NASDAQ:CIVB Civista Bancshares (CIVB) Stock Price, News & Analysis $28.55 +0.37 (+1.31%) As of 12:55 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Civista Bancshares Stock (NASDAQ:CIVB) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Civista Bancshares alerts:Sign Up Key Stats Today's Range$28.36▼$28.8350-Day Range$26.38▼$28.2952-Week Range$21.10▼$29.97Volume38,844 shsAverage Volume113,205 shsMarket Capitalization$593.67 millionP/E Ratio10.23Dividend Yield2.52%Price Target$30.25Consensus RatingModerate Buy Company Overview Civista Bancshares, Inc. is a financial holding company headquartered in Sandusky, Ohio. The company operates primarily through its subsidiary, Civista Bank, a community-oriented institution that provides banking and financial services to individuals, families, businesses and agricultural customers. Civista Bank offers deposit products, residential and commercial real estate loans, commercial and industrial financing, agricultural lending, consumer loans and other credit services. Its additional offerings include treasury management, online and mobile banking, wealth management, trust services, investment services and insurance solutions. Through its branch network and other delivery channels, Civista serves customers in communities across Ohio, Indiana and Kentucky. The institution traces its history to the late 19th century and has expanded its services through organic growth and acquisitions while maintaining a focus on relationship-based community banking.AI Generated. May Contain Errors. Read More Civista Bancshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks51st Percentile Overall ScoreCIVB MarketRank™: 2.527401676335 of 5 starsCivista Bancshares scored higher than 51% of companies evaluated by MarketBeat, and ranked 628th out of 856 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.9 / 5Analyst RatingModerate Buy Consensus RatingCivista Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 3 buy ratings, 3 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Civista Bancshares is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageCivista Bancshares has only been the subject of 1 research reports in the past 90 days.Read more about Civista Bancshares' stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth2.42% Earnings GrowthEarnings for Civista Bancshares are expected to grow by 2.42% in the coming year, from $2.89 to $2.96 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Civista Bancshares is 10.22, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.16.Price to Earnings Ratio vs. SectorThe P/E ratio of Civista Bancshares is 10.22, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.37.Price to Book Value per Share RatioCivista Bancshares has a P/B Ratio of 1.02. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted3.55% of the float of Civista Bancshares has been sold short.Short Interest Ratio / Days to CoverCivista Bancshares has a short interest ratio ("days to cover") of 7.67.Change versus previous monthShort interest in Civista Bancshares has recently decreased by 1.29%, indicating that investor sentiment is improving. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldCivista Bancshares pays a meaningful dividend of 2.55%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCivista Bancshares has only been increasing its dividend for 4 years.Dividend CoverageThe dividend payout ratio of Civista Bancshares is 25.81%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Civista Bancshares will have a dividend payout ratio of 24.32% next year. This indicates that Civista Bancshares will be able to sustain or increase its dividend.Read more about Civista Bancshares' dividend. News and Social Media2.2 / 5News Sentiment0.50 News SentimentCivista Bancshares has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 11 news articles for Civista Bancshares this week, compared to 2 articles on an average week. Company Ownership0.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Civista Bancshares insiders have not sold or bought any company stock.Percentage Held by Insiders1.64% of the stock of Civista Bancshares is held by insiders.Percentage Held by Institutions52.10% of the stock of Civista Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Civista Bancshares' insider trading history. Receive CIVB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Civista Bancshares and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CIVB Stock News HeadlinesAnalysts Offer Insights on Financial Companies: Civista Bancshares (CIVB) and Horizon Bancorp (HBNC)October 25, 2026 | theglobeandmail.comAnalysts Offer Insights on Financial Companies: Civista Bancshares (CIVB) and Horizon Bancorp (HBNC)October 25, 2026 | theglobeandmail.comA letter from Shannon StansberryPorter Stansberry nearly canceled the entire project. When he first saw the claimed returns - only one down year in nearly two decades and total gains of almost 2,000% - his immediate reaction was disbelief. It took a trusted friend's personal vouching for Emmet Savage and a face-to-face trip to Ireland to change his mind. The full documentary, Investigating Project Prophet, is now live.October 29 at 1:00 AM | Porter & Company (Ad)Civista Bancshares, Inc. Appoints Jeremy Normington-Slay to Board of DirectorsOctober 23, 2026 | prnewswire.comCivista Bancshares (CIVB) Stock Climbs As Q3 Earnings Lift Margin OutlookOctober 23, 2026 | finance.yahoo.comCivista Bancshares Inc (CIVB) (Q3 2026) Earnings Call Highlights: Net Income Jumps 26% as ...October 23, 2026 | finance.yahoo.comCivista Bancshares (CIVB) Q3 2026 Earnings Call TranscriptOctober 22, 2026 | finance.yahoo.comCivista Bancshares, Inc. (CIVB) Q3 2026 Earnings Call TranscriptOctober 22, 2026 | seekingalpha.comSee More Headlines CIVB Stock Analysis - Frequently Asked Questions How have CIVB shares performed this year? Civista Bancshares' stock was trading at $22.22 at the beginning of the year. Since then, CIVB shares have increased by 28.8% and is now trading at $28.6180. How were Civista Bancshares' earnings last quarter? Civista Bancshares, Inc. (NASDAQ:CIVB) released its quarterly earnings data on Thursday, October, 22nd. The bank reported $0.77 EPS for the quarter, beating analysts' consensus estimates of $0.70 by $0.07. The bank had revenue of $49.08 million for the quarter, compared to analyst estimates of $48.78 million. Civista Bancshares had a net margin of 21.82% and a trailing twelve-month return on equity of 10.97%. Read the conference call transcript. Who are Civista Bancshares' major shareholders? Civista Bancshares' top institutional investors include Sterling Capital Management LLC (0.05%). Insiders that own company stock include Gerald B Wurm, Dennis E Murray Jr, Julie A Mattlin, Nathan E Weaks, Richard J Dutton, Charles A Parcher, Clyde A Perfect Jr, Darci L Congrove, Ian Whinnem, Dennis G Shaffer, Lance A Morrison, Michael D Mulford and Mark J Macioce. View institutional ownership trends. How do I buy shares of Civista Bancshares? Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Civista Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Civista Bancshares investors own include Walt Disney (DIS), NIKE (NKE), Verizon Communications (VZ), Enterprise Products Partners (EPD), Cisco Systems (CSCO), AbbVie (ABBV) and AstraZeneca (AZN). Company Calendar Record date for 8/18 Dividend8/04/2026Ex-Dividend for 8/18 Dividend8/04/2026Dividend Payable8/18/2026Last Earnings10/22/2026Today10/29/2026Record date for 11/17 Dividend11/03/2026Ex-Dividend for 11/17 Dividend11/03/2026Dividend Payable11/17/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (12m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 CIVB's financial health is in the Green zone, according to TradeSmith. CIVB has been in this zone for over 12 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:CIVB CIK944745 Webwww.civb.com Phone(419) 625-4121Fax419-627-3359Employees549Year Founded1884Price Target and Rating Average Price Target for Civista Bancshares$30.25 High Price Target$33.00 Low Price Target$26.00 Potential Upside/Downside+5.9%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)$2.79 Trailing P/E Ratio10.22 Forward P/E Ratio9.89 P/E GrowthN/ANet Income$46.21 million Net Margins21.82% Pretax Margin25.10% Return on Equity10.97% Return on Assets1.41% Debt Debt-to-Equity Ratio0.41 Current Ratio0.95 Quick Ratio0.94 Sales & Book Value Annual Sales$188.29 million Price / Sales3.16 Cash Flow$2.96 per share Price / Cash Flow9.65 Book Value$28.14 per share Price / Book1.02Miscellaneous Outstanding Shares20,794,000Free Float20,453,000Market Cap$594.06 million OptionableOptionable Beta0.66 Social Links 10 Best Stocks to Own in Fall 2026AI spending is reshaping the market, and the opportunity extends far beyond the biggest chipmakers. 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