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NASDAQ:HTBK

Heritage Commerce (HTBK) Stock Price, News & Analysis

Heritage Commerce logo
$9.30 +0.22 (+2.42%)
Closing price 05/2/2025 04:00 PM Eastern
Extended Trading
$9.30 0.00 (0.00%)
As of 05/2/2025 04:40 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Heritage Commerce Stock (NASDAQ:HTBK)

Key Stats

Today's Range
$9.14
$9.33
50-Day Range
$8.25
$10.61
52-Week Range
$7.74
$11.27
Volume
276,244 shs
Average Volume
374,377 shs
Market Capitalization
$572.98 million
P/E Ratio
14.09
Dividend Yield
5.59%
Price Target
$11.00
Consensus Rating
Buy

Company Overview

Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. Its deposit products for business banking and retail markets include interest and non-interest-bearing demand, savings, and money market accounts, as well as certificates of deposit and time deposits. The company's loan portfolio comprises commercial loans, such as operating secured and unsecured loans advanced for working capital, equipment purchases, and other business purposes; commercial real estate loans; commercial construction loans for rental properties, commercial buildings, and homes; small business administration loans; home equity lines of credit; multifamily loans on residential properties; residential mortgage loans; and consumer loans consisting of loans for financing automobiles, various consumer goods, and other personal purposes. In addition, it offers other banking services, including cashier's checks, bank by mail, night depositories, safe deposit boxes, direct deposit, automated payroll, electronic funds transfer, online bill pay, homeowner association, remote deposit capture, automated clearing house origination, electronic data interchange, and check imaging services, as well as other customary banking, factoring financing, and electronic banking services. Heritage Commerce Corp was founded in 1994 and is headquartered in San Jose, California.

Heritage Commerce Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
77th Percentile Overall Score

HTBK MarketRank™: 

Heritage Commerce scored higher than 77% of companies evaluated by MarketBeat, and ranked 237th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Heritage Commerce has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    Heritage Commerce has only been the subject of 2 research reports in the past 90 days.

  • Read more about Heritage Commerce's stock forecast and price target.
  • Earnings Growth

    Earnings for Heritage Commerce are expected to grow by 12.50% in the coming year, from $0.80 to $0.90 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Heritage Commerce is 14.09, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.95.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Heritage Commerce is 14.09, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.39.

  • Price to Book Value per Share Ratio

    Heritage Commerce has a P/B Ratio of 0.84. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    2.00% of the float of Heritage Commerce has been sold short.
  • Short Interest Ratio / Days to Cover

    Heritage Commerce has a short interest ratio ("days to cover") of 3.1, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

  • Dividend Leadership

    Heritage Commerce is a leading dividend payer. It pays a dividend yield of 5.73%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    Heritage Commerce does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Heritage Commerce is 76.47%. Payout ratios above 75% are not desirable because they may not be sustainable.

  • Dividend Sustainability

    Based on earnings estimates, Heritage Commerce will have a dividend payout ratio of 57.78% next year. This indicates that Heritage Commerce will be able to sustain or increase its dividend.

  • Read more about Heritage Commerce's dividend.
  • Percentage of Shares Shorted

    2.00% of the float of Heritage Commerce has been sold short.
  • Short Interest Ratio / Days to Cover

    Heritage Commerce has a short interest ratio ("days to cover") of 3.1, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

  • News Sentiment

    Heritage Commerce has a news sentiment score of 0.36. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.89 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 16 news articles for Heritage Commerce this week, compared to 2 articles on an average week.
  • Search Interest

    2 people have searched for HTBK on MarketBeat in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Heritage Commerce insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $107,728.00 in company stock.

  • Percentage Held by Insiders

    Only 2.71% of the stock of Heritage Commerce is held by insiders.

  • Percentage Held by Institutions

    75.55% of the stock of Heritage Commerce is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Heritage Commerce's insider trading history.
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HTBK Stock News Headlines

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HTBK Stock Analysis - Frequently Asked Questions

Heritage Commerce's stock was trading at $9.38 at the beginning of 2025. Since then, HTBK stock has decreased by 0.9% and is now trading at $9.30.
View the best growth stocks for 2025 here
.

Heritage Commerce Corp (NASDAQ:HTBK) released its earnings results on Thursday, April, 24th. The financial services provider reported $0.19 EPS for the quarter, topping analysts' consensus estimates of $0.18 by $0.01. The financial services provider had revenue of $46.06 million for the quarter, compared to the consensus estimate of $45.89 million. Heritage Commerce had a net margin of 16.12% and a trailing twelve-month return on equity of 5.96%.

Top institutional shareholders of Heritage Commerce include Bank of New York Mellon Corp (0.67%), Assenagon Asset Management S.A. (0.32%), Rosenthal Henry Capital Advisors Inc. (0.31%) and Cerity Partners LLC (0.24%). Insiders that own company stock include Jason Philip Dinapoli, Robertson Clay Jones Jr, Jack W Conner, Walter Theodore Kaczmarek, Lawrence D Mcgovern, Robert Moles, Stephen G Heitel, Susan Svensson Just and Kamran F Husain.
View institutional ownership trends
.

Shares of HTBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Heritage Commerce investors own include JPMorgan Chase & Co. (JPM), NVIDIA (NVDA), Tesla (TSLA), Advanced Micro Devices (AMD), Meta Platforms (META), Netflix (NFLX) and Home Depot (HD).

Company Calendar

Record date for 2/20 Dividend
2/06/2025
Ex-Dividend for 2/20 Dividend
2/06/2025
Dividend Payable
2/20/2025
Last Earnings
4/24/2025
Today
5/02/2025
Record date for 5/22 Dividend
5/08/2025
Ex-Dividend for 5/22 Dividend
5/08/2025
Dividend Payable
5/22/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
State commercial banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:HTBK
Employees
330
Year Founded
1994

Price Target and Rating

Average Stock Price Target
$11.00
High Stock Price Target
$12.00
Low Stock Price Target
$10.00
Potential Upside/Downside
+18.1%
Consensus Rating
Buy
Rating Score (0-4)
3.00
Research Coverage
3 Analysts

Profitability

Trailing P/E Ratio
14.11
Forward P/E Ratio
11.64
P/E Growth
N/A
Net Income
$40.53 million
Pretax Margin
24.61%

Debt

Sales & Book Value

Annual Sales
$177.09 million
Cash Flow
$0.92 per share
Price / Cash Flow
10.15
Book Value
$11.02 per share
Price / Book
0.85

Miscellaneous

Free Float
58,857,000
Market Cap
$573.91 million
Optionable
Optionable
Beta
0.81

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This page (NASDAQ:HTBK) was last updated on 5/3/2025 by MarketBeat.com Staff
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