28.80%	48.74%
Profit (Net Income) Margin	23.54%	21.09%	24.20%	14.45%	13.46%	19.70%	21.84%	22.92%	35.81%	41.98%
Tax Burden Percent	80.19%	78.53%	81.46%	65.02%	101.59%	74.87%	77.65%	77.44%	124.35%	86.14%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	19.81%	21.47%	18.54%	34.98%	-1.59%	25.13%	22.35%	22.56%	-24.35%	13.86%
Return on Invested Capital (ROIC)	10.64%	9.89%	11.10%	6.71%	6.39%	10.46%	12.08%	12.28%	17.39%	20.69%
ROIC Less NNEP Spread (ROIC-NNEP)	10.64%	9.89%	11.10%	6.71%	6.39%	10.46%	12.08%	12.28%	17.39%	20.69%
Return on Net Nonoperating Assets (RNNOA)	2.23%	2.00%	2.76%	1.69%	1.71%	3.09%	3.25%	3.31%	4.42%	5.50%
Return on Equity (ROE)	12.87%	11.89%	13.86%	8.40%	8.10%	13.55%	15.33%	15.59%	21.81%	26.19%
Cash Return on Invested Capital (CROIC)	0.77%	-11.01%	1.36%	2.47%	-3.25%	2.36%	4.44%	15.66%	43.33%	54.36%
Operating Return on Assets (OROA)	1.20%	1.10%	1.18%	0.90%	0.53%	1.05%	1.23%	1.34%	1.24%	2.03%
Return on Assets (ROA)	0.96%	0.86%	0.96%	0.58%	0.54%	0.78%	0.95%	1.04%	1.54%	1.75%
Return on Common Equity (ROCE)	12.81%	11.84%	13.80%	8.36%	8.07%	13.48%	15.26%	15.51%	21.72%	26.07%
Return on Equity Simple (ROE_SIMPLE)	0.00%	9.17%	9.53%	9.38%	0.00%	15.79%	21.68%	23.48%	0.00%	28.62%
Net Operating Profit after Tax (NOPAT)	178	155	178	103	95	137	151	159	257	422
NOPAT Margin	23.54%	21.09%	24.20%	14.45%	13.46%	19.70%	21.84%	22.92%	35.81%	41.98%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	46.27%	47.97%	46.28%	49.46%	48.34%	47.03%	47.05%	46.23%	46.54%	32.07%
Operating Expenses to Revenue	61.90%	63.45%	63.92%	67.61%	75.56%	67.19%	66.50%	63.53%	64.30%	47.32%
Earnings before Interest and Taxes (EBIT)	222	198	218	159	93	182	195	205	207	490
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	177	146	158	124	86	174	213	218	211	505
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.17	1.24	1.20	1.24	1.13	1.00	0.93	0.90	1.10	1.37
Price to Tangible Book Value (P/TBV)	1.37	1.44	1.41	1.47	1.34	1.22	1.14	1.11	1.38	1.78
Price to Revenue (P/Rev)	2.23	2.48	2.25	2.27	2.07	1.58	1.36	1.29	1.46	1.66
Price to Earnings (P/E)	10.68	13.50	12.52	13.15	10.68	6.29	4.28	3.81	4.06	4.77
Dividend Yield	2.72%	2.47%	2.73%	2.66%	2.84%	3.59%	3.75%	3.96%	3.54%	3.05%
Earnings Yield	9.36%	7.41%	7.99%	7.61%	9.36%	15.91%	23.35%	26.23%	24.64%	20.96%
Enterprise Value to Invested Capital (EV/IC)	0.14	0.18	0.04	0.19	0.00	0.00	0.00	0.00	0.00	0.07
Enterprise Value to Revenue (EV/Rev)	0.32	0.41	0.09	0.42	0.00	0.00	0.00	0.00	0.00	0.11
Enterprise Value to EBITDA (EV/EBITDA)	1.56	2.31	0.47	1.96	0.00	0.00	0.00	0.00	0.00	0.24
Enterprise Value to EBIT (EV/EBIT)	1.19	1.78	0.39	1.86	0.00	0.00	0.00	0.00	0.00	0.26
Enterprise Value to NOPAT (EV/NOPAT)	1.54	2.24	0.50	2.41	0.00	0.00	0.00	0.00	0.00	0.32
Enterprise Value to Operating Cash Flow (EV/OCF)	1.40	1.72	0.44	1.69	0.00	0.00	0.00	0.00	0.00	0.30
Enterprise Value to Free Cash Flow (EV/FCFF)	18.78	0.00	3.01	7.85	0.00	0.00	0.00	0.00	0.00	0.10
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.21	0.17	0.19	0.20	0.21	0.25	0.31	0.31	0.34	0.35
Long-Term Debt to Equity	0.16	0.16	0.18	0.19	0.19	0.23	0.29	0.29	0.22	0.24
Financial Leverage	0.21	0.20	0.25	0.25	0.27	0.30	0.27	0.27	0.25	0.27
Leverage Ratio	13.36	13.76	14.46	14.37	14.98	17.27	16.07	15.01	14.18	15.01
Compound Leverage Factor	13.36	13.76	14.46	14.37	14.98	17.27	16.07	15.01	14.18	15.01
Debt to Total Capital	17.32%	14.40%	16.31%	16.63%	17.32%	19.76%	23.82%	23.88%	25.49%	26.15%
Short-Term Debt to Total Capital	4.12%	0.82%	1.65%	1.06%	1.47%	1.68%	2.06%	2.10%	9.35%	8.29%
Long-Term Debt to Total Capital	13.20%	13.58%	14.67%	15.56%	15.85%	18.08%	21.76%	21.78%	16.14%	17.86%
Preferred Equity to Total Capital	0.33%	0.33%	0.34%	0.36%	0.36%	0.40%	0.37%	0.38%	0.40%	0.45%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	82.35%	85.28%	83.34%	83.02%	82.32%	79.84%	75.81%	75.74%	74.11%	73.41%
Debt to EBITDA	1.95	1.89	1.93	1.73	1.56	1.34	1.24	1.12	1.06	0.92
Net Debt to EBITDA	-9.31	-11.64	-11.35	-8.72	-9.16	-7.13	-6.66	-4.13	-3.54	-3.32
Long-Term Debt to EBITDA	1.48	1.79	1.73	1.62	1.43	1.23	1.14	1.03	0.67	0.63
Debt to NOPAT	1.91	1.83	2.04	2.13	1.99	1.56	1.44	1.34	1.27	1.24
Net Debt to NOPAT	-9.16	-11.27	-12.03	-10.74	-11.71	-8.28	-7.72	-4.91	-4.25	-4.46
Long-Term Debt to NOPAT	1.46	1.73	1.84	1.99	1.82	1.43	1.32	1.22	0.80	0.85
Noncontrolling Interest Sharing Ratio	0.41%	0.43%	0.45%	0.46%	0.48%	0.54%	0.50%	0.48%	0.44%	0.46%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-386	-1,054	-250	-233	-637	-443	-589	18	1,888	2,693
Operating Cash Flow to CapEx	330.67%	404.41%	193.73%	299.81%	286.90%	252.13%	402.41%	424.40%	560.22%	1,142.44%
Free Cash Flow to Firm to Interest Expense	-1.17	-2.89	-0.71	-0.68	-1.91	-1.43	-2.24	0.08	12.29	37.60
Operating Cash Flow to Interest Expense	0.61	0.64	0.23	0.47	0.64	0.39	0.76	0.74	1.31	4.50
Operating Cash Flow Less CapEx to Interest Expense	0.42	0.48	0.11	0.31	0.42	0.24	0.57	0.56	1.08	4.10
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.05	0.04	0.04
Fixed Asset Turnover	5.04	4.99	5.07	5.11	5.23	5.45	6.13	6.24	6.17	6.15
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	6,789	6,764	6,420	6,210	6,225	5,555	5,992	5,873	5,494	4,976
Invested Capital Turnover	0.45	0.47	0.46	0.46	0.47	0.53	0.55	0.54	0.49	0.49
Increase / (Decrease) in Invested Capital	564	1,209	428	336	732	580	740	141	-1,631	-2,271
Enterprise Value (EV)	945	1,187	255	1,172	-552	-1,389	-3,389	-1,139	-192	341
Market Capitalization	6,547	7,150	6,397	6,366	5,766	4,416	4,232	3,997	4,469	5,010
Book Value per Share	$80.32	$80.90	$73.97	$71.33	$70.93	$61.47	$62.98	$61.81	$56.65	$50.25
Tangible Book Value per Share	$68.69	$69.51	$62.73	$60.08	$59.66	$50.18	$51.35	$50.14	$44.96	$38.68
Total Capital	6,789	6,764	6,420	6,210	6,225	5,555	5,992	5,873	5,494	4,976
Total Debt	1,176	974	1,047	1,032	1,078	1,098	1,427	1,403	1,400	1,301
Total Long-Term Debt	896	918	942	966	987	1,005	1,304	1,279	887	889
Net Debt	-5,624	-5,985	-6,164	-5,217	-6,341	-5,827	-7,643	-5,158	-4,684	-4,691
Capital Expenditures (CapEx)	60	58	42	54	74	48	49	36	36	28
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	1,176	974	1,047	1,032	1,078	1,098	1,427	1,403	1,400	1,301
Total Depreciation and Amortization (D&A)	-45	-52	-60	-35	-6.63	-8.05	19	12	4.67	14
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$2.50	$2.16	$2.47	$1.43	$1.31	$1.90	$2.10	$2.22	$3.48	$5.71
Adjusted Weighted Average Basic Shares Outstanding	69.61M	71.31M	72.34M	72.27M	72.25M	72.15M	72.13M	71.97M	71.87M	72.69M
Adjusted Diluted Earnings per Share	$2.51	$2.16	$2.46	$1.43	$1.30	$1.90	$2.10	$2.22	$3.47	$5.70
Adjusted Weighted Average Diluted Shares Outstanding	69.61M	71.31M	72.34M	72.27M	72.25M	72.15M	72.13M	71.97M	71.87M	72.69M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	69.61M	71.31M	72.34M	72.27M	72.25M	72.15M	72.13M	71.97M	71.87M	72.69M
Normalized Net Operating Profit after Tax (NOPAT)	178	155	178	103	65	154	151	159	145	430
Normalized NOPAT Margin	23.54%	21.09%	24.20%	14.45%	9.27%	22.18%	21.84%	22.92%	20.16%	42.75%
Pre Tax Income Margin	29.35%	26.85%	29.71%	22.23%	13.25%	26.31%	28.12%	29.60%	28.80%	48.74%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.67	0.54	0.62	0.46	0.28	0.59	0.74	0.99	1.35	6.85
NOPAT to Interest Expense	0.54	0.43	0.50	0.30	0.28	0.44	0.58	0.77	1.67	5.90
EBIT Less CapEx to Interest Expense	0.49	0.38	0.50	0.31	0.06	0.43	0.55	0.82	1.11	6.45
NOPAT Less CapEx to Interest Expense	0.36	0.27	0.39	0.14	0.06	0.28	0.39	0.59	1.44	5.50
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	29.38%	33.08%	33.22%	33.97%	29.53%	22.74%	16.43%	15.73%	14.65%	15.01%
Augmented Payout Ratio	64.21%	44.30%	33.33%	34.07%	29.62%	22.82%	39.83%	37.78%	71.96%	75.09%

Frequently Asked Questions About Popular's Financials

When does Popular's financial year end?

According to the most recent income statement we have on file, Popular's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Popular's net income changed over the last 9 years?

Popular's net income appears to be on an upward trend, with a most recent value of $614.21 million in 2024, falling from $895.34 million in 2015. The previous period was $541.34 million in 2023. Check out Popular's forecast to explore projected trends and price targets.

How has Popular revenue changed over the last 9 years?

Over the last 9 years, Popular's total revenue changed from $1.93 billion in 2015 to $2.94 billion in 2024, a change of 52.5%.

How much debt does Popular have?

Popular's total liabilities were at $67.43 billion at the end of 2024, a 2.8% increase from 2023, and a 120.0% increase since 2015.

How much cash does Popular have?

In the past 9 years, Popular's cash and equivalents has ranged from $362.39 million in 2016 to $491.07 million in 2020, and is currently $419.64 million as of their latest financial filing in 2024.

How has Popular's book value per share changed over the last 9 years?

Over the last 9 years, Popular's book value per share changed from 48.80 in 2015 to 80.32 in 2024, a change of 64.6%.

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This page (NASDAQ:BPOP) was last updated on 5/25/2025 by MarketBeat.com Staff

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Popular (BPOP) Financials

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