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Fifth Third Bancorp (FITBO) Financials

Fifth Third Bancorp logo
$19.28 +0.07 (+0.35%)
As of 09:57 AM Eastern
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Annual Income Statements for Fifth Third Bancorp

Annual Income Statements for Fifth Third Bancorp

This table shows Fifth Third Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 1,637 1,472 2,105 2,118 2,419 1,323 2,659 2,330 2,212 2,155 2,376
Consolidated Net Income / (Loss)		 1,706 1,543 2,180 2,193 2,512 1,427 2,770 2,446 2,349 2,314 2,522
Net Income / (Loss) Continuing Operations		 1,706 1,543 2,180 2,193 2,512 1,427 2,770 2,446 2,349 2,314 2,522
Total Pre-Tax Income 		2,365 2,208 2,979 2,765 3,202 1,797 3,517 3,093 2,988 2,916 3,211
Total Revenue		 6,536 6,311 7,022 6,930 8,333 7,612 7,888 8,375 8,708 8,479 9,017
Net Interest Income / (Expense)		 3,533 3,615 3,798 4,140 4,797 4,782 4,770 5,609 5,827 5,630 5,982
Total Interest Income		 4,028 4,193 4,489 5,183 6,254 5,572 5,211 6,587 9,760 10,426 9,903
Loans and Leases Interest Income		 3,151 3,233 3,478 4,078 5,051 4,424 4,079 4,954 7,334 7,477 7,466
Investment Securities Interest Income		 869 952 996 1,080 1,162 1,119 1,090 1,517 1,770 1,839 1,785
Other Interest Income		 8.00 8.00 15 25 41 29 42 116 656 1,110 652
Total Interest Expense		 495 578 691 1,043 1,457 790 441 978 3,933 4,796 3,921
Deposits Interest Expense		 186 205 277 538 892 322 59 447 2,929 3,736 2,952
Short-Term Borrowings Interest Expense		 2.00 10 30 29 28 14 2.00 108 262 168 215
Long-Term Debt Interest Expense		 306 361 378 446 508 452 380 417 742 892 754
Total Non-Interest Income		 3,003 2,696 3,224 2,790 3,536 2,830 3,118 2,766 2,881 2,849 3,035
Other Service Charges		 2,192 1,850 2,448 1,893 2,736 1,442 1,604 751 763 1,024 1,117
Net Realized & Unrealized Capital Gains on Investments		 9.00 10 4.00 -69 43 62 -9.00 -84 18 15 13
Investment Banking Income		 418 - - 444 487 520 586 570 581 647 704
Other Non-Interest Income		 384 432 353 522 270 804 937 1,529 1,519 1,163 1,201
Provision for Credit Losses		 396 343 261 207 471 1,097 -377 563 515 530 662
Total Non-Interest Expense		 3,775 3,760 3,782 3,958 4,660 4,718 4,748 4,719 5,205 5,033 5,144
Salaries and Employee Benefits		 1,525 1,612 1,633 2,115 2,418 2,590 2,626 2,554 2,694 2,763 2,815
Net Occupancy & Equipment Expense		 669 651 657 700 883 842 838 868 943 966 1,034
Marketing Expense		 - - - 147 162 104 107 118 126 115 142
Other Operating Expenses		 1,581 1,497 1,492 996 1,197 1,182 1,177 1,179 1,442 1,189 1,153
Income Tax Expense		 659 665 799 572 690 370 747 647 639 602 689
Preferred Stock Dividends Declared		 75 75 75 75 93 104 111 116 137 159 146
Basic Earnings per Share		 $2.03 $1.92 $2.86 $3.11 $3.38 $1.84 $3.78 $3.38 $3.23 $3.16 $3.56
Weighted Average Basic Shares Outstanding		 798.63M 757.43M 728.29M 673.35M 710.43M 714.73M 702.19M 688.63M 684.17M 682.16M 668.14M
Diluted Earnings per Share		 $2.01 $1.91 $2.81 $3.06 $3.33 $1.83 $3.73 $3.35 $3.22 $3.14 $3.53
Weighted Average Diluted Shares Outstanding		 807.66M 764.50M 740.69M 685.49M 720.07M 719.74M 711.20M 694.95M 687.68M 687.30M 672.50M
Weighted Average Basic & Diluted Shares Outstanding		 806.40M 763.60M 736M 681M 709.55M 708.70M 683.68M 678.59M 681.22M 665.62M 901.82M
Cash Dividends to Common per Share		 $0.52 $0.53 $0.60 $0.74 $0.94 $1.08 $1.14 $1.26 $1.36 $1.44 $1.54

Quarterly Income Statements for Fifth Third Bancorp

This table shows Fifth Third Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 623 492 480 561 532 582 478 591 608 699 128
Consolidated Net Income / (Loss)		 660 530 520 601 573 620 515 628 649 730 165
Net Income / (Loss) Continuing Operations		 660 530 520 601 573 620 515 628 649 730 165
Total Pre-Tax Income 		846 649 658 764 728 766 653 808 837 913 207
Total Revenue		 2,153 2,159 2,094 2,082 2,132 2,171 2,131 2,245 2,301 2,340 2,829
Net Interest Income / (Expense)		 1,438 1,415 1,384 1,387 1,421 1,438 1,437 1,495 1,520 1,530 1,934
Total Interest Income		 2,529 2,648 2,608 2,620 2,669 2,529 2,432 2,484 2,519 2,468 2,972
Loans and Leases Interest Income		 1,899 1,890 1,859 1,871 1,910 1,837 1,816 1,881 1,909 1,860 2,293
Investment Securities Interest Income		 444 450 455 458 461 465 451 458 444 432 501
Other Interest Income		 186 308 294 291 298 227 165 145 166 176 178
Total Interest Expense		 1,091 1,233 1,224 1,233 1,248 1,091 995 989 999 938 1,038
Deposits Interest Expense		 844 952 954 958 968 856 743 732 750 727 813
Short-Term Borrowings Interest Expense		 52 48 47 48 40 22 58 59 59 41 5.00
Long-Term Debt Interest Expense		 193 230 220 224 238 210 194 196 188 176 220
Total Non-Interest Income		 715 744 710 695 711 733 694 750 781 810 895
Other Service Charges		 365 490 259 443 148 626 451 489 202 -25 310
Net Realized & Unrealized Capital Gains on Investments		 -7.00 14 10 3.00 10 -8.00 -9.00 16 10 -4.00 -12
Investment Banking Income		 145 147 161 159 163 164 172 166 181 185 233
Other Non-Interest Income		 212 93 280 90 390 -49 80 79 388 654 364
Provision for Credit Losses		 119 55 94 97 160 179 174 173 197 118 227
Total Non-Interest Expense		 1,188 1,455 1,342 1,221 1,244 1,226 1,304 1,264 1,267 1,309 2,395
Salaries and Employee Benefits		 629 658 753 656 690 664 750 698 685 682 1,410
Net Occupancy & Equipment Expense		 236 238 241 235 240 250 252 250 261 271 399
Marketing Expense		 35 31 32 34 26 -2.00 28 43 34 37 50
Other Operating Expenses		 288 528 316 296 288 314 274 273 287 319 536
Income Tax Expense		 186 119 138 163 155 146 138 180 188 183 42
Preferred Stock Dividends Declared		 37 38 40 40 41 38 37 37 41 31 37
Basic Earnings per Share		 $0.91 $0.72 $0.70 $0.82 $0.78 $0.86 $0.71 $0.88 $0.91 $1.06 $0.16
Weighted Average Basic Shares Outstanding		 684.22M 684.17M 685.75M 686.78M 680.90M 682.16M 671.05M 670.79M 666.43M 668.14M 825.12M
Diluted Earnings per Share		 $0.91 $0.71 $0.70 $0.81 $0.78 $0.85 $0.71 $0.88 $0.91 $1.03 $0.15
Weighted Average Diluted Shares Outstanding		 687.06M 687.68M 690.63M 691.08M 686.11M 687.30M 676.04M 674.03M 670.88M 672.50M 830.27M
Weighted Average Basic & Diluted Shares Outstanding		 681.02M 681.22M 684.04M 676.80M 670.54M 665.62M 667.49M 661.89M 661.01M 901.82M 906.31M
Cash Dividends to Common per Share		 $0.35 - $0.35 $0.35 - - $0.37 $0.37 - - $0.40

Annual Cash Flow Statements for Fifth Third Bancorp

This table details how cash moves in and out of Fifth Third Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 10,641 -148 122 167 597 -131 -153 472 -324 -128 485
Net Cash From Operating Activities		 -40 2,091 1,480 2,856 1,824 371 2,704 6,428 4,509 2,824 4,514
Net Cash From Continuing Operating Activities		 -40 2,091 1,480 2,856 1,824 371 2,704 6,428 4,509 2,824 4,514
Net Income / (Loss) Continuing Operations		 0.00 1,543 2,180 2,193 2,512 1,427 2,770 2,446 2,349 2,314 2,522
Consolidated Net Income / (Loss)		 - 1,543 2,180 2,193 2,512 1,427 2,770 2,446 2,349 2,314 2,522
Provision For Loan Losses		 - 343 261 207 471 1,097 -377 563 515 530 662
Depreciation Expense		 441 453 341 360 472 492 349 436 462 495 554
Non-Cash Adjustments to Reconcile Net Income		 -279 -448 -722 -531 -1,482 -2,151 201 2,773 830 57 383
Changes in Operating Assets and Liabilities, net		 -202 182 -580 627 -149 -494 -239 210 353 -572 393
Net Cash From Investing Activities		 9,180 -2,864 428 -4,141 -797 -31,902 -7,968 -4,871 -9,488 1,039 -1,846
Net Cash From Continuing Investing Activities		 9,180 -2,864 428 -4,141 -797 -31,902 -7,968 -4,871 -9,488 1,039 -1,846
Purchase of Property, Leasehold Improvements and Equipment		 -164 -312 -231 -192 -304 -358 -281 -472 -428 -349 -709
Purchase of Investment Securities		 5,243 -24,962 -15,850 -20,155 -16,004 -5,784 -13,563 -30,844 -6,269 -7,129 -9,937
Sale of Property, Leasehold Improvements and Equipment		 37 82 40 115 90 33 19 2.00 7.00 24 0.00
Divestitures		 - 0.00 - - - 19 0.00 66 0.00 6.00 0.00
Sale and/or Maturity of Investments		 4,064 22,547 16,513 16,134 14,211 -25,812 10,009 35,369 -6,156 12,027 12,852
Other Investing Activities, net		 - - - - 1,210 - -3,721 -8,992 3,358 -3,540 -4,052
Net Cash From Financing Activities		 1,501 625 -1,786 1,452 -430 31,400 5,111 -1,085 4,655 -3,991 -2,183
Net Cash From Continuing Financing Activities		 1,501 625 -1,786 1,452 -430 31,400 5,111 -1,085 4,655 -3,991 -2,183
Net Change in Deposits		 1,493 1,146 -659 5,673 3,742 32,019 10,734 -5,994 5,222 -1,660 4,567
Issuance of Debt		 3,091 5,763 2,490 2,438 2,372 2,557 562 11,576 10,955 7,349 5,783
Repayment of Debt		 -2,233 -5,119 -1,969 -4,572 -4,212 -2,617 -3,796 -5,555 -10,207 -7,814 -10,421
Repurchase of Preferred Equity		 - - - - - - - - 0.00 0.00 -350
Repurchase of Common Equity		 -850 -661 -1,605 -1,453 -1,763 0.00 -1,393 -100 -200 -625 -525
Payment of Dividends		 - -454 -505 -565 -753 -858 -897 -927 -1,060 -1,176 -1,163
Other Financing Activities, Net		 - -50 462 -69 -58 -47 -99 -85 -55 -65 -74

Quarterly Cash Flow Statements for Fifth Third Bancorp

This table details how cash moves in and out of Fifth Third Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 243 305 -346 41 378 -201 -5.00 -37 -71 598 585
Net Cash From Operating Activities		 636 2,072 386 679 1,860 -101 1,233 1,306 1,046 929 -1,106
Net Cash From Continuing Operating Activities		 636 2,072 386 679 1,860 -101 1,233 1,306 1,046 929 -1,106
Net Income / (Loss) Continuing Operations		 660 530 520 602 572 620 515 627 649 731 165
Consolidated Net Income / (Loss)		 660 530 520 602 572 620 515 627 649 731 165
Provision For Loan Losses		 119 55 94 97 160 179 174 173 197 118 227
Depreciation Expense		 115 115 128 120 123 124 135 138 139 142 199
Non-Cash Adjustments to Reconcile Net Income		 217 318 43 -132 126 6.00 267 -115 162 69 -315
Changes in Operating Assets and Liabilities, net		 -475 1,054 -399 -8.00 879 -1,030 142 483 -101 -131 -1,382
Net Cash From Investing Activities		 -6,693 -833 -229 1,280 -1,155 1,143 -67 2,442 -3,364 -857 5,414
Net Cash From Continuing Investing Activities		 -6,693 -833 -229 1,275 -1,150 1,143 -67 2,442 -3,364 -857 5,414
Purchase of Property, Leasehold Improvements and Equipment		 -84 -128 -56 -75 -156 -62 -117 -191 -213 -175 -146
Purchase of Investment Securities		 962 -1,449 -2,156 -44 -2,647 -2,282 -1,428 -1,866 -2,179 -3,708 -8,124
Divestitures		 - - 6.00 - - - 0.00 - - - 740
Sale and/or Maturity of Investments		 -9,030 -1,789 1,436 1,672 2,018 6,901 4,072 4,974 163 2,874 16,407
Other Investing Activities, net		 1,459 2,529 526 -279 -424 -3,363 -2,594 -475 -1,135 152 -3,463
Net Cash From Financing Activities		 6,300 -934 -503 -1,918 -327 -1,243 -1,171 -3,785 2,247 526 -3,723
Net Cash From Continuing Financing Activities		 6,300 -934 -503 -1,918 -327 -1,243 -1,171 -3,785 2,247 526 -3,723
Net Change in Deposits		 3,544 1,240 675 -2,819 1,572 -1,088 -1,747 -1,298 2,362 5,250 -3,387
Issuance of Debt		 4,248 6,753 1,495 1,011 740 4,103 1,998 1,530 2,238 17 2,782
Repayment of Debt		 -1,265 -8,648 -2,344 305 -2,112 -3,663 -844 -3,728 -1,412 -4,437 -2,734
Repurchase of Common Equity		 - - 0.00 -125 -200 -300 -225 - -300 - 0.00
Payment of Dividends		 -225 -276 -287 -280 -320 -289 -297 -284 -285 -297 -308
Other Financing Activities, Net		 -2.00 -3.00 -42 -10 -7.00 -6.00 -56 -5.00 -6.00 -7.00 -76

Annual Balance Sheets for Fifth Third Bancorp

This table presents Fifth Third Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 141,048 142,177 142,081 146,069 169,369 204,680 211,116 207,452 214,574 212,927 214,376
Cash and Due from Banks		 2,540 2,392 2,514 2,681 3,278 3,147 2,994 3,466 3,142 3,014 3,499
Trading Account Securities		 29,500 31,619 32,706 33,587 36,906 38,397 39,006 52,239 51,933 52,351 49,037
Loans and Leases, Net of Allowance		 91,310 90,845 90,774 94,162 108,356 106,329 110,158 119,286 114,912 117,439 120,398
Loans and Leases		 92,582 92,098 91,970 95,265 109,558 108,782 112,050 121,480 117,234 119,791 122,651
Allowance for Loan and Lease Losses		 1,272 1,253 1,196 1,103 1,202 2,453 1,892 2,194 2,322 2,352 2,253
Loans Held for Sale		 92,213 91,596 91,266 607 1,400 4,741 4,415 1,007 378 640 733
Premises and Equipment, Net		 2,946 2,803 2,649 2,379 1,995 2,088 2,736 2,187 2,808 2,794 2,734
Goodwill		 2,416 2,416 2,445 2,478 4,252 4,258 4,514 4,915 4,919 4,918 4,947
Intangible Assets		 12 9.00 27 40 201 139 156 169 125 90 69
Other Assets		 11,421 11,342 10,474 10,135 12,981 45,581 47,137 24,183 36,357 31,681 32,959
Total Liabilities & Shareholders' Equity		 141,048 142,177 142,081 146,069 169,369 204,680 211,116 207,452 214,574 212,927 214,376
Total Liabilities		 125,178 125,945 125,861 129,819 148,166 181,569 188,906 190,125 195,402 193,282 192,652
Non-Interest Bearing Deposits		 36,267 35,782 35,276 32,116 35,968 57,711 65,088 53,125 43,146 41,038 42,647
Interest Bearing Deposits		 66,938 68,039 67,886 76,719 91,094 101,370 104,236 110,565 125,766 126,214 129,172
Short-Term Debt		 1,507 3,535 4,012 573 1,011 1,192 980 4,838 2,861 4,654 926
Other Short-Term Payables		 - - - 1,562 2,441 2,614 - 1,822 2,195 2,137 2,083
Long-Term Debt		 15,810 14,388 14,904 14,426 14,970 14,973 11,821 13,714 16,380 14,337 13,589
Other Long-Term Liabilities		 4,505 4,069 3,609 2,498 2,422 3,409 6,500 5,881 4,861 4,902 4,235
Total Equity & Noncontrolling Interests		 15,870 16,232 16,220 16,250 21,203 23,111 22,210 17,327 19,172 19,645 21,724
Total Preferred & Common Equity		 15,839 16,205 16,200 16,250 21,203 23,111 22,210 17,327 19,172 19,645 21,724
Preferred Stock		 1,331 1,331 1,331 1,331 1,770 2,116 2,116 2,116 2,116 2,116 1,770
Total Common Equity		 14,508 14,874 14,869 14,919 19,433 20,995 20,094 15,211 17,056 17,529 19,954
Common Stock		 4,717 4,807 4,841 4,924 5,650 5,686 5,675 5,735 5,808 5,855 5,882
Retained Earnings		 12,358 13,441 14,957 16,578 18,315 18,384 20,236 21,689 22,997 24,150 25,488
Treasury Stock		 -2,764 -3,433 -5,002 -6,471 -5,724 -5,676 -7,024 -7,103 -7,262 -7,840 -8,306
Accumulated Other Comprehensive Income / (Loss)		 197 59 73 -112 1,192 2,601 1,207 -5,110 -4,487 -4,636 -3,110

Quarterly Balance Sheets for Fifth Third Bancorp

This table presents Fifth Third Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 207,276 212,967 214,574 214,506 213,262 214,318 212,927 212,669 209,991 212,903 297,039
Cash and Due from Banks		 2,594 2,837 3,142 2,796 2,837 3,215 3,014 3,009 2,972 2,901 4,084
Trading Account Securities		 50,801 49,367 51,933 51,842 52,037 53,358 52,351 52,585 51,628 49,512 64,763
Loans and Leases, Net of Allowance		 119,564 117,748 114,912 114,167 114,291 114,363 117,439 119,807 119,984 120,865 173,328
Loans and Leases		 121,891 120,088 117,234 116,485 116,579 116,668 119,791 122,191 122,396 123,130 176,250
Allowance for Loan and Lease Losses		 2,327 2,340 2,322 2,318 2,288 2,305 2,352 2,384 2,412 2,265 2,922
Loans Held for Sale		 760 614 378 339 537 612 640 473 646 576 1,365
Premises and Equipment, Net		 2,812 2,783 2,808 2,803 2,781 2,782 2,794 2,820 2,904 3,034 3,283
Goodwill		 4,919 4,919 4,919 4,918 4,918 4,918 4,918 4,918 4,918 4,947 9,966
Intangible Assets		 146 136 125 115 107 98 90 82 75 76 1,233
Other Assets		 25,680 34,563 36,357 37,526 35,754 34,972 31,681 28,975 26,864 30,992 39,017
Total Liabilities & Shareholders' Equity		 207,276 212,967 214,574 214,506 213,262 214,318 212,927 212,669 209,991 212,903 297,039
Total Liabilities		 189,467 196,423 195,402 195,488 194,036 193,534 193,282 192,266 188,867 191,796 262,933
Non-Interest Bearing Deposits		 45,264 43,844 43,146 41,849 40,617 41,393 41,038 40,855 42,174 41,830 65,335
Interest Bearing Deposits		 118,864 123,828 125,766 127,738 126,151 126,947 126,214 124,650 122,033 124,739 168,286
Short-Term Debt		 5,817 4,594 2,861 2,866 3,370 1,424 4,450 5,457 3,393 5,077 1,289
Other Short-Term Payables		 1,765 1,834 2,195 1,965 2,040 2,034 2,137 1,722 1,970 1,943 2,628
Long-Term Debt		 12,278 16,310 16,380 15,444 16,293 17,096 14,337 14,539 14,492 13,677 18,753
Other Long-Term Liabilities		 5,316 5,808 4,861 5,379 5,371 4,471 4,902 4,816 4,627 4,347 6,642
Total Equity & Noncontrolling Interests		 17,809 16,544 19,172 19,018 19,226 20,784 19,645 20,403 21,124 21,107 34,106
Total Preferred & Common Equity		 17,809 16,544 19,172 19,018 19,226 20,784 19,645 20,403 21,124 21,107 34,106
Preferred Stock		 2,116 2,116 2,116 2,116 2,116 2,116 2,116 2,116 2,116 1,770 2,182
Total Common Equity		 15,693 14,428 17,056 16,902 17,110 18,668 17,529 18,287 19,008 19,337 31,924
Common Stock		 5,759 5,784 5,808 5,793 5,815 5,835 5,855 5,824 5,845 5,864 18,171
Retained Earnings		 22,366 22,747 22,997 23,224 23,542 23,820 24,150 24,377 24,718 25,057 25,248
Treasury Stock		 -7,266 -7,264 -7,262 -7,227 -7,346 -7,541 -7,840 -8,019 -8,009 -8,308 -8,261
Accumulated Other Comprehensive Income / (Loss)		 -5,166 -6,839 -4,487 -4,888 -4,901 -3,446 -4,636 -3,895 -3,546 -3,276 -3,234

Annual Metrics And Ratios for Fifth Third Bancorp

This table displays calculated financial ratios and metrics derived from Fifth Third Bancorp's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.03 $1.95 $2.88 $3.11 $3.38 $1.84 $3.78 $3.38 $3.23 $3.16 $3.56
Adjusted Weighted Average Basic Shares Outstanding		 798.63M 757.43M 728.29M 673.35M 710.43M 714.73M 702.19M 688.63M 684.17M 682.16M 668.14M
Adjusted Diluted Earnings per Share		 $2.01 $1.93 $2.83 $3.06 $3.33 $1.83 $3.73 $3.35 $3.22 $3.14 $3.53
Adjusted Weighted Average Diluted Shares Outstanding		 807.66M 764.50M 740.69M 685.49M 720.07M 719.74M 711.20M 694.95M 687.68M 687.30M 672.50M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 783.23M 750.86M 694.21M 647.26M 709.55M 708.70M 683.68M 678.59M 681.22M 665.62M 901.82M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Quarterly Metrics And Ratios for Fifth Third Bancorp

This table displays calculated financial ratios and metrics derived from Fifth Third Bancorp's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - - - - - 901,819,022.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 901,819,022.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 0.18
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -0.78% -6.58% -5.38% -4.63% -0.98% 0.56% 1.77% 7.83% 7.93% - 32.75%
EBITDA Growth		 1.05% -25.39% -5.87% -0.67% -11.45% 16.49% 0.25% 7.01% 14.69% - -48.48%
EBIT Growth		 0.12% -28.84% -8.36% -1.42% -13.95% 18.03% -0.76% 5.76% 14.97% - -68.30%
NOPAT Growth		 1.07% -28.09% -6.81% 0.00% -13.18% 16.98% -0.96% 4.49% 13.26% - -67.96%
Net Income Growth		 1.07% -28.09% -6.81% 0.00% -13.18% 16.98% -0.96% 4.49% 13.26% - -67.96%
EPS Growth		 0.00% -29.00% -10.26% -1.22% -14.29% 19.72% 1.43% 8.64% 16.67% - -78.87%
Operating Cash Flow Growth		 -62.81% -0.05% -70.78% 41.46% 192.45% -104.87% 219.43% 92.34% -43.76% - -189.70%
Free Cash Flow Firm Growth		 -372.88% -1,429.77% 129.25% -239.09% 34.61% 129.99% -240.98% 121.31% 107.17% - -431.46%
Invested Capital Growth		 7.53% 7.06% -3.35% 8.31% 4.96% 0.05% 8.23% 0.31% 1.42% - 34.03%
Revenue Q/Q Growth		 -1.37% 0.28% -3.01% -0.57% 2.40% 1.83% -1.84% 5.35% 2.49% - 20.90%
EBITDA Q/Q Growth		 7.98% -20.50% 2.88% 12.47% -3.73% 4.58% -11.46% 20.05% 3.17% - -61.52%
EBIT Q/Q Growth		 9.16% -23.29% 1.39% 16.11% -4.71% 5.22% -14.75% 23.74% 3.59% - -77.33%
NOPAT Q/Q Growth		 9.82% -19.70% -1.89% 15.58% -4.66% 8.20% -16.94% 21.94% 3.34% - -77.40%
Net Income Q/Q Growth		 9.82% -19.70% -1.89% 15.58% -4.66% 8.20% -16.94% 21.94% 3.34% - -77.40%
EPS Q/Q Growth		 10.98% -21.98% -1.41% 15.71% -3.70% 8.97% -16.47% 23.94% 3.41% - -85.44%
Operating Cash Flow Q/Q Growth		 32.50% 225.79% -81.37% 75.91% 173.93% -105.43% 1,320.79% 5.92% -19.91% - -219.05%
Free Cash Flow Firm Q/Q Growth		 -214.47% -2.14% 190.47% -231.49% 46.18% 146.84% -525.29% 119.87% -81.89% - -534.41%
Invested Capital Q/Q Growth		 4.30% 2.58% -2.82% 4.18% 1.07% -2.22% 5.12% -3.44% 2.18% - 49.42%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 44.64% 35.39% 37.54% 42.46% 39.92% 40.99% 36.98% 42.14% 42.42% - 14.35%
EBIT Margin		 39.29% 30.06% 31.42% 36.70% 34.15% 35.28% 30.64% 35.99% 36.38% - 7.32%
Profit (Net Income) Margin		 30.65% 24.55% 24.83% 28.87% 26.88% 28.56% 24.17% 27.97% 28.21% - 5.83%
Tax Burden Percent		 78.01% 81.66% 79.03% 78.66% 78.71% 80.94% 78.87% 77.72% 77.54% - 79.71%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00%
Effective Tax Rate		 21.99% 18.34% 20.97% 21.34% 21.29% 19.06% 21.13% 22.28% 22.46% - 20.29%
Return on Invested Capital (ROIC)		 7.52% 5.75% 5.62% 6.55% 5.93% 6.30% 5.30% 6.23% 6.30% - 1.20%
ROIC Less NNEP Spread (ROIC-NNEP)		 7.52% 5.75% 5.62% 6.55% 5.93% 6.30% 5.30% 6.23% 6.30% - 1.20%
Return on Net Nonoperating Assets (RNNOA)		 8.81% 5.96% 5.79% 6.68% 6.26% 6.17% 5.15% 5.80% 5.61% - 0.88%
Return on Equity (ROE)		 16.32% 11.71% 11.41% 13.23% 12.19% 12.48% 10.44% 12.03% 11.91% - 2.08%
Cash Return on Invested Capital (CROIC)		 -0.18% -0.50% 9.49% -1.80% 0.96% 5.97% -1.96% 5.69% 4.69% - -24.49%
Operating Return on Assets (OROA)		 1.66% 1.24% 1.28% 1.48% 1.35% 1.40% 1.22% 1.48% 1.51% - 0.28%
Return on Assets (ROA)		 1.30% 1.01% 1.01% 1.17% 1.07% 1.13% 0.96% 1.15% 1.17% - 0.22%
Return on Common Equity (ROCE)		 14.25% 10.36% 10.12% 11.72% 10.81% 11.12% 9.32% 10.77% 10.81% - 1.92%
Return on Equity Simple (ROE_SIMPLE)		 15.45% 0.00% 12.15% 12.02% 10.70% 0.00% 11.32% 11.06% 11.43% - 6.37%
Net Operating Profit after Tax (NOPAT)		 660 530 520 601 573 620 515 628 649 - 165
NOPAT Margin		 30.65% 24.55% 24.83% 28.87% 26.88% 28.56% 24.17% 27.97% 28.21% - 5.83%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
SG&A Expenses to Revenue		 41.80% 42.94% 50.19% 44.43% 44.84% 42.01% 48.33% 44.14% 42.59% - 65.71%
Operating Expenses to Revenue		 55.18% 67.39% 64.09% 58.65% 58.35% 56.47% 61.19% 56.30% 55.06% - 84.66%
Earnings before Interest and Taxes (EBIT)		 846 649 658 764 728 766 653 808 837 - 207
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 961 764 786 884 851 890 788 946 976 - 406
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.15 1.33 1.48 1.46 1.55 1.62 1.43 1.44 1.52 - 1.31
Price to Tangible Book Value (P/TBV)		 1.77 1.88 2.11 2.07 2.12 2.26 1.96 1.96 2.06 - 2.02
Price to Revenue (P/Rev)		 1.87 2.60 2.92 2.94 3.42 3.34 3.06 3.16 3.33 - 4.31
Price to Earnings (P/E)		 6.86 10.23 11.63 11.58 14.04 13.16 12.12 12.58 13.05 - 20.68
Dividend Yield		 5.50% 4.09% 3.75% 3.84% 3.31% 3.41% 3.72% 3.60% 3.39% - 3.38%
Earnings Yield		 14.57% 9.77% 8.60% 8.64% 7.12% 7.60% 8.25% 7.95% 7.66% - 4.84%
Enterprise Value to Invested Capital (EV/IC)		 0.98 1.06 1.14 1.13 1.18 1.20 1.12 1.14 1.18 - 1.11
Enterprise Value to Revenue (EV/Rev)		 4.15 4.69 4.97 5.17 5.48 5.45 5.31 5.13 5.32 - 6.18
Enterprise Value to EBITDA (EV/EBITDA)		 9.91 11.84 12.56 12.93 14.13 13.56 13.24 12.80 13.09 - 17.75
Enterprise Value to EBIT (EV/EBIT)		 11.31 13.67 14.59 15.05 16.58 15.86 15.53 15.05 15.38 - 21.71
Enterprise Value to NOPAT (EV/NOPAT)		 14.39 17.39 18.49 19.00 20.87 19.98 19.57 19.04 19.53 - 27.64
Enterprise Value to Operating Cash Flow (EV/OCF)		 8.16 9.06 11.95 11.64 9.29 16.37 12.31 10.35 13.52 - 27.60
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 11.85 0.00 126.13 20.15 0.00 20.07 25.40 - 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.26 1.00 0.96 1.02 0.89 0.96 0.98 0.85 0.89 - 0.59
Long-Term Debt to Equity		 0.99 0.85 0.81 0.85 0.82 0.73 0.71 0.69 0.65 - 0.55
Financial Leverage		 1.17 1.04 1.03 1.02 1.06 0.98 0.97 0.93 0.89 - 0.73
Leverage Ratio		 12.57 11.56 11.32 11.36 11.45 11.01 10.84 10.49 10.20 - 9.35
Compound Leverage Factor		 12.57 11.56 11.32 11.36 11.45 11.01 10.84 10.49 10.20 - 9.35
Debt to Total Capital		 55.82% 50.09% 49.05% 50.56% 47.12% 48.88% 49.50% 45.85% 47.05% - 37.01%
Short-Term Debt to Total Capital		 12.27% 7.45% 7.68% 8.67% 3.62% 11.58% 13.51% 8.70% 12.74% - 2.38%
Long-Term Debt to Total Capital		 43.55% 42.64% 41.37% 41.90% 43.50% 37.30% 35.99% 37.15% 34.31% - 34.63%
Preferred Equity to Total Capital		 5.65% 5.51% 5.67% 5.44% 5.38% 5.51% 5.24% 5.42% 4.44% - 4.03%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Common Equity to Total Capital		 38.53% 44.40% 45.28% 44.00% 47.50% 45.61% 45.27% 48.73% 48.51% - 58.96%
Debt to EBITDA		 5.63 5.58 5.38 5.79 5.64 5.51 5.86 5.15 5.21 - 5.92
Net Debt to EBITDA		 4.87 4.67 4.56 4.96 4.66 4.62 4.98 4.29 4.40 - 4.72
Long-Term Debt to EBITDA		 4.40 4.75 4.54 4.80 5.20 4.20 4.26 4.17 3.80 - 5.54
Debt to NOPAT		 8.18 8.19 7.92 8.51 8.33 8.12 8.66 7.66 7.78 - 9.23
Net Debt to NOPAT		 7.07 6.85 6.71 7.28 6.88 6.82 7.36 6.38 6.57 - 7.35
Long-Term Debt to NOPAT		 6.38 6.97 6.68 7.05 7.69 6.20 6.30 6.20 5.67 - 8.63
Noncontrolling Interest Sharing Ratio		 12.72% 11.59% 11.32% 11.43% 11.34% 10.90% 10.74% 10.49% 9.28% - 7.88%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -1,962 -2,004 1,813 -2,384 -1,283 601 -2,556 508 92 - -13,584
Operating Cash Flow to CapEx		 757.14% 1,670.97% 941.46% 917.57% 1,917.53% -89.38% 948.46% 683.77% 491.08% - -757.53%
Free Cash Flow to Firm to Interest Expense		 -1.80 -1.63 1.48 -1.93 -1.03 0.55 -2.57 0.51 0.09 - -13.09
Operating Cash Flow to Interest Expense		 0.58 1.68 0.32 0.55 1.49 -0.09 1.24 1.32 1.05 - -1.07
Operating Cash Flow Less CapEx to Interest Expense		 0.51 1.58 0.28 0.49 1.41 -0.20 1.11 1.13 0.83 - -1.21
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 - 0.04
Fixed Asset Turnover		 3.59 3.49 3.07 3.04 3.04 3.03 3.03 3.05 3.04 - 3.18
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 37,448 38,413 37,328 38,889 39,304 38,432 40,399 39,009 39,861 - 54,148
Invested Capital Turnover		 0.25 0.23 0.23 0.23 0.22 0.22 0.22 0.22 0.22 - 0.21
Increase / (Decrease) in Invested Capital		 2,622 2,534 -1,293 2,985 1,856 19 3,071 120 557 - 13,749
Enterprise Value (EV)		 36,783 40,852 42,723 43,903 46,415 46,240 45,195 44,483 47,110 - 60,039
Market Capitalization		 16,600 22,637 25,093 24,961 28,994 28,351 26,092 27,454 29,487 - 41,899
Book Value per Share		 $21.19 $25.04 $24.65 $25.01 $27.58 $26.14 $27.47 $28.48 $29.21 - $35.40
Tangible Book Value per Share		 $13.77 $17.64 $17.31 $17.67 $20.17 $18.67 $19.96 $21.00 $21.63 - $22.98
Total Capital		 37,448 38,413 37,328 38,889 39,304 38,432 40,399 39,009 39,861 - 54,148
Total Debt		 20,904 19,241 18,310 19,663 18,520 18,787 19,996 17,885 18,754 - 20,042
Total Long-Term Debt		 16,310 16,380 15,444 16,293 17,096 14,337 14,539 14,492 13,677 - 18,753
Net Debt		 18,067 16,099 15,514 16,826 15,305 15,773 16,987 14,913 15,853 - 15,958
Capital Expenditures (CapEx)		 84 124 41 74 97 113 130 191 213 - 146
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00
Net Nonoperating Obligations (NNO)		 20,904 19,241 18,310 19,663 18,520 18,787 19,996 17,885 18,754 - 20,042
Total Depreciation and Amortization (D&A)		 115 115 128 120 123 124 135 138 139 - 199
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.91 $0.72 $0.70 $0.82 $0.78 $0.86 $0.71 $0.88 $0.91 $1.06 $0.16
Adjusted Weighted Average Basic Shares Outstanding		 684.22M 684.17M 685.75M 686.78M 680.90M 682.16M 671.05M 670.79M 666.43M 668.14M 825.12M
Adjusted Diluted Earnings per Share		 $0.91 $0.71 $0.70 $0.81 $0.78 $0.85 $0.71 $0.88 $0.91 $1.03 $0.15
Adjusted Weighted Average Diluted Shares Outstanding		 687.06M 687.68M 690.63M 691.08M 686.11M 687.30M 676.04M 674.03M 670.88M 672.50M 830.27M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 681.02M 681.22M 684.04M 676.80M 670.54M 665.62M 667.49M 661.89M 661.01M 901.82M 906.31M
Normalized Net Operating Profit after Tax (NOPAT)		 660 530 520 601 573 620 515 628 649 - 165
Normalized NOPAT Margin		 30.65% 24.55% 24.83% 28.87% 26.88% 28.56% 24.17% 27.97% 28.21% - 5.83%
Pre Tax Income Margin		 39.29% 30.06% 31.42% 36.70% 34.15% 35.28% 30.64% 35.99% 36.38% - 7.32%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.78 0.53 0.54 0.62 0.58 0.70 0.66 0.82 0.84 - 0.20
NOPAT to Interest Expense		 0.60 0.43 0.42 0.49 0.46 0.57 0.52 0.64 0.65 - 0.16
EBIT Less CapEx to Interest Expense		 0.70 0.43 0.50 0.56 0.51 0.60 0.53 0.62 0.62 - 0.06
NOPAT Less CapEx to Interest Expense		 0.53 0.33 0.39 0.43 0.38 0.46 0.39 0.44 0.44 - 0.02
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 39.55% 45.13% 45.56% 46.21% 52.29% 50.82% 51.36% 50.94% 47.89% - 54.05%
Augmented Payout Ratio		 51.29% 53.64% 45.56% 51.62% 66.91% 77.83% 88.18% 81.98% 82.09% - 67.86%

Financials Breakdown Chart

Key Financial Trends

Here’s a concise, data-driven read on Fifth Third Bancorp (FITB) using the quarterly statements from 2022 through 2025. The focus is on the latest four years and the recent 2025 quarterly results.

  • Earnings per share improved in 2025, with Q4 2025 diluted EPS at $1.03 and basic EPS at $1.06, up from about $0.88 (diluted) and $0.86 (basic) in Q4 2024.
  • Net income attributable to common shareholders rose to $699,000,000 in Q4 2025, up from $593,000,000 in Q4 2024.
  • Net interest income increased to $1,530,000,000 in Q4 2025, supported by higher total interest income ($2.468B) versus the prior-year period and lower net interest expense.
  • Total revenue climbed to $2,340,000,000 in Q4 2025, up from $2,217,000,000 in Q4 2024, aided by stronger net interest income and fee income.
  • Provision for credit losses declined to $118,000,000 in Q4 2025 from $179,000,000 in Q4 2024, signaling improving credit quality.
  • Non-interest income rose to $810,000,000 in Q4 2025 from $733,000,000 in Q4 2024, supported by higher investment banking activity and related fees.
  • Loans and leases, net of allowance grew to about $120.9B by Q3 2025, up from roughly $114.9B at the 2023 level and higher than Q4 2024’s ~$114.9B net figure, indicating modest loan growth.
  • Funding base remained solid and broadly stable, with deposits around $165–$167B in mid-2025 (non-interest bearing deposits ~ $41.0B and interest-bearing deposits ~ $124.7B), suggesting stable liquidity.
  • Non-interest expenses rose modestly in 2025, with Q4 2025 non-interest expense of $1,309,000,000 versus $1,271,000,000 in Q4 2024, which tempered margin expansion.
  • Operating cash flow from continuing operations declined in Q4 2025 to $929,000,000 from $2,072,000,000 in Q4 2024, indicating weaker quarterly operating cash generation despite higher earnings.
05/08/26 08:12 AM ETAI Generated. May Contain Errors.

Frequently Asked Questions About Fifth Third Bancorp's Financials

When does Fifth Third Bancorp's financial year end?

According to the most recent income statement we have on file, Fifth Third Bancorp's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

How has Fifth Third Bancorp's net income changed over the last 10 years?

Fifth Third Bancorp's net income appears to be on an upward trend, with a most recent value of $2.52 billion in 2025, rising from $1.71 billion in 2015. The previous period was $2.31 billion in 2024.

How has Fifth Third Bancorp's revenue changed over the last 10 years?

Over the last 10 years, Fifth Third Bancorp's total revenue changed from $6.54 billion in 2015 to $9.02 billion in 2025, a change of 38.0%.

How much debt does Fifth Third Bancorp have?

Fifth Third Bancorp's total liabilities were at $192.65 billion at the end of 2025, a 0.3% decrease from 2024, and a 53.9% increase since 2015.

How much cash does Fifth Third Bancorp have?

In the past 10 years, Fifth Third Bancorp's cash and equivalents has ranged from $2.39 billion in 2016 to $3.50 billion in 2025, and is currently $3.50 billion as of their latest financial filing in 2025.


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Financial statements for NASDAQ:FITBO last updated on 5/8/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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