Green Dot (GDOT) Stock Price, News & Analysis

Company Overview

Green Dot Corporation is a financial technology and bank holding company that provides digital banking, prepaid debit card, payment processing and money-movement services in the United States. Through its subsidiary, Green Dot Bank, the company offers FDIC-insured banking products and supports consumers who may be underserved by traditional financial institutions.

The company’s products include checking accounts, debit cards, direct-deposit services, cash deposits, bill payment, mobile banking tools and tax-related financial services. Its consumer brands include GO2bank and Green Dot, while the company also provides program management, payment processing and banking-as-a-service capabilities for businesses and other organizations. Green Dot has supported branded financial programs for partners, including Walmart’s MoneyCard.

Founded in 1999, Green Dot initially became known for its reloadable prepaid debit cards and later expanded into digital banking and embedded financial services. Its operations primarily serve consumers and business partners in the United States through online and mobile platforms, retail distribution networks and integrated payment infrastructure.

Key Stats

• Today's Range: $12.44 to $12.67
• 50-Day Range: $12.26 to $13.54
• 52-Week Range: $10.10 to $13.75
• Volume: 442,509 shs
• Average Volume: 415,404 shs
• Market Capitalization: $712.66 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $16.13
• Consensus Rating: Reduce

Green Dot Stock Analysis - MarketRank™

Green Dot scored higher than 40% of companies evaluated by MarketBeat, and ranked 657th out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Reduce

Consensus Rating

Green Dot has received a consensus rating of Reduce. The company's average rating score is 1.80, and is based on no strong buy ratings, 1 buy rating, 2 hold ratings, and 2 sell ratings.

Upside Potential

Green Dot has a consensus price target of $16.13, representing about 28.9% upside from its current price of $12.51.

Amount of Analyst Coverage

Green Dot has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: -7.58%

Earnings Growth

Earnings for Green Dot are expected to decrease by -7.58% in the coming year, from $1.32 to $1.22 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Green Dot is -24.52, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Green Dot is -24.52, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Green Dot has a P/B Ratio of 0.78. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.95% of the float of Green Dot has been sold short.

Short Interest Ratio / Days to Cover

Green Dot has a short interest ratio ("days to cover") of 5.72.

Change versus previous month

Short interest in Green Dot has recently increased by 6.55%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Green Dot does not currently pay a dividend.

Dividend Growth

Green Dot does not have a long track record of dividend growth.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: N/A

News Sentiment

Green Dot has a news sentiment score of 0.46. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.64 average news sentiment score of Finance companies.

MarketBeat Follows

1 people have added Green Dot to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Green Dot insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.40% of the stock of Green Dot is held by insiders.

Percentage Held by Institutions

92.56% of the stock of Green Dot is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/10/2026
• Today: 10/02/2026
• Next Earnings (Estimated): 11/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:GDOT
• CIK: 1386278
• Web: www.greendot.com
• Phone: (626) 765-2000
• Fax: N/A
• Employees: 900
• Year Founded: 1999

Price Target and Rating

• Average Price Target for Green Dot: $16.13
• High Price Target: $18.00
• Low Price Target: $14.25
• Potential Upside/Downside: +28.9%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.80
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.51)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 9.47
• P/E Growth: N/A
• Net Income: -$98.87 million
• Net Margins: -1.14%
• Pretax Margin: -0.12%
• Return on Equity: 6.92%
• Return on Assets: 1.04%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 0.45
• Quick Ratio: 0.45

Sales & Book Value

• Annual Sales: $2.08 billion
• Price / Sales: 0.34
• Cash Flow: $2.70 per share
• Price / Cash Flow: 4.63
• Book Value: $16.02 per share
• Price / Book: 0.78

Miscellaneous

• Outstanding Shares: 56,990,000
• Free Float: 56,187,000
• Market Cap: $712.66 million
• Optionable: Optionable
• Beta: 0.83