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Home Federal Bancorp, Inc. of Louisiana (HFBL) Financials

Home Federal Bancorp, Inc. of Louisiana logo
$24.16 0.00 (0.00%)
As of 10/7/2026
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Annual Income Statements for Home Federal Bancorp, Inc. of Louisiana

Annual Income Statements for Home Federal Bancorp, Inc. of Louisiana

This table shows Home Federal Bancorp, Inc. of Louisiana's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Period end date 6/30/2016 6/30/2017 6/30/2018 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025 6/30/2026
Net Income / (Loss) Attributable to Common Shareholders		 3.38 3.65 3.57 4.74 3.85 5.37 4.87 5.70 3.59 3.89 6.17
Consolidated Net Income / (Loss)		 3.38 3.65 3.57 4.74 3.85 5.37 4.87 5.70 3.59 3.89 6.17
Net Income / (Loss) Continuing Operations		 3.38 3.65 3.57 4.74 3.85 5.37 4.87 5.70 3.59 3.89 6.17
Total Pre-Tax Income 		5.02 5.41 5.82 6.03 4.81 6.81 6.00 6.77 4.07 4.65 7.79
Total Revenue		 16 18 18 18 19 22 21 24 21 21 24
Net Interest Income / (Expense)		 13 14 15 15 15 17 17 22 19 19 22
Total Interest Income		 15 17 18 20 20 20 19 27 32 30 32
Loans and Leases Interest Income		 15 16 17 18 18 19 18 23 29 27 30
Investment Securities Interest Income		 0.77 1.09 1.18 1.46 1.61 1.23 1.51 2.21 2.48 2.27 2.32
Other Interest Income		 0.06 0.04 0.14 0.33 0.29 0.10 0.22 0.97 0.37 0.85 0.67
Total Interest Expense		 2.61 2.80 3.50 4.53 5.15 3.30 1.88 5.08 13 12 11
Deposits Interest Expense		 2.33 2.36 3.05 4.38 5.05 3.20 1.77 4.51 12 11 10
Long-Term Debt Interest Expense		 0.28 0.45 0.45 0.15 0.11 0.11 0.11 0.57 0.92 0.35 0.29
Total Non-Interest Income		 3.25 3.89 2.99 2.39 3.90 5.45 3.48 2.10 1.58 2.01 2.67
Service Charges on Deposit Accounts		 - 0.76 0.88 0.98 1.02 0.99 1.15 1.48 1.52 1.57 1.71
Other Service Charges		 0.61 0.05 0.11 0.06 0.04 0.06 0.28 0.05 0.07 0.21 0.22
Net Realized & Unrealized Capital Gains on Investments		 2.49 2.94 1.86 1.21 2.70 4.28 1.93 0.47 -0.12 0.11 0.62
Other Non-Interest Income		 0.16 0.15 0.14 0.14 0.14 0.13 0.11 0.10 0.11 0.12 0.11
Provision for Credit Losses		 0.27 0.90 1.05 0.60 1.89 1.80 0.34 0.87 0.04 -0.13 0.59
Total Non-Interest Expense		 11 12 11 11 12 14 14 16 16 16 16
Salaries and Employee Benefits		 6.81 7.15 6.50 6.44 7.69 8.67 9.02 9.09 9.52 8.94 8.85
Net Occupancy & Equipment Expense		 1.65 1.86 2.01 1.89 2.10 2.26 2.63 2.92 2.86 3.79 3.73
Marketing Expense		 0.24 0.42 0.19 0.36 0.29 0.19 0.33 0.34 0.36 0.15 0.12
Property & Liability Insurance Claims		 0.62 0.64 0.68 0.63 0.54 0.59 0.51 0.30 0.39 0.35 0.38
Other Operating Expenses		 1.49 1.60 1.67 1.74 1.76 2.08 2.00 3.19 2.96 2.64 2.55
Amortization Expense		 - - - - - - 0.00 0.17 0.33 0.28 0.24
Impairment Charge		 - - - - - - - - - 0.00 0.20
Income Tax Expense		 1.64 1.76 2.25 1.28 0.96 1.45 1.13 1.07 0.48 0.77 1.61
Basic Earnings per Share		 $1.80 $2.01 $1.98 $2.68 $1.15 $1.66 $1.50 $1.89 $1.18 $1.27 $2.05
Weighted Average Basic Shares Outstanding		 1.96M 1.93M 1.90M 1.79M 1.72M 3.35M 3.11M 3.13M 3.13M 3.06M 3.03M
Diluted Earnings per Share		 $1.74 $1.91 $1.87 $2.50 $1.07 $1.57 $1.41 $1.81 $1.17 $1.26 $2.02
Weighted Average Diluted Shares Outstanding		 1.96M 1.93M 1.90M 1.79M 1.72M 3.35M 3.11M 3.13M 3.13M 3.06M 3.03M
Weighted Average Basic & Diluted Shares Outstanding		 1.96M 1.93M 1.90M 1.79M 1.72M 3.35M 3.11M 3.13M 3.13M 3.06M 3.03M

Quarterly Income Statements for Home Federal Bancorp, Inc. of Louisiana

This table shows Home Federal Bancorp, Inc. of Louisiana's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026 Q4 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Income / (Loss) Attributable to Common Shareholders		 1.00 0.73 0.64 0.94 1.02 0.75 1.18 1.60 1.68 1.47 1.43
Consolidated Net Income / (Loss)		 1.00 0.73 0.64 0.94 1.02 0.75 1.18 1.60 1.68 1.47 1.43
Net Income / (Loss) Continuing Operations		 1.00 0.73 0.64 0.94 1.02 0.75 1.18 1.60 1.68 1.47 1.43
Total Pre-Tax Income 		0.81 0.91 0.82 0.94 1.21 0.96 1.55 2.02 2.11 1.79 1.87
Total Revenue		 5.04 4.91 4.87 4.73 5.09 5.21 5.65 5.91 6.02 6.03 6.51
Net Interest Income / (Expense)		 4.90 4.40 4.36 4.43 4.60 4.67 4.97 5.26 5.38 5.41 5.74
Total Interest Income		 8.08 7.89 7.82 7.74 7.66 7.43 7.64 8.01 8.06 8.02 8.41
Loans and Leases Interest Income		 7.40 7.28 7.06 6.90 6.79 6.74 6.92 7.27 7.34 7.36 7.54
Investment Securities Interest Income		 0.67 0.58 0.61 0.51 0.53 0.58 0.65 0.56 0.56 0.58 0.63
Other Interest Income		 0.01 0.03 0.15 0.34 0.33 0.11 0.07 0.18 0.16 0.07 0.25
Total Interest Expense		 3.18 3.49 3.46 3.31 3.06 2.75 2.67 2.75 2.69 2.61 2.67
Deposits Interest Expense		 2.90 3.19 3.31 3.20 2.98 2.68 2.59 2.67 2.61 2.53 2.61
Long-Term Debt Interest Expense		 0.28 0.29 0.15 0.12 0.08 0.08 0.08 0.08 0.07 0.08 0.06
Total Non-Interest Income		 0.14 0.51 0.51 0.30 0.49 0.54 0.68 0.65 0.64 0.62 0.76
Service Charges on Deposit Accounts		 0.40 0.36 0.37 0.39 0.39 0.38 0.40 0.42 0.44 0.42 0.43
Other Service Charges		 0.02 0.02 0.02 0.04 0.08 0.05 0.04 0.05 0.05 0.05 0.07
Net Realized & Unrealized Capital Gains on Investments		 -0.31 0.10 0.08 -0.16 -0.01 0.08 0.20 0.15 0.12 0.12 0.24
Other Non-Interest Income		 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03
Provision for Credit Losses		 -0.02 0.01 0.05 -0.22 0.05 0.01 0.05 0.04 0.11 0.27 0.17
Total Non-Interest Expense		 4.25 3.99 4.00 4.01 3.84 4.25 4.05 3.85 3.79 3.97 4.47
Salaries and Employee Benefits		 2.33 2.45 2.39 2.30 2.23 2.14 2.27 2.15 2.10 2.16 2.44
Net Occupancy & Equipment Expense		 0.67 0.67 0.72 0.78 0.87 1.16 0.97 0.90 0.88 0.96 1.00
Marketing Expense		 0.08 0.08 0.06 0.06 0.04 0.02 0.02 0.03 0.02 0.03 0.04
Property & Liability Insurance Claims		 0.30 0.09 -0.08 0.09 0.08 0.10 -0.05 0.09 0.08 0.10 0.10
Other Operating Expenses		 0.79 0.62 0.84 0.71 0.54 0.76 0.77 0.61 0.64 0.66 0.64
Amortization Expense		 0.09 0.08 0.08 0.07 0.07 0.07 0.07 0.07 0.06 0.06 0.05
Income Tax Expense		 -0.20 0.18 0.19 -0.00 0.19 0.21 0.37 0.42 0.44 0.32 0.44
Basic Earnings per Share		 $0.33 $0.24 $0.21 $0.31 $0.33 $0.24 $0.39 $0.53 $0.55 $0.49 $0.48
Weighted Average Basic Shares Outstanding		 3.14M 3.14M 3.13M 3.13M 3.13M 3.12M 3.06M 3.09M 3.07M 3.05M 3.03M
Diluted Earnings per Share		 $0.33 $0.24 $0.21 $0.31 $0.33 $0.24 $0.38 $0.52 $0.54 $0.48 $0.48
Weighted Average Diluted Shares Outstanding		 3.14M 3.14M 3.13M 3.13M 3.13M 3.12M 3.06M 3.09M 3.07M 3.05M 3.03M
Weighted Average Basic & Diluted Shares Outstanding		 3.14M 3.14M 3.13M 3.13M 3.13M 3.12M 3.06M 3.09M 3.07M 3.05M 3.03M

Annual Cash Flow Statements for Home Federal Bancorp, Inc. of Louisiana

This table details how cash moves in and out of Home Federal Bancorp, Inc. of Louisiana's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Period end date 6/30/2016 6/30/2017 6/30/2018 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025 6/30/2026
Net Change in Cash & Equivalents		 -16 7.15 3.96 2.24 37 50 -40 -39 10 36 157
Net Cash From Operating Activities		 7.05 3.38 13 4.80 0.20 8.33 17 12 2.32 5.47 7.62
Net Cash From Continuing Operating Activities		 7.05 3.38 13 4.80 0.20 8.33 17 12 2.32 43 70
Net Income / (Loss) Continuing Operations		 3.38 3.65 3.57 4.74 3.85 5.37 4.87 5.70 3.59 3.89 6.17
Consolidated Net Income / (Loss)		 3.38 3.65 3.57 4.74 3.85 5.37 4.87 5.70 3.59 3.89 6.17
Provision For Loan Losses		 0.33 0.91 1.08 0.01 2.01 2.20 0.36 0.96 0.04 -0.13 0.59
Depreciation Expense		 0.44 0.51 0.50 0.54 0.65 0.67 0.76 0.87 0.94 1.08 1.12
Amortization Expense		 -0.05 -0.04 0.00 -0.08 -0.09 -1.17 -0.70 -0.33 -0.79 0.26 0.46
Non-Cash Adjustments to Reconcile Net Income		 2.77 -1.57 7.98 -0.36 -5.96 0.79 11 4.30 -0.83 37 62
Changes in Operating Assets and Liabilities, net		 0.19 -0.09 -0.03 -0.06 -0.27 0.48 0.29 0.60 -0.64 0.29 -0.07
Net Cash From Investing Activities		 -31 -37 -0.76 -17 -33 -1.42 -79 -115 34 10 -18
Net Cash From Continuing Investing Activities		 -31 -37 -0.76 -17 -33 -1.42 -79 -115 34 15 45
Purchase of Property, Leasehold Improvements and Equipment		 -2.62 -0.09 -0.58 -2.66 -1.01 -2.48 -2.57 -1.27 -2.72 -0.16 -0.06
Purchase of Investment Securities		 -40 -51 -16 -26 -62 -31 -95 -130 16 2.46 31
Sale and/or Maturity of Investments		 12 14 15 12 29 31 19 16 22 13 13
Other Investing Activities, net		 0.05 0.11 0.23 0.10 1.44 0.63 0.37 0.15 0.05 0.08 0.06
Net Cash From Financing Activities		 7.49 41 -8.38 15 69 43 21 64 -27 -33 27
Net Cash From Continuing Financing Activities		 7.49 41 -8.38 15 69 43 21 64 -27 -22 42
Net Change in Deposits		 1.58 41 31 28 73 46 25 65 -23 -28 31
Issuance of Debt		 706 777 184 0.90 2.30 2.40 3.15 190 795 0.00 2.00
Repayment of Debt		 -696 -776 -221 -11 -0.75 -2.49 -3.24 -185 -797 3.00 2.44
Repurchase of Common Equity		 -3.35 -0.65 -1.96 -2.45 -4.14 -2.59 -4.48 -5.96 -0.49 1.07 3.33
Payment of Dividends		 -0.66 -0.71 -0.92 -1.05 -1.14 -1.12 -1.35 -1.53 -1.57 1.63 1.66
Other Financing Activities, Net		 0.26 0.04 0.22 0.60 0.16 0.64 1.93 0.65 0.34 0.13 1.81
Cash Interest Paid		 2.61 2.78 3.49 4.54 5.16 3.33 1.89 5.08 13 12 11
Cash Income Taxes Paid		 1.76 2.11 1.58 1.29 0.76 1.48 1.12 0.95 0.68 0.69 1.65

Quarterly Cash Flow Statements for Home Federal Bancorp, Inc. of Louisiana

This table details how cash moves in and out of Home Federal Bancorp, Inc. of Louisiana's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026 Q4 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Change in Cash & Equivalents		 -0.21 -0.65 27 6.10 -22 11 -13 9.15 -7.22 9.68 146
Net Cash From Operating Activities		 -2.64 0.65 1.86 0.87 2.59 0.99 1.02 2.78 2.86 -1.27 3.26
Net Cash From Continuing Operating Activities		 -2.64 0.65 1.86 0.87 2.58 1.00 1.02 2.78 2.86 -1.27 66
Net Income / (Loss) Continuing Operations		 1.00 0.73 0.64 0.94 1.02 0.75 1.18 1.60 1.68 1.47 1.43
Consolidated Net Income / (Loss)		 1.00 0.73 0.64 0.94 1.02 0.75 1.18 1.60 1.68 1.47 1.43
Provision For Loan Losses		 -0.37 0.01 0.05 -0.22 0.05 0.01 0.05 0.04 0.11 0.27 0.17
Depreciation Expense		 0.25 0.24 0.23 0.22 0.23 0.30 0.34 0.27 0.26 0.25 0.35
Amortization Expense		 0.09 -0.49 -0.04 0.40 -0.49 -0.07 -0.09 -0.09 -0.09 -0.09 0.73
Non-Cash Adjustments to Reconcile Net Income		 -0.64 0.04 0.39 -0.51 2.19 -0.73 -0.34 0.27 0.62 -1.88 63
Changes in Operating Assets and Liabilities, net		 -2.97 0.14 0.60 0.04 -0.41 0.74 -0.12 0.69 0.28 -1.29 0.26
Net Cash From Investing Activities		 10 10 32 17 -3.64 0.16 -2.93 -4.10 -6.53 -9.39 2.00
Net Cash From Continuing Investing Activities		 10 10 32 17 -3.64 0.13 -2.93 -4.10 -6.54 -9.39 65
Purchase of Property, Leasehold Improvements and Equipment		 -0.86 -0.79 -0.37 -0.04 -0.05 -0.02 -0.08 -0.02 -0.03 -0.00 -0.02
Purchase of Investment Securities		 4.80 3.10 28 13 -7.32 -3.86 -4.39 -8.51 -9.54 -12 62
Sale and/or Maturity of Investments		 6.37 8.16 4.16 3.54 3.72 3.96 1.56 4.42 3.00 2.82 3.03
Other Investing Activities, net		 0.02 0.01 - 0.00 0.02 0.05 0.01 0.00 0.04 0.01 0.00
Net Cash From Financing Activities		 -7.90 -12 -6.76 -11 -20 9.75 -11 10 -3.55 20 0.10
Net Cash From Continuing Financing Activities		 -7.90 -12 -6.76 -11 -20 9.78 -11 10 -3.55 20 15
Net Change in Deposits		 -8.82 -4.81 -4.87 -9.45 -18 10 -10 11 -2.31 20 2.86
Repayment of Debt		 -335 -388 -1.50 -1.50 -1.54 0.04 - 0.00 - -0.44 2.89
Repurchase of Common Equity		 -0.03 -0.01 -0.45 -0.18 -0.15 -0.18 -0.56 -0.28 -1.99 -0.62 6.23
Payment of Dividends		 -0.39 -0.39 -0.39 -0.41 -0.41 -0.41 -0.41 -0.42 -0.42 -0.42 2.91
Other Financing Activities, Net		 -0.26 -0.02 0.46 0.14 -0.38 0.12 0.25 0.27 1.17 0.27 0.10
Cash Interest Paid		 3.20 3.41 3.53 3.29 3.09 2.66 2.72 2.69 2.73 2.55 2.71
Cash Income Taxes Paid		 - - - 0.00 - 0.43 0.26 0.14 0.68 0.43 0.41

Annual Balance Sheets for Home Federal Bancorp, Inc. of Louisiana

This table presents Home Federal Bancorp, Inc. of Louisiana's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Period end date 6/30/2016 6/30/2017 6/30/2018 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025 6/30/2026
Total Assets		 382 427 422 442 518 566 590 661 638 609 643
Cash and Due from Banks		 4.76 12 16 18 55 104 64 25 35 17 34
Trading Account Securities		 53 65 65 76 57 99 112 114 98 98 102
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Premises and Equipment, Net		 12 12 12 14 13 15 16 17 18 17 16
Goodwill		 - - - - - - 0.00 2.99 2.99 2.99 2.99
Intangible Assets		 - - - - - - 0.00 1.53 1.20 0.92 0.68
Other Assets		 300 324 11 11 12 348 398 501 482 473 488
Total Liabilities & Shareholders' Equity		 382 427 422 442 518 566 590 661 638 609 643
Total Liabilities		 338 380 375 392 468 513 538 610 585 554 585
Non-Interest Bearing Deposits		 288 329 360 59 103 131 161 146 130 122 138
Interest Bearing Deposits		 0.72 0.70 0.73 329 358 376 371 452 444 424 440
Short-Term Debt		 24 37 5.58 0.75 2.49 2.44 2.35 8.55 7.00 4.00 3.56
Other Long-Term Liabilities		 1.71 1.71 1.69 1.56 2.99 2.72 2.61 3.91 3.18 3.45 3.21
Total Equity & Noncontrolling Interests		 43 46 47 50 51 53 52 51 53 55 59
Total Preferred & Common Equity		 43 46 47 50 51 53 52 51 53 55 59
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 43 46 47 50 51 53 52 51 53 55 59
Common Stock		 34 35 35 36 37 38 40 41 42 42 44
Retained Earnings		 11 13 14 15 14 15 15 13 14 15 16
Accumulated Other Comprehensive Income / (Loss)		 0.08 -0.35 -1.05 0.02 0.92 0.28 -1.70 -2.65 -2.62 -1.93 -1.86
Other Equity Adjustments		 -1.60 -1.26 -1.12 -0.99 -0.87 -0.75 -0.64 -0.52 -0.41 -0.32 -0.26

Quarterly Balance Sheets for Home Federal Bancorp, Inc. of Louisiana

This table presents Home Federal Bancorp, Inc. of Louisiana's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026 Q2 2026 Q3 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 9/30/2024 12/31/2024 3/31/2025 9/30/2025 12/31/2025 3/31/2026
Total Assets		 663 654 643 628 608 620 623 621 642
Cash and Due from Banks		 8.88 8.67 8.02 41 20 30 26 19 29
Trading Account Securities		 114 111 102 100 96 97 99 98 101
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Premises and Equipment, Net		 17 18 18 18 18 18 17 17 17
Goodwill		 2.99 2.99 2.99 2.99 2.99 2.99 2.99 2.99 2.99
Intangible Assets		 1.44 1.35 1.28 1.13 1.05 0.98 0.85 0.78 0.73
Other Assets		 519 513 511 466 470 471 476 483 491
Total Liabilities & Shareholders' Equity		 663 654 643 628 608 620 623 621 642
Total Liabilities		 612 602 590 574 554 565 566 564 584
Non-Interest Bearing Deposits		 146 136 133 133 128 130 127 128 139
Interest Bearing Deposits		 447 448 447 432 418 427 431 427 436
Short-Term Debt		 8.85 9.65 8.50 5.50 4.00 4.00 4.00 4.00 3.56
Long-Term Debt		 4.60 5.40 - - - - - - 2.00
Other Long-Term Liabilities		 5.46 2.51 2.68 3.43 3.02 3.76 4.06 4.43 3.17
Total Equity & Noncontrolling Interests		 50 53 53 54 54 55 57 58 58
Total Preferred & Common Equity		 50 53 53 54 54 55 57 58 58
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 50 53 53 54 54 55 57 58 58
Common Stock		 41 41 41 42 42 42 42 44 44
Retained Earnings		 13 14 14 14 15 15 16 15 16
Accumulated Other Comprehensive Income / (Loss)		 -3.47 -2.12 -2.62 -1.61 -2.63 -2.06 -1.54 -1.38 -1.80
Other Equity Adjustments		 -0.50 -0.47 -0.44 -0.38 -0.35 -0.34 -0.31 -0.29 -0.28

Annual Metrics And Ratios for Home Federal Bancorp, Inc. of Louisiana

This table displays calculated financial ratios and metrics derived from Home Federal Bancorp, Inc. of Louisiana's official financial filings.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Period end date 6/30/2016 6/30/2017 6/30/2018 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025 6/30/2026
DEI Shares Outstanding		 1,988,580.00 1,952,266.00 1,908,581.00 1,849,990.00 1,733,434.00 3,358,566.00 3,390,839.00 3,123,651.00 3,138,588.00 3,122,764.00 3,053,889.00
DEI Adjusted Shares Outstanding		 3,977,160.00 3,904,532.00 3,817,162.00 3,699,980.00 3,466,868.00 3,358,566.00 3,390,839.00 3,123,651.00 3,138,588.00 3,122,764.00 3,053,889.00
DEI Earnings Per Adjusted Shares Outstanding		 0.85 0.94 0.93 1.28 1.11 1.60 1.44 1.83 1.14 1.25 2.02
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 5.57% 11.68% -0.37% -1.21% 7.81% 17.36% -6.97% 13.53% -13.17% 0.69% 18.31%
EBITDA Growth		 1.52% 8.62% 7.69% 2.48% -17.11% 17.34% -3.79% 20.52% -42.29% 30.28% 56.13%
EBIT Growth		 0.10% 7.75% 7.58% 3.54% -20.23% 41.67% -11.89% 12.83% -39.90% 14.38% 67.28%
NOPAT Growth		 0.66% 8.14% -2.30% 32.93% -18.83% 39.35% -9.17% 17.05% -37.01% 8.21% 58.80%
Net Income Growth		 0.66% 8.14% -2.30% 32.93% -18.83% 39.35% -9.17% 17.05% -37.01% 8.21% 58.80%
EPS Growth		 5.45% 9.77% -2.09% 33.69% -18.83% 46.73% -10.19% 28.37% -35.36% 7.69% 60.32%
Operating Cash Flow Growth		 1,084.92% -52.14% 288.27% -63.40% -95.83% 4,066.00% 104.74% -29.04% -80.85% 136.07% 39.25%
Free Cash Flow Firm Growth		 72.40% 99.30% 90,434.09% -70.89% -81.83% 55.47% 63.28% -59.88% 34.61% 55.66% -31.65%
Invested Capital Growth		 11.81% 4.04% -38.02% -11.58% 3.35% 3.89% -0.83% 6.42% 1.20% -1.00% 5.25%
Revenue Q/Q Growth		 2.49% 3.21% -1.65% -0.63% 3.01% 0.18% 1.00% 3.00% -5.04% 3.93% 3.64%
EBITDA Q/Q Growth		 3.29% 1.42% 0.62% -1.22% -3.59% 4.46% -4.50% 3.79% -13.52% 16.88% 13.85%
EBIT Q/Q Growth		 3.65% 1.58% 0.67% -2.10% -3.12% 5.08% -5.68% 5.08% -16.02% 18.57% 4.18%
NOPAT Q/Q Growth		 3.91% 1.50% 4.18% -0.36% -3.10% 5.07% -4.51% 3.46% -14.72% 16.16% 4.20%
Net Income Q/Q Growth		 3.91% 1.50% 4.18% -0.36% -3.10% 5.07% -4.51% 3.46% -14.72% 16.16% 4.20%
EPS Q/Q Growth		 6.10% 1.06% 3.89% -2.72% -3.10% 3.29% -6.00% 2.84% -12.69% 15.60% 5.21%
Operating Cash Flow Q/Q Growth		 -7.30% -47.76% 106.56% -28.14% -87.65% 307.32% -33.54% 22.91% -37.87% -13.28% 41.71%
Free Cash Flow Firm Q/Q Growth		 -142.55% 99.69% 41.14% -33.76% 17.23% -94.34% 110.64% 128.22% -75.02% -20.99% 182.84%
Invested Capital Q/Q Growth		 30.46% 8.31% -6.56% 3.45% 2.48% 0.00% 0.46% -13.57% -2.04% 0.83% -1.96%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 33.59% 32.67% 35.31% 36.63% 28.16% 28.16% 29.12% 30.92% 20.55% 26.59% 38.28%
EBIT Margin		 31.18% 30.09% 32.48% 34.05% 25.19% 30.41% 28.80% 28.62% 19.82% 22.51% 31.83%
Profit (Net Income) Margin		 20.97% 20.31% 19.92% 26.80% 20.18% 23.96% 23.39% 24.12% 17.50% 18.80% 25.24%
Tax Burden Percent		 67.26% 67.50% 61.31% 78.71% 80.09% 78.78% 81.22% 84.25% 88.30% 83.54% 79.31%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 32.74% 32.50% 38.69% 21.29% 19.91% 21.22% 18.78% 15.75% 11.70% 16.46% 20.69%
Return on Invested Capital (ROIC)		 3.90% 3.91% 4.63% 8.54% 7.26% 9.76% 8.74% 9.95% 6.04% 6.53% 10.16%
ROIC Less NNEP Spread (ROIC-NNEP)		 3.90% 3.91% 4.63% 8.54% 7.26% 9.76% 8.74% 9.95% 6.04% 6.53% 10.16%
Return on Net Nonoperating Assets (RNNOA)		 3.88% 4.23% 3.02% 1.20% 0.37% 0.63% 0.54% 1.13% 0.91% 0.67% 0.67%
Return on Equity (ROE)		 7.78% 8.15% 7.65% 9.74% 7.63% 10.39% 9.28% 11.09% 6.95% 7.20% 10.84%
Cash Return on Invested Capital (CROIC)		 -7.25% -0.05% 51.58% 20.82% 3.96% 5.95% 9.57% 3.74% 4.85% 7.54% 5.05%
Operating Return on Assets (OROA)		 1.34% 1.34% 1.37% 1.39% 1.00% 1.26% 1.04% 1.08% 0.63% 0.75% 1.24%
Return on Assets (ROA)		 0.90% 0.90% 0.84% 1.10% 0.80% 0.99% 0.84% 0.91% 0.55% 0.62% 0.99%
Return on Common Equity (ROCE)		 7.78% 8.15% 7.65% 9.74% 7.63% 10.39% 9.28% 11.09% 6.95% 7.20% 10.84%
Return on Equity Simple (ROE_SIMPLE)		 7.78% 7.90% 7.59% 9.42% 7.62% 10.18% 9.31% 11.29% 6.80% 7.04% 10.51%
Net Operating Profit after Tax (NOPAT)		 3.38 3.65 3.57 4.74 3.85 5.37 4.87 5.70 3.59 3.89 6.17
NOPAT Margin		 20.97% 20.31% 19.92% 26.80% 20.18% 23.96% 23.39% 24.12% 17.50% 18.80% 25.24%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 54.05% 52.50% 48.52% 49.14% 52.82% 49.65% 57.51% 52.22% 62.05% 62.28% 51.95%
Operating Expenses to Revenue		 67.13% 64.91% 61.65% 62.56% 64.90% 61.55% 69.59% 67.71% 79.99% 78.10% 65.75%
Earnings before Interest and Taxes (EBIT)		 5.02 5.41 5.82 6.03 4.81 6.81 6.00 6.77 4.07 4.65 7.79
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 5.41 5.87 6.33 6.48 5.37 6.31 6.07 7.31 4.22 5.50 9.36
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.81 0.96 1.09 1.06 0.76 1.13 1.18 0.83 0.65 0.76 1.08
Price to Tangible Book Value (P/TBV)		 0.81 0.96 1.09 1.06 0.76 1.13 1.18 0.91 0.70 0.82 1.16
Price to Revenue (P/Rev)		 2.19 2.46 2.86 3.02 2.00 2.66 2.97 1.77 1.67 2.03 2.60
Price to Earnings (P/E)		 10.46 12.10 14.37 11.28 9.92 11.10 12.70 7.32 9.52 10.81 10.31
Dividend Yield		 1.80% 1.59% 1.79% 1.94% 2.90% 1.86% 2.19% 3.59% 4.59% 3.86% 0.00%
Earnings Yield		 9.56% 8.27% 6.96% 8.87% 10.08% 9.01% 7.88% 13.65% 10.51% 9.25% 9.70%
Enterprise Value to Invested Capital (EV/IC)		 0.86 0.85 0.80 0.71 0.00 0.00 0.02 0.43 0.10 0.48 0.53
Enterprise Value to Revenue (EV/Rev)		 4.88 4.51 2.64 2.10 0.00 0.00 0.05 1.08 0.30 1.39 1.35
Enterprise Value to EBITDA (EV/EBITDA)		 14.54 13.82 7.49 5.74 0.00 0.00 0.16 3.50 1.48 5.22 3.52
Enterprise Value to EBIT (EV/EBIT)		 15.66 15.01 8.14 6.17 0.00 0.00 0.16 3.78 1.53 6.16 4.23
Enterprise Value to NOPAT (EV/NOPAT)		 23.28 22.23 13.27 7.84 0.00 0.00 0.20 4.48 1.74 7.38 5.33
Enterprise Value to Operating Cash Flow (EV/OCF)		 11.15 24.05 3.61 7.75 0.00 0.00 0.06 2.11 2.69 5.24 4.32
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 1.19 3.21 0.00 0.00 0.18 11.94 2.17 6.39 10.74
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.11 1.06 0.25 0.04 0.07 0.06 0.06 0.17 0.13 0.07 0.06
Long-Term Debt to Equity		 0.56 0.26 0.14 0.02 0.02 0.02 0.02 0.00 0.00 0.00 0.00
Financial Leverage		 1.00 1.08 0.65 0.14 0.05 0.06 0.06 0.11 0.15 0.10 0.07
Leverage Ratio		 8.66 9.02 9.09 8.87 9.52 10.50 11.00 12.16 12.56 11.55 10.99
Compound Leverage Factor		 8.66 9.02 9.09 8.87 9.52 10.50 11.00 12.16 12.56 11.55 10.99
Debt to Total Capital		 52.55% 51.40% 20.24% 3.46% 6.23% 5.83% 5.73% 14.47% 11.71% 6.76% 5.71%
Short-Term Debt to Total Capital		 26.13% 38.88% 9.47% 1.43% 4.63% 4.35% 4.23% 14.47% 11.71% 6.76% 5.71%
Long-Term Debt to Total Capital		 26.42% 12.51% 10.78% 2.03% 1.61% 1.49% 1.50% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 47.45% 48.60% 79.76% 96.54% 93.77% 94.17% 94.27% 85.53% 88.29% 93.24% 94.29%
Debt to EBITDA		 8.89 8.33 1.89 0.28 0.63 0.52 0.52 1.17 1.66 0.73 0.38
Net Debt to EBITDA		 8.01 6.30 -0.62 -2.51 -9.59 -16.04 -10.04 -2.22 -6.62 -2.43 -3.28
Long-Term Debt to EBITDA		 4.47 2.03 1.00 0.16 0.16 0.13 0.14 0.00 0.00 0.00 0.00
Debt to NOPAT		 14.23 13.39 3.35 0.38 0.87 0.61 0.65 1.50 1.95 1.03 0.58
Net Debt to NOPAT		 12.82 10.13 -1.10 -3.44 -13.38 -18.85 -12.50 -2.84 -7.78 -3.43 -4.98
Long-Term Debt to NOPAT		 7.16 3.26 1.78 0.22 0.23 0.16 0.17 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -6.28 -0.04 40 12 2.10 3.27 5.34 2.14 2.88 4.49 3.07
Operating Cash Flow to CapEx		 269.16% 3,750.00% 2,263.21% 180.10% 19.88% 336.24% 662.74% 952.40% 85.10% 3,357.06% 12,095.24%
Free Cash Flow to Firm to Interest Expense		 -2.41 -0.02 11.37 2.55 0.41 0.99 2.84 0.42 0.22 0.38 0.29
Operating Cash Flow to Interest Expense		 2.70 1.20 3.75 1.06 0.04 2.52 9.09 2.38 0.18 0.46 0.71
Operating Cash Flow Less CapEx to Interest Expense		 1.70 1.17 3.58 0.47 -0.16 1.77 7.72 2.13 -0.03 0.45 0.71
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.03 0.03 0.04
Fixed Asset Turnover		 1.43 1.46 1.46 1.37 1.42 1.59 1.34 1.44 1.18 1.16 1.46
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 91 95 59 52 54 56 56 59 60 59 62
Invested Capital Turnover		 0.19 0.19 0.23 0.32 0.36 0.41 0.37 0.41 0.35 0.35 0.40
Increase / (Decrease) in Invested Capital		 9.66 3.70 -36 -6.83 1.75 2.10 -0.46 3.56 0.71 -0.60 3.11
Enterprise Value (EV)		 79 81 47 37 -13 -42 0.98 26 6.25 29 33
Market Capitalization		 35 44 51 53 38 60 62 42 34 42 64
Book Value per Share		 $21.82 $23.69 $24.65 $27.21 $29.15 $15.70 $15.44 $16.18 $16.82 $17.68 $19.24
Tangible Book Value per Share		 $21.82 $23.69 $24.65 $27.21 $29.15 $15.70 $15.44 $14.73 $15.49 $16.43 $18.04
Total Capital		 91 95 59 52 54 56 56 59 60 59 62
Total Debt		 48 49 12 1.81 3.36 3.27 3.18 8.55 7.00 4.00 3.56
Total Long-Term Debt		 24 12 6.36 1.06 0.87 0.83 0.83 0.00 0.00 0.00 0.00
Net Debt		 43 37 -3.93 -16 -52 -101 -61 -16 -28 -13 -31
Capital Expenditures (CapEx)		 2.62 0.09 0.58 2.66 1.01 2.48 2.57 1.27 2.72 0.16 0.06
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 48 49 12 1.81 3.36 3.27 3.18 8.55 7.00 4.00 3.56
Total Depreciation and Amortization (D&A)		 0.39 0.46 0.51 0.46 0.57 -0.50 0.07 0.54 0.15 0.84 1.58
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.90 $1.01 $0.99 $1.34 $1.15 $1.66 $1.50 $1.89 $1.18 $1.27 $2.05
Adjusted Weighted Average Basic Shares Outstanding		 3.92M 3.85M 3.80M 3.58M 3.43M 3.35M 3.11M 3.13M 3.13M 3.06M 3.03M
Adjusted Diluted Earnings per Share		 $0.87 $0.96 $0.94 $1.25 $1.07 $1.57 $1.41 $1.81 $1.17 $1.26 $2.02
Adjusted Weighted Average Diluted Shares Outstanding		 3.92M 3.85M 3.80M 3.58M 3.43M 3.35M 3.11M 3.13M 3.13M 3.06M 3.03M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $1.34 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 3.92M 3.85M 3.80M 3.58M 3.43M 3.35M 3.11M 3.13M 3.13M 3.06M 3.03M
Normalized Net Operating Profit after Tax (NOPAT)		 3.38 3.65 3.57 4.74 3.85 5.37 4.87 5.70 3.59 3.89 6.33
Normalized NOPAT Margin		 20.97% 20.31% 19.92% 26.80% 20.18% 23.96% 23.39% 24.12% 17.50% 18.80% 25.89%
Pre Tax Income Margin		 31.18% 30.09% 32.48% 34.05% 25.19% 30.41% 28.80% 28.62% 19.82% 22.51% 31.83%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 1.92 1.93 1.67 1.33 0.93 2.06 3.20 1.33 0.32 0.39 0.73
NOPAT to Interest Expense		 1.29 1.30 1.02 1.05 0.75 1.62 2.60 1.12 0.28 0.33 0.58
EBIT Less CapEx to Interest Expense		 0.92 1.90 1.50 0.74 0.74 1.31 1.83 1.08 0.10 0.38 0.72
NOPAT Less CapEx to Interest Expense		 0.29 1.27 0.86 0.46 0.55 0.87 1.22 0.87 0.07 0.32 0.57
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 19.54% 19.30% 25.90% 22.16% 29.66% 20.91% 27.77% 26.82% 43.67% 41.90% -26.94%
Augmented Payout Ratio		 118.83% 36.97% 80.69% 73.75% 137.25% 69.25% 119.78% 131.36% 57.22% 69.50% -80.92%

Quarterly Metrics And Ratios for Home Federal Bancorp, Inc. of Louisiana

This table displays calculated financial ratios and metrics derived from Home Federal Bancorp, Inc. of Louisiana's official financial filings.

Metric Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026 Q4 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
DEI Shares Outstanding		 3,133,351.00 3,143,789.00 3,138,588.00 3,131,668.00 3,131,668.00 3,132,764.00 3,122,764.00 3,058,169.00 3,058,169.00 3,058,169.00 3,053,889.00
DEI Adjusted Shares Outstanding		 3,133,351.00 3,143,789.00 3,138,588.00 3,131,668.00 3,131,668.00 3,132,764.00 3,122,764.00 3,058,169.00 3,058,169.00 3,058,169.00 3,053,889.00
DEI Earnings Per Adjusted Shares Outstanding		 0.32 0.23 0.20 0.30 0.33 0.24 0.38 0.52 0.55 0.48 0.47
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -14.04% -17.91% -18.28% -17.33% 0.95% 6.15% 16.07% 25.05% 18.22% 15.66% 15.19%
EBITDA Growth		 -50.77% -59.36% -39.47% 10.86% -17.65% 82.28% 78.46% 40.20% 140.76% 64.67% 27.77%
EBIT Growth		 -62.59% -31.88% -48.50% -38.63% 49.57% 5.18% 88.47% 114.80% 75.06% 87.43% 20.09%
NOPAT Growth		 -41.45% -31.07% -49.28% -22.87% 1.69% 2.19% 84.80% 69.93% 64.22% 96.79% 21.12%
Net Income Growth		 -41.45% -31.07% -49.28% -22.87% 1.69% 2.19% 84.80% 69.93% 64.22% 96.79% 21.12%
EPS Growth		 -40.00% -29.41% -47.50% -20.51% 0.00% 0.00% 80.95% 67.74% 63.64% 100.00% 26.32%
Operating Cash Flow Growth		 -479.68% -82.92% -43.20% -64.38% 198.29% 52.46% -45.10% 218.71% 10.23% -228.56% 219.90%
Free Cash Flow Firm Growth		 -537.88% 166.91% 96.83% 160.64% 201.35% -61.78% 2,534.25% -84.80% -119.95% -209.42% -194.54%
Invested Capital Growth		 20.68% -10.71% 1.20% -6.50% -14.36% -3.82% -1.00% 1.38% 6.59% 8.24% 5.25%
Revenue Q/Q Growth		 -11.86% -2.58% -0.88% -2.88% 7.64% 2.44% 8.38% 4.64% 1.76% 0.22% 7.95%
EBITDA Q/Q Growth		 -18.38% -43.57% 55.93% 54.35% -39.37% 24.92% 52.66% 21.26% 4.11% -14.56% 51.18%
EBIT Q/Q Growth		 -47.25% 12.52% -9.25% 13.96% 28.54% -20.88% 62.62% 29.88% 4.76% -15.29% 4.19%
NOPAT Q/Q Growth		 -17.79% -27.02% -12.84% 47.49% 8.40% -26.67% 57.62% 35.62% 4.75% -12.12% -2.99%
Net Income Q/Q Growth		 -17.79% -27.02% -12.84% 47.49% 8.40% -26.67% 57.62% 35.62% 4.75% -12.12% -2.99%
EPS Q/Q Growth		 -15.38% -27.27% -12.50% 47.62% 6.45% -27.27% 58.33% 36.84% 3.85% -11.11% 0.00%
Operating Cash Flow Q/Q Growth		 -207.77% 124.67% 185.85% -53.12% 197.36% -61.74% 2.93% 172.16% 2.85% -144.62% 356.12%
Free Cash Flow Firm Q/Q Growth		 -25.97% 176.08% -100.91% 7,082.19% 110.54% -71.31% -42.29% -56.39% -376.26% -57.36% 50.13%
Invested Capital Q/Q Growth		 5.82% -9.75% -2.04% -0.06% -3.07% 1.36% 0.83% 2.34% 1.91% 2.93% -1.96%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 22.82% 13.22% 20.79% 33.04% 18.61% 22.70% 31.97% 37.05% 37.91% 32.32% 45.26%
EBIT Margin		 16.01% 18.49% 16.93% 19.86% 23.72% 18.32% 27.49% 34.12% 35.13% 29.69% 28.66%
Profit (Net Income) Margin		 19.90% 14.91% 13.11% 19.91% 20.05% 14.35% 20.87% 27.05% 27.85% 24.42% 21.95%
Tax Burden Percent		 124.29% 80.62% 77.43% 100.21% 84.51% 78.32% 75.92% 79.28% 79.27% 82.23% 76.57%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 -24.29% 19.38% 22.57% -0.21% 15.49% 21.68% 24.08% 20.72% 20.73% 17.77% 23.43%
Return on Invested Capital (ROIC)		 7.30% 4.98% 4.53% 6.29% 6.26% 4.77% 7.25% 9.83% 10.60% 9.43% 8.84%
ROIC Less NNEP Spread (ROIC-NNEP)		 7.30% 4.98% 4.53% 6.29% 6.26% 4.77% 7.25% 9.83% 10.60% 9.43% 8.84%
Return on Net Nonoperating Assets (RNNOA)		 1.62% 1.30% 0.68% 1.14% 1.12% 0.56% 0.74% 0.84% 0.76% 0.80% 0.59%
Return on Equity (ROE)		 8.92% 6.28% 5.21% 7.43% 7.37% 5.32% 7.99% 10.67% 11.36% 10.23% 9.42%
Cash Return on Invested Capital (CROIC)		 -11.40% 17.83% 4.85% 12.08% 20.77% 9.48% 7.54% 6.18% 2.31% 1.77% 5.05%
Operating Return on Assets (OROA)		 0.59% 0.60% 0.54% 0.60% 0.74% 0.58% 0.91% 1.19% 1.30% 1.11% 1.12%
Return on Assets (ROA)		 0.73% 0.49% 0.41% 0.60% 0.62% 0.45% 0.69% 0.95% 1.03% 0.91% 0.86%
Return on Common Equity (ROCE)		 8.92% 6.28% 5.21% 7.43% 7.37% 5.32% 7.99% 10.67% 11.36% 10.23% 9.42%
Return on Equity Simple (ROE_SIMPLE)		 8.64% 8.02% 0.00% 6.11% 6.18% 6.12% 0.00% 8.03% 9.01% 10.21% 0.00%
Net Operating Profit after Tax (NOPAT)		 1.00 0.73 0.64 0.94 1.02 0.75 1.18 1.60 1.68 1.47 1.43
NOPAT Margin		 19.90% 14.91% 13.11% 19.91% 20.05% 14.35% 20.87% 27.05% 27.85% 24.42% 21.95%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 61.17% 65.21% 64.99% 66.47% 61.83% 63.72% 57.87% 52.16% 49.89% 52.24% 53.40%
Operating Expenses to Revenue		 84.31% 81.28% 82.15% 84.85% 75.39% 81.56% 71.69% 65.15% 63.06% 65.84% 68.68%
Earnings before Interest and Taxes (EBIT)		 0.81 0.91 0.82 0.94 1.21 0.96 1.55 2.02 2.11 1.79 1.87
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 1.15 0.65 1.01 1.56 0.95 1.18 1.81 2.19 2.28 1.95 2.95
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.81 0.73 0.65 0.69 0.69 0.71 0.76 0.74 0.94 0.00 1.08
Price to Tangible Book Value (P/TBV)		 0.89 0.80 0.70 0.75 0.75 0.77 0.82 0.79 1.01 0.00 1.16
Price to Revenue (P/Rev)		 1.88 1.78 1.67 1.92 1.90 1.97 2.03 1.91 2.38 0.00 2.60
Price to Earnings (P/E)		 9.40 9.12 9.52 11.32 11.18 11.69 10.81 9.18 10.43 0.00 10.31
Dividend Yield		 3.60% 4.05% 4.59% 4.21% 4.29% 4.12% 3.86% 3.85% 2.99% 0.00% 0.00%
Earnings Yield		 10.64% 10.97% 10.51% 8.83% 8.95% 8.56% 9.25% 10.90% 9.59% 0.00% 9.70%
Enterprise Value to Invested Capital (EV/IC)		 0.73 0.64 0.10 0.03 0.37 0.22 0.48 0.32 0.63 0.00 0.53
Enterprise Value to Revenue (EV/Rev)		 2.16 1.80 0.30 0.10 1.11 0.64 1.39 0.88 1.71 0.00 1.35
Enterprise Value to EBITDA (EV/EBITDA)		 8.42 7.97 1.48 0.45 5.20 2.70 5.22 3.14 5.23 0.00 3.52
Enterprise Value to EBIT (EV/EBIT)		 9.31 8.03 1.53 0.57 5.59 3.23 6.16 3.35 5.87 0.00 4.23
Enterprise Value to NOPAT (EV/NOPAT)		 10.80 9.23 1.74 0.60 6.51 3.79 7.38 4.23 7.50 0.00 5.33
Enterprise Value to Operating Cash Flow (EV/OCF)		 7.13 10.42 2.69 2.67 3.63 2.01 5.24 2.61 5.10 0.00 4.32
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 3.37 2.17 0.27 1.66 2.23 6.39 5.17 28.15 0.00 10.74
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.29 0.16 0.13 0.10 0.07 0.07 0.07 0.07 0.07 0.10 0.06
Long-Term Debt to Equity		 0.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.03 0.00
Financial Leverage		 0.22 0.26 0.15 0.18 0.18 0.12 0.10 0.09 0.07 0.08 0.07
Leverage Ratio		 12.15 12.94 12.56 12.33 11.85 11.77 11.55 11.29 11.01 11.19 10.99
Compound Leverage Factor		 12.15 12.94 12.56 12.33 11.85 11.77 11.55 11.29 11.01 11.19 10.99
Debt to Total Capital		 22.25% 13.92% 11.71% 9.20% 6.90% 6.81% 6.76% 6.60% 6.48% 8.74% 5.71%
Short-Term Debt to Total Capital		 14.27% 13.92% 11.71% 9.20% 6.90% 6.81% 6.76% 6.60% 6.48% 5.59% 5.71%
Long-Term Debt to Total Capital		 7.98% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 3.15% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 77.75% 86.08% 88.29% 90.80% 93.10% 93.19% 93.24% 93.40% 93.52% 91.26% 94.29%
Debt to EBITDA		 2.58 1.74 1.66 1.26 0.96 0.85 0.73 0.65 0.54 0.68 0.38
Net Debt to EBITDA		 1.10 0.10 -6.62 -8.13 -3.73 -5.62 -2.43 -3.67 -2.05 -2.84 -3.28
Long-Term Debt to EBITDA		 0.93 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.24 0.00
Debt to NOPAT		 3.31 2.02 1.95 1.66 1.20 1.20 1.03 0.88 0.77 0.94 0.58
Net Debt to NOPAT		 1.40 0.11 -7.78 -10.73 -4.67 -7.90 -3.43 -4.95 -2.94 -3.95 -4.98
Long-Term Debt to NOPAT		 1.19 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.34 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -11 8.06 -0.07 5.10 11 3.08 1.78 0.78 -2.14 -3.37 -1.68
Operating Cash Flow to CapEx		 -304.98% 82.07% 496.79% 0.00% 4,886.79% 5,505.56% 1,275.00% 34,700.00% 8,397.06% -42,466.67% 18,127.78%
Free Cash Flow to Firm to Interest Expense		 -3.33 2.31 -0.02 1.54 3.51 1.12 0.67 0.28 -0.80 -1.29 -0.63
Operating Cash Flow to Interest Expense		 -0.83 0.19 0.54 0.26 0.85 0.36 0.38 1.01 1.06 -0.49 1.22
Operating Cash Flow Less CapEx to Interest Expense		 -1.10 -0.04 0.43 0.27 0.83 0.35 0.35 1.01 1.05 -0.49 1.22
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.04 0.04 0.04
Fixed Asset Turnover		 1.35 1.24 1.18 1.12 1.11 1.11 1.16 1.25 1.32 1.39 1.46
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 68 61 60 60 58 59 59 61 62 64 62
Invested Capital Turnover		 0.37 0.33 0.35 0.32 0.31 0.33 0.35 0.36 0.38 0.39 0.40
Increase / (Decrease) in Invested Capital		 12 -7.32 0.71 -4.16 -9.71 -2.33 -0.60 0.82 3.82 4.84 3.11
Enterprise Value (EV)		 49 39 6.25 1.98 22 13 29 19 39 0.00 33
Market Capitalization		 43 38 34 38 37 39 42 42 54 0.00 64
Book Value per Share		 $16.79 $16.72 $16.82 $17.29 $17.22 $17.47 $17.68 $18.50 $0.00 $18.99 $19.24
Tangible Book Value per Share		 $15.40 $15.36 $15.49 $15.98 $15.93 $16.20 $16.43 $17.25 $0.00 $17.78 $18.04
Total Capital		 68 61 60 60 58 59 59 61 62 64 62
Total Debt		 15 8.50 7.00 5.50 4.00 4.00 4.00 4.00 4.00 5.56 3.56
Total Long-Term Debt		 5.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.00 0.00
Net Debt		 6.38 0.48 -28 -36 -16 -26 -13 -22 -15 -23 -31
Capital Expenditures (CapEx)		 0.86 0.79 0.37 -0.02 0.05 0.02 0.08 0.01 0.03 0.00 0.02
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 15 8.50 7.00 5.50 4.00 4.00 4.00 4.00 4.00 5.56 3.56
Total Depreciation and Amortization (D&A)		 0.34 -0.26 0.19 0.62 -0.26 0.23 0.25 0.17 0.17 0.16 1.08
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.33 $0.24 $0.21 $0.31 $0.33 $0.24 $0.39 $0.53 $0.55 $0.49 $0.48
Adjusted Weighted Average Basic Shares Outstanding		 3.14M 3.14M 3.13M 3.13M 3.13M 3.12M 3.06M 0.00 0.00 3.05M 3.03M
Adjusted Diluted Earnings per Share		 $0.33 $0.24 $0.21 $0.31 $0.33 $0.24 $0.38 $0.52 $0.54 $0.48 $0.48
Adjusted Weighted Average Diluted Shares Outstanding		 3.14M 3.14M 3.13M 3.13M 3.13M 3.12M 3.06M 0.00 0.00 3.05M 3.03M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 3.14M 3.14M 3.13M 3.13M 3.13M 3.12M 3.06M 0.00 0.00 3.05M 3.03M
Normalized Net Operating Profit after Tax (NOPAT)		 0.56 0.73 0.64 0.66 1.02 0.75 1.18 1.60 1.68 1.47 1.43
Normalized NOPAT Margin		 11.21% 14.91% 13.11% 13.91% 20.05% 14.35% 20.87% 27.05% 27.85% 24.42% 21.95%
Pre Tax Income Margin		 16.01% 18.49% 16.93% 19.86% 23.72% 18.32% 27.49% 34.12% 35.13% 29.69% 28.66%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.25 0.26 0.24 0.28 0.39 0.35 0.58 0.73 0.79 0.69 0.70
NOPAT to Interest Expense		 0.32 0.21 0.18 0.28 0.33 0.27 0.44 0.58 0.62 0.56 0.54
EBIT Less CapEx to Interest Expense		 -0.02 0.03 0.13 0.29 0.38 0.34 0.55 0.73 0.77 0.69 0.69
NOPAT Less CapEx to Interest Expense		 0.04 -0.02 0.08 0.29 0.32 0.27 0.41 0.58 0.61 0.56 0.53
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 33.74% 36.60% 43.67% 47.86% 48.06% 48.25% 41.90% 35.97% 31.65% 27.95% -26.94%
Augmented Payout Ratio		 34.43% 37.53% 57.22% 68.04% 71.81% 77.05% 69.50% 61.70% 89.50% 86.18% -80.92%

Financials Breakdown Chart

Key Financial Trends

Home Federal Bancorp (HFBL) has shown a clear improvement in earnings power over the reported period, although recent results also include higher operating costs, increased credit-loss provisions and some unusual cash-flow classifications. The company’s latest balance sheet is for the third quarter of fiscal 2026, while the fourth-quarter 2026 income statement and cash-flow statement are provided as calculated data.

  • Net interest income has expanded steadily. Quarterly net interest income increased from $4.36 million in Q4 2024 to $4.97 million in Q4 2025 and $5.74 million in Q4 2026. The latest figure was also higher than $5.41 million in Q3 2026.
  • Interest-rate spread trends have improved. Q4 2026 total interest income rose to $8.41 million, while total interest expense was $2.67 million. Deposit interest expense remained relatively stable at $2.61 million, compared with $3.31 million in Q4 2024, supporting the improvement in net interest income.
  • Revenue and net income are materially above prior-year levels. Total revenue increased from $4.87 million in Q4 2024 to $5.65 million in Q4 2025 and $6.51 million in Q4 2026. Net income rose from $638,000 to $1.18 million and then to $1.43 million over the same periods.
  • Earnings per share has benefited from share repurchases and stronger profitability. Basic EPS increased from $0.21 in Q4 2024 to $0.39 in Q4 2025 and $0.48 in Q4 2026. Weighted-average basic shares declined from approximately 3.13 million in Q4 2025 to 3.03 million in Q4 2026.
  • Operating cash flow recovered in the latest quarter. Net cash from operating activities was $3.26 million in Q4 2026, compared with negative $1.27 million in Q3 2026 and $1.02 million in Q4 2025. This indicates a stronger short-term conversion of earnings into cash, although the quarterly figures are volatile.
  • The company has continued returning capital to shareholders. HFBL paid $2.91 million in dividends and repurchased $6.23 million of common stock in Q4 2026. These actions can support per-share value when earnings and capital levels remain sufficient.
  • Reported equity has increased over the longer period. Total common equity rose from $52.55 million in the Q3 2024 balance sheet to $58.00 million in Q3 2026, despite ongoing dividends, repurchases and accumulated other comprehensive losses.
  • Deposit balances have been broadly stable but not consistently growing. Total deposits were approximately $579.3 million in Q3 2024, $557.1 million in Q3 2025 and $574.9 million in Q3 2026. The recovery from the 2025 level is constructive, but deposit growth remains an important factor for future balance-sheet expansion.
  • The investment portfolio remains a major balance-sheet component. Trading account securities were $101.4 million in Q3 2026, compared with $96.9 million in Q3 2025 and $102.0 million in Q3 2024. Continued investment purchases have been a significant use of cash and may expose results to interest-rate and valuation changes.
  • Credit-loss provisions have increased sharply in recent quarters. The provision for credit losses rose to $269,000 in Q3 2026 and remained elevated at $173,000 in Q4 2026, compared with $46,000 in Q4 2025 and $45,000 in Q4 2024. This may indicate increased caution about credit quality or a less favorable lending environment.
  • Non-interest expenses are rising faster than earnings in the latest quarter. Q4 2026 non-interest expense was $4.47 million, up from $4.05 million in Q4 2025. Salaries and employee benefits increased to $2.44 million, while occupancy and equipment expense reached $997,000, putting pressure on operating efficiency.
  • Quarterly earnings declined sequentially. Q4 2026 net income of $1.43 million was below Q3 2026 net income of $1.47 million, while basic EPS decreased from $0.55 to $0.48. The decline was modest, but it suggests that higher expenses and credit provisions offset much of the improvement in revenue.
  • The cash-flow data contains unusually large and potentially difficult-to-interpret classifications. Q4 2026 includes $63.16 million of non-cash adjustments, $61.55 million of investment-security purchases and a reported $145.65 million increase in cash, despite much smaller operating, investing and financing subtotals. Investors should review the company’s underlying filing before relying heavily on the standardized cash-flow figures.

Overall, HFBL’s multi-quarter trend is favorable on the income statement: net interest income, revenue, net income and EPS are all substantially higher than in 2024. The main issues to monitor are the recent rise in credit-loss provisions, continued growth in non-interest expenses, deposit funding trends and the quality of the reported cash-flow data. The balance sheet also shows a relatively high dependence on deposits and investment securities, while the standardized statements report zero net loans and leases and unusually large “other assets,” suggesting that the data should be interpreted cautiously.

10/08/26 04:22 PM ETAI Generated. May Contain Errors.

Home Federal Bancorp, Inc. of Louisiana Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Home Federal Bancorp, Inc. of Louisiana's fiscal year ends in June. Their fiscal year 2026 ended on June 30, 2026.

Home Federal Bancorp, Inc. of Louisiana's net income appears to be on an upward trend, with a most recent value of $6.17 million in 2026, rising from $3.38 million in 2016. The previous period was $3.89 million in 2025. See Home Federal Bancorp, Inc. of Louisiana's forecast for analyst expectations on what's next for the company.

Over the last 10 years, Home Federal Bancorp, Inc. of Louisiana's total revenue changed from $16.10 million in 2016 to $24.46 million in 2026, a change of 51.9%.

In the past 10 quarters, Home Federal Bancorp, Inc. of Louisiana's cash and equivalents has ranged from $8.02 million in Q3 2024 to $41.04 million in Q1 2025, and is currently $28.94 million as of their latest financial filing in Q3 2026.

Home Federal Bancorp, Inc. of Louisiana had total debt of $3.56 million at the end of 2026, a 11.1% decrease from 2025, and a 92.6% decrease since 2016.

Over the last 10 years, Home Federal Bancorp, Inc. of Louisiana's book value per share changed from 21.82 in 2016 to 19.24 in 2026, a change of -11.8%.


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Financial statements for NASDAQ:HFBL last updated on 9/25/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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