First Guaranty Bancshares (FGBI) Competitors

First Business Financial Services (NASDAQ:FBIZ) and First Guaranty Bancshares (NASDAQ:FGBI) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, earnings, dividends, media sentiment, analyst recommendations, institutional ownership, risk and valuation.

Does the media favor FBIZ or FGBI?

In the previous week, First Business Financial Services and First Business Financial Services both had 1 articles in the media. First Business Financial Services' average media sentiment score of 0.00 equaled First Guaranty Bancshares'average media sentiment score.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Business Financial Services	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Guaranty Bancshares	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do insiders & institutionals have more ownership in FBIZ or FGBI?

60.1% of First Business Financial Services shares are held by institutional investors. Comparatively, 39.5% of First Guaranty Bancshares shares are held by institutional investors. 5.1% of First Business Financial Services shares are held by company insiders. Comparatively, 47.2% of First Guaranty Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Is FBIZ or FGBI more profitable?

First Business Financial Services has a net margin of 17.44% compared to First Guaranty Bancshares' net margin of 1.59%. First Business Financial Services' return on equity of 14.36% beat First Guaranty Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Business Financial Services	17.44%	14.36%	1.17%
First Guaranty Bancshares	1.59%	1.78%	0.10%

Which has more risk & volatility, FBIZ or FGBI?

First Business Financial Services has a beta of 0.66, suggesting that its share price is 34% less volatile than the S&P 500. Comparatively, First Guaranty Bancshares has a beta of 0.4, suggesting that its share price is 60% less volatile than the S&P 500.

Do analysts recommend FBIZ or FGBI?

First Business Financial Services currently has a consensus target price of $57.25, suggesting a potential upside of 6.65%. Given First Business Financial Services' stronger consensus rating and higher possible upside, research analysts clearly believe First Business Financial Services is more favorable than First Guaranty Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Business Financial Services	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
First Guaranty Bancshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is FBIZ or FGBI a better dividend stock?

First Business Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 2.2%. First Guaranty Bancshares pays an annual dividend of $0.04 per share and has a dividend yield of 0.5%. First Business Financial Services pays out 21.1% of its earnings in the form of a dividend. First Guaranty Bancshares pays out 30.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Business Financial Services has raised its dividend for 13 consecutive years. First Business Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has preferable valuation and earnings, FBIZ or FGBI?

First Business Financial Services has higher revenue and earnings than First Guaranty Bancshares. First Business Financial Services is trading at a lower price-to-earnings ratio than First Guaranty Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Business Financial Services	$262.38M	1.70	$44.24M	$5.50	9.76
First Guaranty Bancshares	$246.45M	0.45	$12.45M	$0.13	66.31

Summary

First Business Financial Services beats First Guaranty Bancshares on 15 of the 17 factors compared between the two stocks.