EverQuote (EVER) Financials

$18.88 0.00 (0.00%)

Closing price 05/22/2026 04:00 PM Eastern

Extended Trading

$18.88 0.00 (-0.03%)

As of 05/22/2026 06:28 PM Eastern

Annual Income Statements for EverQuote

This table shows EverQuote's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Net Income / (Loss) Attributable to Common Shareholders	120	135	-19	-51	-7.12	-11	-19	-24	-51	32	99
Consolidated Net Income / (Loss)	131	145	-5.07	-14	-7.12	-11	-19	-24	-51	32	99
Net Income / (Loss) Continuing Operations	603	571	-5.07	-14	-7.12	-11	-19	-24	-51	32	99
Total Pre-Tax Income	207	230	-5.07	-14	-7.12	-11	-22	-24	-51	34	62
Total Operating Income	274	270	-4.69	-14	-8.05	-12	-22	-25	-52	32	58
Total Gross Profit	648	650	118	152	233	326	395	380	265	479	673
Total Revenue	1,053	1,068	126	163	249	347	419	404	288	500	693
Operating Revenue	1,030	1,046	126	163	249	347	419	404	288	500	693
Total Cost of Revenue	406	418	7.75	12	16	21	24	24	22	21	19
Operating Cost of Revenue	368	369	7.75	12	16	21	24	24	22	21	19
Total Operating Expenses	374	380	123	166	241	337	416	405	318	448	615
Selling, General & Admin Expense	182	161	4.52	11	17	20	25	28	26	30	34
Marketing Expense	-	-	109	141	203	285	355	349	240	388	541
Research & Development Expense	-	-	9.19	14	20	30	36	32	28	30	32
Restructuring Charge	-	-	-	-	0.00	2.26	0.00	0.00	24	0.00	0.00
Other Special Charges / (Income)	-	-	-	-	1.23	-	-	-	0.00	0.00	8.23
Total Other Income / (Expense), net	406	385	-0.38	0.12	0.93	0.48	-0.02	0.37	1.27	2.26	3.49
Interest & Investment Income	32	31	-	-	-	0.19	0.04	0.35	1.25	2.08	3.57
Other Income / (Expense), net	-	-	-	-	0.26	0.29	-0.06	0.02	0.01	0.18	-0.09
Income Tax Expense	77	85	-	-	0.00	0.00	-2.51	0.00	0.58	1.84	-37
Basic Earnings per Share	$0.97	$1.07	($2.18)	($3.03)	($0.28)	($0.41)	($0.67)	($0.77)	($1.54)	$0.92	$2.75
Weighted Average Basic Shares Outstanding	125.10M	127.66M	8.77M	16.92M	25.76M	27.33M	29.09M	31.61M	33.35M	35.01M	36.14M
Diluted Earnings per Share	$0.95	$1.06	($2.18)	($3.03)	($0.28)	($0.41)	($0.67)	($0.77)	($1.54)	$0.88	$2.63
Weighted Average Diluted Shares Outstanding	125.10M	127.66M	8.77M	16.92M	25.76M	27.33M	29.09M	31.61M	33.35M	36.65M	37.75M
Weighted Average Basic & Diluted Shares Outstanding	125.10M	127.66M	8.77M	16.92M	25.76M	27.33M	30.01M	32.61M	34.23M	35.72M	36.03M

This table shows EverQuote's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Period end date	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025	3/31/2026
Net Income / (Loss) Attributable to Common Shareholders	-29	-6.35	1.91	6.40	12	12	7.99	15	19	58	19
Consolidated Net Income / (Loss)	-29	-6.35	1.91	6.40	12	12	7.99	15	19	58	19
Net Income / (Loss) Continuing Operations	-29	-6.35	1.91	6.40	12	12	7.99	15	19	58	19
Total Pre-Tax Income	-29	-6.37	2.19	6.81	12	13	8.67	15	19	20	24
Total Operating Income	-29	-6.76	1.77	6.29	12	12	8.00	14	18	19	23
Total Gross Profit	49	51	86	112	139	142	161	152	169	191	187
Total Revenue	55	56	91	117	145	147	167	157	174	195	191
Operating Revenue	55	56	91	117	145	147	167	157	174	195	191
Total Cost of Revenue	6.15	4.99	5.04	5.01	5.45	5.42	5.38	4.84	4.71	4.44	4.27
Operating Cost of Revenue	6.15	4.99	5.04	5.01	5.45	5.42	5.38	4.84	4.71	4.44	4.27
Total Operating Expenses	78	58	84	106	127	130	153	138	152	172	163
Selling, General & Admin Expense	5.74	6.96	6.63	7.88	7.59	8.16	8.44	8.46	8.38	8.78	9.21
Marketing Expense	47	45	71	91	112	114	129	121	135	155	145
Research & Development Expense	6.27	5.94	6.84	7.04	8.03	7.64	7.49	7.77	7.94	8.30	8.55
Other Special Charges / (Income)	-	-	0.00	0.00	0.00	-	7.90	0.33	0.00	-	0.00
Total Other Income / (Expense), net	0.43	0.39	0.43	0.52	0.61	0.71	0.68	0.90	0.98	0.93	0.95
Interest & Investment Income	0.41	0.38	0.39	0.46	0.55	0.68	0.71	0.92	0.99	0.96	0.96
Other Income / (Expense), net	0.02	0.01	0.04	0.06	0.05	0.02	-0.03	-0.02	-0.01	-0.02	-0.01
Income Tax Expense	0.24	-0.02	0.29	0.41	0.72	0.43	0.68	0.36	-0.35	-38	5.69
Basic Earnings per Share	($0.87)	($0.19)	$0.06	$0.18	$0.33	$0.35	$0.22	$0.40	$0.52	$1.61	$0.52
Weighted Average Basic Shares Outstanding	33.55M	33.35M	34.39K	34.91M	35.23M	35.01M	35.88M	36.33M	36.22M	36.14M	35.95M
Diluted Earnings per Share	($0.87)	($0.19)	$0.05	$0.17	$0.31	$0.35	$0.21	$0.39	$0.50	$1.53	$0.51
Weighted Average Diluted Shares Outstanding	33.55M	33.35M	35.61M	36.70M	37.21M	36.65M	37.67M	38.01M	37.73M	37.75M	36.94M
Weighted Average Basic & Diluted Shares Outstanding	33.71M	34.23M	34.73M	35.08M	35.35M	35.72M	36.16M	36.51M	35.96M	36.03M	35.37M

This table details how cash moves in and out of EverQuote's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Net Change in Cash & Equivalents	216	209	-10	39	4.42	-3.18	-8.02	-4.27	7.12	64	69
Net Cash From Operating Activities	102	548	-1.67	-1.90	4.41	11	7.19	-16	-2.83	67	95
Net Cash From Continuing Operating Activities	64	499	-1.67	-1.90	4.41	16	7.19	-16	-2.83	67	95
Net Income / (Loss) Continuing Operations	131	145	-5.07	-14	-7.12	-11	-19	-24	-51	32	99
Consolidated Net Income / (Loss)	131	145	-5.07	-14	-7.12	-11	-19	-24	-51	32	99
Depreciation Expense	27	26	1.36	1.34	2.19	3.35	5.07	5.85	6.20	5.67	3.81
Non-Cash Adjustments To Reconcile Net Income	78	-28	1.88	7.14	13	22	10	2.55	45	23	33
Changes in Operating Assets and Liabilities, net	-350	131	0.16	3.42	-3.95	2.30	11	0.23	-3.00	5.78	-41
Net Cash From Investing Activities	-4,635	-1,433	-1.19	-3.67	-2.98	-19	-19	-4.29	9.35	-4.11	-5.06
Net Cash From Continuing Investing Activities	-4,635	-1,433	-1.19	-3.67	-2.98	-19	-19	-4.29	9.35	-4.11	-5.06
Purchase of Property, Plant & Equipment	-50	-24	-1.19	-3.67	-2.98	-3.82	-2.86	-4.29	-3.84	-4.11	-5.06
Divestitures	-	-	-	-	-	-	0.00	0.00	13	0.00	0.00
Net Cash From Financing Activities	4,749	1,094	-7.18	45	2.98	4.91	3.62	16	0.58	1.71	-21
Net Cash From Continuing Financing Activities	2,027	-299	-7.18	45	2.98	4.91	3.62	16	0.58	1.71	-21
Repurchase of Common Equity	-	-	-9.23	-3.71	-	-	-	-	0.00	0.00	-21
Issuance of Common Equity	14	24	-	52	-	0.00	0.00	15	0.00	0.00	0.00
Other Financing Activities, net	3.10	-4.15	1.55	0.86	2.98	4.91	3.62	0.84	0.58	1.71	-0.04
Effect of Exchange Rate Changes	-	-	-	-	0.00	-0.01	-0.01	-0.03	0.02	0.00	0.00

This table details how cash moves in and out of EverQuote's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Period end date	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025	3/31/2026
Net Change in Cash & Equivalents	8.00	-1.09	11	12	22	19	23	23	-2.42	26	7.11
Net Cash From Operating Activities	-4.15	-0.79	10	12	24	20	23	25	20	27	30
Net Cash From Continuing Operating Activities	-4.15	-0.79	10	12	24	20	23	25	20	27	30
Net Income / (Loss) Continuing Operations	-29	-6.35	1.91	6.40	12	12	7.99	15	19	58	19
Consolidated Net Income / (Loss)	-29	-6.35	1.91	6.40	12	12	7.99	15	19	58	19
Depreciation Expense	2.25	1.08	1.26	1.24	1.62	1.56	1.22	0.92	0.81	0.86	0.79
Non-Cash Adjustments To Reconcile Net Income	27	5.76	5.19	7.41	3.19	6.00	6.20	16	5.34	5.31	4.80
Changes in Operating Assets and Liabilities, net	-4.58	-1.28	2.08	-2.67	7.26	0.27	7.89	-6.47	-5.25	-37	5.34
Net Cash From Investing Activities	12	-0.85	-0.77	-0.85	-1.49	-1.00	-1.13	-1.46	-1.30	-1.16	-1.54
Net Cash From Continuing Investing Activities	12	-0.85	-0.77	-0.85	-1.49	-1.00	-1.13	-1.46	-1.30	-1.16	-1.54
Purchase of Property, Plant & Equipment	-0.97	-0.85	-0.77	-0.85	-1.49	-1.00	-1.13	-1.46	-1.30	-1.16	-1.54
Net Cash From Financing Activities	-0.07	0.54	1.00	0.77	-0.22	0.16	0.67	-0.61	-21	-0.24	-21
Net Cash From Continuing Financing Activities	-0.07	0.54	1.00	0.77	-0.22	0.16	0.67	-0.61	-21	-0.24	-21
Repurchase of Common Equity	-	-	-	-	-	-	0.00	-	-	-	-20
Other Financing Activities, net	-0.07	0.54	1.00	0.77	-0.22	0.16	0.67	-0.61	0.14	-0.24	-1.08
Effect of Exchange Rate Changes	-0.01	0.02	-0.01	0.00	0.02	-0.01	0.01	-	-	0.00	-0.02

This table presents EverQuote's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Total Assets	26,601	27,838	21	66	91	129	144	157	111	211	327
Total Current Assets	55	37	18	61	85	97	85	81	69	172	256
Cash & Equivalents	55	37	2.36	42	46	43	35	31	38	102	171
Accounts Receivable	-	-	15	17	32	46	36	30	21	61	75
Prepaid Expenses	-	-	0.59	1.46	7.07	8.45	4.90	7.01	5.76	5.31	9.76
Plant, Property, & Equipment, net	0.00	0.00	2.13	4.48	5.20	6.17	5.80	6.46	5.72	6.18	7.88
Total Noncurrent Assets	0.00	0.00	0.74	0.72	0.69	25	53	69	36	33	63
Goodwill	-	-	-	-	0.00	9.79	22	22	22	22	22
Noncurrent Deferred & Refundable Income Taxes	-	-	-	-	-	-	-	-	-	0.00	39
Other Noncurrent Operating Assets	-	-	0.74	0.72	0.69	12	21	40	9.28	7.82	2.54
Total Liabilities & Shareholders' Equity	26,601	27,838	21	66	91	129	144	157	111	211	327
Total Liabilities	24,733	25,822	20	23	39	58	58	49	30	75	89
Total Current Liabilities	5,877	5,506	15	21	38	47	47	45	30	73	87
Accounts Payable	-	-	12	17	24	33	30	31	17	60	77
Accrued Expenses	-	-	1.78	3.10	13	9.42	13	9.92	8.78	9.79	7.51
Current Deferred Revenue	-	-	0.99	1.44	1.50	1.87	2.10	1.87	1.87	1.77	1.66
Other Current Liabilities	-	-	-	-	0.00	2.59	2.70	2.94	2.09	1.12	1.20
Total Noncurrent Liabilities	380	360	5.11	1.20	1.06	11	11	3.63	0.07	2.51	1.65
Noncurrent Deferred & Payable Income Tax Liabilities	-	-	-	-	-	-	-	-	-	0.00	0.28
Other Noncurrent Operating Liabilities	-	-	-	-	1.06	11	11	3.63	0.07	2.51	1.37
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,868	2,016	-51	43	52	71	85	107	81	135	238
Total Preferred & Common Equity	1,868	2,016	-51	43	52	71	85	107	81	135	238
Preferred Stock	150	150	0.00	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	1,718	1,866	-51	43	52	71	85	107	81	135	238
Common Stock	876	907	0.78	143	159	0.00	223	270	294	317	320
Retained Earnings	906	1,011	-51	-100	-107	-118	-138	-162	-213	-181	-82
Accumulated Other Comprehensive Income / (Loss)	-64	-52	-	-	0.00	-0.01	0.01	-0.01	0.03	0.00	0.13

This table presents EverQuote's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025	Q2 2025	Q3 2025	Q1 2026
Period end date	9/30/2022	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024	3/31/2025	6/30/2025	9/30/2025	3/31/2026
Total Assets	164	160	145	114	135	158	181	232	241	256	324
Total Current Assets	92	85	71	70	96	117	140	194	209	224	257
Cash & Equivalents	37	29	31	39	49	61	83	125	148	146	178
Accounts Receivable	40	39	22	22	38	48	48	62	55	68	72
Prepaid Expenses	15	5.30	5.14	4.08	4.78	4.44	5.45	4.83	6.33	10	6.79
Plant, Property, & Equipment, net	6.28	6.59	6.69	5.63	5.75	6.23	6.41	6.50	7.17	7.62	8.55
Total Noncurrent Assets	65	69	67	38	34	35	34	31	25	24	58
Goodwill	22	22	22	22	22	22	22	22	22	22	22
Noncurrent Deferred & Refundable Income Taxes	-	-	-	-	-	-	-	-	-	-	35
Other Noncurrent Operating Assets	35	40	39	11	7.81	9.05	9.09	6.84	3.28	2.97	2.23
Total Liabilities & Shareholders' Equity	164	160	145	114	135	158	181	232	241	256	324
Total Liabilities	57	49	40	32	47	57	63	83	71	81	83
Total Current Liabilities	52	46	38	32	47	55	60	80	69	79	82
Accounts Payable	37	31	23	21	33	42	47	57	59	68	68
Accrued Expenses	9.95	11	10	6.77	11	9.82	9.97	20	7.34	8.92	11
Current Deferred Revenue	1.89	1.95	1.81	1.90	1.87	1.90	1.78	2.10	1.65	1.39	1.77
Other Current Liabilities	2.95	2.86	2.84	2.70	-	1.24	1.23	1.16	1.21	1.24	1.28
Total Noncurrent Liabilities	4.65	2.54	1.79	0.12	0.02	2.16	2.86	2.24	1.96	1.63	1.25
Noncurrent Deferred & Payable Income Tax Liabilities	-	-	-	-	-	-	-	-	-	-	0.28
Other Noncurrent Operating Liabilities	4.65	2.54	1.79	0.12	-	2.16	2.86	2.24	1.96	1.63	0.97
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	107	112	106	82	88	101	118	150	170	175	241
Total Preferred & Common Equity	107	112	106	82	88	101	118	150	170	175	241
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	107	112	106	82	88	101	118	150	170	175	241
Common Stock	261	276	283	289	300	306	311	323	329	314	304
Retained Earnings	-154	-165	-178	-207	-211	-205	-193	-173	-158	-140	-63
Accumulated Other Comprehensive Income / (Loss)	-0.04	0.01	0.02	-0.01	0.02	0.02	0.11	0.05	0.17	0.13	0.07

This table displays calculated financial ratios and metrics derived from EverQuote's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	-3.21%	1.37%	-88.18%	29.39%	52.32%	39.44%	20.63%	-3.44%	-28.75%	73.72%	38.45%
EBITDA Growth	-20.35%	-1.83%	-100.98%	-277.62%	55.45%	-43.59%	-110.28%	-11.88%	-141.93%	182.16%	65.05%
EBIT Growth	-22.62%	-1.37%	-101.74%	-196.69%	44.03%	-46.30%	-92.97%	-12.67%	-109.82%	161.45%	82.43%
NOPAT Growth	-44.25%	-1.14%	-101.93%	-196.69%	42.14%	-45.14%	-87.67%	-13.06%	-109.68%	182.55%	212.01%
Net Income Growth	-79.32%	11.04%	-103.50%	-171.96%	48.39%	-57.40%	-73.49%	-25.64%	-110.05%	162.72%	208.72%
EPS Growth	-13.64%	11.58%	-305.66%	-38.99%	90.76%	-46.43%	-63.41%	-14.93%	-100.00%	157.14%	198.86%
Operating Cash Flow Growth	0.00%	0.00%	0.00%	-13.46%	332.63%	141.74%	-32.61%	-319.66%	82.09%	2,453.82%	43.29%
Free Cash Flow Firm Growth	-44.25%	-1.14%	-103.47%	-45.99%	-13.33%	-211.96%	-22.68%	-16.58%	93.87%	1,581.19%	51.76%
Invested Capital Growth	0.00%	0.00%	0.00%	-41.31%	268.77%	391.81%	78.83%	52.47%	-43.97%	-22.58%	100.47%
Revenue Q/Q Growth	0.90%	2.94%	-80.39%	286.13%	15.84%	7.26%	1.15%	-3.29%	-10.17%	22.46%	7.42%
EBITDA Q/Q Growth	2.29%	13.66%	-101.35%	89.65%	53.44%	11.18%	2.14%	-0.76%	3.14%	105.28%	10.43%
EBIT Q/Q Growth	4.86%	16.21%	-101.90%	88.66%	44.42%	-25.83%	-27.22%	-0.82%	3.58%	143.27%	12.69%
NOPAT Q/Q Growth	-25.73%	16.40%	-101.33%	88.66%	42.54%	-29.04%	-27.21%	-0.84%	3.56%	155.51%	84.94%
Net Income Q/Q Growth	-78.48%	10.00%	-105.39%	71.07%	45.70%	-33.87%	-32.01%	-0.06%	4.02%	138.02%	84.38%
EPS Q/Q Growth	6.74%	10.42%	-741.18%	55.11%	-120.00%	-32.26%	-76.32%	18.09%	4.35%	158.82%	81.38%
Operating Cash Flow Q/Q Growth	0.00%	0.00%	0.00%	40.85%	-3.35%	0.00%	0.00%	11.05%	59.22%	45.85%	7.77%
Free Cash Flow Firm Q/Q Growth	-25.73%	16.40%	-102.40%	90.80%	-22.14%	-43.44%	-7.18%	-0.33%	72.89%	101.53%	6.98%
Invested Capital Q/Q Growth	0.00%	0.00%	0.00%	-80.97%	-10.20%	31.72%	13.55%	8.49%	0.30%	-4.62%	128.57%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	61.48%	60.83%	93.87%	92.85%	93.61%	93.84%	94.28%	94.07%	92.20%	95.82%	97.20%
EBITDA Margin	32.74%	31.70%	-2.64%	-7.70%	-2.25%	-2.32%	-4.04%	-4.68%	-15.90%	7.52%	8.96%
Operating Margin	25.98%	25.28%	-3.71%	-8.52%	-3.24%	-3.37%	-5.24%	-6.13%	-18.05%	6.35%	8.42%
EBIT Margin	25.98%	25.28%	-3.71%	-8.52%	-3.13%	-3.28%	-5.25%	-6.13%	-18.05%	6.38%	8.41%
Profit (Net Income) Margin	12.39%	13.57%	-4.02%	-8.44%	-2.86%	-3.23%	-4.64%	-6.04%	-17.81%	6.43%	14.34%
Tax Burden Percent	63.01%	63.15%	100.00%	100.00%	100.00%	100.00%	88.56%	100.00%	101.14%	94.59%	160.64%
Interest Burden Percent	75.69%	85.02%	108.15%	99.13%	91.41%	98.34%	99.83%	98.59%	97.59%	106.51%	106.14%
Effective Tax Rate	36.99%	36.85%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	5.41%	-60.64%
Return on Invested Capital (ROIC)	0.00%	0.00%	-248.56%	-464.73%	-155.09%	-48.35%	-39.16%	-27.34%	-60.84%	78.83%	187.58%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	0.00%	-248.39%	-444.15%	-151.70%	-41.54%	-28.64%	-5.83%	-17.51%	75.78%	183.49%
Return on Net Nonoperating Assets (RNNOA)	0.00%	0.00%	248.06%	401.43%	140.10%	30.10%	14.26%	1.99%	6.39%	-49.08%	-134.39%
Return on Equity (ROE)	0.00%	0.00%	-0.50%	-63.29%	-14.99%	-18.25%	-24.90%	-25.35%	-54.45%	29.75%	53.19%
Cash Return on Invested Capital (CROIC)	0.00%	0.00%	-448.56%	-412.67%	-269.76%	-180.76%	-95.70%	-68.90%	-4.49%	104.28%	120.71%
Operating Return on Assets (OROA)	0.00%	0.00%	-45.70%	-32.25%	-9.92%	-10.34%	-16.12%	-16.50%	-38.86%	19.87%	21.68%
Return on Assets (ROA)	0.00%	0.00%	-49.43%	-31.97%	-9.07%	-10.17%	-14.26%	-16.27%	-38.35%	20.01%	36.96%
Return on Common Equity (ROCE)	0.00%	0.00%	-0.45%	10.69%	-14.99%	-18.25%	-24.90%	-25.35%	-54.45%	29.75%	53.19%
Return on Equity Simple (ROE_SIMPLE)	6.99%	7.19%	10.03%	-31.94%	-13.75%	-15.78%	-22.83%	-22.72%	-63.39%	23.76%	0.00%
Net Operating Profit after Tax (NOPAT)	172	170	-3.28	-9.74	-5.63	-8.18	-15	-17	-36	30	94
NOPAT Margin	16.37%	15.96%	-2.60%	-5.96%	-2.26%	-2.36%	-3.67%	-4.29%	-12.64%	6.00%	13.53%
Net Nonoperating Expense Percent (NNEP)	-2.32%	-1.32%	-0.18%	-20.58%	-3.38%	-6.80%	-10.52%	-21.51%	-43.33%	3.05%	4.10%
Return On Investment Capital (ROIC_SIMPLE)	-	-	-	-	-	-	-	-16.14%	-44.97%	22.19%	39.37%
Cost of Revenue to Revenue	38.52%	39.17%	6.14%	7.15%	6.39%	6.16%	5.72%	5.93%	7.80%	4.18%	2.80%
SG&A Expenses to Revenue	17.24%	15.04%	3.58%	6.53%	6.76%	5.89%	5.90%	6.95%	9.13%	6.05%	4.92%
R&D to Revenue	0.00%	0.00%	7.28%	8.68%	8.12%	8.55%	8.54%	7.85%	9.58%	5.91%	4.55%
Operating Expenses to Revenue	35.50%	35.55%	97.58%	101.37%	96.84%	97.21%	99.52%	100.20%	110.30%	89.47%	88.78%
Earnings before Interest and Taxes (EBIT)	274	270	-4.69	-14	-7.79	-11	-22	-25	-52	32	58
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	345	339	-3.33	-13	-5.60	-8.04	-17	-19	-46	38	62
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.31	1.21	0.00	2.42	8.98	14.62	5.44	4.41	5.10	5.22	4.08
Price to Tangible Book Value (P/TBV)	1.31	1.21	0.00	2.42	8.98	17.94	8.68	6.07	7.61	6.39	4.48
Price to Revenue (P/Rev)	2.14	2.11	18.23	0.64	1.87	2.99	1.11	1.17	1.43	1.41	1.40
Price to Earnings (P/E)	18.68	16.75	0.00	0.00	0.00	0.00	0.00	0.00	0.00	21.97	9.78
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	5.35%	5.97%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	4.55%	10.23%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	891.72	40.63	73.24	35.38	8.52	5.78	8.72	18.18	11.99
Enterprise Value to Revenue (EV/Rev)	7.71	7.27	18.65	0.39	1.68	2.87	1.02	1.10	1.30	1.21	1.15
Enterprise Value to EBITDA (EV/EBITDA)	23.57	22.93	0.00	0.00	0.00	0.00	0.00	0.00	0.00	16.08	12.88
Enterprise Value to EBIT (EV/EBIT)	29.69	28.76	0.00	0.00	0.00	0.00	0.00	0.00	0.00	18.93	13.72
Enterprise Value to NOPAT (EV/NOPAT)	47.12	45.54	0.00	0.00	0.00	0.00	0.00	0.00	0.00	20.13	8.53
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	0.00	0.00	0.00	94.87	93.23	59.60	0.00	0.00	9.08	8.38
Enterprise Value to Free Cash Flow (EV/FCFF)	47.12	45.54	0.00	0.00	0.00	0.00	0.00	0.00	0.00	15.22	13.26
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	3.15	2.73	11.73	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Long-Term Debt to Equity	0.00	0.00	10.81	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Financial Leverage	-1.00	-1.00	-1.00	-0.90	-0.92	-0.72	-0.50	-0.34	-0.37	-0.65	-0.73
Leverage Ratio	0.00	0.00	0.01	1.98	1.65	1.79	1.75	1.56	1.42	1.49	1.44
Compound Leverage Factor	0.00	0.00	0.01	1.96	1.51	1.76	1.74	1.54	1.39	1.58	1.53
Debt to Total Capital	75.88%	73.20%	92.15%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Short-Term Debt to Total Capital	75.88%	73.20%	7.21%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	0.00%	0.00%	84.93%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	1,017.93%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	22.19%	24.81%	-1,010.07%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Debt to EBITDA	17.04	16.26	-1.39	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Debt to EBITDA	17.04	16.26	-0.68	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Long-Term Debt to EBITDA	0.00	0.00	-1.28	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt to NOPAT	34.08	32.30	-1.40	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Debt to NOPAT	34.08	32.30	-0.68	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Long-Term Debt to NOPAT	0.00	0.00	-1.29	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Altman Z-Score	0.00	0.00	70.67	3.16	8.49	12.30	6.13	6.68	7.03	7.88	9.53
Noncontrolling Interest Sharing Ratio	8.30%	7.72%	9.96%	116.89%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	0.01	0.01	1.18	2.83	2.22	2.08	1.79	1.78	2.31	2.36	2.94
Quick Ratio	0.00	0.00	1.14	2.77	2.04	1.90	1.49	1.33	1.97	2.25	2.83
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	172	170	-5.92	-8.65	-9.80	-31	-38	-44	-2.68	40	60
Operating Cash Flow to CapEx	0.00%	0.00%	-141.10%	-51.72%	148.34%	279.12%	251.19%	-368.09%	-73.65%	1,618.04%	1,886.12%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	-15.51	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	0.00	0.00	-4.38	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	-7.48	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.00	0.00	12.30	3.79	3.17	3.15	3.07	2.69	2.15	3.11	2.58
Accounts Receivable Turnover	0.00	0.00	0.00	10.16	10.02	8.86	10.24	12.38	11.34	12.12	10.15
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	0.00	49.42	51.42	61.03	69.93	65.95	47.28	84.10	98.55
Accounts Payable Turnover	0.00	0.00	0.00	0.81	0.79	0.75	0.77	0.80	0.94	0.54	0.28
Days Sales Outstanding (DSO)	0.00	0.00	0.00	35.92	36.44	41.18	35.64	29.47	32.19	30.11	35.97
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00	448.83	464.64	483.53	476.75	458.75	389.15	673.21	1,288.81
Cash Conversion Cycle (CCC)	0.00	0.00	0.00	-412.90	-428.21	-442.34	-441.11	-429.28	-356.96	-643.09	-1,252.84
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	0.00	0.00	2.64	1.55	5.72	28	50	77	43	33	67
Invested Capital Turnover	0.00	0.00	95.60	77.95	68.49	20.51	10.68	6.37	4.81	13.13	13.86
Increase / (Decrease) in Invested Capital	0.00	0.00	2.64	-1.09	4.17	22	22	26	-34	-9.70	33
Enterprise Value (EV)	8,126	7,764	2,355	63	419	995	428	443	375	605	799
Market Capitalization	2,249	2,258	2,302	105	465	1,037	463	474	413	707	971
Book Value per Share	$13.75	$14.88	($0.40)	$1.73	$3.83	$2.56	$2.88	$3.34	$2.40	$3.83	$6.62
Tangible Book Value per Share	$13.75	$14.88	($0.40)	$1.73	$3.83	$2.08	$1.80	$2.43	$1.61	$3.13	$6.02
Total Capital	7,745	7,522	5.00	43	52	71	85	107	81	135	238
Total Debt	5,877	5,506	4.61	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Long-Term Debt	0.00	0.00	4.25	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Debt	5,877	5,506	2.25	-42	-46	-43	-35	-31	-38	-102	-171
Capital Expenditures (CapEx)	0.00	0.00	1.19	3.67	2.98	3.82	2.86	4.29	3.84	4.11	5.06
Debt-free, Cash-free Net Working Capital (DFCFNWC)	55	37	0.63	-2.45	0.89	7.68	2.44	4.73	1.34	-2.99	-2.31
Debt-free Net Working Capital (DFNWC)	55	37	3.00	39	47	51	37	36	39	99	169
Net Working Capital (NWC)	-5,822	-5,469	2.63	39	47	51	37	36	39	99	169
Net Nonoperating Expense (NNE)	42	26	1.79	4.05	1.48	3.02	4.09	7.06	15	-2.13	-5.60
Net Nonoperating Obligations (NNO)	-1,868	-2,016	2.25	-42	-46	-43	-35	-31	-38	-102	-171
Total Depreciation and Amortization (D&A)	71	69	1.36	1.34	2.19	3.35	5.07	5.85	6.20	5.67	3.81
Debt-free, Cash-free Net Working Capital to Revenue	5.25%	3.43%	0.50%	-1.50%	0.36%	2.21%	0.58%	1.17%	0.46%	-0.60%	-0.33%
Debt-free Net Working Capital to Revenue	5.25%	3.43%	2.37%	23.99%	18.87%	14.57%	8.91%	8.80%	13.65%	19.82%	24.41%
Net Working Capital to Revenue	-552.66%	-512.19%	2.09%	23.99%	18.87%	14.57%	8.91%	8.80%	13.65%	19.82%	24.41%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.97	$1.07	($2.18)	($3.03)	($0.28)	($0.41)	($0.67)	($0.77)	($1.54)	$0.92	$2.75
Adjusted Weighted Average Basic Shares Outstanding	125.10M	127.66M	8.77M	25.24M	26.77M	28.48M	29.09M	31.61M	33.35M	35.01M	36.14M
Adjusted Diluted Earnings per Share	$0.95	$1.06	($2.18)	($3.03)	($0.28)	($0.41)	($0.67)	($0.77)	($1.54)	$0.88	$2.63
Adjusted Weighted Average Diluted Shares Outstanding	125.10M	127.66M	8.77M	25.24M	26.77M	28.48M	29.09M	31.61M	33.35M	36.65M	37.75M
Adjusted Basic & Diluted Earnings per Share	$0.00	$1.07	($2.18)	($3.03)	($0.28)	($0.41)	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	125.10M	127.66M	8.77M	16.92M	25.76M	27.33M	30.01M	32.61M	34.23M	35.72M	36.03M
Normalized Net Operating Profit after Tax (NOPAT)	193	209	-3.28	-9.74	-4.78	-6.60	-15	-17	-20	30	47
Normalized NOPAT Margin	18.28%	19.60%	-2.60%	-5.96%	-1.92%	-1.90%	-3.67%	-4.29%	-6.91%	6.00%	6.73%
Pre Tax Income Margin	19.67%	21.49%	-4.02%	-8.44%	-2.86%	-3.23%	-5.24%	-6.04%	-17.61%	6.80%	8.93%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	-12.27	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT to Interest Expense	0.00	0.00	-8.59	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	0.00	0.00	-15.38	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	0.00	0.00	-11.69	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	-182.00%	-26.92%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	21.17%

This table displays calculated financial ratios and metrics derived from EverQuote's official financial filings.

Metric	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Period end date	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025	3/31/2026
DEI Shares Outstanding	-	-	-	-	-	-	-	-	-	-	36,029,683.00
DEI Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	-	36,029,683.00
DEI Earnings Per Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	-	0.52
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	-46.71%	-36.92%	-16.62%	72.30%	162.73%	164.71%	82.98%	33.71%	20.35%	32.46%	14.54%
EBITDA Growth	-426.60%	20.73%	400.10%	163.64%	149.14%	339.63%	199.25%	98.52%	37.50%	43.10%	163.29%
EBIT Growth	-347.78%	22.25%	174.36%	147.45%	139.87%	278.45%	340.84%	122.70%	49.57%	54.42%	193.79%
NOPAT Growth	-346.31%	22.09%	190.24%	163.22%	153.34%	345.55%	379.68%	133.68%	62.68%	373.19%	143.63%
Net Income Growth	-352.91%	25.26%	175.41%	148.53%	139.55%	293.86%	318.98%	129.63%	63.28%	369.32%	133.70%
EPS Growth	-335.00%	26.92%	162.50%	142.50%	135.63%	284.21%	320.00%	129.41%	61.29%	337.14%	142.86%
Operating Cash Flow Growth	-17.81%	83.83%	943.98%	269.71%	669.42%	2,642.17%	123.24%	104.37%	-16.29%	34.15%	27.00%
Free Cash Flow Firm Growth	123.37%	189.26%	252.89%	314.60%	161.63%	-26.39%	-44.40%	-21.78%	24.38%	1.25%	-182.80%
Invested Capital Growth	-39.39%	-43.97%	-50.30%	-46.41%	-18.59%	-22.58%	-40.45%	-44.69%	-16.34%	100.47%	154.26%
Revenue Q/Q Growth	-19.08%	1.26%	63.48%	28.63%	23.38%	2.02%	13.01%	-6.00%	11.05%	12.29%	-2.29%
EBITDA Q/Q Growth	-127.64%	79.08%	154.07%	147.17%	75.76%	2.02%	-32.48%	63.97%	21.74%	6.17%	24.23%
EBIT Q/Q Growth	-119.57%	77.02%	126.76%	251.52%	84.49%	2.83%	-33.90%	77.58%	23.91%	6.17%	25.76%
NOPAT Q/Q Growth	-119.99%	77.01%	132.44%	285.29%	85.62%	5.83%	-36.62%	87.70%	29.22%	207.82%	-67.37%
Net Income Q/Q Growth	-121.46%	78.27%	130.04%	235.71%	80.47%	6.51%	-35.07%	83.99%	28.32%	206.15%	-67.67%
EPS Q/Q Growth	-117.50%	78.16%	126.32%	240.00%	82.35%	12.90%	-40.00%	85.71%	28.21%	206.00%	-66.67%
Operating Cash Flow Q/Q Growth	-223.87%	80.90%	1,418.18%	18.56%	90.77%	-14.74%	15.75%	8.54%	-21.86%	36.64%	9.58%
Free Cash Flow Firm Q/Q Growth	138.38%	300.06%	49.22%	-6.33%	-53.21%	12.55%	12.70%	31.78%	-25.59%	-8.38%	-192.16%
Invested Capital Q/Q Growth	-42.51%	0.30%	-4.09%	-3.10%	-12.67%	-4.62%	-26.22%	-10.00%	32.09%	128.57%	-6.43%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	88.82%	91.05%	94.46%	95.72%	96.23%	96.32%	96.77%	96.91%	97.29%	97.73%	97.77%
EBITDA Margin	-49.34%	-10.19%	3.37%	6.48%	9.23%	9.23%	5.51%	9.62%	10.54%	9.97%	12.67%
Operating Margin	-53.47%	-12.14%	1.94%	5.37%	8.07%	8.16%	4.80%	9.05%	10.08%	9.54%	12.27%
EBIT Margin	-53.43%	-12.12%	1.98%	5.42%	8.11%	8.17%	4.78%	9.03%	10.08%	9.53%	12.26%
Profit (Net Income) Margin	-53.11%	-11.40%	2.09%	5.47%	7.99%	8.35%	4.80%	9.39%	10.85%	29.57%	9.78%
Tax Burden Percent	100.81%	99.64%	86.96%	94.04%	94.14%	96.64%	92.11%	97.59%	101.86%	295.20%	76.64%
Interest Burden Percent	98.60%	94.34%	121.36%	107.18%	104.73%	105.67%	108.89%	106.49%	105.66%	105.14%	104.11%
Effective Tax Rate	0.00%	0.00%	13.04%	5.96%	5.86%	3.36%	7.89%	2.41%	-1.86%	-195.20%	23.36%
Return on Invested Capital (ROIC)	-211.43%	-40.91%	7.33%	28.16%	79.91%	103.48%	77.45%	175.20%	206.85%	390.34%	155.10%
ROIC Less NNEP Spread (ROIC-NNEP)	-188.62%	-36.22%	6.35%	27.10%	78.97%	102.50%	76.72%	174.36%	205.97%	388.32%	154.62%
Return on Net Nonoperating Assets (RNNOA)	75.44%	13.22%	-2.41%	-12.08%	-48.23%	-66.39%	-55.52%	-134.49%	-160.91%	-284.42%	-120.20%
Return on Equity (ROE)	-135.99%	-27.69%	4.92%	16.08%	31.68%	37.09%	21.93%	40.71%	45.94%	105.92%	34.90%
Cash Return on Invested Capital (CROIC)	-17.44%	-4.49%	13.29%	26.03%	50.76%	104.28%	159.89%	198.83%	176.07%	120.71%	153.77%
Operating Return on Assets (OROA)	-123.29%	-26.10%	3.62%	11.41%	22.49%	25.43%	14.98%	27.83%	29.76%	24.55%	31.61%
Return on Assets (ROA)	-122.55%	-24.54%	3.82%	11.50%	22.17%	25.97%	15.02%	28.92%	32.03%	76.20%	25.22%
Return on Common Equity (ROCE)	-135.99%	-27.69%	4.92%	16.08%	31.68%	37.09%	21.93%	40.71%	45.94%	105.92%	34.90%
Return on Equity Simple (ROE_SIMPLE)	-65.26%	0.00%	-53.05%	-27.03%	11.48%	0.00%	25.59%	0.00%	0.00%	0.00%	0.00%
Net Operating Profit after Tax (NOPAT)	-21	-4.73	1.54	5.92	11	12	7.37	14	18	55	18
NOPAT Margin	-37.43%	-8.50%	1.69%	5.05%	7.60%	7.88%	4.42%	8.83%	10.27%	28.16%	9.40%
Net Nonoperating Expense Percent (NNEP)	-22.81%	-4.69%	0.98%	1.06%	0.94%	0.98%	0.72%	0.84%	0.87%	2.02%	0.48%
Return On Investment Capital (ROIC_SIMPLE)	-	-5.85%	-	-	-	8.59%	4.93%	8.12%	10.21%	23.10%	7.45%
Cost of Revenue to Revenue	11.18%	8.95%	5.54%	4.28%	3.77%	3.68%	3.23%	3.09%	2.71%	2.27%	2.23%
SG&A Expenses to Revenue	10.44%	12.50%	7.28%	6.73%	5.25%	5.53%	5.07%	5.40%	4.82%	4.50%	4.83%
R&D to Revenue	11.40%	10.67%	7.52%	6.01%	5.55%	5.18%	4.49%	4.96%	4.57%	4.25%	4.48%
Operating Expenses to Revenue	142.29%	103.39%	92.53%	90.35%	88.16%	88.17%	91.97%	87.86%	87.21%	88.19%	85.50%
Earnings before Interest and Taxes (EBIT)	-29	-6.75	1.81	6.35	12	12	7.97	14	18	19	23
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	-27	-5.68	3.07	7.59	13	14	9.19	15	18	19	24
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	2.95	5.10	7.08	7.18	6.29	5.22	6.26	5.13	4.77	4.08	2.31
Price to Tangible Book Value (P/TBV)	4.40	7.61	10.06	9.63	8.00	6.39	7.48	5.88	5.44	4.48	2.53
Price to Revenue (P/Rev)	0.75	1.43	2.32	2.27	1.81	1.41	1.63	1.42	1.30	1.40	0.78
Price to Earnings (P/E)	0.00	0.00	0.00	0.00	54.75	21.97	24.46	18.78	15.50	9.78	5.05
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	0.00%	0.00%	0.00%	0.00%	1.83%	4.55%	4.09%	5.32%	6.45%	10.23%	19.80%
Enterprise Value to Invested Capital (EV/IC)	4.72	8.72	14.04	16.62	18.85	18.18	33.04	32.89	23.63	11.99	6.05
Enterprise Value to Revenue (EV/Rev)	0.63	1.30	2.14	2.08	1.61	1.21	1.41	1.18	1.07	1.15	0.53
Enterprise Value to EBITDA (EV/EBITDA)	0.00	0.00	0.00	0.00	35.87	16.08	18.54	14.18	12.27	12.88	4.89
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	50.06	18.93	21.28	15.82	13.33	13.72	5.12
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	0.00	0.00	55.90	20.13	22.59	16.58	13.60	8.53	3.60
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	0.00	65.38	37.11	14.40	9.08	10.21	7.86	7.79	8.38	3.71
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	70.19	44.56	33.33	15.22	15.43	11.78	12.23	13.26	5.64
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.00	0.00	0.02	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Long-Term Debt to Equity	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Financial Leverage	-0.40	-0.37	-0.38	-0.45	-0.61	-0.65	-0.72	-0.77	-0.78	-0.73	-0.78
Leverage Ratio	1.47	1.42	1.48	1.47	1.48	1.49	1.55	1.47	1.49	1.44	1.42
Compound Leverage Factor	1.45	1.34	1.80	1.57	1.55	1.57	1.68	1.57	1.58	1.51	1.48
Debt to Total Capital	0.00%	0.00%	1.66%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Short-Term Debt to Total Capital	0.00%	0.00%	1.64%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	0.00%	0.00%	0.02%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	100.00%	100.00%	98.34%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Debt to EBITDA	0.00	0.00	-0.04	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Debt to EBITDA	0.00	0.00	1.13	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Long-Term Debt to EBITDA	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt to NOPAT	0.00	0.00	-0.04	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Debt to NOPAT	0.00	0.00	1.41	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Long-Term Debt to NOPAT	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Altman Z-Score	4.33	8.37	8.26	8.42	8.57	7.57	8.93	9.89	8.83	9.13	6.84
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	2.19	2.31	2.03	2.13	2.33	2.36	2.42	3.03	2.82	2.94	3.14
Quick Ratio	1.91	1.97	1.85	1.98	2.19	2.25	2.32	2.94	2.69	2.83	3.06
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	7.24	29	43	40	19	21	24	32	24	22	-20
Operating Cash Flow to CapEx	-429.30%	-92.96%	1,355.84%	1,452.82%	1,585.90%	2,007.38%	2,057.02%	1,731.49%	1,518.28%	2,326.44%	1,928.21%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	2.31	2.15	1.82	2.11	2.77	3.11	3.13	3.08	2.95	2.58	2.58
Accounts Receivable Turnover	10.24	11.34	6.96	9.10	11.60	12.12	11.50	11.95	11.07	10.15	10.73
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	53.86	47.28	43.69	49.37	67.88	84.10	94.00	91.83	91.90	98.55	95.27
Accounts Payable Turnover	0.81	0.94	0.68	0.65	0.61	0.54	0.47	0.42	0.35	0.28	0.29
Days Sales Outstanding (DSO)	35.63	32.19	52.41	40.10	31.45	30.11	31.73	30.55	32.96	35.97	34.01
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	448.09	389.15	535.57	558.82	602.28	673.21	775.59	873.89	1,030.57	1,288.81	1,254.33
Cash Conversion Cycle (CCC)	-412.46	-356.96	-483.16	-518.71	-570.82	-643.09	-743.86	-843.34	-997.61	-1,252.84	-1,220.32
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	43	43	41	40	35	33	25	22	29	67	62
Invested Capital Turnover	5.65	4.81	4.35	5.58	10.52	13.13	17.52	19.85	20.14	13.86	16.49
Increase / (Decrease) in Invested Capital	-28	-34	-42	-35	-7.96	-9.70	-17	-18	-5.70	33	38
Enterprise Value (EV)	202	375	579	663	657	605	811	726	689	799	377
Market Capitalization	241	413	626	724	740	707	936	874	835	971	556
Book Value per Share	$2.45	$2.40	$2,568.50	$2.90	$3.35	$3.83	$4.18	$4.71	$4.79	$6.62	$6.69
Tangible Book Value per Share	$1.64	$1.61	$1,807.95	$2.17	$2.64	$3.13	$3.50	$4.11	$4.20	$6.02	$6.09
Total Capital	82	81	90	101	118	135	150	170	175	238	241
Total Debt	0.00	0.00	1.49	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Long-Term Debt	0.00	0.00	0.02	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Debt	-39	-38	-47	-61	-83	-102	-125	-148	-146	-171	-178
Capital Expenditures (CapEx)	0.97	0.85	0.77	0.85	1.49	1.00	1.13	1.46	1.30	1.16	1.54
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-0.95	1.34	1.48	1.18	-2.93	-2.99	-11	-7.91	-1.30	-2.31	-3.28
Debt-free Net Working Capital (DFNWC)	38	39	50	62	80	99	114	140	144	169	175
Net Working Capital (NWC)	38	39	49	62	80	99	114	140	144	169	175
Net Nonoperating Expense (NNE)	8.63	1.61	-0.37	-0.49	-0.57	-0.68	-0.62	-0.87	-1.00	-2.76	-0.73
Net Nonoperating Obligations (NNO)	-39	-38	-47	-61	-83	-102	-125	-148	-146	-171	-178
Total Depreciation and Amortization (D&A)	2.25	1.08	1.26	1.24	1.62	1.56	1.22	0.92	0.81	0.86	0.79
Debt-free, Cash-free Net Working Capital to Revenue	-0.30%	0.46%	0.55%	0.37%	-0.72%	-0.60%	-1.92%	-1.29%	-0.20%	-0.33%	-0.46%
Debt-free Net Working Capital to Revenue	11.89%	13.65%	18.57%	19.47%	19.57%	19.82%	19.79%	22.80%	22.41%	24.41%	24.45%
Net Working Capital to Revenue	11.89%	13.65%	18.02%	19.47%	19.57%	19.82%	19.79%	22.80%	22.41%	24.41%	24.45%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	($0.87)	($0.19)	$0.06	$0.18	$0.33	$0.35	$0.22	$0.40	$0.52	$1.61	$0.52
Adjusted Weighted Average Basic Shares Outstanding	33.55M	33.35M	34.39K	34.91M	35.23M	35.01M	35.88M	36.33M	36.22M	36.14M	35.95M
Adjusted Diluted Earnings per Share	($0.87)	($0.19)	$0.05	$0.17	$0.31	$0.35	$0.21	$0.39	$0.50	$1.53	$0.51
Adjusted Weighted Average Diluted Shares Outstanding	33.55M	33.35M	35.61M	36.70M	37.21M	36.65M	37.67M	38.01M	37.73M	37.75M	36.94M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	33.71M	34.23M	34.73M	35.08M	35.35M	35.72M	36.16M	36.51M	35.96M	36.03M	35.37M
Normalized Net Operating Profit after Tax (NOPAT)	-6.76	-4.75	1.54	5.92	11	12	15	14	12	13	18
Normalized NOPAT Margin	-12.29%	-8.52%	1.69%	5.05%	7.60%	7.88%	8.79%	9.03%	7.06%	6.68%	9.40%
Pre Tax Income Margin	-52.68%	-11.44%	2.41%	5.81%	8.49%	8.64%	5.21%	9.62%	10.65%	10.02%	12.77%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	21.17%	37.16%

Financials Breakdown Chart

Key Financial Trends

EverQuote (NASDAQ: EVER) has shown notable top-line growth and improving profitability across the last four quarters, with strong gross margins and positive operating cash flow. Below are the key themes drawn from the quarterly statements for Q1 2024 through Q4 2025.

Strong revenue growth in 2025: Q4 2025 revenue was $195.32 million, up from $147.46 million in Q4 2024 (roughly +33% year over year).
Very high and stable gross margins: Q4 2025 Total Gross Profit of $190.88 million on $195.32 million revenue implies a gross margin near 97.7%.
Profitability improving with solid earnings per share gains: Q4 2025 net income attributable to common shareholders $57.76 million; basic EPS $1.61 and diluted EPS $1.53, versus much smaller or negative earnings in prior periods.
Robust operating cash flow generation: Q4 2025 shows net cash from continuing operating activities around $27.0 million, indicating strong cash generation from core operations.
Disciplined capital structure with modest cash usage and low leverage: quarterly capex remains modest (approx. $1.16 million in Q4 2025) and near-term debt is minimal (very small short-term debt and negligible long-term debt).
Seasonal pattern: Q4 revenues and profitability tend to be stronger, consistent with a seasonality trend often seen in consumer finance marketplaces.
Marketing spend remains a major cost driver: Marketing Expense in Q4 2025 is substantial (around $155.16 million), highlighting a heavy CAC-focused growth strategy that could pressure margins if growth slows.
Tax line shows a one-time-like negative tax expense in Q4 2025, which may reflect non-operating tax benefits or credits rather than ongoing tax costs.
Growing retained earnings deficit: Retained Earnings at the end of Q4 2025 sit around -$158.5 million, deeper than prior quarters, indicating an ongoing accumulated deficit despite current profitability.

05/26/26 03:21 AM ETAI Generated. May Contain Errors.

EverQuote Financials - Frequently Asked Questions

According to the most recent income statement we have on file, EverQuote's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

EverQuote's net income appears to be on a downward trend, with a most recent value of $99.31 million in 2025, falling from $130.53 million in 2015. The previous period was $32.17 million in 2024. See where experts think EverQuote is headed by visiting EverQuote's forecast page.

EverQuote's total operating income in 2025 was $58.34 million, based on the following breakdown:

Total Gross Profit: $673.15 million
Total Operating Expenses: $614.81 million

Over the last 10 years, EverQuote's total revenue changed from $1.05 billion in 2015 to $692.52 million in 2025, a change of -34.3%.

EverQuote's total liabilities were at $88.87 million at the end of 2025, a 18.2% increase from 2024, and a 99.6% decrease since 2015.

In the past 10 years, EverQuote's cash and equivalents has ranged from $2.36 million in 2017 to $171.38 million in 2025, and is currently $171.38 million as of their latest financial filing in 2025.

Over the last 10 years, EverQuote's book value per share changed from 13.75 in 2015 to 6.62 in 2025, a change of -51.9%.

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Financial statements for NASDAQ:EVER last updated on 5/10/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.

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EverQuote (EVER) Financials

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EverQuote (EVER) Financials

Annual Income Statements for EverQuote

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Quarterly Cash Flow Statements for EverQuote

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