Jack Henry & Associates (JKHY) Financials

$184.59 +2.59 (+1.42%)

Closing price 05/27/2025 04:00 PM Eastern

Extended Trading

$184.68 +0.09 (+0.05%)

As of 05/27/2025 05:26 PM Eastern

Annual Income Statements for Jack Henry & Associates

This table shows Jack Henry & Associates' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	6/30/2024	6/30/2023	6/30/2022	6/30/2021	6/30/2020	6/30/2019	6/30/2018	6/30/2017	6/30/2016	6/30/2015
Net Income / (Loss) Attributable to Common Shareholders	382	367	363	311	297	272	365	230	249	211
Consolidated Net Income / (Loss)	382	367	363	311	297	272	365	230	249	211
Net Income / (Loss) Continuing Operations	382	367	363	311	297	272	365	230	249	211
Total Pre-Tax Income	498	475	472	398	381	347	356	341	361	316
Total Operating Income	489	481	475	399	381	347	358	342	362	318
Total Gross Profit	916	859	814	695	689	630	618	582	581	536
Total Revenue	2,216	2,078	1,943	1,758	1,697	1,553	1,471	1,388	1,355	1,256
Operating Revenue	2,216	2,078	1,943	1,758	1,697	1,553	1,471	1,388	1,355	1,256
Total Cost of Revenue	1,299	1,219	1,129	1,063	1,008	923	853	806	774	720
Operating Cost of Revenue	1,299	1,219	1,129	1,063	1,008	923	853	806	774	720
Total Operating Expenses	427	378	340	296	308	282	260	241	219	218
Selling, General & Admin Expense	278	235	218	187	198	186	172	159	158	64
Research & Development Expense	148	143	121	109	110	96	90	85	81	71
Total Other Income / (Expense), net	8.63	-6.11	-2.35	-0.99	0.45	-0.05	-2.69	-0.75	-1.12	-1.43
Income Tax Expense	116	108	109	86	84	75	-8.88	111	112	105
Basic Earnings per Share	$5.24	$5.03	$4.95	$4.12	$3.86	$3.52	$4.73	$2.95	$3.13	$2.60
Weighted Average Basic Shares Outstanding	72.87M	72.92M	73.32M	75.55M	76.79M	77.16M	77.25M	77.86M	79.42M	81.35M
Diluted Earnings per Share	$5.23	$5.02	$4.94	$4.12	$3.86	$3.52	$4.70	$2.93	$3.12	$2.59
Weighted Average Diluted Shares Outstanding	73.03M	73.10M	73.49M	75.66M	76.93M	77.35M	77.59M	78.26M	79.73M	81.60M
Weighted Average Basic & Diluted Shares Outstanding	72.91M	72.94M	72.90M	74.01M	76.64M	77.00M	77.18M	77.80M	79.50M	81.20M
Cash Dividends to Common per Share	$2.14	$2.02	$1.90	$1.78	$1.66	$1.54	$1.36	$1.18	$1.06	$0.94

This table shows Jack Henry & Associates' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022
Period end date	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022	6/30/2022
Net Income / (Loss) Attributable to Common Shareholders	98	119	101	87	92	102	98	82	81	107	80
Consolidated Net Income / (Loss)	98	119	101	87	92	102	98	82	81	107	80
Net Income / (Loss) Continuing Operations	98	119	101	87	92	102	98	82	81	107	80
Total Pre-Tax Income	127	157	130	114	120	133	124	106	105	139	103
Total Operating Income	123	151	126	112	119	133	124	108	107	141	104
Total Gross Profit	241	258	233	210	225	248	226	201	201	231	196
Total Revenue	574	601	560	539	546	571	535	509	505	529	483
Operating Revenue	574	601	560	539	546	571	535	509	505	529	483
Total Cost of Revenue	333	343	327	328	321	323	309	307	305	298	287
Operating Cost of Revenue	333	343	327	328	321	323	309	307	305	298	287
Total Operating Expenses	118	106	107	98	106	116	102	93	93	90	92
Selling, General & Admin Expense	77	67	67	62	70	79	63	58	57	57	58
Research & Development Expense	41	40	40	36	35	37	38	35	37	33	34
Total Other Income / (Expense), net	4.38	5.52	4.76	2.07	1.26	0.55	-0.25	-2.28	-2.17	-1.42	-0.98
Income Tax Expense	30	38	29	27	28	32	26	25	24	33	22
Basic Earnings per Share	$1.34	$1.63	$1.38	$1.20	$1.26	$1.40	$1.34	$1.12	$1.11	$1.46	$1.11
Weighted Average Basic Shares Outstanding	72.92M	72.91M	72.87M	72.87M	72.84M	72.87M	72.92M	72.94M	72.96M	72.90M	73.32M
Diluted Earnings per Share	$1.34	$1.63	$1.39	$1.19	$1.26	$1.39	$1.34	$1.12	$1.10	$1.46	$1.10
Weighted Average Diluted Shares Outstanding	73.08M	73.08M	73.03M	73.03M	72.98M	73.01M	73.10M	73.07M	73.14M	73.14M	73.49M
Weighted Average Basic & Diluted Shares Outstanding	72.90M	72.96M	72.91M	72.90M	72.87M	72.83M	72.94M	72.88M	72.99M	72.95M	72.90M
Cash Dividends to Common per Share	$0.55	$0.55	-	$0.55	$0.52	$0.52	-	$0.52	$0.49	$0.49	-

This table details how cash moves in and out of Jack Henry & Associates' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	6/30/2024	6/30/2023	6/30/2022	6/30/2021	6/30/2020	6/30/2019	6/30/2018	6/30/2017	6/30/2016	6/30/2015
Net Change in Cash & Equivalents	26	-37	-2.21	-162	120	62	-83	44	-78	78
Net Cash From Operating Activities	568	382	505	462	511	431	412	357	366	374
Net Cash From Continuing Operating Activities	568	382	505	462	511	431	412	357	366	374
Net Income / (Loss) Continuing Operations	382	367	363	311	297	272	365	230	249	211
Consolidated Net Income / (Loss)	382	367	363	311	297	272	365	230	249	211
Depreciation Expense	46	49	51	53	52	47	48	50	51	54
Amortization Expense	154	142	127	123	120	113	104	90	79	65
Non-Cash Adjustments To Reconcile Net Income	33	24	25	19	46	13	11	16	-6.17	0.72
Changes in Operating Assets and Liabilities, net	-46	-200	-61	-44	-4.14	-14	-116	-28	-5.93	43
Net Cash From Investing Activities	-240	-410	-196	-162	-198	-191	-292	-142	-136	-137
Net Cash From Continuing Investing Activities	-240	-410	-196	-162	-198	-191	-292	-142	-136	-137
Purchase of Property, Plant & Equipment	-225	-205	-183	-151	-171	-165	-137	-148	-165	-145
Acquisitions	-7.13	-231	-8.49	-8.81	-37	-26	-151	0.00	-8.28	0.00
Purchase of Investments	-8.65	-1.00	-5.00	-13	-1.15	0.00	-5.00	0.00	0.00	-
Sale of Property, Plant & Equipment	0.90	28	0.05	6.19	11	0.13	0.31	0.97	2.84	0.18
Net Cash From Financing Activities	-302	-8.43	-310	-462	-193	-178	-204	-171	-308	-159
Net Cash From Continuing Financing Activities	-302	-8.43	-310	-462	-193	-178	-204	-171	-308	-159
Repayment of Debt	-600	-650	-317	-100	-55	-35	-175	-30	-153	-47
Repurchase of Common Equity	-28	-25	-194	-432	-72	-55	-49	-130	-176	-123
Payment of Dividends	-156	-147	-139	-134	-127	-119	-105	-92	-84	-76
Issuance of Debt	475	810	332	200	55	35	125	80	100	90
Issuance of Common Equity	12	12	12	11	9.83	9.04	7.52	6.25	5.71	4.88
Other Financing Activities, net	-5.38	-8.50	-4.15	-7.72	-3.74	-14	-7.16	-5.48	-1.89	-7.31

This table details how cash moves in and out of Jack Henry & Associates' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022
Period end date	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022	6/30/2022
Net Change in Cash & Equivalents	-18	4.93	11	0.55	-4.76	19	-14	0.79	-6.21	-17	8.99
Net Cash From Operating Activities	90	117	232	98	82	157	175	16	54	137	203
Net Cash From Continuing Operating Activities	90	117	232	98	82	157	175	16	54	137	203
Net Income / (Loss) Continuing Operations	98	119	101	87	92	102	98	82	81	107	80
Consolidated Net Income / (Loss)	98	119	101	87	92	102	98	82	81	107	80
Depreciation Expense	11	11	11	11	12	12	12	12	12	12	12
Amortization Expense	40	39	39	39	38	37	36	37	36	33	32
Non-Cash Adjustments To Reconcile Net Income	8.86	6.68	10	6.98	8.66	7.04	9.87	6.92	6.43	0.87	5.58
Changes in Operating Assets and Liabilities, net	-69	-59	70	-47	-69	-0.81	19	-121	-81	-16	73
Net Cash From Investing Activities	-61	-59	-76	-54	-60	-51	-54	-54	-52	-250	-51
Net Cash From Continuing Investing Activities	-61	-59	-76	-54	-60	-51	-54	-54	-52	-250	-51
Purchase of Property, Plant & Equipment	-60	-55	-66	-52	-59	-49	-54	-53	-52	-46	-46
Acquisitions	-0.85	-2.68	-2.57	-1.59	-0.69	-2.28	-0.21	-0.44	-1.26	-229	-0.77
Net Cash From Financing Activities	-46	-53	-145	-43	-26	-87	-135	39	-8.49	96	-143
Net Cash From Continuing Financing Activities	-46	-53	-145	-43	-26	-87	-135	39	-8.49	96	-143
Repayment of Debt	-80	-85	-240	-120	-75	-165	-360	-85	-55	-150	-150
Repurchase of Common Equity	-17	0.00	-8.06	-	-	-20	-	-25	-	0.00	-
Payment of Dividends	-40	-40	-40	-40	-38	-38	-38	-38	-36	-36	-36
Issuance of Debt	90	75	140	115	85	135	260	185	85	280	40
Issuance of Common Equity	2.17	3.04	3.07	3.37	2.62	3.42	3.37	3.32	2.45	3.23	3.25
Other Financing Activities, net	-1.17	-6.17	-0.04	-1.78	-0.62	-2.94	-0.20	-1.58	-5.18	-1.56	-0.44

This table presents Jack Henry & Associates' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	6/30/2024	6/30/2023	6/30/2022	6/30/2021	6/30/2020	6/30/2019	6/30/2018	6/30/2017	6/30/2016	6/30/2015
Total Assets	2,924	2,774	2,456	2,336	2,428	2,185	2,648	90	1,816	1,837
Total Current Assets	632	628	614	544	669	569	471	0.00	432	493
Cash & Equivalents	38	12	49	51	213	94	31	-	70	148
Accounts Receivable	333	361	348	307	301	310	297	-	254	245
Prepaid Expenses	169	169	126	110	96	106	96	-	57	69
Current Deferred & Refundable Income Taxes	6.15	7.52	14	30	21	18	22	-	16	2.75
Other Current Assets	86	78	57	46	38	41	24	-	35	28
Plant, Property, & Equipment, net	215	206	212	252	273	272	286	0.00	299	296
Total Noncurrent Assets	2,077	1,940	1,630	1,540	1,486	1,343	1,892	90	1,085	1,047
Goodwill	805	805	687	687	686	667	650	-	553	550
Intangible Assets	672	651	506	476	465	451	941	90	362	348
Other Noncurrent Operating Assets	601	484	437	376	334	225	300	-	170	149
Total Liabilities & Shareholders' Equity	2,924	2,774	2,456	2,336	2,428	2,185	2,033	0.00	1,816	1,837
Total Liabilities	1,082	1,165	1,074	1,017	879	756	710	0.00	819	845
Total Current Liabilities	634	524	544	521	495	470	448	0.00	444	444
Short-Term Debt	90	0.00	0.07	0.11	0.12	0.00	-	-	0.20	2.60
Accounts Payable	25	19	21	18	9.88	9.85	30	-	15	9.93
Accrued Expenses	201	173	192	183	167	120	89	-	85	79
Current Deferred Revenue	318	332	331	320	318	340	329	-	344	340
Current Deferred & Payable Income Tax Liabilities	0.00	-	-	-	-	-	-	-	0.00	13
Total Noncurrent Liabilities	448	642	530	496	384	286	262	0.00	376	402
Long-Term Debt	60	275	115	100	0.21	0.00	-	-	0.00	50
Noncurrent Deferred Revenue	71	68	71	76	71	55	41	-	178	192
Noncurrent Deferred & Payable Income Tax Liabilities	244	244	293	261	244	217	208	-	189	150
Other Noncurrent Operating Liabilities	74	54	51	59	68	14	13	-	9.44	8.92
Total Equity & Noncontrolling Interests	1,842	1,609	1,382	1,319	1,550	1,429	1,323	0.00	996	992
Total Preferred & Common Equity	1,842	1,609	1,382	1,319	1,550	1,429	1,323	0.00	996	992
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	0.00	0.00
Total Common Equity	1,842	1,609	1,382	1,319	1,550	1,429	1,323	0.00	996	992
Common Stock	621	585	552	520	496	473	465	-	441	426
Retained Earnings	3,082	2,856	2,636	2,412	2,235	2,066	1,913	-	1,431	1,266
Treasury Stock	-1,860	-1,832	-1,807	-1,613	-1,182	-1,110	-1,055	-	-876	-700

This table presents Jack Henry & Associates' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022
Period end date	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022	6/30/2022
Total Assets	2,912	2,929	2,924	2,770	2,754	2,734	2,774	2,608	2,578	2,578	2,456
Total Current Assets	580	635	632	523	554	563	628	488	469	485	614
Cash & Equivalents	26	43	38	27	27	31	12	27	26	32	49
Accounts Receivable	283	307	333	263	271	289	361	238	246	248	348
Prepaid Expenses	190	191	169	159	179	164	169	153	128	135	126
Current Deferred & Refundable Income Taxes	0.00	0.00	6.15	0.00	0.00	0.00	7.52	1.88	0.00	0.00	14
Other Current Assets	81	84	86	73	78	80	78	68	69	71	57
Plant, Property, & Equipment, net	227	212	215	216	205	203	206	200	203	208	212
Total Noncurrent Assets	2,105	2,082	2,077	2,032	1,995	1,968	1,940	1,920	1,906	1,885	1,630
Goodwill	805	805	805	805	805	805	805	805	805	804	687
Intangible Assets	680	676	672	667	662	658	651	646	639	632	506
Other Noncurrent Operating Assets	620	601	601	561	528	505	484	469	462	449	437
Total Liabilities & Shareholders' Equity	2,912	2,929	2,924	2,770	2,754	2,734	2,774	2,608	2,578	2,578	2,456
Total Liabilities	936	1,003	1,082	991	1,030	1,074	1,165	1,069	1,067	1,117	1,074
Total Current Liabilities	497	571	634	375	404	471	524	321	408	470	544
Short-Term Debt	90	90	90	-	-	-	0.00	0.00	0.02	0.04	0.07
Accounts Payable	24	20	25	27	19	20	19	14	13	20	21
Accrued Expenses	186	180	201	180	174	158	173	150	148	148	192
Current Deferred Revenue	197	249	318	147	197	262	332	157	215	275	331
Current Deferred & Payable Income Tax Liabilities	0.28	31	0.00	20	14	31	-	-	32	27	-
Total Noncurrent Liabilities	439	433	448	616	626	604	642	749	660	647	530
Long-Term Debt	60	50	60	250	255	245	275	375	275	245	115
Noncurrent Deferred Revenue	72	71	71	67	72	72	68	69	70	70	71
Noncurrent Deferred & Payable Income Tax Liabilities	235	239	244	229	228	234	244	256	265	280	293
Other Noncurrent Operating Liabilities	72	73	74	70	70	53	54	48	50	51	51
Total Equity & Noncontrolling Interests	1,976	1,925	1,842	1,780	1,724	1,660	1,609	1,538	1,511	1,461	1,382
Total Preferred & Common Equity	1,976	1,925	1,842	1,780	1,724	1,660	1,609	1,538	1,511	1,461	1,382
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	1,976	1,925	1,842	1,780	1,724	1,660	1,609	1,538	1,511	1,461	1,382
Common Stock	634	624	621	611	603	592	585	575	566	561	552
Retained Earnings	3,219	3,161	3,082	3,021	2,974	2,920	2,856	2,796	2,752	2,707	2,636
Treasury Stock	-1,877	-1,860	-1,860	-1,852	-1,852	-1,852	-1,832	-1,832	-1,807	-1,807	-1,807

This table displays calculated financial ratios and metrics derived from Jack Henry & Associates' official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	6/30/2024	6/30/2023	6/30/2022	6/30/2021	6/30/2020	6/30/2019	6/30/2018	6/30/2017	6/30/2016	6/30/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	6.63%	6.94%	10.50%	3.60%	9.30%	5.57%	5.94%	2.48%	7.84%	7.08%
EBITDA Growth	2.66%	2.94%	13.54%	3.99%	8.76%	-0.31%	5.81%	-2.00%	12.46%	10.30%
EBIT Growth	1.81%	1.28%	19.04%	4.75%	9.60%	-2.86%	4.62%	-5.51%	13.78%	10.26%
NOPAT Growth	1.03%	1.82%	16.81%	5.38%	8.97%	-25.79%	59.27%	-7.84%	17.66%	13.35%
Net Income Growth	4.14%	1.03%	16.52%	4.99%	9.12%	-25.52%	59.01%	-7.76%	17.82%	13.12%
EPS Growth	4.18%	1.62%	19.90%	6.74%	9.66%	-25.11%	60.41%	-6.09%	20.46%	18.26%
Operating Cash Flow Growth	48.87%	-24.39%	9.20%	-9.48%	18.42%	4.61%	15.34%	-2.48%	-1.97%	9.40%
Free Cash Flow Firm Growth	662.35%	-118.22%	1.74%	-4.95%	-64.99%	158.15%	-236.00%	385.62%	-1.32%	20.71%
Invested Capital Growth	4.43%	29.24%	5.80%	2.38%	0.10%	-29.95%	2,007.88%	-90.24%	3.37%	-1.13%
Revenue Q/Q Growth	1.15%	2.57%	1.70%	2.31%	1.01%	0.99%	2.60%	-1.84%	2.52%	2.99%
EBITDA Q/Q Growth	0.55%	3.72%	1.31%	3.50%	-0.02%	-0.77%	3.32%	-8.15%	6.91%	4.51%
EBIT Q/Q Growth	0.29%	4.44%	1.60%	5.14%	-0.68%	-1.57%	3.47%	-11.30%	8.11%	5.72%
NOPAT Q/Q Growth	-0.14%	4.74%	1.06%	5.37%	0.09%	-2.56%	5.67%	-13.48%	10.56%	7.39%
Net Income Q/Q Growth	0.87%	4.97%	0.99%	5.24%	0.12%	-2.45%	5.61%	-13.49%	10.54%	7.41%
EPS Q/Q Growth	0.97%	5.02%	1.23%	6.19%	0.26%	-2.22%	5.62%	-13.06%	11.43%	7.92%
Operating Cash Flow Q/Q Growth	11.21%	-7.00%	1.49%	-7.65%	7.66%	4.99%	4.78%	-0.17%	-8.09%	3.06%
Free Cash Flow Firm Q/Q Growth	12.54%	-184.57%	-2.47%	-9.65%	12.58%	181.76%	-215.93%	340.74%	3.53%	-24.37%
Invested Capital Q/Q Growth	-2.43%	-0.82%	-4.36%	-5.33%	-8.42%	-6.33%	1,546.70%	-91.13%	-6.93%	-8.70%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	41.35%	41.33%	41.91%	39.52%	40.58%	40.55%	41.99%	41.95%	42.89%	42.66%
EBITDA Margin	31.11%	32.32%	33.57%	32.67%	32.55%	32.71%	34.64%	34.68%	36.27%	34.78%
Operating Margin	22.09%	23.14%	24.43%	22.68%	22.43%	22.37%	24.31%	24.61%	26.70%	25.30%
EBIT Margin	22.09%	23.14%	24.43%	22.68%	22.43%	22.37%	24.31%	24.61%	26.70%	25.30%
Profit (Net Income) Margin	17.23%	17.65%	18.68%	17.72%	17.48%	17.51%	24.82%	16.54%	18.37%	16.81%
Tax Burden Percent	76.67%	77.26%	76.85%	78.31%	77.85%	78.30%	102.49%	67.33%	69.03%	66.75%
Interest Burden Percent	101.76%	98.73%	99.50%	99.75%	100.12%	99.99%	99.62%	99.78%	99.69%	99.55%
Effective Tax Rate	23.33%	22.74%	23.15%	21.69%	22.15%	21.70%	-2.49%	32.67%	30.97%	33.25%
Return on Invested Capital (ROIC)	19.62%	22.38%	25.90%	23.09%	22.18%	16.78%	36.70%	45.26%	27.40%	23.55%
ROIC Less NNEP Spread (ROIC-NNEP)	23.15%	19.51%	22.77%	24.04%	21.95%	16.76%	36.29%	40.31%	28.34%	24.76%
Return on Net Nonoperating Assets (RNNOA)	2.51%	2.15%	0.97%	-1.37%	-2.26%	2.98%	18.49%	0.82%	-2.36%	-1.98%
Return on Equity (ROE)	22.13%	24.52%	26.87%	21.71%	19.92%	19.76%	55.19%	46.09%	25.04%	21.57%
Cash Return on Invested Capital (CROIC)	15.29%	-3.13%	20.26%	20.73%	22.08%	52.00%	-145.18%	209.68%	24.09%	24.68%
Operating Return on Assets (OROA)	17.18%	18.38%	19.81%	16.74%	16.50%	14.37%	26.11%	35.86%	19.80%	18.07%
Return on Assets (ROA)	13.40%	14.02%	15.15%	13.07%	12.86%	11.25%	26.66%	24.09%	13.63%	12.01%
Return on Common Equity (ROCE)	22.13%	24.52%	26.87%	21.71%	19.92%	19.76%	55.19%	46.09%	25.04%	21.57%
Return on Equity Simple (ROE_SIMPLE)	20.72%	22.79%	26.27%	23.61%	19.14%	19.03%	27.59%	0.00%	24.98%	21.30%
Net Operating Profit after Tax (NOPAT)	375	371	365	312	296	272	366	230	250	212
NOPAT Margin	16.94%	17.87%	18.77%	17.76%	17.46%	17.51%	24.91%	16.57%	18.43%	16.89%
Net Nonoperating Expense Percent (NNEP)	-3.53%	2.87%	3.13%	-0.95%	0.23%	0.02%	0.41%	4.96%	-0.94%	-1.21%
Cost of Revenue to Revenue	58.65%	58.67%	58.09%	60.48%	59.42%	59.45%	58.01%	58.05%	57.11%	57.34%
SG&A Expenses to Revenue	12.57%	11.32%	11.24%	10.64%	11.67%	11.98%	11.67%	11.47%	11.63%	5.12%
R&D to Revenue	6.69%	6.87%	6.25%	6.20%	6.48%	6.21%	6.14%	6.10%	6.00%	5.69%
Operating Expenses to Revenue	19.26%	18.19%	17.48%	16.84%	18.15%	18.19%	17.69%	17.34%	16.19%	17.35%
Earnings before Interest and Taxes (EBIT)	489	481	475	399	381	347	358	342	362	318
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	689	671	652	574	552	508	509	482	491	437
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	6.57	7.48	9.26	8.88	8.68	6.83	7.11	0.00	6.29	4.75
Price to Tangible Book Value (P/TBV)	33.08	78.93	67.84	75.21	33.79	31.38	0.00	0.00	76.98	50.41
Price to Revenue (P/Rev)	5.46	5.79	6.58	6.66	7.92	6.28	6.39	5.36	4.63	3.75
Price to Earnings (P/E)	31.70	32.82	35.25	37.61	45.32	35.89	25.77	32.41	25.19	22.29
Dividend Yield	1.29%	1.22%	1.08%	1.13%	0.95%	1.22%	1.12%	1.23%	1.33%	1.62%
Earnings Yield	3.15%	3.05%	2.84%	2.66%	2.21%	2.79%	3.88%	3.09%	3.97%	4.49%
Enterprise Value to Invested Capital (EV/IC)	6.25	6.57	8.88	8.60	9.90	7.24	4.92	82.27	6.69	5.15
Enterprise Value to Revenue (EV/Rev)	5.51	5.92	6.62	6.69	7.80	6.22	6.37	5.36	4.58	3.67
Enterprise Value to EBITDA (EV/EBITDA)	17.72	18.32	19.71	20.48	23.95	19.03	18.40	15.45	12.62	10.56
Enterprise Value to EBIT (EV/EBIT)	24.96	25.58	27.09	29.51	34.77	27.83	26.22	21.77	17.14	14.51
Enterprise Value to NOPAT (EV/NOPAT)	32.55	33.11	35.26	37.68	44.66	35.54	25.58	32.34	24.83	21.74
Enterprise Value to Operating Cash Flow (EV/OCF)	21.50	32.23	25.48	25.46	25.92	22.41	22.74	20.82	16.92	12.34
Enterprise Value to Free Cash Flow (EV/FCFF)	41.78	0.00	45.07	41.95	44.85	11.47	0.00	6.98	28.25	20.74
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.08	0.17	0.08	0.08	0.00	0.00	0.00	0.00	0.00	0.05
Long-Term Debt to Equity	0.03	0.17	0.08	0.08	0.00	0.00	0.00	0.00	0.00	0.05
Financial Leverage	0.11	0.11	0.04	-0.06	-0.10	0.18	0.51	0.02	-0.08	-0.08
Leverage Ratio	1.65	1.75	1.77	1.66	1.55	1.76	2.07	1.91	1.84	1.80
Compound Leverage Factor	1.68	1.73	1.77	1.66	1.55	1.76	2.06	1.91	1.83	1.79
Debt to Total Capital	7.53%	14.60%	7.69%	7.06%	0.02%	0.00%	0.00%	0.00%	0.02%	5.05%
Short-Term Debt to Total Capital	4.52%	0.00%	0.00%	0.01%	0.01%	0.00%	0.00%	0.00%	0.02%	0.25%
Long-Term Debt to Total Capital	3.01%	14.60%	7.68%	7.05%	0.01%	0.00%	0.00%	0.00%	0.00%	4.80%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	92.47%	85.40%	92.31%	92.94%	99.98%	100.00%	100.00%	0.00%	99.98%	94.95%
Debt to EBITDA	0.22	0.41	0.18	0.17	0.00	0.00	0.00	0.00	0.00	0.12
Net Debt to EBITDA	0.16	0.39	0.10	0.09	-0.39	0.00	0.00	0.00	-0.14	-0.22
Long-Term Debt to EBITDA	0.09	0.41	0.18	0.17	0.00	0.00	0.00	0.00	0.00	0.11
Debt to NOPAT	0.40	0.74	0.32	0.32	0.00	0.00	0.00	0.00	0.00	0.25
Net Debt to NOPAT	0.30	0.71	0.18	0.16	-0.72	0.00	0.00	0.00	-0.28	-0.45
Long-Term Debt to NOPAT	0.16	0.74	0.32	0.32	0.00	0.00	0.00	0.00	0.00	0.24
Altman Z-Score	9.50	9.00	10.11	9.69	11.77	10.36	9.97	0.00	7.09	5.59
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.00	1.20	1.13	1.04	1.35	1.21	1.05	0.00	0.97	1.11
Quick Ratio	0.59	0.71	0.73	0.69	1.04	0.86	0.73	0.00	0.73	0.89
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	292	-52	285	280	295	843	-1,449	1,066	219	222
Operating Cash Flow to CapEx	253.15%	215.13%	275.98%	318.39%	319.74%	261.95%	301.99%	242.72%	226.58%	257.57%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	245.12	428.83	910.10	-443.91	1,070.01	153.47	139.52
Operating Cash Flow to Interest Expense	0.00	0.00	0.00	403.96	742.05	465.58	126.23	358.76	256.24	234.50
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00	277.08	509.97	287.84	84.43	210.95	143.15	143.46
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.78	0.79	0.81	0.74	0.74	0.64	1.07	1.46	0.74	0.71
Accounts Receivable Turnover	6.38	5.86	5.94	5.79	5.55	5.11	0.00	0.00	5.43	5.35
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	10.53	9.96	8.37	6.69	6.22	5.57	0.00	0.00	4.55	4.27
Accounts Payable Turnover	58.44	60.66	57.12	74.98	102.23	45.91	0.00	0.00	63.08	70.45
Days Sales Outstanding (DSO)	57.19	62.31	61.49	63.06	65.71	71.39	0.00	0.00	67.27	68.20
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	6.25	6.02	6.39	4.87	3.57	7.95	0.00	0.00	5.79	5.18
Cash Conversion Cycle (CCC)	50.94	56.29	55.10	58.19	62.14	63.44	0.00	0.00	61.48	63.02
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,954	1,871	1,448	1,368	1,337	1,335	1,906	90	926	896
Invested Capital Turnover	1.16	1.25	1.38	1.30	1.27	0.96	1.47	2.73	1.49	1.39
Increase / (Decrease) in Invested Capital	83	423	79	32	1.28	-571	1,816	-836	30	-10
Enterprise Value (EV)	12,215	12,298	12,859	11,764	13,232	9,663	9,374	7,440	6,200	4,612
Market Capitalization	12,103	12,035	12,792	11,715	13,446	9,757	9,405	7,440	6,270	4,707
Book Value per Share	$25.27	$22.07	$18.96	$17.76	$20.23	$18.51	$17.11	$0.00	$12.63	$12.24
Tangible Book Value per Share	$5.02	$2.09	$2.59	$2.10	$5.19	$4.03	($3.47)	($1.16)	$1.03	$1.15
Total Capital	1,992	1,884	1,497	1,419	1,550	1,429	1,323	0.00	996	1,044
Total Debt	150	275	115	100	0.32	0.00	0.00	0.00	0.20	53
Total Long-Term Debt	60	275	115	100	0.21	0.00	0.00	0.00	0.00	50
Net Debt	112	263	66	49	-213	-94	-31	0.00	-70	-96
Capital Expenditures (CapEx)	224	177	183	145	160	165	136	147	162	145
Debt-free, Cash-free Net Working Capital (DFCFNWC)	50	92	21	-28	-39	5.86	-8.75	0.00	-82	-96
Debt-free Net Working Capital (DFNWC)	88	104	70	23	174	99	23	0.00	-12	52
Net Working Capital (NWC)	-1.80	104	70	23	174	99	23	0.00	-12	50
Net Nonoperating Expense (NNE)	-6.61	4.72	1.81	0.78	-0.35	0.04	1.38	0.50	0.78	0.95
Net Nonoperating Obligations (NNO)	112	263	66	49	-213	-94	583	90	-70	-96
Total Depreciation and Amortization (D&A)	200	191	178	176	172	161	152	140	130	119
Debt-free, Cash-free Net Working Capital to Revenue	2.25%	4.43%	1.08%	-1.59%	-2.30%	0.38%	-0.60%	0.00%	-6.05%	-7.63%
Debt-free Net Working Capital to Revenue	3.98%	5.02%	3.59%	1.31%	10.27%	6.41%	1.54%	0.00%	-0.86%	4.18%
Net Working Capital to Revenue	-0.08%	5.02%	3.59%	1.30%	10.27%	6.41%	1.54%	0.00%	-0.87%	3.97%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$5.24	$5.03	$4.95	$4.12	$3.86	$3.52	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic Shares Outstanding	72.87M	72.92M	73.32M	75.55M	76.79M	77.16M	0.00	0.00	0.00	0.00
Adjusted Diluted Earnings per Share	$5.23	$5.02	$4.94	$4.12	$3.86	$3.52	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Diluted Shares Outstanding	73.03M	73.10M	73.49M	75.66M	76.93M	77.35M	0.00	0.00	0.00	0.00
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	72.91M	72.94M	72.90M	74.01M	76.64M	77.00M	0.00	0.00	0.00	0.00
Normalized Net Operating Profit after Tax (NOPAT)	375	371	365	312	296	272	250	230	250	212
Normalized NOPAT Margin	16.94%	17.87%	18.77%	17.76%	17.46%	17.51%	17.01%	16.57%	18.43%	16.89%
Pre Tax Income Margin	22.48%	22.84%	24.31%	22.62%	22.46%	22.36%	24.22%	24.56%	26.61%	25.19%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00	348.53	553.24	375.04	109.50	343.09	252.91	199.41
NOPAT to Interest Expense	0.00	0.00	0.00	272.94	430.70	293.65	112.22	230.99	174.57	133.11
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00	221.66	321.16	197.30	67.70	195.28	139.82	108.37
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00	146.07	198.62	115.92	70.42	83.18	61.49	42.07
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	40.83%	40.16%	38.32%	42.96%	42.95%	43.67%	28.77%	39.95%	33.80%	36.18%
Augmented Payout Ratio	48.17%	46.98%	91.75%	181.50%	67.07%	63.85%	42.19%	96.64%	104.39%	94.26%

This table displays calculated financial ratios and metrics derived from Jack Henry & Associates' official financial filings.

Metric	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022
Period end date	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022	6/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	5.16%	5.18%	4.73%	5.90%	7.99%	7.97%	10.77%	6.33%	2.31%	8.43%	7.19%
EBITDA Growth	3.49%	10.90%	2.17%	3.28%	8.61%	-2.36%	16.22%	0.63%	-8.51%	4.82%	6.04%
EBIT Growth	3.39%	14.00%	1.15%	3.42%	10.79%	-5.70%	19.68%	-2.87%	-14.55%	5.34%	7.76%
NOPAT Growth	3.82%	13.56%	-0.60%	2.67%	10.39%	-5.92%	20.66%	-2.27%	-14.13%	5.22%	4.96%
Net Income Growth	6.39%	17.22%	3.38%	6.81%	13.85%	-4.57%	21.57%	-3.73%	-15.57%	4.34%	4.64%
EPS Growth	6.35%	17.27%	3.73%	6.25%	14.55%	-4.79%	21.82%	-3.45%	-15.38%	5.80%	5.77%
Operating Cash Flow Growth	9.95%	-25.61%	32.81%	497.86%	51.32%	14.84%	-14.12%	-84.31%	-40.66%	28.42%	3.79%
Free Cash Flow Firm Growth	47.99%	65.98%	104.48%	89.50%	47.93%	34.66%	-18,346.47%	-1,815.07%	-1,923.18%	-535.47%	-96.08%
Invested Capital Growth	7.54%	7.92%	4.43%	6.14%	10.93%	11.90%	29.24%	24.63%	18.69%	18.19%	5.80%
Revenue Q/Q Growth	-4.51%	7.34%	3.96%	-1.31%	-4.49%	6.87%	5.13%	0.64%	-4.51%	9.64%	0.92%
EBITDA Q/Q Growth	-13.39%	14.44%	8.72%	-3.96%	-7.19%	5.42%	9.90%	1.00%	-16.56%	25.48%	-4.83%
EBIT Q/Q Growth	-18.69%	20.42%	12.07%	-5.77%	-10.35%	6.84%	14.59%	0.94%	-23.70%	35.61%	-7.00%
NOPAT Q/Q Growth	-17.84%	18.08%	13.87%	-6.02%	-10.13%	3.36%	17.61%	1.04%	-23.41%	32.57%	-4.74%
Net Income Q/Q Growth	-17.91%	17.93%	16.04%	-5.29%	-9.55%	4.00%	19.89%	0.96%	-24.19%	32.48%	-5.06%
EPS Q/Q Growth	-17.79%	17.27%	16.81%	-5.56%	-9.35%	3.73%	19.64%	1.82%	-24.66%	32.73%	-5.17%
Operating Cash Flow Q/Q Growth	-23.31%	-49.57%	137.57%	19.67%	-48.11%	-9.96%	969.41%	-69.71%	-60.62%	-32.67%	95.33%
Free Cash Flow Firm Q/Q Growth	-58.22%	-328.81%	147.94%	70.03%	-3.48%	69.88%	-12.38%	-48.63%	-29.88%	-8,510.72%	-89.44%
Invested Capital Q/Q Growth	3.86%	3.47%	-2.43%	2.56%	4.23%	0.12%	-0.82%	7.19%	5.14%	15.63%	-4.36%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	42.00%	42.85%	41.55%	39.06%	41.18%	43.47%	42.23%	39.56%	39.72%	43.64%	40.58%
EBITDA Margin	30.45%	33.57%	31.49%	30.11%	30.94%	31.84%	32.28%	30.88%	30.77%	35.21%	30.77%
Operating Margin	21.43%	25.17%	22.44%	20.81%	21.80%	23.23%	23.23%	21.31%	21.25%	26.59%	21.50%
EBIT Margin	21.43%	25.17%	22.44%	20.81%	21.80%	23.23%	23.23%	21.31%	21.25%	26.59%	21.50%
Profit (Net Income) Margin	17.05%	19.83%	18.05%	16.17%	16.85%	17.80%	18.29%	16.04%	15.99%	20.13%	16.66%
Tax Burden Percent	76.81%	76.02%	77.52%	76.29%	76.50%	76.31%	78.88%	76.85%	76.78%	76.49%	78.24%
Interest Burden Percent	103.56%	103.65%	103.79%	101.84%	101.06%	100.41%	99.80%	97.90%	97.98%	98.99%	99.05%
Effective Tax Rate	23.19%	23.98%	22.48%	23.71%	23.50%	23.69%	21.12%	23.15%	23.23%	23.51%	21.76%
Return on Invested Capital (ROIC)	18.47%	22.06%	20.15%	17.88%	19.41%	21.18%	22.94%	19.51%	20.08%	26.11%	23.21%
ROIC Less NNEP Spread (ROIC-NNEP)	20.38%	24.76%	22.12%	18.44%	19.81%	21.38%	22.82%	18.86%	19.35%	25.18%	21.88%
Return on Net Nonoperating Assets (RNNOA)	1.94%	2.14%	2.40%	3.17%	2.92%	2.92%	2.51%	3.51%	3.20%	2.06%	0.94%
Return on Equity (ROE)	20.41%	24.20%	22.55%	21.06%	22.33%	24.10%	25.45%	23.03%	23.28%	28.18%	24.14%
Cash Return on Invested Capital (CROIC)	12.10%	12.35%	15.29%	13.36%	9.75%	9.34%	-3.13%	-1.07%	4.89%	7.28%	20.26%
Operating Return on Assets (OROA)	17.20%	19.96%	17.45%	16.95%	17.66%	18.53%	18.46%	17.70%	17.45%	21.71%	17.43%
Return on Assets (ROA)	13.68%	15.73%	14.04%	13.17%	13.66%	14.20%	14.53%	13.31%	13.13%	16.44%	13.51%
Return on Common Equity (ROCE)	20.41%	24.20%	22.55%	21.06%	22.33%	24.10%	25.45%	23.03%	23.28%	28.18%	24.14%
Return on Equity Simple (ROE_SIMPLE)	20.51%	20.74%	0.00%	21.27%	21.63%	21.79%	0.00%	22.71%	23.33%	25.14%	0.00%
Net Operating Profit after Tax (NOPAT)	94	115	97	86	91	101	98	83	82	108	81
NOPAT Margin	16.46%	19.13%	17.39%	15.88%	16.68%	17.72%	18.32%	16.38%	16.31%	20.34%	16.82%
Net Nonoperating Expense Percent (NNEP)	-1.91%	-2.71%	-1.97%	-0.55%	-0.40%	-0.20%	0.12%	0.66%	0.72%	0.93%	1.33%
Return On Investment Capital (ROIC_SIMPLE)	4.45%	-	-	-	4.60%	-	-	-	-	-	-
Cost of Revenue to Revenue	58.00%	57.15%	58.45%	60.94%	58.82%	56.53%	57.77%	60.44%	60.28%	56.36%	59.42%
SG&A Expenses to Revenue	13.40%	11.08%	11.99%	11.56%	12.88%	13.79%	11.80%	11.44%	11.24%	10.81%	12.04%
R&D to Revenue	7.16%	6.60%	7.12%	6.68%	6.50%	6.46%	7.20%	6.81%	7.24%	6.23%	7.04%
Operating Expenses to Revenue	20.56%	17.68%	19.11%	18.24%	19.38%	20.24%	19.00%	18.25%	18.47%	17.05%	19.08%
Earnings before Interest and Taxes (EBIT)	123	151	126	112	119	133	124	108	107	141	104
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	175	202	176	162	169	182	173	157	155	186	148
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	6.47	6.69	6.57	7.09	6.81	6.56	7.48	7.03	8.31	8.89	9.26
Price to Tangible Book Value (P/TBV)	26.07	28.99	33.08	40.89	45.62	55.17	78.93	123.79	186.08	510.47	67.84
Price to Revenue (P/Rev)	5.63	5.73	5.46	5.76	5.44	5.13	5.79	5.34	6.29	6.55	6.58
Price to Earnings (P/E)	31.56	32.23	31.70	33.34	31.50	30.08	32.82	30.97	35.62	35.37	35.25
Dividend Yield	1.26%	1.23%	1.29%	1.22%	1.29%	1.37%	1.22%	1.34%	1.14%	1.08%	1.08%
Earnings Yield	3.17%	3.10%	3.15%	3.00%	3.17%	3.32%	3.05%	3.23%	2.81%	2.83%	2.84%
Enterprise Value to Invested Capital (EV/IC)	6.15	6.41	6.25	6.41	6.13	5.92	6.57	5.92	7.27	7.89	8.88
Enterprise Value to Revenue (EV/Rev)	5.68	5.78	5.51	5.86	5.54	5.23	5.92	5.51	6.42	6.66	6.62
Enterprise Value to EBITDA (EV/EBITDA)	18.06	18.29	17.72	18.73	17.61	16.63	18.32	17.25	19.81	19.98	19.71
Enterprise Value to EBIT (EV/EBIT)	25.22	25.53	24.96	26.31	24.74	23.47	25.58	24.26	27.63	27.41	27.09
Enterprise Value to NOPAT (EV/NOPAT)	32.91	33.34	32.55	34.18	32.07	30.40	33.11	31.49	35.92	35.68	35.26
Enterprise Value to Operating Cash Flow (EV/OCF)	24.10	24.57	21.50	25.14	27.89	27.61	32.23	27.22	25.71	24.69	25.48
Enterprise Value to Free Cash Flow (EV/FCFF)	52.68	53.90	41.78	49.42	66.15	66.96	0.00	0.00	161.55	117.44	45.07
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.08	0.07	0.08	0.14	0.15	0.15	0.17	0.24	0.18	0.17	0.08
Long-Term Debt to Equity	0.03	0.03	0.03	0.14	0.15	0.15	0.17	0.24	0.18	0.17	0.08
Financial Leverage	0.10	0.09	0.11	0.17	0.15	0.14	0.11	0.19	0.17	0.08	0.04
Leverage Ratio	1.53	1.58	1.65	1.62	1.65	1.70	1.75	1.70	1.75	1.70	1.77
Compound Leverage Factor	1.59	1.64	1.71	1.65	1.67	1.71	1.75	1.67	1.71	1.68	1.76
Debt to Total Capital	7.06%	6.78%	7.53%	12.32%	12.88%	12.86%	14.60%	19.60%	15.40%	14.36%	7.69%
Short-Term Debt to Total Capital	4.23%	4.36%	4.52%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	2.82%	2.42%	3.01%	12.32%	12.88%	12.86%	14.60%	19.60%	15.40%	14.36%	7.68%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	92.94%	93.22%	92.47%	87.68%	87.12%	87.14%	85.40%	80.40%	84.60%	85.64%	92.31%
Debt to EBITDA	0.21	0.20	0.22	0.36	0.37	0.37	0.41	0.58	0.43	0.37	0.18
Net Debt to EBITDA	0.17	0.14	0.16	0.32	0.34	0.32	0.39	0.54	0.39	0.32	0.10
Long-Term Debt to EBITDA	0.08	0.07	0.09	0.36	0.37	0.37	0.41	0.58	0.43	0.37	0.18
Debt to NOPAT	0.38	0.36	0.40	0.67	0.68	0.67	0.74	1.06	0.77	0.66	0.32
Net Debt to NOPAT	0.32	0.25	0.30	0.59	0.61	0.59	0.71	0.98	0.70	0.58	0.18
Long-Term Debt to NOPAT	0.15	0.13	0.16	0.67	0.68	0.67	0.74	1.06	0.77	0.66	0.32
Altman Z-Score	10.70	10.17	9.08	10.16	9.35	8.55	8.58	8.56	9.49	9.40	9.61
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.17	1.11	1.00	1.39	1.37	1.20	1.20	1.52	1.15	1.03	1.13
Quick Ratio	0.62	0.61	0.59	0.78	0.74	0.68	0.71	0.83	0.67	0.59	0.73
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-53	-33	15	-30	-101	-98	-325	-290	-195	-150	1.78
Operating Cash Flow to CapEx	148.89%	212.31%	353.40%	188.32%	138.80%	325.70%	323.81%	30.84%	107.04%	677.38%	446.13%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-57.19	-95.17	0.00
Operating Cash Flow to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	15.82	86.82	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	1.04	74.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.80	0.79	0.78	0.81	0.81	0.80	0.79	0.83	0.82	0.82	0.81
Accounts Receivable Turnover	8.21	7.54	6.38	8.73	8.36	7.91	5.86	8.79	8.27	7.93	5.94
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	10.53	10.82	10.53	10.54	10.58	10.31	9.96	9.76	8.97	8.83	8.37
Accounts Payable Turnover	63.00	64.74	58.44	62.97	78.94	61.07	60.66	84.88	85.69	66.76	57.12
Days Sales Outstanding (DSO)	44.46	48.40	57.19	41.81	43.67	46.17	62.31	41.54	44.13	46.06	61.49
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	5.79	5.64	6.25	5.80	4.62	5.98	6.02	4.30	4.26	5.47	6.39
Cash Conversion Cycle (CCC)	38.66	42.76	50.94	36.01	39.05	40.19	56.29	37.24	39.87	40.59	55.10
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	2,100	2,022	1,954	2,003	1,953	1,873	1,871	1,887	1,760	1,674	1,448
Invested Capital Turnover	1.12	1.15	1.16	1.13	1.16	1.20	1.25	1.19	1.23	1.28	1.38
Increase / (Decrease) in Invested Capital	147	148	83	116	192	199	423	373	277	258	79
Enterprise Value (EV)	12,914	12,968	12,215	12,841	11,978	11,095	12,298	11,167	12,804	13,205	12,859
Market Capitalization	12,790	12,871	12,103	12,618	11,750	10,882	12,035	10,819	12,555	12,992	12,792
Book Value per Share	$27.08	$26.40	$25.27	$24.43	$23.68	$22.76	$22.07	$21.08	$20.71	$20.04	$18.96
Tangible Book Value per Share	$6.72	$6.09	$5.02	$4.24	$3.54	$2.70	$2.09	$1.20	$0.92	$0.35	$2.59
Total Capital	2,126	2,065	1,992	2,030	1,979	1,905	1,884	1,913	1,786	1,706	1,497
Total Debt	150	140	150	250	255	245	275	375	275	245	115
Total Long-Term Debt	60	50	60	250	255	245	275	375	275	245	115
Net Debt	124	97	112	223	228	214	263	348	249	213	66
Capital Expenditures (CapEx)	60	55	66	52	59	48	54	53	50	20	46
Debt-free, Cash-free Net Working Capital (DFCFNWC)	147	111	50	120	124	61	92	141	36	-17	21
Debt-free Net Working Capital (DFNWC)	172	154	88	148	150	93	104	168	62	15	70
Net Working Capital (NWC)	82	64	-1.80	148	150	93	104	168	62	15	70
Net Nonoperating Expense (NNE)	-3.36	-4.20	-3.69	-1.58	-0.96	-0.42	0.20	1.75	1.66	1.09	0.77
Net Nonoperating Obligations (NNO)	124	97	112	223	228	214	263	348	249	213	66
Total Depreciation and Amortization (D&A)	52	50	51	50	50	49	48	49	48	46	45
Debt-free, Cash-free Net Working Capital to Revenue	6.46%	4.93%	2.25%	5.49%	5.72%	2.90%	4.43%	6.96%	1.80%	-0.87%	1.08%
Debt-free Net Working Capital to Revenue	7.58%	6.85%	3.98%	6.74%	6.95%	4.38%	5.02%	8.28%	3.09%	0.75%	3.59%
Net Working Capital to Revenue	3.63%	2.84%	-0.08%	6.74%	6.95%	4.38%	5.02%	8.28%	3.09%	0.74%	3.59%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.34	$1.63	$1.38	$1.20	$1.26	$1.40	$1.34	$1.12	$1.11	$1.46	$1.11
Adjusted Weighted Average Basic Shares Outstanding	72.92M	72.91M	72.87M	72.87M	72.84M	72.87M	72.92M	72.94M	72.96M	72.90M	73.32M
Adjusted Diluted Earnings per Share	$1.34	$1.63	$1.39	$1.19	$1.26	$1.39	$1.34	$1.12	$1.10	$1.46	$1.10
Adjusted Weighted Average Diluted Shares Outstanding	73.08M	73.08M	73.03M	73.03M	72.98M	73.01M	73.10M	73.07M	73.14M	73.14M	73.49M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	72.90M	72.96M	72.91M	72.90M	72.87M	72.83M	72.94M	72.88M	72.99M	72.95M	72.90M
Normalized Net Operating Profit after Tax (NOPAT)	94	115	97	86	91	101	98	83	82	108	81
Normalized NOPAT Margin	16.46%	19.13%	17.39%	15.88%	16.68%	17.72%	18.32%	16.38%	16.31%	20.34%	16.82%
Pre Tax Income Margin	22.20%	26.09%	23.29%	21.20%	22.03%	23.32%	23.18%	20.87%	20.82%	26.32%	21.30%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	31.53	89.29	0.00
NOPAT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	24.20	68.30	0.00
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	16.75	76.47	0.00
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	9.42	55.48	0.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	39.57%	39.60%	40.83%	40.60%	40.62%	41.29%	40.16%	41.52%	40.52%	38.31%	38.32%
Augmented Payout Ratio	45.77%	41.61%	48.17%	45.89%	52.69%	53.73%	46.98%	48.68%	40.52%	38.31%	91.75%

Frequently Asked Questions About Jack Henry & Associates' Financials

When does Jack Henry & Associates's fiscal year end?

According to the most recent income statement we have on file, Jack Henry & Associates' financial year ends in June. Their financial year 2024 ended on June 30, 2024.

How has Jack Henry & Associates' net income changed over the last 9 years?

Jack Henry & Associates' net income appears to be on an upward trend, with a most recent value of $381.82 million in 2024, rising from $211.22 million in 2015. The previous period was $366.65 million in 2023. View Jack Henry & Associates' forecast to see where analysts expect Jack Henry & Associates to go next.

What is Jack Henry & Associates's operating income?

Jack Henry & Associates's total operating income in 2024 was $489.39 million, based on the following breakdown:

Total Gross Profit: $916.07 million
Total Operating Expenses: $426.68 million

How has Jack Henry & Associates revenue changed over the last 9 years?

Over the last 9 years, Jack Henry & Associates' total revenue changed from $1.26 billion in 2015 to $2.22 billion in 2024, a change of 76.4%.

How much debt does Jack Henry & Associates have?

Jack Henry & Associates' total liabilities were at $1.08 billion at the end of 2024, a 7.1% decrease from 2023, and a 28.0% increase since 2015.

How much cash does Jack Henry & Associates have?

In the past 9 years, Jack Henry & Associates' cash and equivalents has ranged from $0.00 in 2017 to $213.35 million in 2020, and is currently $38.28 million as of their latest financial filing in 2024.

How has Jack Henry & Associates' book value per share changed over the last 9 years?

Over the last 9 years, Jack Henry & Associates' book value per share changed from 12.24 in 2015 to 25.27 in 2024, a change of 106.4%.

Related Companies

This page (NASDAQ:JKHY) was last updated on 5/28/2025 by MarketBeat.com Staff

From Our Partners

Get 30 Days of MarketBeat All Access for Free

Start Your 30-Day Trial

In-depth profiles and analysis for 20,000 public companies.
Real-time analyst ratings, insider transactions, earnings data, and more.
Our daily ratings and market update email newsletter.

Sign In
Create Account

Your Email Address:

Your Password:

Forgot your password?

Your Email Address:

Choose a Password:

By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Jack Henry & Associates (JKHY) Financials

Frequently Asked Questions About Jack Henry & Associates' Financials

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

MarketBeat Products

Popular Tools

Financial Calendars

Terms & Info

Jack Henry & Associates (JKHY) Financials

Annual Income Statements for Jack Henry & Associates

Quarterly Income Statements for Jack Henry & Associates

Annual Cash Flow Statements for Jack Henry & Associates

Quarterly Cash Flow Statements for Jack Henry & Associates

Annual Balance Sheets for Jack Henry & Associates

Quarterly Balance Sheets for Jack Henry & Associates

Annual Metrics And Ratios for Jack Henry & Associates

Quarterly Metrics And Ratios for Jack Henry & Associates

Frequently Asked Questions About Jack Henry & Associates' Financials

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools