EFSI vs. JFIN, IBCP, SMBC, FUFU, FSBC, VEL, ORRF, BITF, SPFI, and ALRS
Should you be buying Eagle Financial Services stock or one of its competitors? The main competitors of Eagle Financial Services include Jiayin Group (JFIN), Independent Bank (IBCP), Southern Missouri Bancorp (SMBC), BitFuFu (FUFU), Five Star Bancorp (FSBC), Velocity Financial (VEL), Orrstown Financial Services (ORRF), Bitfarms (BITF), South Plains Financial (SPFI), and Alerus Financial (ALRS). These companies are all part of the "banking" industry.
Eagle Financial Services vs.
Eagle Financial Services (NASDAQ:EFSI) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, media sentiment, risk, analyst recommendations, community ranking, earnings, dividends and profitability.
Eagle Financial Services has a beta of 0.26, suggesting that its stock price is 74% less volatile than the S&P 500. Comparatively, Jiayin Group has a beta of 0.87, suggesting that its stock price is 13% less volatile than the S&P 500.
Jiayin Group received 35 more outperform votes than Eagle Financial Services when rated by MarketBeat users. However, 100.00% of users gave Eagle Financial Services an outperform vote while only 52.86% of users gave Jiayin Group an outperform vote.
Eagle Financial Services pays an annual dividend of $1.24 per share and has a dividend yield of 3.9%. Jiayin Group pays an annual dividend of $0.49 per share and has a dividend yield of 3.9%. Eagle Financial Services pays out 59.9% of its earnings in the form of a dividend. Jiayin Group pays out 17.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Eagle Financial Services has increased its dividend for 14 consecutive years. Eagle Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Eagle Financial Services currently has a consensus price target of $40.00, suggesting a potential upside of 26.58%. Given Eagle Financial Services' stronger consensus rating and higher probable upside, equities research analysts plainly believe Eagle Financial Services is more favorable than Jiayin Group.
Jiayin Group has higher revenue and earnings than Eagle Financial Services. Jiayin Group is trading at a lower price-to-earnings ratio than Eagle Financial Services, indicating that it is currently the more affordable of the two stocks.
Jiayin Group has a net margin of 19.17% compared to Eagle Financial Services' net margin of 13.59%. Jiayin Group's return on equity of 43.90% beat Eagle Financial Services' return on equity.
In the previous week, Jiayin Group had 1 more articles in the media than Eagle Financial Services. MarketBeat recorded 1 mentions for Jiayin Group and 0 mentions for Eagle Financial Services. Jiayin Group's average media sentiment score of 0.91 beat Eagle Financial Services' score of 0.00 indicating that Jiayin Group is being referred to more favorably in the news media.
0.3% of Eagle Financial Services shares are held by institutional investors. Comparatively, 44.1% of Jiayin Group shares are held by institutional investors. 8.7% of Eagle Financial Services shares are held by company insiders. Comparatively, 51.2% of Jiayin Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Summary
Jiayin Group beats Eagle Financial Services on 13 of the 21 factors compared between the two stocks.
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New MarketBeat Followers Over Time
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Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:EFSI) was last updated on 5/22/2025 by MarketBeat.com Staff
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