First Guaranty Bancshares (FGBI) Competitors

First Guaranty Bancshares (NASDAQ:FGBI) and Northpointe Bancshares (NYSE:NPB) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their community ranking, dividends, analyst recommendations, risk, earnings, profitability, institutional ownership, media sentiment and valuation.

Is FGBI or NPB more profitable?

First Guaranty Bancshares has a net margin of 5.04% compared to Northpointe Bancshares' net margin of 0.00%. First Guaranty Bancshares' return on equity of 5.62% beat Northpointe Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Guaranty Bancshares	5.04%	5.62%	0.34%
Northpointe Bancshares	N/A	N/A	N/A

Do analysts recommend FGBI or NPB?

Northpointe Bancshares has a consensus price target of $17.25, indicating a potential upside of 28.54%. Given Northpointe Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe Northpointe Bancshares is more favorable than First Guaranty Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Guaranty Bancshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Northpointe Bancshares	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media prefer FGBI or NPB?

In the previous week, Northpointe Bancshares had 1 more articles in the media than First Guaranty Bancshares. MarketBeat recorded 2 mentions for Northpointe Bancshares and 1 mentions for First Guaranty Bancshares. First Guaranty Bancshares' average media sentiment score of 1.87 beat Northpointe Bancshares' score of 0.00 indicating that First Guaranty Bancshares is being referred to more favorably in the media.

Company	Overall Sentiment
First Guaranty Bancshares	Very Positive
Northpointe Bancshares	Neutral

Is FGBI or NPB a better dividend stock?

First Guaranty Bancshares pays an annual dividend of $0.04 per share and has a dividend yield of 0.5%. Northpointe Bancshares pays an annual dividend of $0.10 per share and has a dividend yield of 0.7%. First Guaranty Bancshares pays out 30.8% of its earnings in the form of a dividend.

Do institutionals and insiders believe in FGBI or NPB?

39.5% of First Guaranty Bancshares shares are owned by institutional investors. 47.2% of First Guaranty Bancshares shares are owned by insiders. Comparatively, 18.4% of Northpointe Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Does the MarketBeat Community prefer FGBI or NPB?

First Guaranty Bancshares received 157 more outperform votes than Northpointe Bancshares when rated by MarketBeat users. However, 100.00% of users gave Northpointe Bancshares an outperform vote while only 64.90% of users gave First Guaranty Bancshares an outperform vote.

Company	Underperform	Outperform
First Guaranty Bancshares	Outperform Votes 159 64.90%	Underperform Votes 86 35.10%
Northpointe Bancshares	Outperform Votes 2 100.00%	Underperform Votes No Votes

Which has higher earnings & valuation, FGBI or NPB?

First Guaranty Bancshares has higher earnings, but lower revenue than Northpointe Bancshares.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Guaranty Bancshares	$111.93M	1.02	$12.45M	$0.13	68.08
Northpointe Bancshares	$196.56M	2.35	N/A	N/A	N/A

Summary

Northpointe Bancshares beats First Guaranty Bancshares on 9 of the 16 factors compared between the two stocks.