Erie Indemnity (ERIE) Competitors

Ryan Specialty (NYSE:RYAN) and Erie Indemnity (NASDAQ:ERIE) are both large-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, institutional ownership, media sentiment, dividends, valuation, earnings, profitability and analyst recommendations.

Is RYAN or ERIE a better dividend stock?

Ryan Specialty pays an annual dividend of $0.48 per share and has a dividend yield of 0.9%. Erie Indemnity pays an annual dividend of $5.46 per share and has a dividend yield of 1.6%. Ryan Specialty pays out 137.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Erie Indemnity pays out 45.7% of its earnings in the form of a dividend. Ryan Specialty has raised its dividend for 1 consecutive years and Erie Indemnity has raised its dividend for 36 consecutive years. Erie Indemnity is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has stronger valuation and earnings, RYAN or ERIE?

Erie Indemnity has higher revenue and earnings than Ryan Specialty. Erie Indemnity is trading at a lower price-to-earnings ratio than Ryan Specialty, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ryan Specialty	$2.52B	5.71	$94.67M	$0.35	155.54
Erie Indemnity	$3.80B	4.09	$600.31M	$11.96	28.07

Do institutionals & insiders have more ownership in RYAN or ERIE?

84.8% of Ryan Specialty shares are held by institutional investors. Comparatively, 33.7% of Erie Indemnity shares are held by institutional investors. 52.2% of Ryan Specialty shares are held by insiders. Comparatively, 45.8% of Erie Indemnity shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Is RYAN or ERIE more profitable?

Erie Indemnity has a net margin of 15.73% compared to Ryan Specialty's net margin of 6.81%. Ryan Specialty's return on equity of 48.70% beat Erie Indemnity's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ryan Specialty	6.81%	48.70%	5.59%
Erie Indemnity	15.73%	30.53%	21.10%

Does the media favor RYAN or ERIE?

In the previous week, Ryan Specialty had 8 more articles in the media than Erie Indemnity. MarketBeat recorded 9 mentions for Ryan Specialty and 1 mentions for Erie Indemnity. Ryan Specialty's average media sentiment score of 1.00 beat Erie Indemnity's score of 0.00 indicating that Ryan Specialty is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ryan Specialty	5 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive
Erie Indemnity	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts rate RYAN or ERIE?

Ryan Specialty currently has a consensus target price of $74.83, suggesting a potential upside of 37.46%. Given Ryan Specialty's stronger consensus rating and higher probable upside, equities analysts plainly believe Ryan Specialty is more favorable than Erie Indemnity.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ryan Specialty	0 Sell rating(s)	3 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.75
Erie Indemnity	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has more volatility and risk, RYAN or ERIE?

Ryan Specialty has a beta of 0.63, suggesting that its stock price is 37% less volatile than the S&P 500. Comparatively, Erie Indemnity has a beta of 0.33, suggesting that its stock price is 67% less volatile than the S&P 500.

Summary

Ryan Specialty beats Erie Indemnity on 11 of the 19 factors compared between the two stocks.