Commerce Bancshares (CBSH) Competitors

Commerce Bancshares (NASDAQ:CBSH) and M&T Bank (NYSE:MTB) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, valuation, risk, analyst recommendations, dividends, earnings, profitability and institutional ownership.

Do analysts rate CBSH or MTB?

Commerce Bancshares currently has a consensus price target of $65.00, suggesting a potential upside of 4.55%. M&T Bank has a consensus price target of $210.88, suggesting a potential upside of 8.66%. Given M&T Bank's stronger consensus rating and higher probable upside, analysts plainly believe M&T Bank is more favorable than Commerce Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Commerce Bancshares	0 Sell rating(s)	7 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
M&T Bank	1 Sell rating(s)	7 Hold rating(s)	13 Buy rating(s)	0 Strong Buy rating(s)	2.57

Is CBSH or MTB a better dividend stock?

Commerce Bancshares pays an annual dividend of $1.10 per share and has a dividend yield of 1.8%. M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 2.8%. Commerce Bancshares pays out 26.6% of its earnings in the form of a dividend. M&T Bank pays out 36.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Commerce Bancshares has raised its dividend for 58 consecutive years.

Do institutionals and insiders hold more shares of CBSH or MTB?

70.3% of Commerce Bancshares shares are held by institutional investors. Comparatively, 84.7% of M&T Bank shares are held by institutional investors. 3.1% of Commerce Bancshares shares are held by insiders. Comparatively, 0.5% of M&T Bank shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Which has stronger valuation and earnings, CBSH or MTB?

M&T Bank has higher revenue and earnings than Commerce Bancshares. M&T Bank is trading at a lower price-to-earnings ratio than Commerce Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Commerce Bancshares	$2.09B	3.98	$526.33M	$4.13	15.05
M&T Bank	$13.45B	2.32	$2.59B	$14.93	13.00

Which has more volatility & risk, CBSH or MTB?

Commerce Bancshares has a beta of 0.6, suggesting that its stock price is 40% less volatile than the S&P 500. Comparatively, M&T Bank has a beta of 0.62, suggesting that its stock price is 38% less volatile than the S&P 500.

Does the media favor CBSH or MTB?

In the previous week, M&T Bank had 6 more articles in the media than Commerce Bancshares. MarketBeat recorded 15 mentions for M&T Bank and 9 mentions for Commerce Bancshares. M&T Bank's average media sentiment score of 1.00 beat Commerce Bancshares' score of 0.72 indicating that M&T Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Commerce Bancshares	2 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
M&T Bank	9 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is CBSH or MTB more profitable?

Commerce Bancshares has a net margin of 25.95% compared to M&T Bank's net margin of 19.86%. Commerce Bancshares' return on equity of 16.23% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Commerce Bancshares	25.95%	16.23%	1.73%
M&T Bank	19.86%	10.18%	1.28%

Summary

M&T Bank beats Commerce Bancshares on 11 of the 19 factors compared between the two stocks.