Huntington Bancshares (HBANP) Financials

$17.23 +0.04 (+0.23%)

Closing price 05/23/2025 04:00 PM Eastern

Extended Trading

$17.23 0.00 (0.00%)

As of 05/23/2025 04:04 PM Eastern

Annual Income Statements for Huntington Bancshares

This table shows Huntington Bancshares' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	1,801	1,817	2,125	1,153	717	1,337	1,323	1,110	647	661
Consolidated Net Income / (Loss)	1,960	1,971	2,249	2,592	817	1,411	1,393	1,186	712	693
Net Income / (Loss) Continuing Operations	1,960	1,971	2,249	2,059	817	1,411	1,393	1,186	712	693
Total Pre-Tax Income	2,403	2,384	2,764	1,591	972	1,659	1,628	1,394	920	914
Total Revenue	7,385	7,360	7,254	6,753	4,815	4,667	4,510	4,309	3,519	2,990
Net Interest Income / (Expense)	5,345	5,439	5,273	4,102	3,224	3,213	3,189	3,002	2,369	1,951
Total Interest Income	9,921	8,916	5,969	4,191	3,647	4,201	3,949	3,433	2,632	2,115
Loans and Leases Interest Income	7,481	6,811	4,816	3,636	3,085	3,541	3,330	2,838	2,178	1,760
Investment Securities Interest Income	1,748	1,521	1,001	491	519	596	587	553	420	331
Other Interest Income	692	584	152	64	43	64	32	42	34	24
Total Interest Expense	4,576	3,477	696	89	423	988	760	431	263	164
Deposits Interest Expense	3,572	2,497	363	45	197	585	391	180	102	82
Short-Term Borrowings Interest Expense	69	179	46	1.00	13	54	48	25	5.00	2.00
Long-Term Debt Interest Expense	935	801	287	43	213	349	321	226	156	80
Total Non-Interest Income	2,040	1,921	1,981	1,889	1,591	1,454	1,321	1,307	1,150	1,039
Other Service Charges	1,982	1,816	1,855	1,352	727	914	685	826	429	694
Net Realized & Unrealized Capital Gains on Investments	-21	-7.00	0.00	18	41	31	34	52	47	34
Other Non-Interest Income	79	112	126	1,281	333	85	67	273	227	195
Provision for Credit Losses	420	402	289	25	1,048	287	235	201	191	100
Total Non-Interest Expense	4,562	4,574	4,201	4,375	2,795	2,721	2,647	2,714	2,408	1,976
Salaries and Employee Benefits	2,701	2,529	2,401	2,335	1,692	1,654	1,559	1,524	1,349	1,122
Net Occupancy & Equipment Expense	1,153	1,114	1,125	1,375	722	668	642	696	623	478
Marketing Expense	116	115	91	89	38	37	53	60	63	52
Property & Liability Insurance Claims	114	302	67	51	32	49	63	78	54	45
Other Operating Expenses	416	437	419	436	269	275	277	300	289	251
Depreciation Expense	15	27	45	41	1.00	4.00	-	-	-	-
Amortization Expense	47	50	53	48	41	34	53	56	30	28
Income Tax Expense	443	413	515	294	155	248	235	208	208	221
Preferred Stock Dividends Declared	139	134	113	142	100	74	70	76	65	32
Net Income / (Loss) Attributable to Noncontrolling Interest	20	20	11	2.00	0.00	0.00	-	-	-	-
Basic Earnings per Share	$1.24	$1.26	$1.47	$0.91	$0.71	$1.29	$1.22	$1.02	$0.72	$0.82
Weighted Average Basic Shares Outstanding	1.45B	1.45B	1.44B	1.26B	1.02B	1.04B	1.08B	1.08B	904.44M	803.41M
Diluted Earnings per Share	$1.22	$1.24	$1.45	$0.90	$0.69	$1.27	$1.20	$1.00	$0.70	$0.81
Weighted Average Diluted Shares Outstanding	1.48B	1.47B	1.47B	1.29B	1.03B	1.06B	1.11B	1.14B	918.79M	817.13M
Weighted Average Basic & Diluted Shares Outstanding	1.45B	1.45B	1.44B	1.44B	1.02B	1.02B	1.08B	1.09B	898.60M	806.20M
Cash Dividends to Common per Share	$0.62	$0.62	$0.62	$0.61	$0.60	$0.58	$0.50	$0.35	$0.29	$0.25

This table shows Huntington Bancshares' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	500	498	481	439	383	215	510	519	573	617	565
Consolidated Net Income / (Loss)	531	534	522	480	424	248	552	565	606	649	597
Net Income / (Loss) Continuing Operations	531	534	522	480	424	248	552	565	606	649	597
Total Pre-Tax Income	653	669	638	586	510	247	688	699	750	793	743
Total Revenue	1,920	1,954	1,874	1,803	1,754	1,721	1,877	1,841	1,921	1,961	1,902
Net Interest Income / (Expense)	1,426	1,395	1,351	1,312	1,287	1,316	1,368	1,346	1,409	1,462	1,404
Total Interest Income	2,489	2,510	2,555	2,476	2,380	2,350	2,313	2,225	2,028	1,854	1,589
Loans and Leases Interest Income	1,905	1,907	1,906	1,859	1,809	1,789	1,764	1,679	1,579	1,466	1,268
Investment Securities Interest Income	429	437	451	442	418	397	387	380	357	308	287
Other Interest Income	155	166	198	175	153	164	162	166	92	80	34
Total Interest Expense	1,063	1,115	1,204	1,164	1,093	1,034	945	879	619	392	185
Deposits Interest Expense	810	863	945	907	857	808	713	570	406	235	92
Short-Term Borrowings Interest Expense	14	17	14	19	19	28	17	74	60	10	22
Long-Term Debt Interest Expense	239	235	245	238	217	198	215	235	153	147	71
Total Non-Interest Income	494	559	523	491	467	405	509	495	512	499	498
Trust Fees by Commissions	67	-	78	73	56	-	52	62	65	-	60
Other Service Charges	413	1,126	306	279	271	871	326	298	321	1,126	192
Other Non-Interest Income	14	-15	26	32	36	8.00	34	41	29	-152	138
Provision for Credit Losses	115	107	106	100	107	126	99	92	85	91	106
Total Non-Interest Expense	1,152	1,178	1,130	1,117	1,137	1,348	1,090	1,050	1,086	1,077	1,053
Salaries and Employee Benefits	671	715	684	663	639	645	622	613	649	630	614
Net Occupancy & Equipment Expense	302	364	247	252	290	405	239	235	235	275	268
Marketing Expense	29	-49	57	51	57	-66	67	54	60	29	24
Property & Liability Insurance Claims	22	42	21	26	25	238	27	21	16	18	15
Other Operating Expenses	113	91	106	109	110	109	117	106	105	107	108
Depreciation Expense	4.00	3.00	4.00	4.00	4.00	5.00	6.00	8.00	8.00	9.00	11
Amortization Expense	11	12	11	12	12	12	12	13	13	9.00	13
Income Tax Expense	122	135	116	106	86	-1.00	136	134	144	144	146
Preferred Stock Dividends Declared	27	32	36	35	36	28	37	40	29	28	29
Net Income / (Loss) Attributable to Noncontrolling Interest	4.00	4.00	5.00	6.00	5.00	5.00	5.00	6.00	4.00	4.00	3.00
Basic Earnings per Share	$0.34	$0.35	$0.33	$0.30	$0.26	$0.15	$0.35	$0.36	$0.40	$0.43	$0.39
Weighted Average Basic Shares Outstanding	1.45B	1.45B	1.45B	1.45B	1.45B	1.45B	1.45B	1.45B	1.44B	1.44B	1.44B
Diluted Earnings per Share	$0.34	$0.33	$0.33	$0.30	$0.26	$0.15	$0.35	$0.35	$0.39	$0.42	$0.39
Weighted Average Diluted Shares Outstanding	1.48B	1.48B	1.48B	1.47B	1.47B	1.47B	1.47B	1.47B	1.47B	1.47B	1.47B
Weighted Average Basic & Diluted Shares Outstanding	1.46B	1.45B	1.45B	1.45B	1.45B	1.45B	1.45B	1.45B	1.44B	1.44B	1.44B
Cash Dividends to Common per Share	$0.16	-	$0.16	$0.16	$0.16	-	$0.16	$0.16	$0.16	-	$0.16

This table details how cash moves in and out of Huntington Bancshares' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	2,718	3,425	1,182	-1,073	5,425	-1,502	1,152	135	538	-374
Net Cash From Operating Activities	1,815	2,657	4,027	2,062	1,323	1,574	1,726	1,954	1,215	1,033
Net Cash From Continuing Operating Activities	1,815	2,657	4,027	2,062	1,323	1,574	1,726	1,958	1,215	1,033
Net Income / (Loss) Continuing Operations	1,960	1,971	2,249	1,297	817	1,411	1,393	1,186	712	693
Consolidated Net Income / (Loss)	1,960	1,971	2,249	1,297	817	1,411	1,393	1,186	712	693
Provision For Loan Losses	420	402	289	25	1,048	287	235	201	191	100
Depreciation Expense	622	798	484	391	367	386	493	413	380	341
Non-Cash Adjustments to Reconcile Net Income	-681	-696	-732	419	-1,093	-487	-157	-156	135	-184
Changes in Operating Assets and Liabilities, net	-506	182	1,737	-70	184	-23	-238	314	-203	83
Net Cash From Investing Activities	-12,119	-2,997	-11,609	-3,962	-8,639	-1,877	-3,663	-4,866	-3,445	-4,929
Net Cash From Continuing Investing Activities	-12,119	-2,997	-11,609	-3,962	-8,639	-1,877	-3,663	-4,866	-3,445	-4,929
Purchase of Property, Leasehold Improvements and Equipment	-143	-140	-214	-247	-119	-107	-110	-194	-120	-93
Purchase of Investment Securities	-27,194	-11,007	-22,086	-21,898	-19,522	-10,149	-8,713	-10,870	-15,785	-8,852
Sale and/or Maturity of Investments	15,692	8,167	10,757	18,988	11,002	8,927	5,058	6,198	12,460	4,006
Other Investing Activities, net	-474	-17	-66	-653	0.00	-	102	-	-	10
Net Cash From Financing Activities	13,022	3,765	8,764	827	12,741	-1,199	3,089	3,047	2,768	3,522
Net Cash From Continuing Financing Activities	13,022	3,765	8,764	827	12,741	-1,199	3,089	3,047	2,768	3,522
Net Change in Deposits	11,218	3,316	4,651	6,501	16,601	-1,702	-	1,433	-292	-48
Issuance of Debt	6,879	14,965	13,165	-470	-987	2,382	2,234	3,262	2,128	3,240
Issuance of Preferred Equity	0.00	317	0.00	486	988	0.00	495	0.00	585	0.00
Repayment of Debt	-3,563	-13,671	-8,017	-3,404	-3,052	-743	-5,823	-948	625	-2,856
Repurchase of Preferred Equity	-410	-82	0.00	-700	0.00	0.00	-	-	-	-
Payment of Dividends	-1,046	-1,034	-1,010	-888	-698	-671	-584	-425	-299	-225
Other Financing Activities, Net	-56	-46	-25	-48	-19	-24	7,706	-15	21	3,663
Cash Interest Paid	4,547	3,359	627	185	453	989	742	409	241	150
Cash Income Taxes Paid	123	90	-109	269	81	111	-52	84	5.00	154

This table details how cash moves in and out of Huntington Bancshares' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	2,463	262	39	366	2,051	-	356	710	3,665	2,328	468
Net Cash From Operating Activities	513	1,484	-438	305	464	-	999	630	130	1,357	846
Net Cash From Continuing Operating Activities	513	1,484	-438	305	464	-	999	630	130	1,357	846
Net Income / (Loss) Continuing Operations	531	534	522	480	424	-	552	565	606	649	597
Consolidated Net Income / (Loss)	531	534	522	480	424	-	552	565	606	649	597
Provision For Loan Losses	115	107	106	100	107	-	99	92	85	91	106
Depreciation Expense	209	130	132	170	190	-	214	202	142	129	148
Non-Cash Adjustments to Reconcile Net Income	555	-71	-44	-172	-394	-	-299	-263	-268	131	-828
Changes in Operating Assets and Liabilities, net	-897	784	-1,154	-273	137	-	433	34	-435	357	823
Net Cash From Investing Activities	-2,150	-4,784	-2,881	-2,192	-2,262	-	1,444	1,167	-2,299	-1,263	-1,141
Net Cash From Continuing Investing Activities	-2,150	-4,784	-2,881	-2,192	-2,262	-	1,444	1,167	-2,299	-1,263	-1,141
Purchase of Property, Leasehold Improvements and Equipment	-54	-27	-42	-42	-32	-	-23	-32	-25	-49	-42
Purchase of Investment Securities	-5,084	-8,976	-7,258	-6,225	-4,735	-	-453	-1,170	-4,270	-2,700	-4,444
Sale and/or Maturity of Investments	2,512	4,780	4,432	4,034	2,446	-	1,910	2,345	1,904	1,648	2,431
Other Investing Activities, net	476	-561	-13	41	59	-	10	24	92	-162	914
Net Cash From Financing Activities	4,100	3,562	3,358	2,253	3,849	-	-2,087	-1,087	5,834	2,234	763
Net Cash From Continuing Financing Activities	4,100	3,562	3,358	2,253	3,849	-	-2,087	-1,087	5,834	2,234	763
Net Change in Deposits	2,889	4,097	3,984	1,142	1,995	-	839	2,750	-2,636	1,601	878
Issuance of Debt	1,953	1,505	767	1,821	2,786	-	1,303	4,925	8,669	7,003	878
Repayment of Debt	-460	-1,358	-1,124	-420	-661	-	-3,955	-8,475	-268	-6,115	-744
Payment of Dividends	-253	-262	-262	-260	-262	-	-265	-252	-254	-253	-252
Other Financing Activities, Net	-29	-10	-7.00	-30	-9.00	-	-9.00	-35	6.00	-2.00	3.00
Cash Interest Paid	1,092	1,093	1,245	1,139	1,070	-	909	871	562	358	156
Cash Income Taxes Paid	34	19	12	45	47	-	-87	152	-59	4.00	-3.00

This table presents Huntington Bancshares' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	204,230	189,368	182,906	174,064	123,038	109,002	108,781	104,185	99,714	71,018
Cash and Due from Banks	1,685	1,558	1,796	1,811	1,319	1,045	1,108	1,212	1,385	847
Interest Bearing Deposits at Other Banks	11,647	8,765	5,122	392	117	102	53	47	58	52
Trading Account Securities	45,171	42,421	41,877	43,277	27,101	24,636	23,819	25,048	24,016	15,447
Loans and Leases, Net of Allowance	127,798	119,727	117,402	109,237	79,794	74,621	74,128	69,426	66,324	49,743
Loans and Leases	130,042	121,982	119,523	111,267	81,608	75,404	74,900	70,117	66,962	50,341
Allowance for Loan and Lease Losses	2,244	2,255	2,121	2,030	1,814	783	772	691	638	598
Accrued Investment Income	2,190	1,646	1,573	1,319	-	-	-	-	-	-
Premises and Equipment, Net	1,066	1,109	1,156	1,164	757	763	790	864	816	621
Goodwill	5,561	5,561	5,571	5,349	1,990	1,990	1,989	1,993	1,993	677
Intangible Assets	677	672	712	611	428	475	535	584	402	55
Other Assets	8,435	7,909	7,697	7,193	6,256	5,245	4,795	4,617	4,720	3,577
Total Liabilities & Shareholders' Equity	204,230	189,368	182,906	174,064	123,038	109,002	108,781	104,185	99,714	71,018
Total Liabilities	184,448	169,970	165,137	154,746	110,045	97,207	97,679	93,371	89,406	64,424
Non-Interest Bearing Deposits	29,345	30,967	38,242	43,236	28,553	20,247	21,783	21,546	22,836	16,480
Interest Bearing Deposits	133,103	120,263	109,672	100,027	70,395	62,100	62,991	55,495	52,772	38,548
Short-Term Debt	199	620	2,027	334	183	2,606	2,017	5,056	3,693	615
Long-Term Debt	16,374	12,394	9,686	7,108	8,352	9,849	8,625	9,206	8,309	7,041
Other Long-Term Liabilities	5,427	5,726	5,510	4,041	2,562	2,405	2,263	2,068	1,796	1,472
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	19,782	19,398	17,769	19,318	12,993	11,795	11,102	10,814	10,308	6,595
Total Preferred & Common Equity	19,740	19,353	17,731	19,297	12,993	11,795	11,102	10,814	10,308	6,595
Preferred Stock	1,989	2,394	2,167	2,167	2,191	1,203	1,203	1,071	1,071	0.00
Total Common Equity	17,751	16,959	15,564	17,130	10,802	10,592	9,899	9,743	9,237	6,595
Common Stock	15,499	15,404	15,323	15,236	8,791	8,816	9,192	9,718	9,892	7,046
Retained Earnings	5,204	4,322	3,419	2,202	1,878	2,088	1,361	588	-227	-594
Treasury Stock	-86	-91	-80	-79	-59	-56	-45	-35	-27	-18
Accumulated Other Comprehensive Income / (Loss)	-2,866	-2,676	-3,098	-229	192	-256	-609	-528	-401	-226
Noncontrolling Interest	42	45	38	21	0.00	-	-	-	-	-

This table presents Huntington Bancshares' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Total Assets	209,596	204,230	200,535	196,310	193,519	189,368	186,650	188,505	189,070	182,906	179,402
Cash and Due from Banks	1,598	1,685	1,677	1,333	1,189	1,558	1,602	1,636	1,568	1,796	1,685
Interest Bearing Deposits at Other Banks	14,330	11,647	11,163	11,450	11,216	8,765	258	210	203	5,122	216
Trading Account Securities	46,091	45,171	46,115	44,156	43,601	42,421	39,453	41,459	42,837	41,877	42,222
Loans and Leases, Net of Allowance	130,242	127,798	124,152	122,118	120,487	119,727	118,645	119,048	119,037	117,402	116,037
Loans and Leases	132,505	130,042	126,387	124,422	122,767	121,982	120,853	121,225	121,179	119,523	118,147
Allowance for Loan and Lease Losses	2,263	2,244	2,235	2,304	2,280	2,255	2,208	2,177	2,142	2,121	2,110
Accrued Investment Income	1,716	2,190	1,633	1,591	1,616	1,646	1,496	1,471	1,521	1,573	1,352
Premises and Equipment, Net	1,085	1,066	1,093	1,095	1,095	1,109	1,096	1,128	1,136	1,156	1,171
Goodwill	5,561	5,561	5,561	5,561	5,561	5,561	5,561	5,561	5,561	5,571	5,571
Intangible Assets	656	677	633	673	677	672	718	690	685	712	715
Other Assets	8,317	8,435	8,508	8,333	8,077	7,909	7,988	7,859	7,721	7,697	7,742
Total Liabilities & Shareholders' Equity	209,596	204,230	200,535	196,310	193,519	189,368	186,650	188,505	189,070	182,906	179,402
Total Liabilities	189,110	184,448	179,883	176,747	174,146	169,970	168,120	169,667	170,259	165,137	162,231
Non-Interest Bearing Deposits	30,217	29,345	29,047	28,636	29,739	30,967	31,666	33,340	36,789	38,242	40,762
Interest Bearing Deposits	135,120	133,103	129,304	125,731	123,486	120,263	117,201	114,688	108,489	109,672	105,551
Short-Term Debt	664	199	868	187	182	620	681	1,680	6,898	2,027	426
Long-Term Debt	18,096	16,374	15,656	16,461	14,894	12,394	12,822	14,711	13,072	9,686	10,168
Other Long-Term Liabilities	5,013	5,427	5,008	5,732	5,845	5,726	5,750	5,248	5,011	5,510	5,324
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	20,486	19,782	20,652	19,563	19,373	19,398	18,530	18,838	18,811	17,769	17,171
Total Preferred & Common Equity	20,434	19,740	20,606	19,515	19,322	19,353	18,483	18,788	18,758	17,731	17,136
Preferred Stock	1,989	1,989	2,394	2,394	2,394	2,394	2,484	2,484	2,484	2,167	2,167
Total Common Equity	18,445	17,751	18,212	17,121	16,928	16,959	15,999	16,304	16,274	15,564	14,969
Common Stock	15,494	15,499	15,470	15,440	15,422	15,404	15,378	15,350	15,347	15,323	15,296
Retained Earnings	5,474	5,204	4,935	4,682	4,476	4,322	4,334	4,052	3,764	3,419	3,029
Treasury Stock	-90	-86	-89	-90	-91	-91	-91	-92	-82	-80	-80
Accumulated Other Comprehensive Income / (Loss)	-2,433	-2,866	-2,104	-2,911	-2,879	-2,676	-3,622	-3,006	-2,755	-3,098	-3,276
Noncontrolling Interest	52	42	46	48	51	45	47	50	53	38	35

This table displays calculated financial ratios and metrics derived from Huntington Bancshares' official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	0.34%	1.46%	7.42%	40.25%	3.17%	3.48%	4.66%	22.45%	17.69%	6.17%
EBITDA Growth	-4.93%	-2.03%	18.37%	104.93%	-34.52%	-3.58%	17.38%	39.00%	3.59%	5.83%
EBIT Growth	0.80%	-13.75%	17.47%	142.08%	-41.41%	1.90%	16.79%	51.52%	0.66%	7.15%
NOPAT Growth	-0.56%	-12.36%	73.40%	58.75%	-42.10%	1.29%	17.45%	66.57%	2.74%	9.58%
Net Income Growth	-0.56%	-12.36%	-13.23%	217.26%	-42.10%	1.29%	17.45%	66.57%	2.74%	9.58%
EPS Growth	-1.61%	-14.48%	61.11%	30.43%	-45.67%	5.83%	20.00%	42.86%	-13.58%	12.50%
Operating Cash Flow Growth	-31.69%	-34.02%	95.30%	55.86%	-15.95%	-8.81%	-11.67%	60.82%	17.62%	16.23%
Free Cash Flow Firm Growth	-106.78%	-102.75%	87.98%	-211.19%	423.20%	-123.17%	399.05%	78.49%	-1,378.17%	67.48%
Invested Capital Growth	12.17%	9.94%	10.17%	24.30%	-11.22%	11.53%	-13.29%	12.40%	56.55%	9.11%
Revenue Q/Q Growth	3.26%	-3.16%	-5.82%	21.06%	1.73%	-0.21%	1.19%	0.93%	9.31%	2.16%
EBITDA Q/Q Growth	47.92%	-12.03%	-11.50%	45.65%	2.61%	-3.95%	0.81%	7.32%	6.66%	-0.17%
EBIT Q/Q Growth	21.30%	-18.63%	-14.24%	59.42%	0.31%	-1.13%	-1.21%	7.55%	9.38%	1.50%
NOPAT Q/Q Growth	17.08%	-16.91%	12.34%	7.10%	-0.12%	-1.19%	-6.51%	19.30%	9.33%	2.17%
Net Income Q/Q Growth	17.08%	-16.91%	-31.79%	114.04%	-0.12%	-1.19%	-6.51%	19.30%	9.33%	2.17%
EPS Q/Q Growth	17.31%	-17.88%	13.28%	-1.10%	-2.82%	-0.78%	-6.25%	20.48%	-1.41%	3.85%
Operating Cash Flow Q/Q Growth	0.00%	-14.73%	27.16%	26.58%	-31.63%	6.35%	-13.35%	19.50%	-7.81%	56.42%
Free Cash Flow Firm Q/Q Growth	42.84%	49.42%	-124.26%	6.06%	43.80%	-27.18%	204.43%	-297.87%	-13.26%	26.68%
Invested Capital Q/Q Growth	-2.21%	1.18%	6.18%	-3.44%	-3.52%	1.23%	0.36%	15.40%	3.61%	-1.00%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	40.96%	43.23%	44.78%	40.63%	27.81%	43.82%	47.03%	41.94%	36.94%	41.97%
EBIT Margin	32.54%	32.39%	38.10%	34.84%	20.19%	35.55%	36.10%	32.35%	26.14%	30.57%
Profit (Net Income) Margin	26.54%	26.78%	31.00%	38.38%	16.97%	30.23%	30.89%	27.52%	20.23%	23.18%
Tax Burden Percent	81.56%	82.68%	81.37%	162.92%	84.05%	85.05%	85.57%	85.08%	77.39%	75.82%
Interest Burden Percent	100.00%	100.00%	100.00%	67.62%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	18.44%	17.32%	18.63%	18.48%	15.95%	14.95%	14.43%	14.92%	22.61%	24.18%
Return on Invested Capital (ROIC)	5.70%	6.37%	8.00%	5.37%	3.57%	6.14%	5.95%	5.01%	3.89%	5.07%
ROIC Less NNEP Spread (ROIC-NNEP)	5.70%	6.37%	8.00%	21.58%	3.57%	6.14%	5.95%	5.01%	3.89%	5.07%
Return on Net Nonoperating Assets (RNNOA)	4.30%	4.24%	4.13%	10.67%	3.02%	6.19%	6.76%	6.22%	4.53%	5.65%
Return on Equity (ROE)	10.01%	10.61%	12.13%	16.04%	6.59%	12.32%	12.71%	11.23%	8.42%	10.73%
Cash Return on Invested Capital (CROIC)	-5.77%	-3.10%	-1.68%	-16.30%	15.46%	-4.76%	20.18%	-6.67%	-40.19%	-3.64%
Operating Return on Assets (OROA)	1.22%	1.28%	1.55%	1.58%	0.84%	1.52%	1.53%	1.37%	1.08%	1.33%
Return on Assets (ROA)	1.00%	1.06%	1.26%	1.74%	0.70%	1.30%	1.31%	1.16%	0.83%	1.01%
Return on Common Equity (ROCE)	8.86%	9.28%	10.69%	13.87%	5.69%	11.03%	11.39%	10.09%	7.89%	10.40%
Return on Equity Simple (ROE_SIMPLE)	9.93%	10.18%	12.68%	13.43%	6.29%	11.96%	12.55%	10.97%	6.91%	10.51%
Net Operating Profit after Tax (NOPAT)	1,960	1,971	2,249	1,297	817	1,411	1,393	1,186	712	693
NOPAT Margin	26.54%	26.78%	31.00%	19.21%	16.97%	30.23%	30.89%	27.52%	20.23%	23.18%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	-16.21%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	53.76%	51.06%	49.86%	56.26%	50.92%	50.55%	49.98%	52.91%	57.83%	55.25%
Operating Expenses to Revenue	61.77%	62.15%	57.91%	64.79%	58.05%	58.30%	58.69%	62.98%	68.43%	66.09%
Earnings before Interest and Taxes (EBIT)	2,403	2,384	2,764	2,353	972	1,659	1,628	1,394	920	914
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	3,025	3,182	3,248	2,744	1,339	2,045	2,121	1,807	1,300	1,255
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.33	1.04	1.18	1.15	1.01	1.18	0.98	1.20	1.12	0.94
Price to Tangible Book Value (P/TBV)	2.05	1.64	1.99	1.76	1.30	1.53	1.32	1.63	1.52	1.06
Price to Revenue (P/Rev)	3.20	2.39	2.54	2.92	2.27	2.67	2.15	2.71	2.95	2.07
Price to Earnings (P/E)	13.12	9.70	8.67	17.09	15.21	9.31	7.34	10.51	16.02	9.37
Dividend Yield	3.81%	5.10%	4.85%	4.44%	5.60%	4.81%	5.46%	3.24%	3.03%	3.22%
Earnings Yield	7.62%	10.31%	11.53%	5.85%	6.57%	10.74%	13.62%	9.51%	6.24%	10.67%
Enterprise Value to Invested Capital (EV/IC)	0.80	0.70	0.86	0.88	0.69	1.02	0.87	1.01	0.99	0.91
Enterprise Value to Revenue (EV/Rev)	3.91	3.09	3.50	3.47	3.10	5.32	4.18	5.90	6.25	4.33
Enterprise Value to EBITDA (EV/EBITDA)	9.55	7.15	7.83	8.53	11.14	12.14	8.88	14.08	16.92	10.32
Enterprise Value to EBIT (EV/EBIT)	12.03	9.54	9.20	9.95	15.35	14.97	11.57	18.25	23.91	14.17
Enterprise Value to NOPAT (EV/NOPAT)	14.75	11.54	11.30	18.06	18.26	17.60	13.52	21.45	30.89	18.69
Enterprise Value to Operating Cash Flow (EV/OCF)	15.92	8.56	6.31	11.36	11.28	15.78	10.91	13.02	18.10	12.54
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00	4.22	0.00	3.99	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.84	0.67	0.66	0.39	0.66	1.06	0.96	1.32	1.16	1.16
Long-Term Debt to Equity	0.83	0.64	0.55	0.37	0.64	0.84	0.78	0.85	0.81	1.07
Financial Leverage	0.76	0.67	0.52	0.49	0.85	1.01	1.14	1.24	1.16	1.11
Leverage Ratio	10.05	10.02	9.63	9.20	9.36	9.51	9.72	9.65	10.10	10.63
Compound Leverage Factor	10.05	10.02	9.63	6.22	9.36	9.51	9.72	9.65	10.10	10.63
Debt to Total Capital	45.59%	40.15%	39.73%	27.81%	39.65%	51.36%	48.94%	56.88%	53.80%	53.73%
Short-Term Debt to Total Capital	0.55%	1.91%	6.88%	1.25%	0.85%	10.75%	9.28%	20.16%	16.55%	4.32%
Long-Term Debt to Total Capital	45.04%	38.24%	32.85%	26.56%	38.80%	40.61%	39.67%	36.71%	37.24%	49.41%
Preferred Equity to Total Capital	5.47%	7.39%	7.35%	8.10%	10.18%	4.96%	5.53%	4.27%	4.80%	0.00%
Noncontrolling Interests to Total Capital	0.12%	0.14%	0.13%	0.08%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	48.83%	52.32%	52.79%	64.01%	50.18%	43.68%	45.53%	38.85%	41.40%	46.27%
Debt to EBITDA	5.48	4.09	3.61	2.71	6.37	6.09	5.02	7.89	9.23	6.10
Net Debt to EBITDA	1.07	0.85	1.48	0.56	1.36	5.47	3.73	7.03	8.12	5.38
Long-Term Debt to EBITDA	5.41	3.90	2.98	2.59	6.24	4.82	4.07	5.09	6.39	5.61
Debt to NOPAT	8.46	6.60	5.21	5.74	10.45	8.83	7.64	12.03	16.86	11.05
Net Debt to NOPAT	1.65	1.37	2.13	1.18	2.23	7.93	5.68	10.70	14.83	9.75
Long-Term Debt to NOPAT	8.35	6.29	4.31	5.48	10.22	6.98	6.19	7.76	11.67	10.16
Noncontrolling Interest Sharing Ratio	11.41%	12.50%	11.85%	13.55%	13.69%	10.51%	10.38%	10.14%	6.34%	2.99%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-1,983	-959	-473	-3,935	3,539	-1,095	4,725	-1,580	-7,347	-497
Operating Cash Flow to CapEx	1,269.23%	1,897.86%	1,881.78%	834.82%	1,111.76%	1,471.03%	1,569.09%	1,007.22%	1,012.50%	1,110.75%
Free Cash Flow to Firm to Interest Expense	-0.43	-0.28	-0.68	-44.21	8.37	-1.11	6.22	-3.67	-27.93	-3.03
Operating Cash Flow to Interest Expense	0.40	0.76	5.79	23.17	3.13	1.59	2.27	4.53	4.62	6.30
Operating Cash Flow Less CapEx to Interest Expense	0.37	0.72	5.48	20.39	2.85	1.48	2.13	4.08	4.16	5.73
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.04	0.05	0.04	0.04	0.04	0.04	0.04	0.04
Fixed Asset Turnover	6.79	6.50	6.25	7.03	6.34	6.01	5.45	5.13	4.90	4.83
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	36,355	32,412	29,482	26,760	21,528	24,250	21,744	25,076	22,310	14,251
Invested Capital Turnover	0.21	0.24	0.26	0.28	0.21	0.20	0.19	0.18	0.19	0.22
Increase / (Decrease) in Invested Capital	3,943	2,930	2,722	5,232	-2,722	2,506	-3,332	2,766	8,059	1,190
Enterprise Value (EV)	28,903	22,750	25,425	23,419	14,921	24,836	18,833	25,438	21,996	12,951
Market Capitalization	23,631	17,620	18,425	19,703	10,907	12,450	9,713	11,672	10,366	6,194
Book Value per Share	$12.23	$11.71	$10.79	$11.84	$10.62	$10.26	$9.33	$9.01	$8.52	$8.28
Tangible Book Value per Share	$7.93	$7.41	$6.43	$7.72	$8.24	$7.87	$6.95	$6.63	$6.31	$7.36
Total Capital	36,355	32,412	29,482	26,760	21,528	24,250	21,744	25,076	22,310	14,251
Total Debt	16,573	13,014	11,713	7,442	8,535	12,455	10,642	14,262	12,002	7,657
Total Long-Term Debt	16,374	12,394	9,686	7,108	8,352	9,849	8,625	9,206	8,309	7,041
Net Debt	3,241	2,691	4,795	1,528	1,823	11,183	7,917	12,695	10,559	6,758
Capital Expenditures (CapEx)	143	140	214	247	119	107	110	194	120	93
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	-1,295	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	16,573	13,014	11,713	7,442	8,535	12,455	10,642	14,262	12,002	7,657
Total Depreciation and Amortization (D&A)	622	798	484	391	367	386	493	413	380	341
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.24	$1.26	$1.47	$0.91	$0.71	$1.29	$1.22	$1.02	$0.72	$0.82
Adjusted Weighted Average Basic Shares Outstanding	1.45B	1.45B	1.44B	1.26B	1.02B	1.04B	1.08B	1.08B	904.44M	803.41M
Adjusted Diluted Earnings per Share	$1.22	$1.24	$1.45	$0.90	$0.69	$1.27	$1.20	$1.00	$0.70	$0.81
Adjusted Weighted Average Diluted Shares Outstanding	1.48B	1.47B	1.47B	1.29B	1.03B	1.06B	1.11B	1.14B	918.79M	817.13M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$1.29	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	1.45B	1.45B	1.44B	1.44B	1.02B	1.02B	1.05B	1.07B	1.09B	795.03M
Normalized Net Operating Profit after Tax (NOPAT)	1,960	1,971	2,249	1,297	817	1,411	1,393	1,186	712	693
Normalized NOPAT Margin	26.54%	26.78%	31.00%	19.21%	16.97%	30.23%	30.89%	27.52%	20.23%	23.18%
Pre Tax Income Margin	32.54%	32.39%	38.10%	23.56%	20.19%	35.55%	36.10%	32.35%	26.14%	30.57%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.53	0.69	3.97	26.44	2.30	1.68	2.14	3.23	3.50	5.57
NOPAT to Interest Expense	0.43	0.57	3.23	14.57	1.93	1.43	1.83	2.75	2.71	4.23
EBIT Less CapEx to Interest Expense	0.49	0.65	3.66	23.66	2.02	1.57	2.00	2.78	3.04	5.01
NOPAT Less CapEx to Interest Expense	0.40	0.53	2.92	11.80	1.65	1.32	1.69	2.30	2.25	3.66
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	53.37%	52.46%	44.91%	34.26%	85.43%	47.55%	41.92%	35.83%	41.99%	32.47%
Augmented Payout Ratio	53.37%	52.46%	44.91%	59.34%	96.70%	78.81%	109.33%	57.76%	41.99%	68.83%

This table displays calculated financial ratios and metrics derived from Huntington Bancshares' official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	9.46%	13.54%	-0.16%	-2.06%	-8.69%	-12.24%	-1.31%	5.44%	16.78%	-18.60%	12.21%
EBITDA Growth	23.14%	202.65%	-14.63%	-16.09%	-21.52%	-71.37%	1.23%	19.18%	31.37%	-31.40%	80.73%
EBIT Growth	28.04%	170.85%	-7.27%	-16.17%	-32.00%	-68.85%	-7.40%	5.75%	32.28%	-36.66%	58.76%
NOPAT Growth	25.24%	115.32%	-5.43%	-15.04%	-30.03%	-61.79%	-7.54%	4.44%	31.17%	61.44%	57.94%
Net Income Growth	25.24%	115.32%	-5.43%	-15.04%	-30.03%	-61.79%	-7.54%	4.44%	31.17%	-61.76%	57.94%
EPS Growth	30.77%	120.00%	-5.71%	-14.29%	-33.33%	-64.29%	-10.26%	0.00%	34.48%	68.00%	77.27%
Operating Cash Flow Growth	6.43%	0.00%	-143.84%	-51.59%	256.92%	0.00%	18.09%	-35.38%	-84.69%	173.04%	46.62%
Free Cash Flow Firm Growth	-189.70%	-27.11%	-24.35%	91.30%	137.94%	-29.38%	-781.83%	-6,457.95%	-202.02%	57.08%	110.85%
Invested Capital Growth	13.92%	12.17%	16.06%	2.79%	-11.17%	9.94%	15.37%	21.93%	51.25%	10.17%	0.19%
Revenue Q/Q Growth	-1.74%	4.27%	3.94%	2.79%	-35.49%	-8.31%	1.96%	-4.16%	-33.76%	3.10%	8.93%
EBITDA Q/Q Growth	7.88%	3.77%	1.85%	8.00%	-52.86%	-70.73%	0.11%	1.01%	-52.07%	3.48%	17.86%
EBIT Q/Q Growth	-2.39%	4.86%	8.87%	14.90%	-59.04%	-64.10%	-1.57%	-6.80%	-56.70%	6.73%	12.41%
NOPAT Q/Q Growth	-0.56%	2.30%	8.75%	13.21%	70.97%	-55.07%	-2.30%	-6.77%	-6.63%	8.71%	10.35%
Net Income Q/Q Growth	-0.56%	2.30%	8.75%	13.21%	-80.72%	-55.07%	-2.30%	-6.77%	-79.01%	8.71%	10.35%
EPS Q/Q Growth	3.03%	0.00%	10.00%	15.38%	73.33%	-57.14%	0.00%	-10.26%	-7.14%	7.69%	11.43%
Operating Cash Flow Q/Q Growth	-65.43%	438.81%	-243.61%	-34.27%	-48.33%	0.00%	58.57%	384.62%	-90.42%	60.40%	-13.23%
Free Cash Flow Firm Q/Q Growth	-25.14%	26.23%	-820.52%	-110.56%	277.33%	27.83%	35.61%	53.96%	-504.63%	-480.37%	719.32%
Invested Capital Q/Q Growth	7.95%	-2.21%	2.66%	5.11%	6.28%	1.18%	-9.07%	-9.16%	31.54%	6.18%	-3.90%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	44.90%	40.89%	41.09%	41.93%	39.91%	15.34%	48.06%	48.94%	46.43%	47.02%	46.85%
EBIT Margin	34.01%	34.24%	34.04%	32.50%	29.08%	14.35%	36.65%	37.97%	39.04%	40.44%	39.06%
Profit (Net Income) Margin	27.66%	27.33%	27.85%	26.62%	24.17%	14.41%	29.41%	30.69%	31.55%	33.10%	31.39%
Tax Burden Percent	81.32%	79.82%	81.82%	81.91%	83.14%	100.40%	80.23%	80.83%	80.80%	81.84%	80.35%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	18.68%	20.18%	18.18%	18.09%	16.86%	-0.40%	19.77%	19.17%	19.20%	18.16%	19.65%
Return on Invested Capital (ROIC)	5.67%	5.87%	5.76%	6.08%	5.41%	3.43%	7.48%	8.20%	8.29%	8.54%	8.72%
ROIC Less NNEP Spread (ROIC-NNEP)	5.67%	5.87%	5.76%	6.08%	5.41%	3.43%	7.48%	8.20%	8.29%	8.54%	8.72%
Return on Net Nonoperating Assets (RNNOA)	4.81%	4.43%	4.41%	5.23%	4.96%	2.28%	5.05%	6.08%	6.03%	4.41%	4.47%
Return on Equity (ROE)	10.48%	10.30%	10.17%	11.30%	10.37%	5.71%	12.52%	14.28%	14.33%	12.95%	13.19%
Cash Return on Invested Capital (CROIC)	-7.41%	-5.77%	-10.02%	2.02%	16.72%	-3.10%	-6.34%	-12.22%	-33.36%	-1.68%	7.03%
Operating Return on Assets (OROA)	1.27%	1.28%	1.26%	1.38%	1.25%	0.57%	1.52%	1.77%	1.81%	1.64%	1.70%
Return on Assets (ROA)	1.04%	1.03%	1.03%	1.13%	1.04%	0.57%	1.22%	1.43%	1.46%	1.35%	1.37%
Return on Common Equity (ROCE)	9.30%	9.13%	8.88%	9.84%	9.02%	4.99%	10.86%	12.44%	12.51%	11.41%	11.57%
Return on Equity Simple (ROE_SIMPLE)	10.12%	0.00%	8.12%	18.73%	19.36%	0.00%	12.83%	24.78%	24.69%	0.00%	19.24%
Net Operating Profit after Tax (NOPAT)	531	534	522	480	424	248	552	565	606	649	597
NOPAT Margin	27.66%	27.33%	27.85%	26.62%	24.17%	14.41%	29.41%	30.69%	31.55%	33.10%	31.39%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	52.19%	52.71%	52.72%	53.58%	56.21%	57.18%	49.44%	49.00%	49.14%	47.63%	47.63%
Operating Expenses to Revenue	60.00%	60.29%	60.30%	61.95%	64.82%	78.33%	58.07%	57.03%	56.53%	54.92%	55.36%
Earnings before Interest and Taxes (EBIT)	653	669	638	586	510	247	688	699	750	793	743
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	862	799	770	756	700	264	902	901	892	922	891
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.18	1.33	1.16	1.12	1.18	1.04	0.89	0.91	0.93	1.18	1.16
Price to Tangible Book Value (P/TBV)	1.78	2.05	1.76	1.75	1.87	1.64	1.46	1.47	1.51	1.99	2.00
Price to Revenue (P/Rev)	2.89	3.20	2.96	2.34	2.44	2.39	1.87	1.73	1.79	2.54	2.25
Price to Earnings (P/E)	11.38	13.12	13.94	12.35	12.26	9.70	6.42	6.50	6.68	8.67	9.21
Dividend Yield	4.13%	3.81%	4.26%	4.70%	4.50%	5.10%	6.31%	6.05%	5.91%	4.85%	5.15%
Earnings Yield	8.79%	7.62%	7.18%	8.10%	8.16%	10.31%	15.59%	15.37%	14.96%	11.53%	10.86%
Enterprise Value to Invested Capital (EV/IC)	0.68	0.80	0.73	0.70	0.73	0.70	0.58	0.64	0.70	0.86	0.92
Enterprise Value to Revenue (EV/Rev)	3.54	3.91	3.81	3.12	3.06	3.09	2.44	2.62	3.20	3.50	3.32
Enterprise Value to EBITDA (EV/EBITDA)	8.38	9.55	13.34	6.61	6.28	7.15	5.14	4.93	6.15	7.83	6.97
Enterprise Value to EBIT (EV/EBIT)	10.48	12.03	13.77	8.39	7.98	9.54	6.34	5.72	6.97	9.20	7.93
Enterprise Value to NOPAT (EV/NOPAT)	12.91	14.75	16.30	14.91	14.01	11.54	7.83	9.28	11.32	11.30	12.77
Enterprise Value to Operating Cash Flow (EV/OCF)	14.46	15.92	0.00	9.53	8.38	8.56	5.96	7.57	8.19	6.31	8.07
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	35.19	4.09	0.00	0.00	0.00	0.00	0.00	13.11
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.92	0.84	0.80	0.85	0.78	0.67	0.73	0.87	1.06	0.66	0.62
Long-Term Debt to Equity	0.88	0.83	0.76	0.84	0.77	0.64	0.69	0.78	0.69	0.55	0.59
Financial Leverage	0.85	0.76	0.77	0.86	0.92	0.67	0.68	0.74	0.73	0.52	0.51
Leverage Ratio	10.11	10.05	9.88	10.02	10.02	10.02	10.25	9.98	9.81	9.63	9.63
Compound Leverage Factor	10.11	10.05	9.88	10.02	10.02	10.02	10.25	9.98	9.81	9.63	9.63
Debt to Total Capital	47.80%	45.59%	44.45%	45.98%	43.76%	40.15%	42.15%	46.53%	51.49%	39.73%	38.16%
Short-Term Debt to Total Capital	1.69%	0.55%	2.33%	0.52%	0.53%	1.91%	2.13%	4.77%	17.79%	6.88%	1.53%
Long-Term Debt to Total Capital	46.11%	45.04%	42.11%	45.46%	43.23%	38.24%	40.03%	41.76%	33.71%	32.85%	36.62%
Preferred Equity to Total Capital	5.07%	5.47%	6.44%	6.61%	6.95%	7.39%	7.75%	7.05%	6.41%	7.35%	7.80%
Noncontrolling Interests to Total Capital	0.13%	0.12%	0.12%	0.13%	0.15%	0.14%	0.15%	0.14%	0.14%	0.13%	0.13%
Common Equity to Total Capital	47.00%	48.83%	48.99%	47.28%	49.14%	52.32%	49.95%	46.28%	41.96%	52.79%	53.91%
Debt to EBITDA	5.89	5.48	8.08	4.33	3.78	4.09	3.73	3.61	4.54	3.61	2.89
Net Debt to EBITDA	0.89	1.07	1.80	1.01	0.67	0.85	0.50	1.12	2.14	1.48	1.64
Long-Term Debt to EBITDA	5.68	5.41	7.66	4.28	3.73	3.90	3.54	3.24	2.97	2.98	2.77
Debt to NOPAT	9.08	8.46	9.87	9.77	8.43	6.60	5.69	6.78	8.35	5.21	5.29
Net Debt to NOPAT	1.37	1.65	2.20	2.27	1.49	1.37	0.76	2.11	3.93	2.13	3.00
Long-Term Debt to NOPAT	8.75	8.35	9.35	9.66	8.33	6.29	5.41	6.09	5.46	4.31	5.08
Noncontrolling Interest Sharing Ratio	11.25%	11.41%	12.69%	12.96%	13.05%	12.50%	13.26%	12.85%	12.69%	11.85%	12.24%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-4,266	-3,409	-4,621	-502	4,756	-2,682	-3,716	-5,771	-12,534	-2,073	545
Operating Cash Flow to CapEx	950.00%	5,496.30%	-1,042.86%	726.19%	1,450.00%	0.00%	4,343.48%	1,968.75%	520.00%	2,769.39%	2,014.29%
Free Cash Flow to Firm to Interest Expense	-4.01	-3.06	-3.84	-0.43	4.35	-2.59	-3.93	-6.57	-20.25	-5.29	2.95
Operating Cash Flow to Interest Expense	0.48	1.33	-0.36	0.26	0.42	0.00	1.06	0.72	0.21	3.46	4.57
Operating Cash Flow Less CapEx to Interest Expense	0.43	1.31	-0.40	0.23	0.40	0.00	1.03	0.68	0.17	3.34	4.35
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.05	0.05	0.04	0.04
Fixed Asset Turnover	6.93	6.79	6.53	7.34	7.34	6.50	6.70	7.44	7.34	6.25	6.71
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	39,246	36,355	37,176	36,211	34,449	32,412	32,033	35,229	38,781	29,482	27,765
Invested Capital Turnover	0.20	0.21	0.21	0.23	0.22	0.24	0.25	0.27	0.26	0.26	0.28
Increase / (Decrease) in Invested Capital	4,797	3,943	5,143	982	-4,332	2,930	4,268	6,336	13,140	2,722	52
Enterprise Value (EV)	26,694	28,903	27,279	25,408	25,064	22,750	18,576	22,428	27,077	25,425	25,567
Market Capitalization	21,821	23,631	21,155	19,101	19,948	17,620	14,235	14,792	15,142	18,425	17,363
Book Value per Share	$12.69	$12.23	$12.54	$11.81	$11.69	$11.71	$11.05	$11.29	$11.28	$10.79	$10.38
Tangible Book Value per Share	$8.41	$7.93	$8.27	$7.51	$7.38	$7.41	$6.71	$6.96	$6.95	$6.43	$6.02
Total Capital	39,246	36,355	37,176	36,211	34,449	32,412	32,033	35,229	38,781	29,482	27,765
Total Debt	18,760	16,573	16,524	16,648	15,076	13,014	13,503	16,391	19,970	11,713	10,594
Total Long-Term Debt	18,096	16,374	15,656	16,461	14,894	12,394	12,822	14,711	13,072	9,686	10,168
Net Debt	2,832	3,241	3,684	3,865	2,671	2,691	1,810	5,102	9,398	4,795	6,002
Capital Expenditures (CapEx)	54	27	42	42	32	0.00	23	32	25	49	42
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	18,760	16,573	16,524	16,648	15,076	13,014	13,503	16,391	19,970	11,713	10,594
Total Depreciation and Amortization (D&A)	209	130	132	170	190	17	214	202	142	129	148
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.34	$0.35	$0.33	$0.30	$0.26	$0.15	$0.35	$0.36	$0.40	$0.43	$0.39
Adjusted Weighted Average Basic Shares Outstanding	1.45B	1.45B	1.45B	1.45B	1.45B	1.45B	1.45B	1.45B	1.44B	1.44B	1.44B
Adjusted Diluted Earnings per Share	$0.34	$0.33	$0.33	$0.30	$0.26	$0.15	$0.35	$0.35	$0.39	$0.42	$0.39
Adjusted Weighted Average Diluted Shares Outstanding	1.48B	1.48B	1.48B	1.47B	1.47B	1.47B	1.47B	1.47B	1.47B	1.47B	1.47B
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	1.46B	1.45B	1.45B	1.45B	1.45B	1.45B	1.45B	1.45B	1.44B	1.44B	1.44B
Normalized Net Operating Profit after Tax (NOPAT)	531	534	522	480	424	173	552	565	606	649	597
Normalized NOPAT Margin	27.66%	27.33%	27.85%	26.62%	24.17%	10.05%	29.41%	30.69%	31.55%	33.10%	31.39%
Pre Tax Income Margin	34.01%	34.24%	34.04%	32.50%	29.08%	14.35%	36.65%	37.97%	39.04%	40.44%	39.06%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.61	0.60	0.53	0.50	0.47	0.24	0.73	0.80	1.21	2.02	4.02
NOPAT to Interest Expense	0.50	0.48	0.43	0.41	0.39	0.24	0.58	0.64	0.98	1.66	3.23
EBIT Less CapEx to Interest Expense	0.56	0.58	0.50	0.47	0.44	0.24	0.70	0.76	1.17	1.90	3.79
NOPAT Less CapEx to Interest Expense	0.45	0.45	0.40	0.38	0.36	0.24	0.56	0.61	0.94	1.53	3.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	50.17%	53.37%	0.00%	28.73%	27.86%	52.46%	43.17%	21.72%	21.83%	44.91%	30.48%
Augmented Payout Ratio	50.17%	53.37%	0.00%	28.73%	27.86%	52.46%	43.17%	21.72%	21.83%	44.91%	30.48%

Frequently Asked Questions About Huntington Bancshares' Financials

When does Huntington Bancshares's financial year end?

According to the most recent income statement we have on file, Huntington Bancshares' fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Huntington Bancshares' net income changed over the last 9 years?

Huntington Bancshares' net income appears to be on an upward trend, with a most recent value of $1.96 billion in 2024, rising from $693 million in 2015. The previous period was $1.97 billion in 2023.

How has Huntington Bancshares revenue changed over the last 9 years?

Over the last 9 years, Huntington Bancshares' total revenue changed from $2.99 billion in 2015 to $7.39 billion in 2024, a change of 147.0%.

How much debt does Huntington Bancshares have?

Huntington Bancshares' total liabilities were at $184.45 billion at the end of 2024, a 8.5% increase from 2023, and a 186.3% increase since 2015.

How much cash does Huntington Bancshares have?

In the past 9 years, Huntington Bancshares' cash and equivalents has ranged from $847.16 million in 2015 to $1.81 billion in 2021, and is currently $1.69 billion as of their latest financial filing in 2024.

How has Huntington Bancshares' book value per share changed over the last 9 years?

Over the last 9 years, Huntington Bancshares' book value per share changed from 8.28 in 2015 to 12.23 in 2024, a change of 47.7%.

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This page (NASDAQ:HBANP) was last updated on 5/24/2025 by MarketBeat.com Staff

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Huntington Bancshares (HBANP) Financials

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Huntington Bancshares (HBANP) Financials

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