NASDAQ:CIVB Civista Bancshares (CIVB) Stock Price, News & Analysis $27.48 +0.05 (+0.18%) As of 08/28/2026 04:00 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Civista Bancshares Stock (NASDAQ:CIVB) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Civista Bancshares alerts:Sign Up Key Stats Today's Range$27.40▼$27.6750-Day Range$26.82▼$29.3052-Week Range$19.82▼$29.97Volume119,529 shsAverage Volume157,647 shsMarket Capitalization$571.31 millionP/E Ratio10.18Dividend Yield2.62%Price Target$30.25Consensus RatingModerate Buy Company Overview Civista Bancshares, Inc. is a bank holding company headquartered in Saginaw, Michigan, operating through its wholly owned subsidiary, Civista Bank. The company offers a full suite of commercial and retail banking products and services to individuals, small- and mid-sized businesses, governmental entities and nonprofit organizations. Core offerings include deposit accounts, commercial and industrial loans, consumer and residential real estate mortgages, master-planned construction financing and treasury management solutions. Beyond traditional banking, Civista Bancshares provides wealth management, trust and investment advisory services under the Civista Wealth Enterprises brand. These services encompass financial planning, investment management, fiduciary administration and retirement plan consulting. Clients gain access to personalized strategies designed to meet the needs of both individuals and institutional investors, supported by dedicated relationship teams and digital platforms. With a network of branch offices and loan production offices across mid-Michigan and northwest Ohio, Civista Bancshares maintains a strong community focus. The company emphasizes local decision-making and relationship banking, working closely with customers to support regional economic development. Civic involvement and philanthropic efforts in the communities it serves are integral to the company’s approach to fostering long-term customer relationships and sustainable growth.AI Generated. May Contain Errors. Read More Civista Bancshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks66th Percentile Overall ScoreCIVB MarketRank™: Civista Bancshares scored higher than 66% of companies evaluated by MarketBeat, and ranked 469th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.1 / 5Analyst RatingModerate Buy Consensus RatingCivista Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 3 buy ratings, 3 hold ratings, and no sell ratings.Upside PotentialCivista Bancshares has a consensus price target of $30.25, representing about 10.1% upside from its current price of $27.48.Amount of Analyst CoverageCivista Bancshares has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Civista Bancshares' stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth2.83% Earnings GrowthEarnings for Civista Bancshares are expected to grow by 2.83% in the coming year, from $2.83 to $2.91 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Civista Bancshares is 10.18, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.16.Price to Earnings Ratio vs. SectorThe P/E ratio of Civista Bancshares is 10.18, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.74.Price to Book Value per Share RatioCivista Bancshares has a P/B Ratio of 1.01. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Civista Bancshares' valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted2.69% of the float of Civista Bancshares has been sold short.Short Interest Ratio / Days to CoverCivista Bancshares has a short interest ratio ("days to cover") of 4.13.Change versus previous monthShort interest in Civista Bancshares has recently increased by 9.93%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldCivista Bancshares pays a meaningful dividend of 2.62%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCivista Bancshares has only been increasing its dividend for 4 years.Dividend CoverageThe dividend payout ratio of Civista Bancshares is 26.67%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Civista Bancshares will have a dividend payout ratio of 24.74% next year. This indicates that Civista Bancshares will be able to sustain or increase its dividend.Read more about Civista Bancshares' dividend. News and Social Media2.6 / 5News Sentiment1.22 News SentimentCivista Bancshares has a news sentiment score of 1.22. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.93 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Civista Bancshares this week, compared to 3 articles on an average week. Company Ownership0.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Civista Bancshares insiders have not sold or bought any company stock.Percentage Held by Insiders1.64% of the stock of Civista Bancshares is held by insiders.Percentage Held by Institutions52.10% of the stock of Civista Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Civista Bancshares' insider trading history. Receive CIVB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Civista Bancshares and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CIVB Stock News HeadlinesAnalysts Set Civista Bancshares, Inc. (NASDAQ:CIVB) Target Price at $30.25August 23, 2026 | americanbankingnews.comCivista Bancshares (CIVB) Stock Sees Fair Value Lift After Analysts Raise TargetsJuly 30, 2026 | finance.yahoo.comMILLIONAIRE MASTERCLASS INVITE: AltucherJames Altucher says Elon Musk is preparing an unprecedented project set to surface on September 25. Altucher is hosting a free masterclass revealing what he says is locked inside a sealed briefcase detailing Musk's plans. Attendees who join early can also access a $1,000 bonus offer included with the presentation.August 30 at 1:00 AM | Paradigm Press (Ad)Civista Bancshares Updates Third-Quarter Dividend Record DateJuly 24, 2026 | tipranks.comCIVISTA BANCSHARES, INC. ANNOUNCES REVISED RECORD DATE FOR THIRD QUARTER COMMON DIVIDENDJuly 24, 2026 | prnewswire.comCivista signals mid-single-digit 2026 loan growth as CEO transition begins next monthJuly 23, 2026 | seekingalpha.comCivista Bancshares Inc (CIVB) Q2 2026 Earnings Call Highlights: Strong Net Income Growth Amidst ...July 23, 2026 | finance.yahoo.comCivista Bancshares, Inc. (CIVB) Q2 2026 Earnings Call TranscriptJuly 23, 2026 | seekingalpha.comSee More Headlines CIVB Stock Analysis - Frequently Asked Questions How have CIVB shares performed this year? Civista Bancshares' stock was trading at $22.22 at the beginning of the year. Since then, CIVB stock has increased by 23.7% and is now trading at $27.48. How were Civista Bancshares' earnings last quarter? Civista Bancshares, Inc. (NASDAQ:CIVB) announced its quarterly earnings results on Thursday, July, 23rd. The bank reported $0.69 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.67 by $0.02. The bank earned $47.60 million during the quarter, compared to analysts' expectations of $48.08 million. Civista Bancshares had a net margin of 20.79% and a trailing twelve-month return on equity of 10.65%. Read the conference call transcript. Who are Civista Bancshares' major shareholders? Top institutional investors of Civista Bancshares include Wellington Management Group LLP (6.06%), Bank of New York Mellon Corp (0.40%), Pinnacle Holdings LLC (0.28%) and Odyssean LLC (0.07%). Insiders that own company stock include Gerald B Wurm, Dennis E Murray Jr, Julie A Mattlin, Nathan E Weaks, Richard J Dutton, Charles A Parcher, Clyde A Perfect Jr, Darci L Congrove, Ian Whinnem, Dennis G Shaffer, Lance A Morrison, Michael D Mulford and Mark J Macioce. View institutional ownership trends. How do I buy shares of Civista Bancshares? Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Civista Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Civista Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), ServiceNow (NOW) and Arista Networks (ANET). Company Calendar Last Earnings7/23/2026Record date for 8/18 Dividend8/04/2026Ex-Dividend for 8/18 Dividend8/04/2026Dividend Payable8/18/2026Today8/30/2026Next Earnings (Estimated)10/22/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (10m+) 1-Year History Aug 25 Nov 25 Feb 26 May 26 Aug 26 CIVB's financial health is in the Green zone, according to TradeSmith. CIVB has been in this zone for over 10 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:CIVB CIK944745 Webwww.civb.com Phone(419) 625-4121Fax419-627-3359Employees440Year Founded1884Price Target and Rating Average Price Target for Civista Bancshares$30.25 High Price Target$33.00 Low Price Target$26.00 Potential Upside/Downside+10.1%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)$2.70 Trailing P/E Ratio10.18 Forward P/E Ratio9.71 P/E GrowthN/ANet Income$46.21 million Net Margins20.79% Pretax Margin25.10% Return on Equity10.65% Return on Assets1.35% Debt Debt-to-Equity Ratio0.41 Current Ratio0.95 Quick Ratio0.94 Sales & Book Value Annual Sales$254.95 million Price / Sales2.24 Cash Flow$2.93 per share Price / Cash Flow9.37 Book Value$27.26 per share Price / Book1.01Miscellaneous Outstanding Shares20,790,000Free Float20,453,000Market Cap$571.31 million OptionableOptionable Beta0.66 Social Links 7 Stocks That Could Lead the Next Market BoomTesla, Nvidia, and Google helped shape the last era of market growth, but the next wave could come from a new group of companies. 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