Commerce Bancshares (CBSH) Competitors

Commerce Bancshares (NASDAQ:CBSH) and M&T Bank (NYSE:MTB) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, earnings, risk, profitability, community ranking, dividends, valuation and analyst recommendations.

Does the MarketBeat Community prefer CBSH or MTB?

Commerce Bancshares received 36 more outperform votes than M&T Bank when rated by MarketBeat users. However, 46.17% of users gave M&T Bank an outperform vote while only 43.96% of users gave Commerce Bancshares an outperform vote.

Company	Underperform	Outperform
Commerce Bancshares	Outperform Votes 295 43.96%	Underperform Votes 376 56.04%
M&T Bank	Outperform Votes 259 46.17%	Underperform Votes 302 53.83%

Do analysts rate CBSH or MTB?

Commerce Bancshares currently has a consensus price target of $63.20, indicating a potential downside of 2.75%. M&T Bank has a consensus price target of $209.33, indicating a potential upside of 12.70%. Given M&T Bank's stronger consensus rating and higher possible upside, analysts clearly believe M&T Bank is more favorable than Commerce Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Commerce Bancshares	0 Sell rating(s)	6 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
M&T Bank	1 Sell rating(s)	8 Hold rating(s)	12 Buy rating(s)	0 Strong Buy rating(s)	2.52

Do institutionals & insiders hold more shares of CBSH or MTB?

70.3% of Commerce Bancshares shares are owned by institutional investors. Comparatively, 84.7% of M&T Bank shares are owned by institutional investors. 3.1% of Commerce Bancshares shares are owned by company insiders. Comparatively, 0.5% of M&T Bank shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Which has stronger valuation and earnings, CBSH or MTB?

M&T Bank has higher revenue and earnings than Commerce Bancshares. M&T Bank is trading at a lower price-to-earnings ratio than Commerce Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Commerce Bancshares	$1.69B	5.14	$526.33M	$4.13	15.74
M&T Bank	$9.30B	3.20	$2.59B	$14.93	12.44

Is CBSH or MTB more profitable?

Commerce Bancshares has a net margin of 25.24% compared to M&T Bank's net margin of 19.24%. Commerce Bancshares' return on equity of 16.31% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Commerce Bancshares	25.24%	16.31%	1.69%
M&T Bank	19.24%	10.12%	1.25%

Is CBSH or MTB a better dividend stock?

Commerce Bancshares pays an annual dividend of $1.10 per share and has a dividend yield of 1.7%. M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 2.9%. Commerce Bancshares pays out 26.6% of its earnings in the form of a dividend. M&T Bank pays out 36.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Commerce Bancshares has increased its dividend for 58 consecutive years.

Does the media prefer CBSH or MTB?

In the previous week, M&T Bank had 17 more articles in the media than Commerce Bancshares. MarketBeat recorded 30 mentions for M&T Bank and 13 mentions for Commerce Bancshares. Commerce Bancshares' average media sentiment score of 1.39 beat M&T Bank's score of 0.99 indicating that Commerce Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Commerce Bancshares	12 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
M&T Bank	14 Very Positive mention(s)	0 Positive mention(s)	6 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk & volatility, CBSH or MTB?

Commerce Bancshares has a beta of 0.6, indicating that its stock price is 40% less volatile than the S&P 500. Comparatively, M&T Bank has a beta of 0.58, indicating that its stock price is 42% less volatile than the S&P 500.

Summary

Commerce Bancshares beats M&T Bank on 11 of the 21 factors compared between the two stocks.