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Investors Title (ITIC) Financials

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$240.76 +0.54 (+0.22%)
As of 02:47 PM Eastern
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Annual Income Statements for Investors Title

Annual Income Statements for Investors Title

This table shows Investors Title's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2022 2023 2024
Period end date 12/31/2022 12/31/2023 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders
24 22 31
Consolidated Net Income / (Loss)
24 22 31
Net Income / (Loss) Continuing Operations
24 22 31
Total Pre-Tax Income
30 26 39
Total Revenue
283 225 258
Net Interest Income / (Expense)
0.00 0.00 0.00
Total Interest Income
0.00 0.00 0.00
Total Interest Expense
0.00 0.00 0.00
Total Non-Interest Income
283 225 258
Service Charges on Deposit Accounts
14 19 17
Other Service Charges
27 22 22
Net Realized & Unrealized Capital Gains on Investments
-11 3.45 4.68
Premiums Earned
249 171 204
Investment Banking Income
4.70 9.06 11
Total Non-Interest Expense
253 199 219
Salaries and Employee Benefits
207 160 180
Net Occupancy & Equipment Expense
17 17 18
Property & Liability Insurance Claims
4.26 4.76 4.53
Other Operating Expenses
25 16 17
Income Tax Expense
6.21 4.54 8.39
Basic Earnings per Share
$12.60 $11.45 $16.48
Weighted Average Basic Shares Outstanding
1.90M 1.89M 1.89M
Diluted Earnings per Share
$12.59 $11.45 $16.43
Weighted Average Diluted Shares Outstanding
1.90M 1.89M 1.89M
Weighted Average Basic & Diluted Shares Outstanding
1.90M 1.89M 1.89M
Cash Dividends to Common per Share
$4.84 $5.84 $15.84

Quarterly Income Statements for Investors Title

This table shows Investors Title's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders
7.91 7.53 1.18 7.59 7.08 5.84 4.53 8.87 9.32 8.36
Consolidated Net Income / (Loss)
7.91 7.53 1.18 7.59 7.08 5.84 4.53 8.87 9.32 8.36
Net Income / (Loss) Continuing Operations
7.91 7.53 1.18 7.59 7.08 5.84 4.53 8.87 9.32 8.36
Total Pre-Tax Income
10 9.27 1.56 9.85 8.61 6.21 5.80 11 12 11
Total Revenue
78 65 51 58 61 54 53 65 69 71
Total Non-Interest Income
78 67 51 58 61 54 53 65 69 71
Service Charges on Deposit Accounts
3.68 5.03 5.31 4.57 4.64 4.72 4.30 4.30 4.31 4.28
Other Service Charges
8.59 4.36 4.55 6.50 5.45 5.35 4.03 5.85 5.96 5.66
Net Realized & Unrealized Capital Gains on Investments
-2.15 5.23 0.44 1.09 -0.82 2.73 2.42 1.24 0.98 0.04
Premiums Earned
67 49 39 44 50 38 40 51 55 58
Investment Banking Income
1.23 - 2.07 2.15 2.31 2.52 2.52 2.57 2.74 2.83
Total Non-Interest Expense
68 56 50 48 53 47 48 54 57 60
Salaries and Employee Benefits
55 46 40 39 43 38 38 45 47 50
Net Occupancy & Equipment Expense
4.27 4.39 4.40 4.51 4.21 4.24 4.47 4.31 4.39 4.34
Property & Liability Insurance Claims
1.97 0.80 1.07 0.99 1.84 0.87 0.91 0.91 1.67 1.05
Other Operating Expenses
6.61 5.03 4.17 3.81 3.86 4.47 3.84 4.20 4.04 4.87
Income Tax Expense
2.18 1.75 0.38 2.26 1.53 0.38 1.27 2.40 2.27 2.45
Basic Earnings per Share
$4.17 $3.97 $0.62 $4.00 $3.75 $3.08 $2.40 $4.71 $4.94 $4.43
Weighted Average Basic Shares Outstanding
1.90M 1.90M 1.90M 1.90M 1.89M 1.89M 1.89M 1.88M 1.88M 1.89M
Diluted Earnings per Share
$4.17 $3.97 $0.62 $4.00 $3.75 $3.08 $2.40 $4.70 $4.92 $4.41
Weighted Average Diluted Shares Outstanding
1.90M 1.90M 1.90M 1.90M 1.89M 1.89M 1.89M 1.89M 1.89M 1.89M
Weighted Average Basic & Diluted Shares Outstanding
1.90M 1.90M 1.90M 1.89M 1.89M 1.89M 1.88M 1.88M 1.88M 1.89M

Annual Cash Flow Statements for Investors Title

This table details how cash moves in and out of Investors Title's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2022 2023 2024
Period end date 12/31/2022 12/31/2023 12/31/2024
Net Change in Cash & Equivalents
-1.86 -11 0.62
Net Cash From Operating Activities
36 7.43 30
Net Cash From Continuing Operating Activities
36 7.43 30
Net Income / (Loss) Continuing Operations
24 22 31
Consolidated Net Income / (Loss)
24 22 31
Depreciation Expense
2.30 2.76 3.32
Amortization Expense
1.55 -2.34 -2.25
Non-Cash Adjustments to Reconcile Net Income
5.10 -11 -5.78
Changes in Operating Assets and Liabilities, net
3.35 -3.97 3.48
Net Cash From Investing Activities
-29 -6.70 1.75
Net Cash From Continuing Investing Activities
-29 -6.70 1.75
Purchase of Property, Leasehold Improvements and Equipment
-5.68 -9.19 -7.42
Purchase of Investment Securities
-125 -210 -199
Sale of Property, Leasehold Improvements and Equipment
0.03 0.53 0.28
Sale and/or Maturity of Investments
102 212 208
Net Cash From Financing Activities
-9.32 -12 -31
Net Cash From Continuing Financing Activities
-9.32 -12 -31
Repurchase of Common Equity
-0.13 -0.96 -1.10
Payment of Dividends
-9.18 -11 -30
Other Financing Activities, Net
-0.00 0.00 0.00
Cash Income Taxes Paid
15 8.69 6.62

Quarterly Cash Flow Statements for Investors Title

This table details how cash moves in and out of Investors Title's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Net Change in Cash & Equivalents
5.89 -6.07 -5.76 -3.37 4.23 -6.38 -2.42 5.07 -1.22 -0.81
Net Cash From Operating Activities
12 16 -13 5.67 0.70 14 1.44 8.43 7.82 12
Net Cash From Continuing Operating Activities
12 16 -13 5.64 0.70 14 1.44 8.43 7.82 12
Net Income / (Loss) Continuing Operations
7.91 7.53 1.18 7.59 7.08 5.84 4.53 8.87 9.32 8.36
Consolidated Net Income / (Loss)
7.91 7.53 1.18 7.59 7.08 5.84 4.53 8.87 9.32 8.36
Depreciation Expense
0.57 0.62 0.64 0.67 0.70 0.76 0.79 0.91 0.79 0.83
Amortization Expense
0.27 0.32 -0.53 -0.51 -0.63 -0.66 -0.89 -0.66 -0.62 -0.08
Non-Cash Adjustments to Reconcile Net Income
1.65 -5.22 -2.95 -3.68 -0.02 -4.07 -2.25 -1.85 -1.95 0.26
Changes in Operating Assets and Liabilities, net
1.61 13 -11 1.57 -6.43 12 -0.73 1.16 0.28 2.78
Net Cash From Investing Activities
-5.16 -15 8.21 -7.21 4.40 -12 -1.94 -2.45 -8.18 14
Net Cash From Continuing Investing Activities
-5.16 -15 8.21 -7.21 4.40 -12 -1.94 -2.45 -8.18 14
Purchase of Property, Leasehold Improvements and Equipment
-1.53 -1.70 -2.30 -2.72 -1.60 -2.57 -2.23 -2.11 -1.73 -1.35
Purchase of Investment Securities
-16 -54 -26 -73 -43 -67 -41 -74 -42 -41
Sale of Property, Leasehold Improvements and Equipment
0.06 -0.07 0.24 0.11 0.06 0.12 0.02 0.01 0.22 0.03
Sale and/or Maturity of Investments
12 40 36 69 49 58 41 74 36 57
Net Cash From Financing Activities
-0.96 -6.61 -0.87 -1.83 -0.87 -8.43 -1.92 -0.91 -0.87 -27
Net Cash From Continuing Financing Activities
-0.96 -6.61 -0.87 -1.83 -0.87 -8.43 -1.92 -0.91 -0.87 -27
Repurchase of Common Equity
-0.09 -0.05 0.00 -0.96 - - -1.05 -0.05 - -0.00
Payment of Dividends
-0.87 -6.56 -0.87 -0.87 -0.87 -8.43 -0.87 -0.87 -0.87 -27
Other Financing Activities, Net
- - - - - - - - - -0.00
Cash Income Taxes Paid
5.49 0.16 0.00 3.73 3.24 1.72 0.00 3.15 2.50 0.98

Annual Balance Sheets for Investors Title

This table presents Investors Title's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2022 2023 2024
Period end date 12/31/2022 12/31/2023 12/31/2024
Total Assets
340 331 334
Cash and Due from Banks
35 24 25
Trading Account Securities
106 101 153
Loans and Leases, Net of Allowance
0.00 0.00 0.00
Accrued Investment Income
0.87 0.98 1.47
Premises and Equipment, Net
18 24 28
Unearned Premiums Asset
19 13 16
Intangible Assets
18 16 15
Other Assets
143 151 96
Total Liabilities & Shareholders' Equity
340 331 334
Total Liabilities
99 79 82
Other Short-Term Payables
47 32 34
Claims and Claim Expense
37 37 37
Other Long-Term Liabilities
15 10.00 11
Commitments & Contingencies
0.00 0.00 0.00
Total Equity & Noncontrolling Interests
241 252 252
Total Preferred & Common Equity
241 252 252
Preferred Stock
0.00 0.00 0.00
Total Common Equity
241 252 252
Common Stock
0.00 0.00 0.00
Retained Earnings
241 251 251
Accumulated Other Comprehensive Income / (Loss)
0.20 0.64 0.36

Quarterly Balance Sheets for Investors Title

This table presents Investors Title's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024
Total Assets
333 324 330 332 329 340 352
Cash and Due from Banks
41 30 26 30 22 27 25
Trading Account Securities
108 95 93 96 99 130 141
Loans and Leases, Net of Allowance
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income
0.97 0.92 0.95 1.11 1.09 1.32 1.47
Premises and Equipment, Net
17 19 21 22 25 27 27
Unearned Premiums Asset
23 17 17 17 13 13 14
Intangible Assets
18 17 17 17 16 16 15
Other Assets
125 145 155 148 153 126 127
Total Liabilities & Shareholders' Equity
333 324 330 332 329 340 352
Total Liabilities
94 82 83 79 76 79 81
Other Short-Term Payables
42 31 34 31 28 31 34
Claims and Claim Expense
38 37 37 37 37 37 37
Other Long-Term Liabilities
14 14 12 11 10 9.84 9.71
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
239 242 247 253 254 262 271
Total Preferred & Common Equity
239 242 247 253 254 262 271
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
239 242 247 253 254 262 271
Common Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Retained Earnings
240 241 247 253 254 262 270
Accumulated Other Comprehensive Income / (Loss)
-0.75 0.56 0.16 -0.76 0.35 0.17 1.09

Annual Metrics and Ratios for Investors Title

This table displays calculated financial ratios and metrics derived from Investors Title's official financial filings.

Metric 2022 2023 2024
Period end date 12/31/2022 12/31/2023 12/31/2024
Growth Metrics
- - -
Revenue Growth
-13.99% -20.69% 14.93%
EBITDA Growth
-61.57% -21.51% 52.09%
EBIT Growth
-64.55% -12.88% 50.45%
NOPAT Growth
-64.33% -9.28% 43.29%
Net Income Growth
-64.33% -9.28% 43.29%
EPS Growth
-64.31% -9.05% 43.49%
Operating Cash Flow Growth
-30.28% -79.49% 301.83%
Free Cash Flow Firm Growth
-68.77% -6.97% 176.86%
Invested Capital Growth
5.21% 4.37% 0.09%
Revenue Q/Q Growth
-8.27% -4.99% 7.02%
EBITDA Q/Q Growth
-30.11% -12.76% 14.88%
EBIT Q/Q Growth
-32.68% -10.45% 13.19%
NOPAT Q/Q Growth
-32.27% -7.23% 8.85%
Net Income Q/Q Growth
-32.27% -7.23% 8.85%
EPS Q/Q Growth
-32.17% -7.21% 8.81%
Operating Cash Flow Q/Q Growth
-0.93% -19.09% -6.28%
Free Cash Flow Firm Q/Q Growth
-71.17% 14.31% 211.58%
Invested Capital Q/Q Growth
0.82% -0.44% -7.20%
Profitability Metrics
- - -
EBITDA Margin
11.98% 11.86% 15.69%
EBIT Margin
10.62% 11.67% 15.28%
Profit (Net Income) Margin
8.43% 9.65% 12.03%
Tax Burden Percent
79.39% 82.68% 78.74%
Interest Burden Percent
100.00% 100.00% 100.00%
Effective Tax Rate
20.61% 17.32% 21.26%
Return on Invested Capital (ROIC)
10.17% 8.81% 12.35%
ROIC Less NNEP Spread (ROIC-NNEP)
0.00% 0.00% 0.00%
Return on Net Nonoperating Assets (RNNOA)
0.00% 0.00% 0.00%
Return on Equity (ROE)
0.00% 0.00% 0.00%
Cash Return on Invested Capital (CROIC)
5.10% 4.52% 12.26%
Operating Return on Assets (OROA)
8.97% 7.83% 11.88%
Return on Assets (ROA)
7.12% 6.47% 9.36%
Return on Common Equity (ROCE)
0.00% 0.00% 0.00%
Return on Equity Simple (ROE_SIMPLE)
9.92% 8.62% 12.34%
Net Operating Profit after Tax (NOPAT)
24 22 31
NOPAT Margin
8.43% 9.65% 12.03%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00%
SG&A Expenses to Revenue
79.12% 78.95% 76.41%
Operating Expenses to Revenue
89.38% 88.33% 84.72%
Earnings before Interest and Taxes (EBIT)
30 26 39
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
34 27 41
Valuation Ratios
- - -
Price to Book Value (P/BV)
1.11 1.15 1.77
Price to Tangible Book Value (P/TBV)
1.20 1.23 1.88
Price to Revenue (P/Rev)
0.94 1.29 1.73
Price to Earnings (P/E)
11.20 13.32 14.36
Dividend Yield
1.30% 1.20% 6.69%
Earnings Yield
8.93% 7.51% 6.97%
Enterprise Value to Invested Capital (EV/IC)
0.96 1.05 1.67
Enterprise Value to Revenue (EV/Rev)
0.82 1.18 1.63
Enterprise Value to EBITDA (EV/EBITDA)
6.84 9.94 10.40
Enterprise Value to EBIT (EV/EBIT)
7.72 10.10 10.68
Enterprise Value to NOPAT (EV/NOPAT)
9.72 12.21 13.56
Enterprise Value to Operating Cash Flow (EV/OCF)
6.42 35.66 14.12
Enterprise Value to Free Cash Flow (EV/FCFF)
19.40 23.77 13.66
Leverage & Solvency
- - -
Debt to Equity
0.00 0.00 0.00
Long-Term Debt to Equity
0.00 0.00 0.00
Financial Leverage
0.00 0.00 0.00
Leverage Ratio
1.43 1.36 1.32
Compound Leverage Factor
1.43 1.36 1.32
Debt to Total Capital
0.00% 0.00% 0.00%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
0.00% 0.00% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00%
Common Equity to Total Capital
100.00% 100.00% 100.00%
Debt to EBITDA
0.00 0.00 0.00
Net Debt to EBITDA
0.00 0.00 0.00
Long-Term Debt to EBITDA
0.00 0.00 0.00
Debt to NOPAT
0.00 0.00 0.00
Net Debt to NOPAT
0.00 0.00 0.00
Long-Term Debt to NOPAT
0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00%
Liquidity Ratios
- - -
Cash Flow Metrics
- - -
Free Cash Flow to Firm (FCFF)
12 11 31
Operating Cash Flow to CapEx
640.21% 85.78% 417.46%
Free Cash Flow to Firm to Interest Expense
0.00 0.00 0.00
Operating Cash Flow to Interest Expense
0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense
0.00 0.00 0.00
Efficiency Ratios
- - -
Asset Turnover
0.84 0.67 0.78
Fixed Asset Turnover
18.39 10.79 9.97
Capital & Investment Metrics
- - -
Invested Capital
241 252 252
Invested Capital Turnover
1.21 0.91 1.03
Increase / (Decrease) in Invested Capital
12 11 0.22
Enterprise Value (EV)
232 265 421
Market Capitalization
268 289 446
Book Value per Share
$127.05 $133.05 $133.63
Tangible Book Value per Share
$117.77 $124.46 $125.63
Total Capital
241 252 252
Total Debt
0.00 0.00 0.00
Total Long-Term Debt
0.00 0.00 0.00
Net Debt
-35 -24 -25
Capital Expenditures (CapEx)
5.66 8.66 7.15
Net Nonoperating Expense (NNE)
0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
0.00 0.00 0.00
Total Depreciation and Amortization (D&A)
3.85 0.42 1.07
Earnings Adjustments
- - -
Adjusted Basic Earnings per Share
$12.60 $11.45 $16.48
Adjusted Weighted Average Basic Shares Outstanding
1.90M 1.89M 1.89M
Adjusted Diluted Earnings per Share
$12.59 $11.45 $16.43
Adjusted Weighted Average Diluted Shares Outstanding
1.90M 1.89M 1.89M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
1.90M 1.89M 1.89M
Normalized Net Operating Profit after Tax (NOPAT)
24 22 31
Normalized NOPAT Margin
8.43% 9.65% 12.03%
Pre Tax Income Margin
10.62% 11.67% 15.28%
Debt Service Ratios
- - -
EBIT to Interest Expense
0.00 0.00 0.00
NOPAT to Interest Expense
0.00 0.00 0.00
EBIT Less CapEx to Interest Expense
0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense
0.00 0.00 0.00
Payout Ratios
- - -
Dividend Payout Ratio
38.41% 50.95% 96.11%
Augmented Payout Ratio
38.97% 55.37% 99.65%

Quarterly Metrics and Ratios for Investors Title

This table displays calculated financial ratios and metrics derived from Investors Title's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Growth Metrics
- - - - - - - - - -
Revenue Growth
-4.20% -28.06% -25.59% -17.75% -21.27% -18.03% 4.12% 12.12% 12.08% 31.56%
EBITDA Growth
-43.17% -58.89% -81.08% 149.44% -20.66% -38.17% 241.39% 15.19% 35.61% 83.21%
EBIT Growth
-45.28% -61.18% -79.97% 233.42% -14.65% -33.01% 271.36% 14.43% 34.59% 74.01%
NOPAT Growth
-45.44% -60.21% -80.91% 232.82% -10.48% -22.46% 283.15% 16.95% 31.49% 43.28%
Net Income Growth
-45.44% -60.21% -80.91% 232.82% -10.48% -22.46% 283.15% 16.95% 31.49% 43.28%
EPS Growth
-45.35% -60.06% -80.92% 233.33% -10.07% -22.42% 287.10% 17.50% 31.20% 43.18%
Operating Cash Flow Growth
-37.46% -2.09% -1,070.50% -18.40% -94.15% -11.02% 110.98% 48.81% 1,014.10% -14.14%
Free Cash Flow Firm Growth
179.31% 54.91% 39.22% -725.14% -146.15% -7.00% 6.93% 12.28% -42.60% 273.01%
Invested Capital Growth
-2.55% 5.21% 4.02% 6.04% 5.70% 4.37% 5.01% 5.89% 7.38% 0.09%
Revenue Q/Q Growth
10.01% -16.03% -21.61% 13.58% 5.31% -12.58% -0.42% 22.30% 5.27% 2.61%
EBITDA Q/Q Growth
172.69% -6.61% -83.67% 499.88% -13.26% -27.23% -9.84% 102.41% 2.12% -1.69%
EBIT Q/Q Growth
241.62% -8.07% -83.17% 530.75% -12.55% -27.84% -6.70% 94.36% 2.85% -6.71%
NOPAT Q/Q Growth
247.21% -4.89% -84.31% 542.25% -6.61% -17.62% -22.46% 96.04% 5.01% -10.23%
Net Income Q/Q Growth
247.21% -4.89% -84.31% 542.25% -6.61% -17.62% -22.46% 96.04% 5.01% -10.23%
EPS Q/Q Growth
247.50% -4.80% -84.38% 545.16% -6.25% -17.87% -22.08% 95.83% 4.68% -10.37%
Operating Cash Flow Q/Q Growth
72.92% 32.41% -182.33% 143.29% -87.61% 1,915.53% -89.84% 486.85% -7.26% 55.34%
Free Cash Flow Firm Q/Q Growth
1,265.80% -131.02% -85.65% 20.53% -0.83% 28.08% -61.47% 25.10% -63.91% 187.27%
Invested Capital Q/Q Growth
2.51% 0.82% 0.34% 2.24% 2.19% -0.44% 0.96% 3.09% 3.63% -7.20%
Profitability Metrics
- - - - - - - - - -
EBITDA Margin
14.02% 15.59% 3.25% 17.15% 14.12% 11.76% 10.65% 17.62% 17.09% 16.37%
EBIT Margin
12.93% 14.16% 3.04% 16.88% 14.02% 11.57% 10.84% 17.23% 16.84% 15.31%
Profit (Net Income) Margin
10.15% 11.49% 2.30% 13.01% 11.54% 10.87% 8.46% 13.57% 13.53% 11.84%
Tax Burden Percent
78.44% 81.15% 75.66% 77.04% 82.28% 93.93% 78.06% 78.73% 80.38% 77.35%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
21.56% 18.85% 24.34% 22.96% 17.72% 6.07% 21.94% 21.27% 19.62% 22.65%
Return on Invested Capital (ROIC)
12.94% 13.85% 2.58% 13.71% 11.10% 9.92% 7.75% 12.47% 12.47% 12.15%
ROIC Less NNEP Spread (ROIC-NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Net Nonoperating Assets (RNNOA)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Equity (ROE)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Cash Return on Invested Capital (CROIC)
17.16% 5.10% 4.03% 4.22% 3.97% 4.52% 5.21% 4.62% 3.78% 12.26%
Operating Return on Assets (OROA)
11.96% 11.96% 2.48% 13.04% 9.98% 7.76% 7.53% 12.02% 11.88% 11.91%
Return on Assets (ROA)
9.38% 9.70% 1.87% 10.04% 8.21% 7.29% 5.88% 9.46% 9.55% 9.21%
Return on Common Equity (ROCE)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Equity Simple (ROE_SIMPLE)
14.76% 0.00% 7.81% 9.79% 9.25% 0.00% 9.86% 10.05% 10.52% 0.00%
Net Operating Profit after Tax (NOPAT)
7.91 7.53 1.18 7.59 7.08 5.84 4.53 8.87 9.32 8.36
NOPAT Margin
10.15% 11.49% 2.30% 13.01% 11.54% 10.87% 8.46% 13.57% 13.53% 11.84%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
76.08% 76.94% 86.76% 74.88% 76.69% 78.48% 80.28% 74.96% 74.87% 76.31%
Operating Expenses to Revenue
87.07% 85.84% 96.96% 83.12% 85.98% 88.43% 89.16% 82.77% 83.16% 84.69%
Earnings before Interest and Taxes (EBIT)
10 9.27 1.56 9.85 8.61 6.21 5.80 11 12 11
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
11 10 1.67 10 8.67 6.31 5.69 12 12 12
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
1.05 1.11 1.14 1.08 1.07 1.15 1.21 1.30 1.60 1.77
Price to Tangible Book Value (P/TBV)
1.13 1.20 1.22 1.16 1.14 1.23 1.29 1.38 1.69 1.88
Price to Revenue (P/Rev)
0.81 0.94 1.03 1.05 1.14 1.29 1.36 1.45 1.79 1.73
Price to Earnings (P/E)
7.09 11.20 14.54 11.02 11.54 13.32 12.29 12.89 15.17 14.36
Dividend Yield
1.40% 1.30% 1.27% 1.31% 1.29% 1.20% 1.13% 1.02% 0.80% 6.69%
Earnings Yield
14.11% 8.93% 6.88% 9.07% 8.66% 7.51% 8.13% 7.76% 6.59% 6.97%
Enterprise Value to Invested Capital (EV/IC)
0.87 0.96 1.01 0.97 0.95 1.05 1.13 1.19 1.50 1.67
Enterprise Value to Revenue (EV/Rev)
0.68 0.82 0.92 0.95 1.01 1.18 1.26 1.34 1.69 1.63
Enterprise Value to EBITDA (EV/EBITDA)
4.30 6.84 9.14 7.33 7.84 9.94 9.33 9.71 11.55 10.40
Enterprise Value to EBIT (EV/EBIT)
4.67 7.72 10.27 7.82 8.17 10.10 9.39 9.81 11.69 10.68
Enterprise Value to NOPAT (EV/NOPAT)
5.91 9.72 12.98 9.94 10.24 12.21 11.43 11.88 14.27 13.56
Enterprise Value to Operating Cash Flow (EV/OCF)
5.71 6.42 11.27 11.74 26.08 35.66 13.03 12.65 12.80 14.12
Enterprise Value to Free Cash Flow (EV/FCFF)
5.02 19.40 25.67 23.74 24.56 23.77 22.17 26.60 41.15 13.66
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to Equity
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Financial Leverage
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Leverage Ratio
1.38 1.43 1.38 1.36 1.35 1.36 1.32 1.32 1.31 1.32
Compound Leverage Factor
1.38 1.43 1.38 1.36 1.35 1.36 1.32 1.32 1.31 1.32
Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Debt to EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt to EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt to NOPAT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt to NOPAT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to NOPAT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
14 -4.40 -8.17 -6.49 -6.54 -4.71 -7.60 -5.69 -9.33 8.14
Operating Cash Flow to CapEx
815.83% 899.38% -636.15% 217.29% 45.35% 579.17% 64.93% 401.38% 516.58% 920.38%
Free Cash Flow to Firm to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.92 0.84 0.81 0.77 0.71 0.67 0.69 0.70 0.71 0.78
Fixed Asset Turnover
19.36 18.39 16.32 13.72 12.22 10.79 10.20 9.81 9.74 9.97
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
239 241 242 247 253 252 254 262 271 252
Invested Capital Turnover
1.28 1.21 1.12 1.05 0.96 0.91 0.92 0.92 0.92 1.03
Increase / (Decrease) in Invested Capital
-6.26 12 9.35 14 14 11 12 15 19 0.22
Enterprise Value (EV)
209 232 245 241 239 265 286 313 407 421
Market Capitalization
250 268 275 267 270 289 308 339 433 446
Book Value per Share
$125.99 $127.05 $127.51 $130.30 $133.64 $133.05 $134.33 $138.98 $144.02 $133.63
Tangible Book Value per Share
$116.53 $117.77 $118.40 $121.38 $124.87 $124.46 $125.91 $130.68 $135.87 $125.63
Total Capital
239 241 242 247 253 252 254 262 271 252
Total Debt
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Long-Term Debt
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt
-41 -35 -30 -26 -30 -24 -22 -27 -25 -25
Capital Expenditures (CapEx)
1.47 1.77 2.06 2.61 1.55 2.44 2.21 2.10 1.51 1.32
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Depreciation and Amortization (D&A)
0.84 0.94 0.11 0.15 0.06 0.10 -0.11 0.25 0.18 0.75
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$4.17 $3.97 $0.62 $4.00 $3.75 $3.08 $2.40 $4.71 $4.94 $4.43
Adjusted Weighted Average Basic Shares Outstanding
1.90M 1.90M 1.90M 1.90M 1.89M 1.89M 1.89M 1.88M 1.88M 1.89M
Adjusted Diluted Earnings per Share
$4.17 $3.97 $0.62 $4.00 $3.75 $3.08 $2.40 $4.70 $4.92 $4.41
Adjusted Weighted Average Diluted Shares Outstanding
1.90M 1.90M 1.90M 1.90M 1.89M 1.89M 1.89M 1.89M 1.89M 1.89M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
1.90M 1.90M 1.90M 1.89M 1.89M 1.89M 1.88M 1.88M 1.88M 1.89M
Normalized Net Operating Profit after Tax (NOPAT)
7.91 7.53 1.18 7.59 7.08 5.84 4.53 8.87 9.32 8.36
Normalized NOPAT Margin
10.15% 11.49% 2.30% 13.01% 11.54% 10.87% 8.46% 13.57% 13.53% 11.84%
Pre Tax Income Margin
12.93% 14.16% 3.04% 16.88% 14.02% 11.57% 10.84% 17.23% 16.84% 15.31%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EBIT Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
106.53% 38.41% 48.58% 37.93% 39.27% 50.95% 44.12% 41.93% 38.65% 96.11%
Augmented Payout Ratio
106.78% 38.97% 48.58% 42.45% 43.57% 55.37% 52.15% 46.11% 42.49% 99.65%

Frequently Asked Questions About Investors Title's Financials

When does Investors Title's financial year end?

According to the most recent income statement we have on file, Investors Title's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Investors Title's net income changed over the last 2 years?

Investors Title's net income appears to be on an upward trend, with a most recent value of $31.07 million in 2024, rising from $23.90 million in 2022. The previous period was $21.69 million in 2023.

How has Investors Title revenue changed over the last 2 years?

Over the last 2 years, Investors Title's total revenue changed from $283.39 million in 2022 to $258.30 million in 2024, a change of -8.9%.

How much debt does Investors Title have?

Investors Title's total liabilities were at $81.80 million at the end of 2024, a 3.5% increase from 2023, and a 17.2% decrease since 2022.

How much cash does Investors Title have?

In the past 2 years, Investors Title's cash and equivalents has ranged from $24.03 million in 2023 to $35.31 million in 2022, and is currently $24.65 million as of their latest financial filing in 2024.

How has Investors Title's book value per share changed over the last 2 years?

Over the last 2 years, Investors Title's book value per share changed from 127.05 in 2022 to 133.63 in 2024, a change of 5.2%.



This page (NASDAQ:ITIC) was last updated on 5/7/2025 by MarketBeat.com Staff
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