Eagle Financial Services (EFSI) Competitors $29.80 -0.37 (-1.23%) As of 04:00 PM Eastern Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsTrendsBuy This Stock EFSI vs. YRD, ORRF, SMBC, FSBC, SPFI, FUFU, BTBT, SMBK, ALRS, and CBNKShould you be buying Eagle Financial Services stock or one of its competitors? The main competitors of Eagle Financial Services include Yiren Digital (YRD), Orrstown Financial Services (ORRF), Southern Missouri Bancorp (SMBC), Five Star Bancorp (FSBC), South Plains Financial (SPFI), BitFuFu (FUFU), Bit Digital (BTBT), SmartFinancial (SMBK), Alerus Financial (ALRS), and Capital Bancorp (CBNK). These companies are all part of the "banking" industry. Eagle Financial Services vs. Its Competitors Yiren Digital Orrstown Financial Services Southern Missouri Bancorp Five Star Bancorp South Plains Financial BitFuFu Bit Digital SmartFinancial Alerus Financial Capital Bancorp Eagle Financial Services (NASDAQ:EFSI) and Yiren Digital (NYSE:YRD) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, valuation, institutional ownership, earnings, analyst recommendations, community ranking, risk, media sentiment and profitability. Do analysts recommend EFSI or YRD? Eagle Financial Services presently has a consensus target price of $40.00, suggesting a potential upside of 34.23%. Given Eagle Financial Services' stronger consensus rating and higher possible upside, analysts plainly believe Eagle Financial Services is more favorable than Yiren Digital.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Eagle Financial Services 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00Yiren Digital 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Which has stronger valuation & earnings, EFSI or YRD? Yiren Digital has higher revenue and earnings than Eagle Financial Services. Yiren Digital is trading at a lower price-to-earnings ratio than Eagle Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioEagle Financial Services$54.73M2.93$15.34M$2.0714.40Yiren Digital$5.81B0.09$292.99M$2.512.52 Does the media prefer EFSI or YRD? In the previous week, Yiren Digital had 11 more articles in the media than Eagle Financial Services. MarketBeat recorded 12 mentions for Yiren Digital and 1 mentions for Eagle Financial Services. Eagle Financial Services' average media sentiment score of 1.87 beat Yiren Digital's score of 0.61 indicating that Eagle Financial Services is being referred to more favorably in the media. Company Overall Sentiment Eagle Financial Services Very Positive Yiren Digital Positive Is EFSI or YRD more profitable? Yiren Digital has a net margin of 32.37% compared to Eagle Financial Services' net margin of 13.59%. Yiren Digital's return on equity of 20.85% beat Eagle Financial Services' return on equity.Company Net Margins Return on Equity Return on Assets Eagle Financial Services13.59% 10.92% 0.67% Yiren Digital 32.37%20.85%16.00% Does the MarketBeat Community believe in EFSI or YRD? Yiren Digital received 328 more outperform votes than Eagle Financial Services when rated by MarketBeat users. However, 100.00% of users gave Eagle Financial Services an outperform vote while only 70.21% of users gave Yiren Digital an outperform vote. CompanyUnderperformOutperformEagle Financial ServicesOutperform Votes2100.00% Underperform VotesNo VotesYiren DigitalOutperform Votes33070.21% Underperform Votes14029.79% Is EFSI or YRD a better dividend stock? Eagle Financial Services pays an annual dividend of $1.24 per share and has a dividend yield of 4.2%. Yiren Digital pays an annual dividend of $0.40 per share and has a dividend yield of 6.3%. Eagle Financial Services pays out 59.9% of its earnings in the form of a dividend. Yiren Digital pays out 15.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Eagle Financial Services has raised its dividend for 14 consecutive years. Yiren Digital is clearly the better dividend stock, given its higher yield and lower payout ratio. Which has more risk & volatility, EFSI or YRD? Eagle Financial Services has a beta of 0.28, meaning that its stock price is 72% less volatile than the S&P 500. Comparatively, Yiren Digital has a beta of 0.76, meaning that its stock price is 24% less volatile than the S&P 500. Do institutionals and insiders hold more shares of EFSI or YRD? 0.3% of Eagle Financial Services shares are held by institutional investors. Comparatively, 2.0% of Yiren Digital shares are held by institutional investors. 8.7% of Eagle Financial Services shares are held by company insiders. Comparatively, 42.2% of Yiren Digital shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term. SummaryYiren Digital beats Eagle Financial Services on 13 of the 21 factors compared between the two stocks. Get Eagle Financial Services News Delivered to You Automatically Sign up to receive the latest news and ratings for EFSI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding EFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart EFSI vs. The Competition Export to ExcelMetricEagle Financial ServicesState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$160.26M$3.26B$11.57B$8.50BDividend Yield4.11%3.76%5.65%4.17%P/E Ratio6.9023.5322.7719.64Price / Sales2.933.0526.75152.17Price / Cash9.9110.6317.6034.64Price / Book0.981.182.834.60Net Income$15.34M$372.21M$1.04B$248.06M7 Day Performance-2.49%-1.30%-0.37%-1.03%1 Month Performance-5.40%-2.95%0.09%3.50%1 Year PerformanceN/A19.46%539.64%12.68% Eagle Financial Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)EFSIEagle Financial Services4.1263 of 5 stars$29.80-1.2%$40.00+34.2%N/A$160.26M$54.73M6.90230Positive NewsYRDYiren Digital2.7475 of 5 stars$7.35-1.1%N/A+39.0%$634.65M$5.81B2.533,800News CoverageEarnings ReportUpcoming EarningsShort Interest ↑ORRFOrrstown Financial Services4.7918 of 5 stars$31.28+1.0%$36.80+17.6%+20.7%$610.35M$216.96M17.00430Positive NewsSMBCSouthern Missouri Bancorp4.6838 of 5 stars$53.92+0.8%$66.33+23.0%+30.4%$609.58M$177.85M11.78540Positive NewsFSBCFive Star Bancorp4.6637 of 5 stars$28.45+2.5%$35.00+23.0%+19.5%$607.45M$131.69M12.49180Positive NewsInsider TradeSPFISouth Plains Financial4.122 of 5 stars$36.87+1.8%$41.50+12.6%+38.5%$593.62M$191.62M12.53680Positive NewsFUFUBitFuFu2.7586 of 5 stars$3.53+1.4%$7.00+98.3%-18.0%$575.77M$396.96M176.5029Short Interest ↑Analyst RevisionBTBTBit Digital2.9761 of 5 stars$2.71+2.1%$6.33+134.1%-5.1%$559.97M$158.48M44.9210Positive NewsGap DownSMBKSmartFinancial2.9397 of 5 stars$32.83+1.0%$33.70+2.7%+43.1%$557.17M$178.24M15.30550Positive NewsALRSAlerus Financial4.2014 of 5 stars$21.77+1.2%$23.00+5.7%+15.2%$551.20M$237.02M21.30840Positive NewsCBNKCapital Bancorp4.0039 of 5 stars$32.35+1.8%$34.50+6.7%+63.5%$537.27M$201.34M15.14270Short Interest ↑ Related Companies and Tools Related Companies Yiren Digital Competitors Orrstown Financial Services Competitors Southern Missouri Bancorp Competitors Five Star Bancorp Competitors South Plains Financial Competitors BitFuFu Competitors Bit Digital Competitors SmartFinancial Competitors Alerus Financial Competitors Capital Bancorp Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:EFSI) was last updated on 6/13/2025 by MarketBeat.com Staff From Our PartnersUtah’s New Oil FindThe Real Reason 218,000 Acres Just Vanished The government just quietly leased 218,000 acres in the middle ...Stansberry Research | SponsoredWhy July 22nd Could Mean Big Changes for Social SecurityIn a stunning move, President Trump has authorized an AI-led transformation of federal agencies, including Soc...Altimetry | SponsoredTrump’s treachery Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to ...Porter & Company | SponsoredElon’s NEXT Big IPO?Cancel your internet TODAY!? 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