NASDAQ:HAFC Hanmi Financial (HAFC) Stock Price, News & Analysis $22.37 -0.15 (-0.67%) Closing price 08/7/2025 04:00 PM EasternExtended Trading$22.37 0.00 (0.00%) As of 08/7/2025 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Hanmi Financial Stock (NASDAQ:HAFC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Hanmi Financial alerts:Sign Up Key Stats Today's Range$22.35▼$22.7550-Day Range$22.37▼$26.5152-Week Range$17.90▼$27.59Volume129,618 shsAverage Volume191,080 shsMarket Capitalization$675.84 millionP/E Ratio10.40Dividend Yield4.83%Price Target$26.00Consensus RatingHold Company Overview Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. It offers various deposit products, including noninterest-bearing checking accounts, savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit. The company also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans, such as commercial term loans and commercial lines of credit; and international finance and trade services and products, such as letters of credit, and import and export financing. In addition, it offers small business administration loans for business purposes, which comprise owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing, as well as equipment lease financing. The company was founded in 1982 and is headquartered in Los Angeles, California. Read More Hanmi Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks95th Percentile Overall ScoreHAFC MarketRank™: Hanmi Financial scored higher than 95% of companies evaluated by MarketBeat, and ranked 97th out of 918 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.2 / 5Analyst RatingHold Consensus RatingHanmi Financial has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on 2 buy ratings, 3 hold ratings, and no sell ratings.Amount of Analyst CoverageHanmi Financial has only been the subject of 3 research reports in the past 90 days.Read more about Hanmi Financial's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth9.23% Earnings GrowthEarnings for Hanmi Financial are expected to grow by 9.23% in the coming year, from $2.60 to $2.84 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Hanmi Financial is 10.40, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.78.Price to Earnings Ratio vs. SectorThe P/E ratio of Hanmi Financial is 10.40, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.86.Price to Book Value per Share RatioHanmi Financial has a P/B Ratio of 0.89. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.78% of the float of Hanmi Financial has been sold short.Short Interest Ratio / Days to CoverHanmi Financial has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Hanmi Financial has recently decreased by 15.08%, indicating that investor sentiment is improving significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipHanmi Financial is a leading dividend payer. It pays a dividend yield of 4.80%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthHanmi Financial has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Hanmi Financial is 50.23%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Hanmi Financial will have a dividend payout ratio of 38.03% next year. This indicates that Hanmi Financial will be able to sustain or increase its dividend.Read more about Hanmi Financial's dividend. Sustainability and ESG2.9 / 5Environmental Score-0.63 Percentage of Shares Shorted1.78% of the float of Hanmi Financial has been sold short.Short Interest Ratio / Days to CoverHanmi Financial has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Hanmi Financial has recently decreased by 15.08%, indicating that investor sentiment is improving significantly. News and Social Media2.5 / 5News Sentiment1.47 News SentimentHanmi Financial has a news sentiment score of 1.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.75 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Hanmi Financial this week, compared to 4 articles on an average week. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Hanmi Financial insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 1.86% of the stock of Hanmi Financial is held by insiders.Percentage Held by Institutions88.66% of the stock of Hanmi Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Hanmi Financial's insider trading history. Receive HAFC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Hanmi Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address HAFC Stock News HeadlinesHanmi Financial Highlights Growth Strategies in PresentationJuly 31, 2025 | theglobeandmail.comHanmi Financial (NASDAQ:HAFC) and Avidbank (OTCMKTS:AVBH) Head-To-Head ContrastJuly 29, 2025 | americanbankingnews.comCritical AI announcement set to ignite AI 2.0 A new 100% tariff on imported chips just rattled the tech sector—sending some stocks soaring and others tumbling. But for smart traders, this isn’t chaos. It’s opportunity. One veteran trader is revealing how his simple system spots fast setups in moments like this—no guesswork, no complicated strategies, and no big account required.August 8 at 2:00 AM | Timothy Sykes (Ad)Hanmi Financial to Participate in the 26th Annual KBW Community Bank Investor ConferenceJuly 28, 2025 | globenewswire.comHanmi (HAFC) Q2 2025 Earnings Call TranscriptJuly 25, 2025 | msn.comHanmi Financial Corporation (NASDAQ:HAFC) Q2 2025 Earnings Call TranscriptJuly 25, 2025 | msn.comHanmi Financial Declares Cash Dividend of $0.27 per shareJuly 24, 2025 | globenewswire.comHanmi Financial Corp (HAFC) Q2 2025 Earnings Call Highlights: Navigating Challenges with ...July 23, 2025 | gurufocus.comSee More Headlines HAFC Stock Analysis - Frequently Asked Questions How have HAFC shares performed this year? Hanmi Financial's stock was trading at $23.62 on January 1st, 2025. Since then, HAFC shares have decreased by 5.3% and is now trading at $22.37. How were Hanmi Financial's earnings last quarter? Hanmi Financial Corporation (NASDAQ:HAFC) posted its quarterly earnings data on Tuesday, July, 22nd. The bank reported $0.50 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.62 by $0.12. The bank had revenue of $65.21 million for the quarter, compared to the consensus estimate of $65.70 million. Hanmi Financial had a net margin of 15.11% and a trailing twelve-month return on equity of 8.77%. Read the conference call transcript. Who are Hanmi Financial's major shareholders? Top institutional shareholders of Hanmi Financial include Bank of New York Mellon Corp (1.53%), Acadian Asset Management LLC (1.50%), SummerHaven Investment Management LLC (0.16%) and Y Intercept Hong Kong Ltd (0.16%). Insiders that own company stock include Romolo Santarosa and Harry Chung. View institutional ownership trends. How do I buy shares of Hanmi Financial? Shares of HAFC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Hanmi Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Hanmi Financial investors own include American Water Works (AWK), Waste Connections (WCN), DiamondRock Hospitality (DRH), The RMR Group (RMR), AU Optronics (AUOTY), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM). Company Calendar Record date for 5/21 Dividend5/05/2025Ex-Dividend for 5/21 Dividend5/05/2025Dividend Payable5/21/2025Last Earnings7/22/2025Record date for 8/20 Dividend8/04/2025Ex-Dividend for 8/20 Dividend8/04/2025Today8/08/2025Dividend Payable8/20/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - WEST Sub-IndustryRegional Banks Current SymbolNASDAQ:HAFC Previous SymbolNASDAQ:HAFCD CIK1109242 Webwww.hanmi.com Phone(213) 382-2200Fax302-636-5454Employees630Year Founded1982Price Target and Rating Average Price Target for Hanmi Financial$26.00 High Price Target$28.00 Low Price Target$21.00 Potential Upside/Downside+16.2%Consensus RatingHold Rating Score (0-4)2.40 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$2.15 Trailing P/E Ratio10.40 Forward P/E Ratio8.60 P/E GrowthN/ANet Income$62.20 million Net Margins15.11% Pretax Margin21.44% Return on Equity8.77% Return on Assets0.84% Debt Debt-to-Equity Ratio0.34 Current Ratio0.98 Quick Ratio0.97 Sales & Book Value Annual Sales$246.46 million Price / Sales2.74 Cash Flow$2.35 per share Price / Cash Flow9.52 Book Value$25.25 per share Price / Book0.89Miscellaneous Outstanding Shares30,212,000Free Float29,650,000Market Cap$675.84 million OptionableOptionable Beta0.76 Social Links 7 AI Stocks to Invest in Today: Capitalizing on AI and Tech Trends in 2025Discover the top 7 AI stocks to invest in right now. 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