Commerce Bancshares (CBSH) Competitors

M&T Bank (NYSE:MTB) and Commerce Bancshares (NASDAQ:CBSH) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, risk, media sentiment, valuation, earnings, institutional ownership, analyst recommendations, dividends and community ranking.

Does the MarketBeat Community believe in MTB or CBSH?

Commerce Bancshares received 39 more outperform votes than M&T Bank when rated by MarketBeat users. However, 46.04% of users gave M&T Bank an outperform vote while only 44.10% of users gave Commerce Bancshares an outperform vote.

Company	Underperform	Outperform
M&T Bank	Outperform Votes 256 46.04%	Underperform Votes 300 53.96%
Commerce Bancshares	Outperform Votes 295 44.10%	Underperform Votes 374 55.90%

Do insiders and institutionals believe in MTB or CBSH?

84.7% of M&T Bank shares are held by institutional investors. Comparatively, 70.3% of Commerce Bancshares shares are held by institutional investors. 0.5% of M&T Bank shares are held by insiders. Comparatively, 3.1% of Commerce Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Which has better valuation & earnings, MTB or CBSH?

M&T Bank has higher revenue and earnings than Commerce Bancshares. M&T Bank is trading at a lower price-to-earnings ratio than Commerce Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&T Bank	$9.30B	3.00	$2.59B	$14.93	11.37
Commerce Bancshares	$1.69B	4.83	$526.33M	$4.13	14.71

Is MTB or CBSH more profitable?

Commerce Bancshares has a net margin of 25.24% compared to M&T Bank's net margin of 19.24%. Commerce Bancshares' return on equity of 16.31% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&T Bank	19.24%	10.12%	1.25%
Commerce Bancshares	25.24%	16.31%	1.69%

Which has more volatility and risk, MTB or CBSH?

M&T Bank has a beta of 0.58, meaning that its stock price is 42% less volatile than the S&P 500. Comparatively, Commerce Bancshares has a beta of 0.71, meaning that its stock price is 29% less volatile than the S&P 500.

Do analysts prefer MTB or CBSH?

M&T Bank currently has a consensus price target of $208.24, indicating a potential upside of 22.70%. Commerce Bancshares has a consensus price target of $63.20, indicating a potential upside of 4.05%. Given M&T Bank's stronger consensus rating and higher probable upside, research analysts plainly believe M&T Bank is more favorable than Commerce Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&T Bank	1 Sell rating(s)	8 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.47
Commerce Bancshares	0 Sell rating(s)	6 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the media prefer MTB or CBSH?

In the previous week, Commerce Bancshares had 7 more articles in the media than M&T Bank. MarketBeat recorded 24 mentions for Commerce Bancshares and 17 mentions for M&T Bank. M&T Bank's average media sentiment score of 1.36 beat Commerce Bancshares' score of 1.22 indicating that M&T Bank is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
M&T Bank	12 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Commerce Bancshares	16 Very Positive mention(s)	0 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is MTB or CBSH a better dividend stock?

M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 3.2%. Commerce Bancshares pays an annual dividend of $1.10 per share and has a dividend yield of 1.8%. M&T Bank pays out 36.2% of its earnings in the form of a dividend. Commerce Bancshares pays out 26.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Commerce Bancshares has raised its dividend for 58 consecutive years.

Summary

Commerce Bancshares beats M&T Bank on 11 of the 21 factors compared between the two stocks.