ECB Bancorp (ECBK) Competitors

Five Star Bancorp (NASDAQ:FSBC) and ECB Bancorp (NASDAQ:ECBK) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, media sentiment, institutional ownership, community ranking, profitability, earnings, analyst recommendations, valuation and risk.

Does the MarketBeat Community favor FSBC or ECBK?

Five Star Bancorp received 77 more outperform votes than ECB Bancorp when rated by MarketBeat users.

Company	Underperform	Outperform
Five Star Bancorp	Outperform Votes 77 62.10%	Underperform Votes 47 37.90%
ECB Bancorp	N/A	N/A

Do insiders and institutionals have more ownership in FSBC or ECBK?

46.9% of Five Star Bancorp shares are held by institutional investors. Comparatively, 30.3% of ECB Bancorp shares are held by institutional investors. 25.6% of Five Star Bancorp shares are held by company insiders. Comparatively, 9.0% of ECB Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Do analysts rate FSBC or ECBK?

Five Star Bancorp presently has a consensus target price of $35.00, indicating a potential upside of 26.45%. Given Five Star Bancorp's stronger consensus rating and higher possible upside, equities research analysts clearly believe Five Star Bancorp is more favorable than ECB Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Five Star Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75
ECB Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has higher earnings and valuation, FSBC or ECBK?

Five Star Bancorp has higher revenue and earnings than ECB Bancorp. Five Star Bancorp is trading at a lower price-to-earnings ratio than ECB Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Five Star Bancorp	$124.96M	4.72	$45.67M	$2.28	12.14
ECB Bancorp	$26.92M	5.47	$3.99M	$0.56	29.05

Is FSBC or ECBK more profitable?

Five Star Bancorp has a net margin of 21.40% compared to ECB Bancorp's net margin of 5.85%. Five Star Bancorp's return on equity of 12.89% beat ECB Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Five Star Bancorp	21.40%	12.89%	1.25%
ECB Bancorp	5.85%	2.40%	0.30%

Which has more risk & volatility, FSBC or ECBK?

Five Star Bancorp has a beta of 0.52, meaning that its share price is 48% less volatile than the S&P 500. Comparatively, ECB Bancorp has a beta of 0.58, meaning that its share price is 42% less volatile than the S&P 500.

Does the media refer more to FSBC or ECBK?

In the previous week, Five Star Bancorp had 7 more articles in the media than ECB Bancorp. MarketBeat recorded 14 mentions for Five Star Bancorp and 7 mentions for ECB Bancorp. Five Star Bancorp's average media sentiment score of 0.97 beat ECB Bancorp's score of 0.63 indicating that Five Star Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Five Star Bancorp	4 Very Positive mention(s)	1 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
ECB Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Five Star Bancorp beats ECB Bancorp on 14 of the 17 factors compared between the two stocks.