First Guaranty Bancshares (FGBI) Competitors

First Guaranty Bancshares (NASDAQ:FGBI) and Third Coast Bancshares (NASDAQ:TCBX) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, profitability, earnings, valuation, institutional ownership, analyst recommendations, dividends and risk.

Which has preferable earnings & valuation, FGBI or TCBX?

Third Coast Bancshares has lower revenue, but higher earnings than First Guaranty Bancshares. First Guaranty Bancshares is trading at a lower price-to-earnings ratio than Third Coast Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Guaranty Bancshares	$246.45M	0.53	$12.45M	-$1.01	-8.50
Third Coast Bancshares	$186.02M	2.91	$47.67M	$3.27	11.95

Do analysts prefer FGBI or TCBX?

Third Coast Bancshares has a consensus target price of $40.00, suggesting a potential upside of 2.39%. Given Third Coast Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe Third Coast Bancshares is more favorable than First Guaranty Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Guaranty Bancshares	2 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Third Coast Bancshares	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Is FGBI or TCBX a better dividend stock?

First Guaranty Bancshares pays an annual dividend of $0.04 per share and has a dividend yield of 0.5%. Third Coast Bancshares pays an annual dividend of $16.87 per share and has a dividend yield of 43.2%. First Guaranty Bancshares pays out -4.0% of its earnings in the form of a dividend. Third Coast Bancshares pays out 515.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Is FGBI or TCBX more profitable?

Third Coast Bancshares has a net margin of 16.30% compared to First Guaranty Bancshares' net margin of -4.49%. Third Coast Bancshares' return on equity of 12.05% beat First Guaranty Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Guaranty Bancshares	-4.49%	-4.73%	-0.27%
Third Coast Bancshares	16.30%	12.05%	1.17%

Does the media prefer FGBI or TCBX?

In the previous week, First Guaranty Bancshares had 1 more articles in the media than Third Coast Bancshares. MarketBeat recorded 4 mentions for First Guaranty Bancshares and 3 mentions for Third Coast Bancshares. Third Coast Bancshares' average media sentiment score of 1.89 beat First Guaranty Bancshares' score of 0.45 indicating that Third Coast Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Guaranty Bancshares	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
Third Coast Bancshares	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has more volatility & risk, FGBI or TCBX?

First Guaranty Bancshares has a beta of 0.37, indicating that its stock price is 63% less volatile than the S&P 500. Comparatively, Third Coast Bancshares has a beta of 0.38, indicating that its stock price is 62% less volatile than the S&P 500.

Do institutionals & insiders believe in FGBI or TCBX?

39.5% of First Guaranty Bancshares shares are held by institutional investors. Comparatively, 36.9% of Third Coast Bancshares shares are held by institutional investors. 47.2% of First Guaranty Bancshares shares are held by insiders. Comparatively, 10.3% of Third Coast Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

Third Coast Bancshares beats First Guaranty Bancshares on 13 of the 18 factors compared between the two stocks.