Eagle Financial Services (EFSI) Competitors

Metropolitan Bank (NYSE:MCB) and Eagle Financial Services (NASDAQ:EFSI) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, profitability, risk, institutional ownership, earnings, analyst recommendations, valuation and dividends.

Do institutionals and insiders believe in MCB or EFSI?

79.8% of Metropolitan Bank shares are held by institutional investors. Comparatively, 0.3% of Eagle Financial Services shares are held by institutional investors. 6.1% of Metropolitan Bank shares are held by insiders. Comparatively, 8.7% of Eagle Financial Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Is MCB or EFSI more profitable?

Metropolitan Bank has a net margin of 13.68% compared to Eagle Financial Services' net margin of 7.45%. Metropolitan Bank's return on equity of 10.69% beat Eagle Financial Services' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Metropolitan Bank	13.68%	10.69%	1.03%
Eagle Financial Services	7.45%	9.87%	0.76%

Do analysts prefer MCB or EFSI?

Metropolitan Bank currently has a consensus price target of $82.67, indicating a potential upside of 12.91%. Eagle Financial Services has a consensus price target of $39.50, indicating a potential upside of 10.68%. Given Metropolitan Bank's higher possible upside, equities research analysts plainly believe Metropolitan Bank is more favorable than Eagle Financial Services.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Metropolitan Bank	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
Eagle Financial Services	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Which has stronger earnings and valuation, MCB or EFSI?

Metropolitan Bank has higher revenue and earnings than Eagle Financial Services. Metropolitan Bank is trading at a lower price-to-earnings ratio than Eagle Financial Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Metropolitan Bank	$289.38M	2.64	$66.69M	$6.17	11.87
Eagle Financial Services	$59.17M	3.24	$15.34M	$2.16	16.52

Is MCB or EFSI a better dividend stock?

Metropolitan Bank pays an annual dividend of $0.60 per share and has a dividend yield of 0.8%. Eagle Financial Services pays an annual dividend of $1.24 per share and has a dividend yield of 3.5%. Metropolitan Bank pays out 9.7% of its earnings in the form of a dividend. Eagle Financial Services pays out 57.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Eagle Financial Services has raised its dividend for 14 consecutive years. Eagle Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk and volatility, MCB or EFSI?

Metropolitan Bank has a beta of 1.11, indicating that its share price is 11% more volatile than the S&P 500. Comparatively, Eagle Financial Services has a beta of 0.28, indicating that its share price is 72% less volatile than the S&P 500.

Does the media prefer MCB or EFSI?

In the previous week, Metropolitan Bank had 1 more articles in the media than Eagle Financial Services. MarketBeat recorded 3 mentions for Metropolitan Bank and 2 mentions for Eagle Financial Services. Eagle Financial Services' average media sentiment score of 0.83 beat Metropolitan Bank's score of 0.20 indicating that Eagle Financial Services is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Metropolitan Bank	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Eagle Financial Services	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Metropolitan Bank beats Eagle Financial Services on 12 of the 19 factors compared between the two stocks.