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Home Federal Bancorp, Inc. of Louisiana (HFBL) Financials

Home Federal Bancorp, Inc. of Louisiana logo
$22.80 +0.72 (+3.26%)
As of 04:00 PM Eastern
Annual Income Statements for Home Federal Bancorp, Inc. of Louisiana

Annual Income Statements for Home Federal Bancorp, Inc. of Louisiana

This table shows Home Federal Bancorp, Inc. of Louisiana's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 6/30/2015 6/30/2016 6/30/2017 6/30/2018 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025
Net Income / (Loss) Attributable to Common Shareholders
3.36 3.38 3.65 3.57 4.74 3.85 5.37 4.87 5.70 3.59 3.89
Consolidated Net Income / (Loss)
3.36 3.38 3.65 3.57 4.74 3.85 5.37 4.87 5.70 3.59 3.89
Net Income / (Loss) Continuing Operations
3.36 3.38 3.65 3.57 4.74 3.85 5.37 4.87 5.70 3.59 3.89
Total Pre-Tax Income
5.02 5.02 5.41 5.82 6.03 4.81 6.81 6.00 6.77 4.07 4.65
Total Revenue
15 16 18 18 18 19 22 21 24 21 21
Net Interest Income / (Expense)
12 13 14 15 15 15 17 17 22 19 19
Total Interest Income
15 15 17 18 20 20 20 19 27 32 30
Loans and Leases Interest Income
14 15 16 17 18 18 19 18 23 29 27
Investment Securities Interest Income
1.00 0.77 1.09 1.18 1.46 1.61 1.23 1.51 2.21 2.48 2.27
Other Interest Income
0.01 0.06 0.04 0.14 0.33 0.29 0.10 0.22 0.97 0.37 0.85
Total Interest Expense
2.48 2.61 2.80 3.50 4.53 5.15 3.30 1.88 5.08 13 12
Deposits Interest Expense
2.23 2.33 2.36 3.05 4.38 5.05 3.20 1.77 4.51 12 11
Long-Term Debt Interest Expense
0.25 0.28 0.45 0.45 0.15 0.11 0.11 0.11 0.57 0.92 0.35
Total Non-Interest Income
2.96 3.25 3.89 2.99 2.39 3.90 5.45 3.48 2.10 1.58 2.01
Service Charges on Deposit Accounts
- - 0.76 0.88 0.98 1.02 0.99 1.15 1.48 1.52 1.57
Other Service Charges
0.51 0.61 0.05 0.11 0.06 0.04 0.06 0.28 0.05 0.07 0.21
Net Realized & Unrealized Capital Gains on Investments
2.29 2.49 2.94 1.86 1.21 2.70 4.28 1.93 0.47 -0.12 0.11
Other Non-Interest Income
0.16 0.16 0.15 0.14 0.14 0.14 0.13 0.11 0.10 0.11 0.12
Provision for Credit Losses
0.30 0.27 0.90 1.05 0.60 1.89 1.80 0.34 0.87 0.04 -0.13
Total Non-Interest Expense
9.94 11 12 11 11 12 14 14 16 16 16
Salaries and Employee Benefits
6.26 6.81 7.15 6.50 6.44 7.69 8.67 9.02 9.09 9.52 8.94
Net Occupancy & Equipment Expense
1.58 1.65 1.86 2.01 1.89 2.10 2.26 2.63 2.92 2.86 3.79
Marketing Expense
0.25 0.24 0.42 0.19 0.36 0.29 0.19 0.33 0.34 0.36 0.15
Property & Liability Insurance Claims
0.49 0.62 0.64 0.68 0.63 0.54 0.59 0.51 0.30 0.39 0.35
Other Operating Expenses
1.36 1.49 1.60 1.67 1.74 1.76 2.08 2.00 3.19 2.96 2.64
Amortization Expense
- - - - - - - 0.00 0.17 0.33 0.28
Income Tax Expense
1.66 1.64 1.76 2.25 1.28 0.96 1.45 1.13 1.07 0.48 0.77
Basic Earnings per Share
$1.70 $1.80 $2.01 $1.98 $2.68 $1.15 $1.66 $1.50 $1.89 $1.18 $1.27
Weighted Average Basic Shares Outstanding
2.10M 1.96M 1.93M 1.90M 1.79M 1.72M 3.35M 3.11M 3.13M 3.13M 3.06M
Diluted Earnings per Share
$1.65 $1.74 $1.91 $1.87 $2.50 $1.07 $1.57 $1.41 $1.81 $1.17 $1.26
Weighted Average Diluted Shares Outstanding
2.10M 1.96M 1.93M 1.90M 1.79M 1.72M 3.35M 3.11M 3.13M 3.13M 3.06M
Weighted Average Basic & Diluted Shares Outstanding
2.10M 1.96M 1.93M 1.90M 1.79M 1.72M 3.35M 3.11M 3.13M 3.13M 3.06M

Quarterly Income Statements for Home Federal Bancorp, Inc. of Louisiana

This table shows Home Federal Bancorp, Inc. of Louisiana's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders
1.22 1.00 0.73 0.64 0.94 1.02 0.75 1.18 1.60 1.68 1.47
Consolidated Net Income / (Loss)
1.22 1.00 0.73 0.64 0.94 1.02 0.75 1.18 1.60 1.68 1.47
Net Income / (Loss) Continuing Operations
1.22 1.00 0.73 0.64 0.94 1.02 0.75 1.18 1.60 1.68 1.47
Total Pre-Tax Income
1.53 0.81 0.91 0.82 0.94 1.21 0.96 1.55 2.02 2.11 1.79
Total Revenue
5.72 5.04 4.91 4.87 4.73 5.09 5.21 5.65 5.91 6.02 6.03
Net Interest Income / (Expense)
5.28 4.90 4.40 4.36 4.43 4.60 4.67 4.97 5.26 5.38 5.41
Total Interest Income
8.07 8.08 7.89 7.82 7.74 7.66 7.43 7.64 8.01 8.06 8.02
Loans and Leases Interest Income
7.27 7.40 7.28 7.06 6.90 6.79 6.74 6.92 7.27 7.34 7.36
Investment Securities Interest Income
0.62 0.67 0.58 0.61 0.51 0.53 0.58 0.65 0.56 0.56 0.58
Other Interest Income
0.18 0.01 0.03 0.15 0.34 0.33 0.11 0.07 0.18 0.16 0.07
Total Interest Expense
2.79 3.18 3.49 3.46 3.31 3.06 2.75 2.67 2.75 2.69 2.61
Deposits Interest Expense
2.59 2.90 3.19 3.31 3.20 2.98 2.68 2.59 2.67 2.61 2.53
Long-Term Debt Interest Expense
0.20 0.28 0.29 0.15 0.12 0.08 0.08 0.08 0.08 0.07 0.08
Total Non-Interest Income
0.43 0.14 0.51 0.51 0.30 0.49 0.54 0.68 0.65 0.64 0.62
Service Charges on Deposit Accounts
0.39 0.40 0.36 0.37 0.39 0.39 0.38 0.40 0.42 0.44 0.42
Other Service Charges
0.01 0.02 0.02 0.02 0.04 0.08 0.05 0.04 0.05 0.05 0.05
Net Realized & Unrealized Capital Gains on Investments
0.00 -0.31 0.10 0.08 -0.16 -0.01 0.08 0.20 0.15 0.12 0.12
Other Non-Interest Income
0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03
Provision for Credit Losses
0.00 -0.02 0.01 0.05 -0.22 0.05 0.01 0.05 0.04 0.11 0.27
Total Non-Interest Expense
4.19 4.25 3.99 4.00 4.01 3.84 4.25 4.05 3.85 3.79 3.97
Salaries and Employee Benefits
2.36 2.33 2.45 2.39 2.30 2.23 2.14 2.27 2.15 2.10 2.16
Net Occupancy & Equipment Expense
0.79 0.67 0.67 0.72 0.78 0.87 1.16 0.97 0.90 0.88 0.96
Marketing Expense
0.14 0.08 0.08 0.06 0.06 0.04 0.02 0.02 0.03 0.02 0.03
Property & Liability Insurance Claims
0.09 0.30 0.09 -0.08 0.09 0.08 0.10 -0.05 0.09 0.08 0.10
Other Operating Expenses
0.71 0.79 0.62 0.84 0.71 0.54 0.76 0.77 0.61 0.64 0.66
Amortization Expense
0.09 0.09 0.08 0.08 0.07 0.07 0.07 0.07 0.07 0.06 0.06
Income Tax Expense
0.31 -0.20 0.18 0.19 -0.00 0.19 0.21 0.37 0.42 0.44 0.32
Basic Earnings per Share
$0.40 $0.33 $0.24 $0.21 $0.31 $0.33 $0.24 $0.39 $0.53 $0.55 $0.49
Weighted Average Basic Shares Outstanding
3.13M 3.14M 3.14M 3.13M 3.13M 3.13M 3.12M 3.06M 3.09M 3.07M 3.05M
Diluted Earnings per Share
$0.39 $0.33 $0.24 $0.21 $0.31 $0.33 $0.24 $0.38 $0.52 $0.54 $0.48
Weighted Average Diluted Shares Outstanding
3.13M 3.14M 3.14M 3.13M 3.13M 3.13M 3.12M 3.06M 3.09M 3.07M 3.05M
Weighted Average Basic & Diluted Shares Outstanding
3.13M 3.14M 3.14M 3.13M 3.13M 3.13M 3.12M 3.06M 3.09M 3.07M 3.05M

Annual Cash Flow Statements for Home Federal Bancorp, Inc. of Louisiana

This table details how cash moves in and out of Home Federal Bancorp, Inc. of Louisiana's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 6/30/2015 6/30/2016 6/30/2017 6/30/2018 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025
Net Change in Cash & Equivalents
7.53 -16 7.15 3.96 2.24 37 50 -40 -39 10 -18
Net Cash From Operating Activities
-0.72 7.05 3.38 13 4.80 0.20 8.33 17 12 2.32 5.47
Net Cash From Continuing Operating Activities
-0.72 7.05 3.38 13 4.80 0.20 8.33 17 12 2.32 5.47
Net Income / (Loss) Continuing Operations
3.36 3.38 3.65 3.57 4.74 3.85 5.37 4.87 5.70 3.59 3.89
Consolidated Net Income / (Loss)
3.36 3.38 3.65 3.57 4.74 3.85 5.37 4.87 5.70 3.59 3.89
Provision For Loan Losses
0.30 0.33 0.91 1.08 0.01 2.01 2.20 0.36 0.96 0.04 -0.13
Depreciation Expense
0.38 0.44 0.51 0.50 0.54 0.65 0.67 0.76 0.87 0.94 1.08
Amortization Expense
-0.07 -0.05 -0.04 0.00 -0.08 -0.09 -1.17 -0.70 -0.33 -0.79 -0.24
Non-Cash Adjustments to Reconcile Net Income
-4.43 2.77 -1.57 7.98 -0.36 -5.96 0.79 11 4.30 -0.83 0.61
Changes in Operating Assets and Liabilities, net
-0.26 0.19 -0.09 -0.03 -0.06 -0.27 0.48 0.29 0.60 -0.64 0.26
Net Cash From Investing Activities
-28 -31 -37 -0.76 -17 -33 -1.42 -79 -115 34 10
Net Cash From Continuing Investing Activities
-28 -31 -37 -0.76 -17 -33 -1.42 -79 -115 34 10
Purchase of Property, Leasehold Improvements and Equipment
-2.12 -2.62 -0.09 -0.58 -2.66 -1.01 -2.48 -2.57 -1.27 -2.72 -0.16
Purchase of Investment Securities
-40 -40 -51 -16 -26 -62 -31 -95 -130 16 -2.46
Sale and/or Maturity of Investments
14 12 14 15 12 29 31 19 16 22 13
Other Investing Activities, net
0.03 0.05 0.11 0.23 0.10 1.44 0.63 0.37 0.15 0.05 0.08
Net Cash From Financing Activities
36 7.49 41 -8.38 15 69 43 21 64 -27 -33
Net Cash From Continuing Financing Activities
36 7.49 41 -8.38 15 69 43 21 64 -27 -33
Net Change in Deposits
14 1.58 41 31 28 73 46 25 65 -23 -28
Issuance of Debt
810 706 777 184 0.90 2.30 2.40 3.15 190 795 0.00
Repayment of Debt
-785 -696 -776 -221 -11 -0.75 -2.49 -3.24 -185 -797 -3.00
Repurchase of Common Equity
-2.92 -3.35 -0.65 -1.96 -2.45 -4.14 -2.59 -4.48 -5.96 -0.49 -1.07
Payment of Dividends
-0.61 -0.66 -0.71 -0.92 -1.05 -1.14 -1.12 -1.35 -1.53 -1.57 -1.63
Other Financing Activities, Net
0.33 0.26 0.04 0.22 0.60 0.16 0.64 1.93 0.65 0.34 0.13
Cash Interest Paid
2.46 2.61 2.78 3.49 4.54 5.16 3.33 1.89 5.08 13 12
Cash Income Taxes Paid
1.58 1.76 2.11 1.58 1.29 0.76 1.48 1.12 0.95 0.68 0.69

Quarterly Cash Flow Statements for Home Federal Bancorp, Inc. of Louisiana

This table details how cash moves in and out of Home Federal Bancorp, Inc. of Louisiana's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents
-16 -0.21 -0.65 27 6.10 -22 11 -13 9.15 -7.22 9.68
Net Cash From Operating Activities
2.45 -2.64 0.65 1.86 0.87 2.59 0.99 1.02 2.78 2.86 -1.27
Net Cash From Continuing Operating Activities
2.45 -2.64 0.65 1.86 0.87 2.58 1.00 1.02 2.78 2.86 -1.27
Net Income / (Loss) Continuing Operations
1.22 1.00 0.73 0.64 0.94 1.02 0.75 1.18 1.60 1.68 1.47
Consolidated Net Income / (Loss)
1.22 1.00 0.73 0.64 0.94 1.02 0.75 1.18 1.60 1.68 1.47
Provision For Loan Losses
0.36 -0.37 0.01 0.05 -0.22 0.05 0.01 0.05 0.04 0.11 0.27
Depreciation Expense
0.22 0.25 0.24 0.23 0.22 0.23 0.30 0.34 0.27 0.26 0.25
Amortization Expense
-0.35 0.09 -0.49 -0.04 0.40 -0.49 -0.07 -0.09 -0.09 -0.09 -0.09
Non-Cash Adjustments to Reconcile Net Income
-0.61 -0.64 0.04 0.39 -0.51 2.19 -0.73 -0.34 0.27 0.62 -1.88
Changes in Operating Assets and Liabilities, net
1.60 -2.97 0.14 0.60 0.04 -0.41 0.74 -0.12 0.69 0.28 -1.29
Net Cash From Investing Activities
-18 10 10 32 17 -3.64 0.16 -2.93 -4.10 -6.53 -9.39
Net Cash From Continuing Investing Activities
-18 10 10 32 17 -3.64 0.13 -2.93 -4.10 -6.54 -9.39
Purchase of Property, Leasehold Improvements and Equipment
-0.69 -0.86 -0.79 -0.37 -0.04 -0.05 -0.02 -0.08 -0.02 -0.03 -0.00
Purchase of Investment Securities
-20 4.80 3.10 28 13 -7.32 -3.86 -4.39 -8.51 -9.54 -12
Sale and/or Maturity of Investments
2.86 6.37 8.16 4.16 3.54 3.72 3.96 1.56 4.42 3.00 2.82
Other Investing Activities, net
0.02 0.02 0.01 - 0.00 0.02 0.05 0.01 0.00 0.04 0.01
Net Cash From Financing Activities
-0.19 -7.90 -12 -6.76 -11 -20 9.75 -11 10 -3.55 20
Net Cash From Continuing Financing Activities
-0.19 -7.90 -12 -6.76 -11 -20 9.78 -11 10 -3.55 20
Net Change in Deposits
-4.86 -8.82 -4.81 -4.87 -9.45 -18 10 -10 11 -2.31 20
Repayment of Debt
-73 -335 -388 -1.50 -1.50 -1.54 0.04 - 0.00 - -0.44
Repurchase of Common Equity
0.00 -0.03 -0.01 -0.45 -0.18 -0.15 -0.18 -0.56 -0.28 -1.99 -0.62
Payment of Dividends
-0.39 -0.39 -0.39 -0.39 -0.41 -0.41 -0.41 -0.41 -0.42 -0.42 -0.42
Other Financing Activities, Net
0.16 -0.26 -0.02 0.46 0.14 -0.38 0.12 0.25 0.27 1.17 0.27
Cash Interest Paid
2.77 3.20 3.41 3.53 3.29 3.09 2.66 2.72 2.69 2.73 2.55
Cash Income Taxes Paid
- - - - 0.00 - 0.43 0.26 0.14 0.68 0.43

Annual Balance Sheets for Home Federal Bancorp, Inc. of Louisiana

This table presents Home Federal Bancorp, Inc. of Louisiana's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 6/30/2015 6/30/2016 6/30/2017 6/30/2018 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025
Total Assets
370 382 427 422 442 518 566 590 661 638 609
Cash and Due from Banks
21 4.76 12 16 18 55 104 64 25 35 17
Trading Account Securities
47 53 65 65 76 57 99 112 114 98 98
Loans and Leases, Net of Allowance
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Premises and Equipment, Net
10 12 12 12 14 13 15 16 17 18 17
Goodwill
- - - - - - - 0.00 2.99 2.99 2.99
Intangible Assets
- - - - - - - 0.00 1.53 1.20 0.92
Other Assets
277 300 324 11 11 12 348 398 501 482 473
Total Liabilities & Shareholders' Equity
370 382 427 422 442 518 566 590 661 638 609
Total Liabilities
326 338 380 375 392 468 513 538 610 585 554
Non-Interest Bearing Deposits
286 288 329 360 59 103 131 161 146 130 122
Interest Bearing Deposits
0.58 0.72 0.70 0.73 329 358 376 371 452 444 424
Short-Term Debt
0.00 24 37 5.58 0.75 2.49 2.44 2.35 8.55 7.00 4.00
Long-Term Debt
38 24 12 6.36 1.06 0.87 0.83 0.83 - - 0.00
Other Long-Term Liabilities
1.22 1.71 1.71 1.69 1.56 2.99 2.72 2.61 3.91 3.18 3.45
Total Equity & Noncontrolling Interests
43 43 46 47 50 51 53 52 51 53 55
Total Preferred & Common Equity
43 43 46 47 50 51 53 52 51 53 55
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
43 43 46 47 50 51 53 52 51 53 55
Common Stock
33 34 35 35 36 37 38 40 41 42 42
Retained Earnings
12 11 13 14 15 14 15 15 13 14 15
Accumulated Other Comprehensive Income / (Loss)
0.10 0.08 -0.35 -1.05 0.02 0.92 0.28 -1.70 -2.65 -2.62 -1.93
Other Equity Adjustments
-1.78 -1.60 -1.26 -1.12 -0.99 -0.87 -0.75 -0.64 -0.52 -0.41 -0.32

Quarterly Balance Sheets for Home Federal Bancorp, Inc. of Louisiana

This table presents Home Federal Bancorp, Inc. of Louisiana's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026 Q2 2026 Q3 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 9/30/2024 12/31/2024 3/31/2025 9/30/2025 12/31/2025 3/31/2026
Total Assets
663 654 643 628 608 620 623 621 642
Cash and Due from Banks
8.88 8.67 8.02 41 20 30 26 19 29
Trading Account Securities
114 111 102 100 96 97 99 98 101
Loans and Leases, Net of Allowance
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Premises and Equipment, Net
17 18 18 18 18 18 17 17 17
Goodwill
2.99 2.99 2.99 2.99 2.99 2.99 2.99 2.99 2.99
Intangible Assets
1.44 1.35 1.28 1.13 1.05 0.98 0.85 0.78 0.73
Other Assets
519 513 511 466 470 471 476 483 491
Total Liabilities & Shareholders' Equity
663 654 643 628 608 620 623 621 642
Total Liabilities
612 602 590 574 554 565 566 564 584
Non-Interest Bearing Deposits
146 136 133 133 128 130 127 128 139
Interest Bearing Deposits
447 448 447 432 418 427 431 427 436
Short-Term Debt
8.85 9.65 8.50 5.50 4.00 4.00 4.00 4.00 3.56
Long-Term Debt
4.60 5.40 - - - - - - 2.00
Other Long-Term Liabilities
5.46 2.51 2.68 3.43 3.02 3.76 4.06 4.43 3.17
Total Equity & Noncontrolling Interests
50 53 53 54 54 55 57 58 58
Total Preferred & Common Equity
50 53 53 54 54 55 57 58 58
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
50 53 53 54 54 55 57 58 58
Common Stock
41 41 41 42 42 42 42 44 44
Retained Earnings
13 14 14 14 15 15 16 15 16
Accumulated Other Comprehensive Income / (Loss)
-3.47 -2.12 -2.62 -1.61 -2.63 -2.06 -1.54 -1.38 -1.80
Other Equity Adjustments
-0.50 -0.47 -0.44 -0.38 -0.35 -0.34 -0.31 -0.29 -0.28

Annual Metrics And Ratios for Home Federal Bancorp, Inc. of Louisiana

This table displays calculated financial ratios and metrics derived from Home Federal Bancorp, Inc. of Louisiana's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 6/30/2015 6/30/2016 6/30/2017 6/30/2018 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025
DEI Shares Outstanding
2,115,484.00 1,988,580.00 1,952,266.00 1,908,581.00 1,849,990.00 1,733,434.00 3,358,566.00 3,390,839.00 3,123,651.00 3,138,588.00 3,122,764.00
DEI Adjusted Shares Outstanding
4,230,968.00 3,977,160.00 3,904,532.00 3,817,162.00 3,699,980.00 3,466,868.00 3,358,566.00 3,390,839.00 3,123,651.00 3,138,588.00 3,122,764.00
DEI Earnings Per Adjusted Shares Outstanding
0.79 0.85 0.94 0.93 1.28 1.11 1.60 1.44 1.83 1.14 1.25
Growth Metrics
- - - - - - - - - - -
Revenue Growth
15.75% 5.57% 11.68% -0.37% -1.21% 7.81% 17.36% -6.97% 13.53% -13.17% 0.69%
EBITDA Growth
23.00% 1.52% 8.62% 7.69% 2.48% -17.11% 17.34% -3.79% 20.52% -42.29% 30.28%
EBIT Growth
23.06% 0.10% 7.75% 7.58% 3.54% -20.23% 41.67% -11.89% 12.83% -39.90% 14.38%
NOPAT Growth
22.27% 0.66% 8.14% -2.30% 32.93% -18.83% 39.35% -9.17% 17.05% -37.01% 8.21%
Net Income Growth
22.27% 0.66% 8.14% -2.30% 32.93% -18.83% 39.35% -9.17% 17.05% -37.01% 8.21%
EPS Growth
27.91% 5.45% 9.77% -2.09% 33.69% -18.83% 46.73% -10.19% 28.37% -35.36% 7.69%
Operating Cash Flow Growth
70.14% 1,084.92% -52.14% 288.27% -63.40% -95.83% 4,066.00% 104.74% -29.04% -80.85% 136.07%
Free Cash Flow Firm Growth
-303.05% 72.40% 99.30% 90,434.09% -70.89% -81.83% 55.47% 63.28% -59.88% 34.61% 55.66%
Invested Capital Growth
46.92% 11.81% 4.04% -38.02% -11.58% 3.35% 3.89% -0.83% 6.42% 1.20% -1.00%
Revenue Q/Q Growth
3.59% 2.49% 3.21% -1.65% -0.63% 3.01% 0.18% 1.00% 3.00% -5.04% 3.93%
EBITDA Q/Q Growth
4.66% 3.29% 1.42% 0.62% -1.22% -3.59% 4.46% -4.50% 3.79% -13.52% 16.88%
EBIT Q/Q Growth
3.38% 3.65% 1.58% 0.67% -2.10% -3.12% 5.08% -5.68% 5.08% -16.02% 18.57%
NOPAT Q/Q Growth
3.26% 3.91% 1.50% 4.18% -0.36% -3.10% 5.07% -4.51% 3.46% -14.72% 16.16%
Net Income Q/Q Growth
3.26% 3.91% 1.50% 4.18% -0.36% -3.10% 5.07% -4.51% 3.46% -14.72% 16.16%
EPS Q/Q Growth
4.43% 6.10% 1.06% 3.89% -2.72% -3.10% 3.29% -6.00% 2.84% -12.69% 15.60%
Operating Cash Flow Q/Q Growth
-214.01% -7.30% -47.76% 106.56% -28.14% -87.65% 307.32% -33.54% 22.91% -37.87% -13.28%
Free Cash Flow Firm Q/Q Growth
-20.21% -142.55% 99.69% 41.14% -33.76% 17.23% -94.34% 110.64% 128.22% -75.02% -20.99%
Invested Capital Q/Q Growth
0.22% 30.46% 8.31% -6.56% 3.45% 2.48% 0.00% 0.46% -13.57% -2.04% 0.83%
Profitability Metrics
- - - - - - - - - - -
EBITDA Margin
34.93% 33.59% 32.67% 35.31% 36.63% 28.16% 28.16% 29.12% 30.92% 20.55% 26.59%
EBIT Margin
32.89% 31.18% 30.09% 32.48% 34.05% 25.19% 30.41% 28.80% 28.62% 19.82% 22.51%
Profit (Net Income) Margin
22.00% 20.97% 20.31% 19.92% 26.80% 20.18% 23.96% 23.39% 24.12% 17.50% 18.80%
Tax Burden Percent
66.89% 67.26% 67.50% 61.31% 78.71% 80.09% 78.78% 81.22% 84.25% 88.30% 83.54%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
33.11% 32.74% 32.50% 38.69% 21.29% 19.91% 21.22% 18.78% 15.75% 11.70% 16.46%
Return on Invested Capital (ROIC)
4.88% 3.90% 3.91% 4.63% 8.54% 7.26% 9.76% 8.74% 9.95% 6.04% 6.53%
ROIC Less NNEP Spread (ROIC-NNEP)
4.88% 3.90% 3.91% 4.63% 8.54% 7.26% 9.76% 8.74% 9.95% 6.04% 6.53%
Return on Net Nonoperating Assets (RNNOA)
2.91% 3.88% 4.23% 3.02% 1.20% 0.37% 0.63% 0.54% 1.13% 0.91% 0.67%
Return on Equity (ROE)
7.79% 7.78% 8.15% 7.65% 9.74% 7.63% 10.39% 9.28% 11.09% 6.95% 7.20%
Cash Return on Invested Capital (CROIC)
-33.12% -7.25% -0.05% 51.58% 20.82% 3.96% 5.95% 9.57% 3.74% 4.85% 7.54%
Operating Return on Assets (OROA)
1.43% 1.34% 1.34% 1.37% 1.39% 1.00% 1.26% 1.04% 1.08% 0.63% 0.75%
Return on Assets (ROA)
0.96% 0.90% 0.90% 0.84% 1.10% 0.80% 0.99% 0.84% 0.91% 0.55% 0.62%
Return on Common Equity (ROCE)
7.79% 7.78% 8.15% 7.65% 9.74% 7.63% 10.39% 9.28% 11.09% 6.95% 7.20%
Return on Equity Simple (ROE_SIMPLE)
7.73% 7.78% 7.90% 7.59% 9.42% 7.62% 10.18% 9.31% 11.29% 6.80% 7.04%
Net Operating Profit after Tax (NOPAT)
3.36 3.38 3.65 3.57 4.74 3.85 5.37 4.87 5.70 3.59 3.89
NOPAT Margin
22.00% 20.97% 20.31% 19.92% 26.80% 20.18% 23.96% 23.39% 24.12% 17.50% 18.80%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
53.02% 54.05% 52.50% 48.52% 49.14% 52.82% 49.65% 57.51% 52.22% 62.05% 62.28%
Operating Expenses to Revenue
65.15% 67.13% 64.91% 61.65% 62.56% 64.90% 61.55% 69.59% 67.71% 79.99% 78.10%
Earnings before Interest and Taxes (EBIT)
5.02 5.02 5.41 5.82 6.03 4.81 6.81 6.00 6.77 4.07 4.65
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
5.33 5.41 5.87 6.33 6.48 5.37 6.31 6.07 7.31 4.22 5.50
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
0.80 0.81 0.96 1.09 1.06 0.76 1.13 1.18 0.83 0.65 0.76
Price to Tangible Book Value (P/TBV)
0.80 0.81 0.96 1.09 1.06 0.76 1.13 1.18 0.91 0.70 0.82
Price to Revenue (P/Rev)
2.29 2.19 2.46 2.86 3.02 2.00 2.66 2.97 1.77 1.67 2.03
Price to Earnings (P/E)
10.39 10.46 12.10 14.37 11.28 9.92 11.10 12.70 7.32 9.52 10.81
Dividend Yield
1.70% 1.80% 1.59% 1.79% 1.94% 2.90% 1.86% 2.19% 3.59% 4.59% 3.86%
Earnings Yield
9.62% 9.56% 8.27% 6.96% 8.87% 10.08% 9.01% 7.88% 13.65% 10.51% 9.25%
Enterprise Value to Invested Capital (EV/IC)
0.64 0.86 0.85 0.80 0.71 0.00 0.00 0.02 0.43 0.10 0.48
Enterprise Value to Revenue (EV/Rev)
3.42 4.88 4.51 2.64 2.10 0.00 0.00 0.05 1.08 0.30 1.39
Enterprise Value to EBITDA (EV/EBITDA)
9.78 14.54 13.82 7.49 5.74 0.00 0.00 0.16 3.50 1.48 5.22
Enterprise Value to EBIT (EV/EBIT)
10.39 15.66 15.01 8.14 6.17 0.00 0.00 0.16 3.78 1.53 6.16
Enterprise Value to NOPAT (EV/NOPAT)
15.53 23.28 22.23 13.27 7.84 0.00 0.00 0.20 4.48 1.74 7.38
Enterprise Value to Operating Cash Flow (EV/OCF)
0.00 11.15 24.05 3.61 7.75 0.00 0.00 0.06 2.11 2.69 5.24
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 0.00 0.00 1.19 3.21 0.00 0.00 0.18 11.94 2.17 6.39
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
0.89 1.11 1.06 0.25 0.04 0.07 0.06 0.06 0.17 0.13 0.07
Long-Term Debt to Equity
0.89 0.56 0.26 0.14 0.02 0.02 0.02 0.02 0.00 0.00 0.00
Financial Leverage
0.60 1.00 1.08 0.65 0.14 0.05 0.06 0.06 0.11 0.15 0.10
Leverage Ratio
8.12 8.66 9.02 9.09 8.87 9.52 10.50 11.00 12.16 12.56 11.55
Compound Leverage Factor
8.12 8.66 9.02 9.09 8.87 9.52 10.50 11.00 12.16 12.56 11.55
Debt to Total Capital
46.96% 52.55% 51.40% 20.24% 3.46% 6.23% 5.83% 5.73% 14.47% 11.71% 6.76%
Short-Term Debt to Total Capital
0.00% 26.13% 38.88% 9.47% 1.43% 4.63% 4.35% 4.23% 14.47% 11.71% 6.76%
Long-Term Debt to Total Capital
46.96% 26.42% 12.51% 10.78% 2.03% 1.61% 1.49% 1.50% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
53.04% 47.45% 48.60% 79.76% 96.54% 93.77% 94.17% 94.27% 85.53% 88.29% 93.24%
Debt to EBITDA
7.21 8.89 8.33 1.89 0.28 0.63 0.52 0.52 1.17 1.66 0.73
Net Debt to EBITDA
3.24 8.01 6.30 -0.62 -2.51 -9.59 -16.04 -10.04 -2.22 -6.62 -2.43
Long-Term Debt to EBITDA
7.21 4.47 2.03 1.00 0.16 0.16 0.13 0.14 0.00 0.00 0.00
Debt to NOPAT
11.45 14.23 13.39 3.35 0.38 0.87 0.61 0.65 1.50 1.95 1.03
Net Debt to NOPAT
5.14 12.82 10.13 -1.10 -3.44 -13.38 -18.85 -12.50 -2.84 -7.78 -3.43
Long-Term Debt to NOPAT
11.45 7.16 3.26 1.78 0.22 0.23 0.16 0.17 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-23 -6.28 -0.04 40 12 2.10 3.27 5.34 2.14 2.88 4.49
Operating Cash Flow to CapEx
-33.82% 269.16% 3,750.00% 2,263.21% 180.10% 19.88% 336.24% 662.74% 952.40% 85.10% 3,357.06%
Free Cash Flow to Firm to Interest Expense
-9.18 -2.41 -0.02 11.37 2.55 0.41 0.99 2.84 0.42 0.22 0.38
Operating Cash Flow to Interest Expense
-0.29 2.70 1.20 3.75 1.06 0.04 2.52 9.09 2.38 0.18 0.46
Operating Cash Flow Less CapEx to Interest Expense
-1.14 1.70 1.17 3.58 0.47 -0.16 1.77 7.72 2.13 -0.03 0.45
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.03 0.03
Fixed Asset Turnover
1.64 1.43 1.46 1.46 1.37 1.42 1.59 1.34 1.44 1.18 1.16
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
82 91 95 59 52 54 56 56 59 60 59
Invested Capital Turnover
0.22 0.19 0.19 0.23 0.32 0.36 0.41 0.37 0.41 0.35 0.35
Increase / (Decrease) in Invested Capital
26 9.66 3.70 -36 -6.83 1.75 2.10 -0.46 3.56 0.71 -0.60
Enterprise Value (EV)
52 79 81 47 37 -13 -42 0.98 26 6.25 29
Market Capitalization
35 35 44 51 53 38 60 62 42 34 42
Book Value per Share
$20.51 $21.82 $23.69 $24.65 $27.21 $29.15 $15.70 $15.44 $16.18 $16.82 $17.68
Tangible Book Value per Share
$20.51 $21.82 $23.69 $24.65 $27.21 $29.15 $15.70 $15.44 $14.73 $15.49 $16.43
Total Capital
82 91 95 59 52 54 56 56 59 60 59
Total Debt
38 48 49 12 1.81 3.36 3.27 3.18 8.55 7.00 4.00
Total Long-Term Debt
38 24 12 6.36 1.06 0.87 0.83 0.83 0.00 0.00 0.00
Net Debt
17 43 37 -3.93 -16 -52 -101 -61 -16 -28 -13
Capital Expenditures (CapEx)
2.12 2.62 0.09 0.58 2.66 1.01 2.48 2.57 1.27 2.72 0.16
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
38 48 49 12 1.81 3.36 3.27 3.18 8.55 7.00 4.00
Total Depreciation and Amortization (D&A)
0.31 0.39 0.46 0.51 0.46 0.57 -0.50 0.07 0.54 0.15 0.84
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$0.85 $0.90 $1.01 $0.99 $1.34 $1.15 $1.66 $1.50 $1.89 $1.18 $1.27
Adjusted Weighted Average Basic Shares Outstanding
4.20M 3.92M 3.85M 3.80M 3.58M 3.43M 3.35M 3.11M 3.13M 3.13M 3.06M
Adjusted Diluted Earnings per Share
$0.83 $0.87 $0.96 $0.94 $1.25 $1.07 $1.57 $1.41 $1.81 $1.17 $1.26
Adjusted Weighted Average Diluted Shares Outstanding
4.20M 3.92M 3.85M 3.80M 3.58M 3.43M 3.35M 3.11M 3.13M 3.13M 3.06M
Adjusted Basic & Diluted Earnings per Share
$0.85 $0.00 $0.00 $0.00 $1.34 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
4.20M 3.92M 3.85M 3.80M 3.58M 3.43M 3.35M 3.11M 3.13M 3.13M 3.06M
Normalized Net Operating Profit after Tax (NOPAT)
3.36 3.38 3.65 3.57 4.74 3.85 5.37 4.87 5.70 3.59 3.89
Normalized NOPAT Margin
22.00% 20.97% 20.31% 19.92% 26.80% 20.18% 23.96% 23.39% 24.12% 17.50% 18.80%
Pre Tax Income Margin
32.89% 31.18% 30.09% 32.48% 34.05% 25.19% 30.41% 28.80% 28.62% 19.82% 22.51%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
2.02 1.92 1.93 1.67 1.33 0.93 2.06 3.20 1.33 0.32 0.39
NOPAT to Interest Expense
1.35 1.29 1.30 1.02 1.05 0.75 1.62 2.60 1.12 0.28 0.33
EBIT Less CapEx to Interest Expense
1.17 0.92 1.90 1.50 0.74 0.74 1.31 1.83 1.08 0.10 0.38
NOPAT Less CapEx to Interest Expense
0.50 0.29 1.27 0.86 0.46 0.55 0.87 1.22 0.87 0.07 0.32
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
18.27% 19.54% 19.30% 25.90% 22.16% 29.66% 20.91% 27.77% 26.82% 43.67% 41.90%
Augmented Payout Ratio
105.39% 118.83% 36.97% 80.69% 73.75% 137.25% 69.25% 119.78% 131.36% 57.22% 69.50%

Quarterly Metrics And Ratios for Home Federal Bancorp, Inc. of Louisiana

This table displays calculated financial ratios and metrics derived from Home Federal Bancorp, Inc. of Louisiana's official financial filings.

Metric Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding
3,133,351.00 3,133,351.00 3,143,789.00 3,138,588.00 3,131,668.00 3,131,668.00 3,132,764.00 3,122,764.00 3,058,169.00 3,058,169.00 3,058,169.00
DEI Adjusted Shares Outstanding
3,133,351.00 3,133,351.00 3,143,789.00 3,138,588.00 3,131,668.00 3,131,668.00 3,132,764.00 3,122,764.00 3,058,169.00 3,058,169.00 3,058,169.00
DEI Earnings Per Adjusted Shares Outstanding
0.39 0.32 0.23 0.20 0.30 0.33 0.24 0.38 0.52 0.55 0.48
Growth Metrics
- - - - - - - - - - -
Revenue Growth
-2.27% -14.04% -17.91% -18.28% -17.33% 0.95% 6.15% 16.07% 25.05% 18.22% 15.66%
EBITDA Growth
-17.46% -50.77% -59.36% -39.47% 10.86% -17.65% 82.28% 78.46% 40.20% 140.76% 64.67%
EBIT Growth
-8.93% -62.59% -31.88% -48.50% -38.63% 49.57% 5.18% 88.47% 114.80% 75.06% 87.43%
NOPAT Growth
-26.99% -41.45% -31.07% -49.28% -22.87% 1.69% 2.19% 84.80% 69.93% 64.22% 96.79%
Net Income Growth
-26.99% -41.45% -31.07% -49.28% -22.87% 1.69% 2.19% 84.80% 69.93% 64.22% 96.79%
EPS Growth
-25.00% -40.00% -29.41% -47.50% -20.51% 0.00% 0.00% 80.95% 67.74% 63.64% 100.00%
Operating Cash Flow Growth
-43.60% -479.68% -82.92% -43.20% -64.38% 198.29% 52.46% -45.10% 218.71% 10.23% -228.56%
Free Cash Flow Firm Growth
-378.68% -537.88% 166.91% 96.83% 160.64% 201.35% -61.78% 2,534.25% -84.80% -119.95% -209.42%
Invested Capital Growth
17.73% 20.68% -10.71% 1.20% -6.50% -14.36% -3.82% -1.00% 1.38% 6.59% 8.24%
Revenue Q/Q Growth
-4.00% -11.86% -2.58% -0.88% -2.88% 7.64% 2.44% 8.38% 4.64% 1.76% 0.22%
EBITDA Q/Q Growth
-15.73% -18.38% -43.57% 55.93% 54.35% -39.37% 24.92% 52.66% 21.26% 4.11% -14.56%
EBIT Q/Q Growth
-4.38% -47.25% 12.52% -9.25% 13.96% 28.54% -20.88% 62.62% 29.88% 4.76% -15.29%
NOPAT Q/Q Growth
-3.02% -17.79% -27.02% -12.84% 47.49% 8.40% -26.67% 57.62% 35.62% 4.75% -12.12%
Net Income Q/Q Growth
-3.02% -17.79% -27.02% -12.84% 47.49% 8.40% -26.67% 57.62% 35.62% 4.75% -12.12%
EPS Q/Q Growth
-2.50% -15.38% -27.27% -12.50% 47.62% 6.45% -27.27% 58.33% 36.84% 3.85% -11.11%
Operating Cash Flow Q/Q Growth
-25.25% -207.77% 124.67% 185.85% -53.12% 197.36% -61.74% 2.93% 172.16% 2.85% -144.62%
Free Cash Flow Firm Q/Q Growth
-264.64% -25.97% 176.08% -100.91% 7,082.19% 110.54% -71.31% -42.29% -56.39% -376.26% -57.36%
Invested Capital Q/Q Growth
8.18% 5.82% -9.75% -2.04% -0.06% -3.07% 1.36% 0.83% 2.34% 1.91% 2.93%
Profitability Metrics
- - - - - - - - - - -
EBITDA Margin
24.64% 22.82% 13.22% 20.79% 33.04% 18.61% 22.70% 31.97% 37.05% 37.91% 32.32%
EBIT Margin
26.76% 16.01% 18.49% 16.93% 19.86% 23.72% 18.32% 27.49% 34.12% 35.13% 29.69%
Profit (Net Income) Margin
21.34% 19.90% 14.91% 13.11% 19.91% 20.05% 14.35% 20.87% 27.05% 27.85% 24.42%
Tax Burden Percent
79.74% 124.29% 80.62% 77.43% 100.21% 84.51% 78.32% 75.92% 79.28% 79.27% 82.23%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
20.26% -24.29% 19.38% 22.57% -0.21% 15.49% 21.68% 24.08% 20.72% 20.73% 17.77%
Return on Invested Capital (ROIC)
8.49% 7.30% 4.98% 4.53% 6.29% 6.26% 4.77% 7.25% 9.83% 10.60% 9.43%
ROIC Less NNEP Spread (ROIC-NNEP)
8.49% 7.30% 4.98% 4.53% 6.29% 6.26% 4.77% 7.25% 9.83% 10.60% 9.43%
Return on Net Nonoperating Assets (RNNOA)
1.79% 1.62% 1.30% 0.68% 1.14% 1.12% 0.56% 0.74% 0.84% 0.76% 0.80%
Return on Equity (ROE)
10.28% 8.92% 6.28% 5.21% 7.43% 7.37% 5.32% 7.99% 10.67% 11.36% 10.23%
Cash Return on Invested Capital (CROIC)
-7.40% -11.40% 17.83% 4.85% 12.08% 20.77% 9.48% 7.54% 6.18% 2.31% 1.77%
Operating Return on Assets (OROA)
1.01% 0.59% 0.60% 0.54% 0.60% 0.74% 0.58% 0.91% 1.19% 1.30% 1.11%
Return on Assets (ROA)
0.81% 0.73% 0.49% 0.41% 0.60% 0.62% 0.45% 0.69% 0.95% 1.03% 0.91%
Return on Common Equity (ROCE)
10.28% 8.92% 6.28% 5.21% 7.43% 7.37% 5.32% 7.99% 10.67% 11.36% 10.23%
Return on Equity Simple (ROE_SIMPLE)
10.41% 8.64% 8.02% 0.00% 6.11% 6.18% 6.12% 0.00% 8.03% 9.01% 10.21%
Net Operating Profit after Tax (NOPAT)
1.22 1.00 0.73 0.64 0.94 1.02 0.75 1.18 1.60 1.68 1.47
NOPAT Margin
21.34% 19.90% 14.91% 13.11% 19.91% 20.05% 14.35% 20.87% 27.05% 27.85% 24.42%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
57.59% 61.17% 65.21% 64.99% 66.47% 61.83% 63.72% 57.87% 52.16% 49.89% 52.24%
Operating Expenses to Revenue
73.24% 84.31% 81.28% 82.15% 84.85% 75.39% 81.56% 71.69% 65.15% 63.06% 65.84%
Earnings before Interest and Taxes (EBIT)
1.53 0.81 0.91 0.82 0.94 1.21 0.96 1.55 2.02 2.11 1.79
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
1.41 1.15 0.65 1.01 1.56 0.95 1.18 1.81 2.19 2.28 1.95
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
0.85 0.81 0.73 0.65 0.69 0.69 0.71 0.76 0.74 0.94 0.00
Price to Tangible Book Value (P/TBV)
0.94 0.89 0.80 0.70 0.75 0.75 0.77 0.82 0.79 1.01 0.00
Price to Revenue (P/Rev)
1.83 1.88 1.78 1.67 1.92 1.90 1.97 2.03 1.91 2.38 0.00
Price to Earnings (P/E)
8.20 9.40 9.12 9.52 11.32 11.18 11.69 10.81 9.18 10.43 0.00
Dividend Yield
3.52% 3.60% 4.05% 4.59% 4.21% 4.29% 4.12% 3.86% 3.85% 2.99% 0.00%
Earnings Yield
12.20% 10.64% 10.97% 10.51% 8.83% 8.95% 8.56% 9.25% 10.90% 9.59% 0.00%
Enterprise Value to Invested Capital (EV/IC)
0.75 0.73 0.64 0.10 0.03 0.37 0.22 0.48 0.32 0.63 0.00
Enterprise Value to Revenue (EV/Rev)
2.03 2.16 1.80 0.30 0.10 1.11 0.64 1.39 0.88 1.71 0.00
Enterprise Value to EBITDA (EV/EBITDA)
6.79 8.42 7.97 1.48 0.45 5.20 2.70 5.22 3.14 5.23 0.00
Enterprise Value to EBIT (EV/EBIT)
7.20 9.31 8.03 1.53 0.57 5.59 3.23 6.16 3.35 5.87 0.00
Enterprise Value to NOPAT (EV/NOPAT)
9.07 10.80 9.23 1.74 0.60 6.51 3.79 7.38 4.23 7.50 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)
4.66 7.13 10.42 2.69 2.67 3.63 2.01 5.24 2.61 5.10 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 0.00 3.37 2.17 0.27 1.66 2.23 6.39 5.17 28.15 0.00
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
0.27 0.29 0.16 0.13 0.10 0.07 0.07 0.07 0.07 0.07 0.10
Long-Term Debt to Equity
0.09 0.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.03
Financial Leverage
0.21 0.22 0.26 0.15 0.18 0.18 0.12 0.10 0.09 0.07 0.08
Leverage Ratio
12.75 12.15 12.94 12.56 12.33 11.85 11.77 11.55 11.29 11.01 11.19
Compound Leverage Factor
12.75 12.15 12.94 12.56 12.33 11.85 11.77 11.55 11.29 11.01 11.19
Debt to Total Capital
21.04% 22.25% 13.92% 11.71% 9.20% 6.90% 6.81% 6.76% 6.60% 6.48% 8.74%
Short-Term Debt to Total Capital
13.84% 14.27% 13.92% 11.71% 9.20% 6.90% 6.81% 6.76% 6.60% 6.48% 5.59%
Long-Term Debt to Total Capital
7.20% 7.98% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 3.15%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
78.96% 77.75% 86.08% 88.29% 90.80% 93.10% 93.19% 93.24% 93.40% 93.52% 91.26%
Debt to EBITDA
1.92 2.58 1.74 1.66 1.26 0.96 0.85 0.73 0.65 0.54 0.68
Net Debt to EBITDA
0.65 1.10 0.10 -6.62 -8.13 -3.73 -5.62 -2.43 -3.67 -2.05 -2.84
Long-Term Debt to EBITDA
0.66 0.93 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.24
Debt to NOPAT
2.56 3.31 2.02 1.95 1.66 1.20 1.20 1.03 0.88 0.77 0.94
Net Debt to NOPAT
0.87 1.40 0.11 -7.78 -10.73 -4.67 -7.90 -3.43 -4.95 -2.94 -3.95
Long-Term Debt to NOPAT
0.88 1.19 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.34
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-8.41 -11 8.06 -0.07 5.10 11 3.08 1.78 0.78 -2.14 -3.37
Operating Cash Flow to CapEx
352.31% -304.98% 82.07% 496.79% 0.00% 4,886.79% 5,505.56% 1,275.00% 34,700.00% 8,397.06% -42,466.67%
Free Cash Flow to Firm to Interest Expense
-3.01 -3.33 2.31 -0.02 1.54 3.51 1.12 0.67 0.28 -0.80 -1.29
Operating Cash Flow to Interest Expense
0.88 -0.83 0.19 0.54 0.26 0.85 0.36 0.38 1.01 1.06 -0.49
Operating Cash Flow Less CapEx to Interest Expense
0.63 -1.10 -0.04 0.43 0.27 0.83 0.35 0.35 1.01 1.05 -0.49
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
0.04 0.04 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.04 0.04
Fixed Asset Turnover
1.42 1.35 1.24 1.18 1.12 1.11 1.11 1.16 1.25 1.32 1.39
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
64 68 61 60 60 58 59 59 61 62 64
Invested Capital Turnover
0.40 0.37 0.33 0.35 0.32 0.31 0.33 0.35 0.36 0.38 0.39
Increase / (Decrease) in Invested Capital
9.63 12 -7.32 0.71 -4.16 -9.71 -2.33 -0.60 0.82 3.82 4.84
Enterprise Value (EV)
48 49 39 6.25 1.98 22 13 29 19 39 0.00
Market Capitalization
43 43 38 34 38 37 39 42 42 54 0.00
Book Value per Share
$16.16 $16.79 $16.72 $16.82 $17.29 $17.22 $17.47 $17.68 $18.50 $0.00 $18.99
Tangible Book Value per Share
$14.74 $15.40 $15.36 $15.49 $15.98 $15.93 $16.20 $16.43 $17.25 $0.00 $17.78
Total Capital
64 68 61 60 60 58 59 59 61 62 64
Total Debt
13 15 8.50 7.00 5.50 4.00 4.00 4.00 4.00 4.00 5.56
Total Long-Term Debt
4.60 5.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.00
Net Debt
4.57 6.38 0.48 -28 -36 -16 -26 -13 -22 -15 -23
Capital Expenditures (CapEx)
0.69 0.86 0.79 0.37 -0.02 0.05 0.02 0.08 0.01 0.03 0.00
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
13 15 8.50 7.00 5.50 4.00 4.00 4.00 4.00 4.00 5.56
Total Depreciation and Amortization (D&A)
-0.12 0.34 -0.26 0.19 0.62 -0.26 0.23 0.25 0.17 0.17 0.16
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$0.40 $0.33 $0.24 $0.21 $0.31 $0.33 $0.24 $0.39 $0.53 $0.55 $0.49
Adjusted Weighted Average Basic Shares Outstanding
3.13M 3.14M 3.14M 3.13M 3.13M 3.13M 3.12M 3.06M 0.00 0.00 3.05M
Adjusted Diluted Earnings per Share
$0.39 $0.33 $0.24 $0.21 $0.31 $0.33 $0.24 $0.38 $0.52 $0.54 $0.48
Adjusted Weighted Average Diluted Shares Outstanding
3.13M 3.14M 3.14M 3.13M 3.13M 3.13M 3.12M 3.06M 0.00 0.00 3.05M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
3.13M 3.14M 3.14M 3.13M 3.13M 3.13M 3.12M 3.06M 0.00 0.00 3.05M
Normalized Net Operating Profit after Tax (NOPAT)
1.22 0.56 0.73 0.64 0.66 1.02 0.75 1.18 1.60 1.68 1.47
Normalized NOPAT Margin
21.34% 11.21% 14.91% 13.11% 13.91% 20.05% 14.35% 20.87% 27.05% 27.85% 24.42%
Pre Tax Income Margin
26.76% 16.01% 18.49% 16.93% 19.86% 23.72% 18.32% 27.49% 34.12% 35.13% 29.69%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
0.55 0.25 0.26 0.24 0.28 0.39 0.35 0.58 0.73 0.79 0.69
NOPAT to Interest Expense
0.44 0.32 0.21 0.18 0.28 0.33 0.27 0.44 0.58 0.62 0.56
EBIT Less CapEx to Interest Expense
0.30 -0.02 0.03 0.13 0.29 0.38 0.34 0.55 0.73 0.77 0.69
NOPAT Less CapEx to Interest Expense
0.19 0.04 -0.02 0.08 0.29 0.32 0.27 0.41 0.58 0.61 0.56
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
28.84% 33.74% 36.60% 43.67% 47.86% 48.06% 48.25% 41.90% 35.97% 31.65% 27.95%
Augmented Payout Ratio
30.19% 34.43% 37.53% 57.22% 68.04% 71.81% 77.05% 69.50% 61.70% 89.50% 86.18%

Financials Breakdown Chart

Home Federal Bancorp, Inc. of Louisiana Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Home Federal Bancorp, Inc. of Louisiana's fiscal year ends in June. Their fiscal year 2025 ended on June 30, 2025.

Home Federal Bancorp, Inc. of Louisiana's net income appears to be on an upward trend, with a most recent value of $3.89 million in 2025, rising from $3.36 million in 2015. The previous period was $3.59 million in 2024. Find out what analysts predict for Home Federal Bancorp, Inc. of Louisiana in the coming months.

Over the last 10 years, Home Federal Bancorp, Inc. of Louisiana's total revenue changed from $15.25 million in 2015 to $20.68 million in 2025, a change of 35.6%.

Home Federal Bancorp, Inc. of Louisiana's total liabilities were at $554.29 million at the end of 2025, a 5.2% decrease from 2024, and a 69.8% increase since 2015.

In the past 10 years, Home Federal Bancorp, Inc. of Louisiana's cash and equivalents has ranged from $4.76 million in 2016 to $104.41 million in 2021, and is currently $17.35 million as of their latest financial filing in 2025.

Over the last 10 years, Home Federal Bancorp, Inc. of Louisiana's book value per share changed from 20.51 in 2015 to 17.68 in 2025, a change of -13.8%.



Financial statements for NASDAQ:HFBL last updated on 7/16/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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