Hanmi Financial (HAFC) Stock Price, News & Analysis

Company Overview

Hanmi Financial Corporation is the parent company of Hanmi Bank, a community-focused commercial bank headquartered in Los Angeles, California. Founded in 1982, Hanmi Bank was established to serve Korean American communities and has expanded its customer base to include small and middle-market businesses, professionals, and individuals in diverse communities.

Hanmi Bank offers commercial and consumer banking products, including business loans, commercial real estate financing, Small Business Administration loans, commercial and residential mortgage lending, checking and savings accounts, certificates of deposit, and consumer loans. The bank also provides treasury management, online and mobile banking, cash management, and other financial services for business and personal customers.

Hanmi Financial serves customers through a branch network and digital banking channels in several U.S. markets, including California and other states with established Korean American and multicultural communities. The company is led by Bonnie Lee, who has served as president and chief executive officer of Hanmi Financial and Hanmi Bank.

Key Stats

• Today's Range: $30.30 to $30.77
• 50-Day Range: $30.78 to $32.49
• 52-Week Range: $22.85 to $33.50
• Volume: 82,803 shs
• Average Volume: 262,897 shs
• Market Capitalization: $904.00 million
• P/E Ratio: 10.28
• Dividend Yield: 3.67%
• Price Target: $33.00
• Consensus Rating: Hold

Hanmi Financial Stock Analysis - MarketRank™

Hanmi Financial scored higher than 52% of companies evaluated by MarketBeat, and ranked 617th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Hold

Consensus Rating

Hanmi Financial has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 2 buy ratings, 4 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Hanmi Financial is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Hanmi Financial has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.58%

Earnings Growth

Earnings for Hanmi Financial are expected to grow by 6.58% in the coming year, from $3.19 to $3.40 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Hanmi Financial is 10.28, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.75.

Price to Earnings Ratio vs. Sector

The P/E ratio of Hanmi Financial is 10.28, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.60.

Price to Book Value per Share Ratio

Hanmi Financial has a P/B Ratio of 1.15. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.46% of the float of Hanmi Financial has been sold short.

Short Interest Ratio / Days to Cover

Hanmi Financial has a short interest ratio ("days to cover") of 4.7.

Change versus previous month

Short interest in Hanmi Financial has recently increased by 3.06%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Hanmi Financial is a leading dividend payer. It pays a dividend yield of 3.60%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Hanmi Financial has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Hanmi Financial is 37.71%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Hanmi Financial will have a dividend payout ratio of 32.94% next year. This indicates that Hanmi Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.35

News Sentiment

Hanmi Financial has a news sentiment score of 0.35. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Hanmi Financial this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Hanmi Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

2.12% of the stock of Hanmi Financial is held by insiders.

Percentage Held by Institutions

88.66% of the stock of Hanmi Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/21/2026
• Record date for 8/19 Dividend: 8/03/2026
• Ex-Dividend for 8/19 Dividend: 8/03/2026
• Dividend Payable: 8/19/2026
• Today: 10/14/2026
• Next Earnings (Estimated): 10/20/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:HAFC
• Previous Symbol: NASDAQ:HAFCD
• CIK: 1109242
• Web: www.hanmi.com
• Phone: (213) 382-2200
• Fax: 302-636-5454
• Employees: 610
• Year Founded: 1982

Price Target and Rating

• Average Price Target for Hanmi Financial: $33.00
• High Price Target: $35.00
• Low Price Target: $32.00
• Potential Upside/Downside: +8.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.97
• Trailing P/E Ratio: 10.28
• Forward P/E Ratio: 9.56
• P/E Growth: N/A
• Net Income: $76.09 million
• Net Margins: 19.82%
• Pretax Margin: 27.51%
• Return on Equity: 11.20%
• Return on Assets: 1.13%

Debt

• Debt-to-Equity Ratio: 0.25
• Current Ratio: 0.98
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $444.90 million
• Price / Sales: 2.03
• Cash Flow: $2.68 per share
• Price / Cash Flow: 11.39
• Book Value: $26.59 per share
• Price / Book: 1.15

Miscellaneous

• Outstanding Shares: 29,650,000
• Free Float: 29,020,000
• Market Cap: $904.00 million
• Optionable: Optionable
• Beta: 0.75