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Eagle Financial Services (EFSI) Competitors

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$35.98 +0.25 (+0.70%)
Closing price 04:00 PM Eastern
Extended Trading
$36.00 +0.02 (+0.06%)
As of 04:04 PM Eastern
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EFSI vs. OPFI, HTB, SMBC, VEL, and ORRF

Should you be buying Eagle Financial Services stock or one of its competitors? The main competitors of Eagle Financial Services include OppFi (OPFI), HomeTrust Bancshares (HTB), Southern Missouri Bancorp (SMBC), Velocity Financial (VEL), and Orrstown Financial Services (ORRF). These companies are all part of the "banking" industry.

How does Eagle Financial Services compare to OppFi?

OppFi (NYSE:OPFI) and Eagle Financial Services (NASDAQ:EFSI) are both small-cap banking companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, institutional ownership, earnings, media sentiment, profitability and risk.

7.1% of OppFi shares are held by institutional investors. Comparatively, 0.3% of Eagle Financial Services shares are held by institutional investors. 72.0% of OppFi shares are held by insiders. Comparatively, 7.1% of Eagle Financial Services shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

OppFi has a beta of 1.86, indicating that its stock price is 86% more volatile than the S&P 500. Comparatively, Eagle Financial Services has a beta of 0.22, indicating that its stock price is 78% less volatile than the S&P 500.

OppFi presently has a consensus target price of $14.75, indicating a potential upside of 50.80%. Eagle Financial Services has a consensus target price of $42.25, indicating a potential upside of 17.43%. Given OppFi's higher probable upside, equities research analysts clearly believe OppFi is more favorable than Eagle Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OppFi
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Eagle Financial Services
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.20

Eagle Financial Services has a net margin of 15.81% compared to OppFi's net margin of 4.41%. OppFi's return on equity of 45.42% beat Eagle Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
OppFi4.41% 45.42% 16.95%
Eagle Financial Services 15.81%10.25%0.97%

In the previous week, OppFi had 6 more articles in the media than Eagle Financial Services. MarketBeat recorded 6 mentions for OppFi and 0 mentions for Eagle Financial Services. OppFi's average media sentiment score of 0.36 beat Eagle Financial Services' score of 0.00 indicating that OppFi is being referred to more favorably in the media.

Company Overall Sentiment
OppFi Neutral
Eagle Financial Services Neutral

OppFi has higher revenue and earnings than Eagle Financial Services. OppFi is trading at a lower price-to-earnings ratio than Eagle Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OppFi$597.05M1.39$26.33M-$0.11N/A
Eagle Financial Services$105.89M1.84$8.21M$3.5210.22

Summary

OppFi beats Eagle Financial Services on 10 of the 15 factors compared between the two stocks.

How does Eagle Financial Services compare to HomeTrust Bancshares?

HomeTrust Bancshares (NYSE:HTB) and Eagle Financial Services (NASDAQ:EFSI) are both small-cap banking companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, dividends, risk, earnings, profitability, media sentiment and valuation.

HomeTrust Bancshares has higher revenue and earnings than Eagle Financial Services. Eagle Financial Services is trading at a lower price-to-earnings ratio than HomeTrust Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
HomeTrust Bancshares$292.47M2.63$64.36M$3.8711.82
Eagle Financial Services$105.89M1.84$8.21M$3.5210.22

HomeTrust Bancshares has a beta of 0.82, indicating that its share price is 18% less volatile than the S&P 500. Comparatively, Eagle Financial Services has a beta of 0.22, indicating that its share price is 78% less volatile than the S&P 500.

HomeTrust Bancshares pays an annual dividend of $0.52 per share and has a dividend yield of 1.1%. Eagle Financial Services pays an annual dividend of $1.24 per share and has a dividend yield of 3.4%. HomeTrust Bancshares pays out 13.4% of its earnings in the form of a dividend. Eagle Financial Services pays out 35.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Eagle Financial Services has raised its dividend for 14 consecutive years. Eagle Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

60.9% of HomeTrust Bancshares shares are held by institutional investors. Comparatively, 0.3% of Eagle Financial Services shares are held by institutional investors. 11.0% of HomeTrust Bancshares shares are held by insiders. Comparatively, 7.1% of Eagle Financial Services shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

In the previous week, HomeTrust Bancshares had 3 more articles in the media than Eagle Financial Services. MarketBeat recorded 3 mentions for HomeTrust Bancshares and 0 mentions for Eagle Financial Services. HomeTrust Bancshares' average media sentiment score of 0.00 equaled Eagle Financial Services'average media sentiment score.

Company Overall Sentiment
HomeTrust Bancshares Neutral
Eagle Financial Services Neutral

HomeTrust Bancshares presently has a consensus target price of $47.00, indicating a potential upside of 2.71%. Eagle Financial Services has a consensus target price of $42.25, indicating a potential upside of 17.43%. Given Eagle Financial Services' higher possible upside, analysts clearly believe Eagle Financial Services is more favorable than HomeTrust Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
HomeTrust Bancshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Eagle Financial Services
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.20

HomeTrust Bancshares has a net margin of 22.78% compared to Eagle Financial Services' net margin of 15.81%. HomeTrust Bancshares' return on equity of 11.25% beat Eagle Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
HomeTrust Bancshares22.78% 11.25% 1.46%
Eagle Financial Services 15.81%10.25%0.97%

Summary

HomeTrust Bancshares beats Eagle Financial Services on 14 of the 17 factors compared between the two stocks.

How does Eagle Financial Services compare to Southern Missouri Bancorp?

Southern Missouri Bancorp (NASDAQ:SMBC) and Eagle Financial Services (NASDAQ:EFSI) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, dividends, risk, earnings, profitability, media sentiment and valuation.

In the previous week, Southern Missouri Bancorp had 1 more articles in the media than Eagle Financial Services. MarketBeat recorded 1 mentions for Southern Missouri Bancorp and 0 mentions for Eagle Financial Services. Southern Missouri Bancorp's average media sentiment score of 0.87 beat Eagle Financial Services' score of 0.00 indicating that Southern Missouri Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Southern Missouri Bancorp Positive
Eagle Financial Services Neutral

Southern Missouri Bancorp has a beta of 0.89, indicating that its share price is 11% less volatile than the S&P 500. Comparatively, Eagle Financial Services has a beta of 0.22, indicating that its share price is 78% less volatile than the S&P 500.

Southern Missouri Bancorp has a net margin of 21.36% compared to Eagle Financial Services' net margin of 15.81%. Southern Missouri Bancorp's return on equity of 12.14% beat Eagle Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Southern Missouri Bancorp21.36% 12.14% 1.34%
Eagle Financial Services 15.81%10.25%0.97%

Southern Missouri Bancorp presently has a consensus target price of $70.67, indicating a potential upside of 2.65%. Eagle Financial Services has a consensus target price of $42.25, indicating a potential upside of 17.43%. Given Eagle Financial Services' higher possible upside, analysts clearly believe Eagle Financial Services is more favorable than Southern Missouri Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Southern Missouri Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Eagle Financial Services
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.20

Southern Missouri Bancorp has higher revenue and earnings than Eagle Financial Services. Eagle Financial Services is trading at a lower price-to-earnings ratio than Southern Missouri Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern Missouri Bancorp$305.35M2.50$58.58M$5.9911.49
Eagle Financial Services$105.89M1.84$8.21M$3.5210.22

49.5% of Southern Missouri Bancorp shares are held by institutional investors. Comparatively, 0.3% of Eagle Financial Services shares are held by institutional investors. 15.8% of Southern Missouri Bancorp shares are held by insiders. Comparatively, 7.1% of Eagle Financial Services shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Southern Missouri Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 1.5%. Eagle Financial Services pays an annual dividend of $1.24 per share and has a dividend yield of 3.4%. Southern Missouri Bancorp pays out 16.7% of its earnings in the form of a dividend. Eagle Financial Services pays out 35.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Southern Missouri Bancorp has raised its dividend for 13 consecutive years and Eagle Financial Services has raised its dividend for 14 consecutive years. Eagle Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Southern Missouri Bancorp beats Eagle Financial Services on 16 of the 19 factors compared between the two stocks.

How does Eagle Financial Services compare to Velocity Financial?

Eagle Financial Services (NASDAQ:EFSI) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, media sentiment, profitability, analyst recommendations, institutional ownership, earnings, dividends and risk.

0.3% of Eagle Financial Services shares are held by institutional investors. Comparatively, 97.5% of Velocity Financial shares are held by institutional investors. 7.1% of Eagle Financial Services shares are held by insiders. Comparatively, 4.7% of Velocity Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Eagle Financial Services has a beta of 0.22, indicating that its share price is 78% less volatile than the S&P 500. Comparatively, Velocity Financial has a beta of 0.76, indicating that its share price is 24% less volatile than the S&P 500.

In the previous week, Velocity Financial had 1 more articles in the media than Eagle Financial Services. MarketBeat recorded 1 mentions for Velocity Financial and 0 mentions for Eagle Financial Services. Eagle Financial Services' average media sentiment score of 0.00 beat Velocity Financial's score of -1.00 indicating that Eagle Financial Services is being referred to more favorably in the media.

Company Overall Sentiment
Eagle Financial Services Neutral
Velocity Financial Negative

Velocity Financial has a net margin of 56.55% compared to Eagle Financial Services' net margin of 15.81%. Velocity Financial's return on equity of 17.95% beat Eagle Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Eagle Financial Services15.81% 10.25% 0.97%
Velocity Financial 56.55%17.95%1.66%

Eagle Financial Services currently has a consensus target price of $42.25, suggesting a potential upside of 17.43%. Velocity Financial has a consensus target price of $22.50, suggesting a potential upside of 16.32%. Given Eagle Financial Services' higher probable upside, research analysts plainly believe Eagle Financial Services is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Eagle Financial Services
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.20
Velocity Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Velocity Financial has higher revenue and earnings than Eagle Financial Services. Velocity Financial is trading at a lower price-to-earnings ratio than Eagle Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Eagle Financial Services$105.89M1.84$8.21M$3.5210.22
Velocity Financial$185.78M4.09$105.05M$2.747.06

Summary

Velocity Financial beats Eagle Financial Services on 11 of the 16 factors compared between the two stocks.

How does Eagle Financial Services compare to Orrstown Financial Services?

Eagle Financial Services (NASDAQ:EFSI) and Orrstown Financial Services (NASDAQ:ORRF) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, media sentiment, profitability, analyst recommendations, institutional ownership, earnings, dividends and risk.

Orrstown Financial Services has higher revenue and earnings than Eagle Financial Services. Orrstown Financial Services is trading at a lower price-to-earnings ratio than Eagle Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Eagle Financial Services$105.89M1.84$8.21M$3.5210.22
Orrstown Financial Services$356.05M2.03$80.86M$4.378.44

Eagle Financial Services currently has a consensus target price of $42.25, suggesting a potential upside of 17.43%. Orrstown Financial Services has a consensus target price of $42.00, suggesting a potential upside of 13.82%. Given Eagle Financial Services' higher probable upside, research analysts plainly believe Eagle Financial Services is more favorable than Orrstown Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Eagle Financial Services
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.20
Orrstown Financial Services
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

Eagle Financial Services pays an annual dividend of $1.24 per share and has a dividend yield of 3.4%. Orrstown Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 3.3%. Eagle Financial Services pays out 35.2% of its earnings in the form of a dividend. Orrstown Financial Services pays out 27.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Eagle Financial Services has increased its dividend for 14 consecutive years and Orrstown Financial Services has increased its dividend for 10 consecutive years. Eagle Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Eagle Financial Services has a beta of 0.22, meaning that its stock price is 78% less volatile than the S&P 500. Comparatively, Orrstown Financial Services has a beta of 0.71, meaning that its stock price is 29% less volatile than the S&P 500.

0.3% of Eagle Financial Services shares are held by institutional investors. Comparatively, 44.3% of Orrstown Financial Services shares are held by institutional investors. 7.1% of Eagle Financial Services shares are held by company insiders. Comparatively, 4.3% of Orrstown Financial Services shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

In the previous week, Orrstown Financial Services had 3 more articles in the media than Eagle Financial Services. MarketBeat recorded 3 mentions for Orrstown Financial Services and 0 mentions for Eagle Financial Services. Eagle Financial Services' average media sentiment score of 0.00 equaled Orrstown Financial Services'average media sentiment score.

Company Overall Sentiment
Eagle Financial Services Neutral
Orrstown Financial Services Neutral

Orrstown Financial Services has a net margin of 23.58% compared to Eagle Financial Services' net margin of 15.81%. Orrstown Financial Services' return on equity of 14.96% beat Eagle Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Eagle Financial Services15.81% 10.25% 0.97%
Orrstown Financial Services 23.58%14.96%1.56%

Summary

Orrstown Financial Services beats Eagle Financial Services on 13 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding EFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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EFSI vs. The Competition

MetricEagle Financial ServicesBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$193.38M$1.85B$13.38B$11.86B
Dividend Yield3.47%2.52%5.77%5.21%
P/E Ratio10.1513.9423.3328.48
Price / Sales1.842.94177.6060.43
Price / Cash10.3612.2319.7236.52
Price / Book1.021.232.216.67
Net Income$8.21M$146.81M$1.11B$332.64M
7 Day Performance-6.79%-0.88%0.03%2.01%
1 Month Performance0.59%3.89%4.66%9.19%
1 Year Performance21.02%24.05%13.62%39.59%

Eagle Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
EFSI
Eagle Financial Services
4.6214 of 5 stars
$35.98
+0.7%
$42.25
+17.4%
N/A$193.38M$105.89M10.15230
OPFI
OppFi
2.3923 of 5 stars
$9.39
+2.2%
$14.75
+57.1%
N/A$799.32M$597.05MN/A570
HTB
HomeTrust Bancshares
1.5456 of 5 stars
$45.92
+0.8%
$47.00
+2.4%
N/A$772.28M$214.55M11.87520
SMBC
Southern Missouri Bancorp
4.2118 of 5 stars
$68.67
+0.7%
$70.67
+2.9%
N/A$762.94M$305.35M11.46540
VEL
Velocity Financial
2.44 of 5 stars
$19.27
+0.6%
$22.50
+16.8%
N/A$756.16M$185.78M7.03220

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This page (NASDAQ:EFSI) was last updated on 5/5/2026 by MarketBeat.com Staff.
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