Erie Indemnity (ERIE) Competitors

Erie Indemnity (NASDAQ:ERIE) and Ryan Specialty (NYSE:RYAN) are both large-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, earnings, risk, media sentiment, dividends and profitability.

Which has more risk and volatility, ERIE or RYAN?

Erie Indemnity has a beta of 0.35, suggesting that its share price is 65% less volatile than the S&P 500. Comparatively, Ryan Specialty has a beta of 0.66, suggesting that its share price is 34% less volatile than the S&P 500.

Is ERIE or RYAN a better dividend stock?

Erie Indemnity pays an annual dividend of $5.46 per share and has a dividend yield of 1.5%. Ryan Specialty pays an annual dividend of $0.48 per share and has a dividend yield of 0.7%. Erie Indemnity pays out 46.5% of its earnings in the form of a dividend. Ryan Specialty pays out 141.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Erie Indemnity has increased its dividend for 36 consecutive years and Ryan Specialty has increased its dividend for 1 consecutive years. Erie Indemnity is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is ERIE or RYAN more profitable?

Erie Indemnity has a net margin of 15.73% compared to Ryan Specialty's net margin of 6.97%. Ryan Specialty's return on equity of 47.70% beat Erie Indemnity's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Erie Indemnity	15.73%	31.37%	21.53%
Ryan Specialty	6.97%	47.70%	5.69%

Which has higher valuation and earnings, ERIE or RYAN?

Erie Indemnity has higher revenue and earnings than Ryan Specialty. Erie Indemnity is trading at a lower price-to-earnings ratio than Ryan Specialty, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Erie Indemnity	$3.99B	4.11	$600.31M	$11.75	30.27
Ryan Specialty	$2.65B	6.55	$94.67M	$0.34	194.78

Do analysts prefer ERIE or RYAN?

Ryan Specialty has a consensus target price of $76.00, suggesting a potential upside of 14.76%. Given Ryan Specialty's stronger consensus rating and higher probable upside, analysts plainly believe Ryan Specialty is more favorable than Erie Indemnity.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Erie Indemnity	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Ryan Specialty	1 Sell rating(s)	2 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.64

Do insiders and institutionals hold more shares of ERIE or RYAN?

33.7% of Erie Indemnity shares are owned by institutional investors. Comparatively, 84.8% of Ryan Specialty shares are owned by institutional investors. 45.8% of Erie Indemnity shares are owned by insiders. Comparatively, 52.2% of Ryan Specialty shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Does the media refer more to ERIE or RYAN?

In the previous week, Ryan Specialty had 6 more articles in the media than Erie Indemnity. MarketBeat recorded 9 mentions for Ryan Specialty and 3 mentions for Erie Indemnity. Ryan Specialty's average media sentiment score of 0.99 beat Erie Indemnity's score of 0.76 indicating that Ryan Specialty is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Erie Indemnity	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Ryan Specialty	5 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Ryan Specialty beats Erie Indemnity on 11 of the 19 factors compared between the two stocks.