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Jack Henry & Associates (JKHY) Financials

Jack Henry & Associates logo
$184.59 +2.59 (+1.42%)
Closing price 05/27/2025 04:00 PM Eastern
Extended Trading
$184.68 +0.09 (+0.05%)
As of 05/27/2025 05:26 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
Annual Income Statements for Jack Henry & Associates

Annual Income Statements for Jack Henry & Associates

This table shows Jack Henry & Associates' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 6/30/2024 6/30/2023 6/30/2022 6/30/2021 6/30/2020 6/30/2019 6/30/2018 6/30/2017 6/30/2016 6/30/2015
Net Income / (Loss) Attributable to Common Shareholders
382 367 363 311 297 272 365 230 249 211
Consolidated Net Income / (Loss)
382 367 363 311 297 272 365 230 249 211
Net Income / (Loss) Continuing Operations
382 367 363 311 297 272 365 230 249 211
Total Pre-Tax Income
498 475 472 398 381 347 356 341 361 316
Total Operating Income
489 481 475 399 381 347 358 342 362 318
Total Gross Profit
916 859 814 695 689 630 618 582 581 536
Total Revenue
2,216 2,078 1,943 1,758 1,697 1,553 1,471 1,388 1,355 1,256
Operating Revenue
2,216 2,078 1,943 1,758 1,697 1,553 1,471 1,388 1,355 1,256
Total Cost of Revenue
1,299 1,219 1,129 1,063 1,008 923 853 806 774 720
Operating Cost of Revenue
1,299 1,219 1,129 1,063 1,008 923 853 806 774 720
Total Operating Expenses
427 378 340 296 308 282 260 241 219 218
Selling, General & Admin Expense
278 235 218 187 198 186 172 159 158 64
Research & Development Expense
148 143 121 109 110 96 90 85 81 71
Total Other Income / (Expense), net
8.63 -6.11 -2.35 -0.99 0.45 -0.05 -2.69 -0.75 -1.12 -1.43
Income Tax Expense
116 108 109 86 84 75 -8.88 111 112 105
Basic Earnings per Share
$5.24 $5.03 $4.95 $4.12 $3.86 $3.52 $4.73 $2.95 $3.13 $2.60
Weighted Average Basic Shares Outstanding
72.87M 72.92M 73.32M 75.55M 76.79M 77.16M 77.25M 77.86M 79.42M 81.35M
Diluted Earnings per Share
$5.23 $5.02 $4.94 $4.12 $3.86 $3.52 $4.70 $2.93 $3.12 $2.59
Weighted Average Diluted Shares Outstanding
73.03M 73.10M 73.49M 75.66M 76.93M 77.35M 77.59M 78.26M 79.73M 81.60M
Weighted Average Basic & Diluted Shares Outstanding
72.91M 72.94M 72.90M 74.01M 76.64M 77.00M 77.18M 77.80M 79.50M 81.20M
Cash Dividends to Common per Share
$2.14 $2.02 $1.90 $1.78 $1.66 $1.54 $1.36 $1.18 $1.06 $0.94

Quarterly Income Statements for Jack Henry & Associates

This table shows Jack Henry & Associates' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022 6/30/2022
Net Income / (Loss) Attributable to Common Shareholders
98 119 101 87 92 102 98 82 81 107 80
Consolidated Net Income / (Loss)
98 119 101 87 92 102 98 82 81 107 80
Net Income / (Loss) Continuing Operations
98 119 101 87 92 102 98 82 81 107 80
Total Pre-Tax Income
127 157 130 114 120 133 124 106 105 139 103
Total Operating Income
123 151 126 112 119 133 124 108 107 141 104
Total Gross Profit
241 258 233 210 225 248 226 201 201 231 196
Total Revenue
574 601 560 539 546 571 535 509 505 529 483
Operating Revenue
574 601 560 539 546 571 535 509 505 529 483
Total Cost of Revenue
333 343 327 328 321 323 309 307 305 298 287
Operating Cost of Revenue
333 343 327 328 321 323 309 307 305 298 287
Total Operating Expenses
118 106 107 98 106 116 102 93 93 90 92
Selling, General & Admin Expense
77 67 67 62 70 79 63 58 57 57 58
Research & Development Expense
41 40 40 36 35 37 38 35 37 33 34
Total Other Income / (Expense), net
4.38 5.52 4.76 2.07 1.26 0.55 -0.25 -2.28 -2.17 -1.42 -0.98
Income Tax Expense
30 38 29 27 28 32 26 25 24 33 22
Basic Earnings per Share
$1.34 $1.63 $1.38 $1.20 $1.26 $1.40 $1.34 $1.12 $1.11 $1.46 $1.11
Weighted Average Basic Shares Outstanding
72.92M 72.91M 72.87M 72.87M 72.84M 72.87M 72.92M 72.94M 72.96M 72.90M 73.32M
Diluted Earnings per Share
$1.34 $1.63 $1.39 $1.19 $1.26 $1.39 $1.34 $1.12 $1.10 $1.46 $1.10
Weighted Average Diluted Shares Outstanding
73.08M 73.08M 73.03M 73.03M 72.98M 73.01M 73.10M 73.07M 73.14M 73.14M 73.49M
Weighted Average Basic & Diluted Shares Outstanding
72.90M 72.96M 72.91M 72.90M 72.87M 72.83M 72.94M 72.88M 72.99M 72.95M 72.90M
Cash Dividends to Common per Share
$0.55 $0.55 - $0.55 $0.52 $0.52 - $0.52 $0.49 $0.49 -

Annual Cash Flow Statements for Jack Henry & Associates

This table details how cash moves in and out of Jack Henry & Associates' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 6/30/2024 6/30/2023 6/30/2022 6/30/2021 6/30/2020 6/30/2019 6/30/2018 6/30/2017 6/30/2016 6/30/2015
Net Change in Cash & Equivalents
26 -37 -2.21 -162 120 62 -83 44 -78 78
Net Cash From Operating Activities
568 382 505 462 511 431 412 357 366 374
Net Cash From Continuing Operating Activities
568 382 505 462 511 431 412 357 366 374
Net Income / (Loss) Continuing Operations
382 367 363 311 297 272 365 230 249 211
Consolidated Net Income / (Loss)
382 367 363 311 297 272 365 230 249 211
Depreciation Expense
46 49 51 53 52 47 48 50 51 54
Amortization Expense
154 142 127 123 120 113 104 90 79 65
Non-Cash Adjustments To Reconcile Net Income
33 24 25 19 46 13 11 16 -6.17 0.72
Changes in Operating Assets and Liabilities, net
-46 -200 -61 -44 -4.14 -14 -116 -28 -5.93 43
Net Cash From Investing Activities
-240 -410 -196 -162 -198 -191 -292 -142 -136 -137
Net Cash From Continuing Investing Activities
-240 -410 -196 -162 -198 -191 -292 -142 -136 -137
Purchase of Property, Plant & Equipment
-225 -205 -183 -151 -171 -165 -137 -148 -165 -145
Acquisitions
-7.13 -231 -8.49 -8.81 -37 -26 -151 0.00 -8.28 0.00
Purchase of Investments
-8.65 -1.00 -5.00 -13 -1.15 0.00 -5.00 0.00 0.00 -
Sale of Property, Plant & Equipment
0.90 28 0.05 6.19 11 0.13 0.31 0.97 2.84 0.18
Net Cash From Financing Activities
-302 -8.43 -310 -462 -193 -178 -204 -171 -308 -159
Net Cash From Continuing Financing Activities
-302 -8.43 -310 -462 -193 -178 -204 -171 -308 -159
Repayment of Debt
-600 -650 -317 -100 -55 -35 -175 -30 -153 -47
Repurchase of Common Equity
-28 -25 -194 -432 -72 -55 -49 -130 -176 -123
Payment of Dividends
-156 -147 -139 -134 -127 -119 -105 -92 -84 -76
Issuance of Debt
475 810 332 200 55 35 125 80 100 90
Issuance of Common Equity
12 12 12 11 9.83 9.04 7.52 6.25 5.71 4.88
Other Financing Activities, net
-5.38 -8.50 -4.15 -7.72 -3.74 -14 -7.16 -5.48 -1.89 -7.31

Quarterly Cash Flow Statements for Jack Henry & Associates

This table details how cash moves in and out of Jack Henry & Associates' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022 6/30/2022
Net Change in Cash & Equivalents
-18 4.93 11 0.55 -4.76 19 -14 0.79 -6.21 -17 8.99
Net Cash From Operating Activities
90 117 232 98 82 157 175 16 54 137 203
Net Cash From Continuing Operating Activities
90 117 232 98 82 157 175 16 54 137 203
Net Income / (Loss) Continuing Operations
98 119 101 87 92 102 98 82 81 107 80
Consolidated Net Income / (Loss)
98 119 101 87 92 102 98 82 81 107 80
Depreciation Expense
11 11 11 11 12 12 12 12 12 12 12
Amortization Expense
40 39 39 39 38 37 36 37 36 33 32
Non-Cash Adjustments To Reconcile Net Income
8.86 6.68 10 6.98 8.66 7.04 9.87 6.92 6.43 0.87 5.58
Changes in Operating Assets and Liabilities, net
-69 -59 70 -47 -69 -0.81 19 -121 -81 -16 73
Net Cash From Investing Activities
-61 -59 -76 -54 -60 -51 -54 -54 -52 -250 -51
Net Cash From Continuing Investing Activities
-61 -59 -76 -54 -60 -51 -54 -54 -52 -250 -51
Purchase of Property, Plant & Equipment
-60 -55 -66 -52 -59 -49 -54 -53 -52 -46 -46
Acquisitions
-0.85 -2.68 -2.57 -1.59 -0.69 -2.28 -0.21 -0.44 -1.26 -229 -0.77
Net Cash From Financing Activities
-46 -53 -145 -43 -26 -87 -135 39 -8.49 96 -143
Net Cash From Continuing Financing Activities
-46 -53 -145 -43 -26 -87 -135 39 -8.49 96 -143
Repayment of Debt
-80 -85 -240 -120 -75 -165 -360 -85 -55 -150 -150
Repurchase of Common Equity
-17 0.00 -8.06 - - -20 - -25 - 0.00 -
Payment of Dividends
-40 -40 -40 -40 -38 -38 -38 -38 -36 -36 -36
Issuance of Debt
90 75 140 115 85 135 260 185 85 280 40
Issuance of Common Equity
2.17 3.04 3.07 3.37 2.62 3.42 3.37 3.32 2.45 3.23 3.25
Other Financing Activities, net
-1.17 -6.17 -0.04 -1.78 -0.62 -2.94 -0.20 -1.58 -5.18 -1.56 -0.44

Annual Balance Sheets for Jack Henry & Associates

This table presents Jack Henry & Associates' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 6/30/2024 6/30/2023 6/30/2022 6/30/2021 6/30/2020 6/30/2019 6/30/2018 6/30/2017 6/30/2016 6/30/2015
Total Assets
2,924 2,774 2,456 2,336 2,428 2,185 2,648 90 1,816 1,837
Total Current Assets
632 628 614 544 669 569 471 0.00 432 493
Cash & Equivalents
38 12 49 51 213 94 31 - 70 148
Accounts Receivable
333 361 348 307 301 310 297 - 254 245
Prepaid Expenses
169 169 126 110 96 106 96 - 57 69
Current Deferred & Refundable Income Taxes
6.15 7.52 14 30 21 18 22 - 16 2.75
Other Current Assets
86 78 57 46 38 41 24 - 35 28
Plant, Property, & Equipment, net
215 206 212 252 273 272 286 0.00 299 296
Total Noncurrent Assets
2,077 1,940 1,630 1,540 1,486 1,343 1,892 90 1,085 1,047
Goodwill
805 805 687 687 686 667 650 - 553 550
Intangible Assets
672 651 506 476 465 451 941 90 362 348
Other Noncurrent Operating Assets
601 484 437 376 334 225 300 - 170 149
Total Liabilities & Shareholders' Equity
2,924 2,774 2,456 2,336 2,428 2,185 2,033 0.00 1,816 1,837
Total Liabilities
1,082 1,165 1,074 1,017 879 756 710 0.00 819 845
Total Current Liabilities
634 524 544 521 495 470 448 0.00 444 444
Short-Term Debt
90 0.00 0.07 0.11 0.12 0.00 - - 0.20 2.60
Accounts Payable
25 19 21 18 9.88 9.85 30 - 15 9.93
Accrued Expenses
201 173 192 183 167 120 89 - 85 79
Current Deferred Revenue
318 332 331 320 318 340 329 - 344 340
Current Deferred & Payable Income Tax Liabilities
0.00 - - - - - - - 0.00 13
Total Noncurrent Liabilities
448 642 530 496 384 286 262 0.00 376 402
Long-Term Debt
60 275 115 100 0.21 0.00 - - 0.00 50
Noncurrent Deferred Revenue
71 68 71 76 71 55 41 - 178 192
Noncurrent Deferred & Payable Income Tax Liabilities
244 244 293 261 244 217 208 - 189 150
Other Noncurrent Operating Liabilities
74 54 51 59 68 14 13 - 9.44 8.92
Total Equity & Noncontrolling Interests
1,842 1,609 1,382 1,319 1,550 1,429 1,323 0.00 996 992
Total Preferred & Common Equity
1,842 1,609 1,382 1,319 1,550 1,429 1,323 0.00 996 992
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
Total Common Equity
1,842 1,609 1,382 1,319 1,550 1,429 1,323 0.00 996 992
Common Stock
621 585 552 520 496 473 465 - 441 426
Retained Earnings
3,082 2,856 2,636 2,412 2,235 2,066 1,913 - 1,431 1,266
Treasury Stock
-1,860 -1,832 -1,807 -1,613 -1,182 -1,110 -1,055 - -876 -700

Quarterly Balance Sheets for Jack Henry & Associates

This table presents Jack Henry & Associates' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022 6/30/2022
Total Assets
2,912 2,929 2,924 2,770 2,754 2,734 2,774 2,608 2,578 2,578 2,456
Total Current Assets
580 635 632 523 554 563 628 488 469 485 614
Cash & Equivalents
26 43 38 27 27 31 12 27 26 32 49
Accounts Receivable
283 307 333 263 271 289 361 238 246 248 348
Prepaid Expenses
190 191 169 159 179 164 169 153 128 135 126
Current Deferred & Refundable Income Taxes
0.00 0.00 6.15 0.00 0.00 0.00 7.52 1.88 0.00 0.00 14
Other Current Assets
81 84 86 73 78 80 78 68 69 71 57
Plant, Property, & Equipment, net
227 212 215 216 205 203 206 200 203 208 212
Total Noncurrent Assets
2,105 2,082 2,077 2,032 1,995 1,968 1,940 1,920 1,906 1,885 1,630
Goodwill
805 805 805 805 805 805 805 805 805 804 687
Intangible Assets
680 676 672 667 662 658 651 646 639 632 506
Other Noncurrent Operating Assets
620 601 601 561 528 505 484 469 462 449 437
Total Liabilities & Shareholders' Equity
2,912 2,929 2,924 2,770 2,754 2,734 2,774 2,608 2,578 2,578 2,456
Total Liabilities
936 1,003 1,082 991 1,030 1,074 1,165 1,069 1,067 1,117 1,074
Total Current Liabilities
497 571 634 375 404 471 524 321 408 470 544
Short-Term Debt
90 90 90 - - - 0.00 0.00 0.02 0.04 0.07
Accounts Payable
24 20 25 27 19 20 19 14 13 20 21
Accrued Expenses
186 180 201 180 174 158 173 150 148 148 192
Current Deferred Revenue
197 249 318 147 197 262 332 157 215 275 331
Current Deferred & Payable Income Tax Liabilities
0.28 31 0.00 20 14 31 - - 32 27 -
Total Noncurrent Liabilities
439 433 448 616 626 604 642 749 660 647 530
Long-Term Debt
60 50 60 250 255 245 275 375 275 245 115
Noncurrent Deferred Revenue
72 71 71 67 72 72 68 69 70 70 71
Noncurrent Deferred & Payable Income Tax Liabilities
235 239 244 229 228 234 244 256 265 280 293
Other Noncurrent Operating Liabilities
72 73 74 70 70 53 54 48 50 51 51
Total Equity & Noncontrolling Interests
1,976 1,925 1,842 1,780 1,724 1,660 1,609 1,538 1,511 1,461 1,382
Total Preferred & Common Equity
1,976 1,925 1,842 1,780 1,724 1,660 1,609 1,538 1,511 1,461 1,382
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
1,976 1,925 1,842 1,780 1,724 1,660 1,609 1,538 1,511 1,461 1,382
Common Stock
634 624 621 611 603 592 585 575 566 561 552
Retained Earnings
3,219 3,161 3,082 3,021 2,974 2,920 2,856 2,796 2,752 2,707 2,636
Treasury Stock
-1,877 -1,860 -1,860 -1,852 -1,852 -1,852 -1,832 -1,832 -1,807 -1,807 -1,807

Annual Metrics And Ratios for Jack Henry & Associates

This table displays calculated financial ratios and metrics derived from Jack Henry & Associates' official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 6/30/2024 6/30/2023 6/30/2022 6/30/2021 6/30/2020 6/30/2019 6/30/2018 6/30/2017 6/30/2016 6/30/2015
Growth Metrics
- - - - - - - - - -
Revenue Growth
6.63% 6.94% 10.50% 3.60% 9.30% 5.57% 5.94% 2.48% 7.84% 7.08%
EBITDA Growth
2.66% 2.94% 13.54% 3.99% 8.76% -0.31% 5.81% -2.00% 12.46% 10.30%
EBIT Growth
1.81% 1.28% 19.04% 4.75% 9.60% -2.86% 4.62% -5.51% 13.78% 10.26%
NOPAT Growth
1.03% 1.82% 16.81% 5.38% 8.97% -25.79% 59.27% -7.84% 17.66% 13.35%
Net Income Growth
4.14% 1.03% 16.52% 4.99% 9.12% -25.52% 59.01% -7.76% 17.82% 13.12%
EPS Growth
4.18% 1.62% 19.90% 6.74% 9.66% -25.11% 60.41% -6.09% 20.46% 18.26%
Operating Cash Flow Growth
48.87% -24.39% 9.20% -9.48% 18.42% 4.61% 15.34% -2.48% -1.97% 9.40%
Free Cash Flow Firm Growth
662.35% -118.22% 1.74% -4.95% -64.99% 158.15% -236.00% 385.62% -1.32% 20.71%
Invested Capital Growth
4.43% 29.24% 5.80% 2.38% 0.10% -29.95% 2,007.88% -90.24% 3.37% -1.13%
Revenue Q/Q Growth
1.15% 2.57% 1.70% 2.31% 1.01% 0.99% 2.60% -1.84% 2.52% 2.99%
EBITDA Q/Q Growth
0.55% 3.72% 1.31% 3.50% -0.02% -0.77% 3.32% -8.15% 6.91% 4.51%
EBIT Q/Q Growth
0.29% 4.44% 1.60% 5.14% -0.68% -1.57% 3.47% -11.30% 8.11% 5.72%
NOPAT Q/Q Growth
-0.14% 4.74% 1.06% 5.37% 0.09% -2.56% 5.67% -13.48% 10.56% 7.39%
Net Income Q/Q Growth
0.87% 4.97% 0.99% 5.24% 0.12% -2.45% 5.61% -13.49% 10.54% 7.41%
EPS Q/Q Growth
0.97% 5.02% 1.23% 6.19% 0.26% -2.22% 5.62% -13.06% 11.43% 7.92%
Operating Cash Flow Q/Q Growth
11.21% -7.00% 1.49% -7.65% 7.66% 4.99% 4.78% -0.17% -8.09% 3.06%
Free Cash Flow Firm Q/Q Growth
12.54% -184.57% -2.47% -9.65% 12.58% 181.76% -215.93% 340.74% 3.53% -24.37%
Invested Capital Q/Q Growth
-2.43% -0.82% -4.36% -5.33% -8.42% -6.33% 1,546.70% -91.13% -6.93% -8.70%
Profitability Metrics
- - - - - - - - - -
Gross Margin
41.35% 41.33% 41.91% 39.52% 40.58% 40.55% 41.99% 41.95% 42.89% 42.66%
EBITDA Margin
31.11% 32.32% 33.57% 32.67% 32.55% 32.71% 34.64% 34.68% 36.27% 34.78%
Operating Margin
22.09% 23.14% 24.43% 22.68% 22.43% 22.37% 24.31% 24.61% 26.70% 25.30%
EBIT Margin
22.09% 23.14% 24.43% 22.68% 22.43% 22.37% 24.31% 24.61% 26.70% 25.30%
Profit (Net Income) Margin
17.23% 17.65% 18.68% 17.72% 17.48% 17.51% 24.82% 16.54% 18.37% 16.81%
Tax Burden Percent
76.67% 77.26% 76.85% 78.31% 77.85% 78.30% 102.49% 67.33% 69.03% 66.75%
Interest Burden Percent
101.76% 98.73% 99.50% 99.75% 100.12% 99.99% 99.62% 99.78% 99.69% 99.55%
Effective Tax Rate
23.33% 22.74% 23.15% 21.69% 22.15% 21.70% -2.49% 32.67% 30.97% 33.25%
Return on Invested Capital (ROIC)
19.62% 22.38% 25.90% 23.09% 22.18% 16.78% 36.70% 45.26% 27.40% 23.55%
ROIC Less NNEP Spread (ROIC-NNEP)
23.15% 19.51% 22.77% 24.04% 21.95% 16.76% 36.29% 40.31% 28.34% 24.76%
Return on Net Nonoperating Assets (RNNOA)
2.51% 2.15% 0.97% -1.37% -2.26% 2.98% 18.49% 0.82% -2.36% -1.98%
Return on Equity (ROE)
22.13% 24.52% 26.87% 21.71% 19.92% 19.76% 55.19% 46.09% 25.04% 21.57%
Cash Return on Invested Capital (CROIC)
15.29% -3.13% 20.26% 20.73% 22.08% 52.00% -145.18% 209.68% 24.09% 24.68%
Operating Return on Assets (OROA)
17.18% 18.38% 19.81% 16.74% 16.50% 14.37% 26.11% 35.86% 19.80% 18.07%
Return on Assets (ROA)
13.40% 14.02% 15.15% 13.07% 12.86% 11.25% 26.66% 24.09% 13.63% 12.01%
Return on Common Equity (ROCE)
22.13% 24.52% 26.87% 21.71% 19.92% 19.76% 55.19% 46.09% 25.04% 21.57%
Return on Equity Simple (ROE_SIMPLE)
20.72% 22.79% 26.27% 23.61% 19.14% 19.03% 27.59% 0.00% 24.98% 21.30%
Net Operating Profit after Tax (NOPAT)
375 371 365 312 296 272 366 230 250 212
NOPAT Margin
16.94% 17.87% 18.77% 17.76% 17.46% 17.51% 24.91% 16.57% 18.43% 16.89%
Net Nonoperating Expense Percent (NNEP)
-3.53% 2.87% 3.13% -0.95% 0.23% 0.02% 0.41% 4.96% -0.94% -1.21%
Cost of Revenue to Revenue
58.65% 58.67% 58.09% 60.48% 59.42% 59.45% 58.01% 58.05% 57.11% 57.34%
SG&A Expenses to Revenue
12.57% 11.32% 11.24% 10.64% 11.67% 11.98% 11.67% 11.47% 11.63% 5.12%
R&D to Revenue
6.69% 6.87% 6.25% 6.20% 6.48% 6.21% 6.14% 6.10% 6.00% 5.69%
Operating Expenses to Revenue
19.26% 18.19% 17.48% 16.84% 18.15% 18.19% 17.69% 17.34% 16.19% 17.35%
Earnings before Interest and Taxes (EBIT)
489 481 475 399 381 347 358 342 362 318
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
689 671 652 574 552 508 509 482 491 437
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
6.57 7.48 9.26 8.88 8.68 6.83 7.11 0.00 6.29 4.75
Price to Tangible Book Value (P/TBV)
33.08 78.93 67.84 75.21 33.79 31.38 0.00 0.00 76.98 50.41
Price to Revenue (P/Rev)
5.46 5.79 6.58 6.66 7.92 6.28 6.39 5.36 4.63 3.75
Price to Earnings (P/E)
31.70 32.82 35.25 37.61 45.32 35.89 25.77 32.41 25.19 22.29
Dividend Yield
1.29% 1.22% 1.08% 1.13% 0.95% 1.22% 1.12% 1.23% 1.33% 1.62%
Earnings Yield
3.15% 3.05% 2.84% 2.66% 2.21% 2.79% 3.88% 3.09% 3.97% 4.49%
Enterprise Value to Invested Capital (EV/IC)
6.25 6.57 8.88 8.60 9.90 7.24 4.92 82.27 6.69 5.15
Enterprise Value to Revenue (EV/Rev)
5.51 5.92 6.62 6.69 7.80 6.22 6.37 5.36 4.58 3.67
Enterprise Value to EBITDA (EV/EBITDA)
17.72 18.32 19.71 20.48 23.95 19.03 18.40 15.45 12.62 10.56
Enterprise Value to EBIT (EV/EBIT)
24.96 25.58 27.09 29.51 34.77 27.83 26.22 21.77 17.14 14.51
Enterprise Value to NOPAT (EV/NOPAT)
32.55 33.11 35.26 37.68 44.66 35.54 25.58 32.34 24.83 21.74
Enterprise Value to Operating Cash Flow (EV/OCF)
21.50 32.23 25.48 25.46 25.92 22.41 22.74 20.82 16.92 12.34
Enterprise Value to Free Cash Flow (EV/FCFF)
41.78 0.00 45.07 41.95 44.85 11.47 0.00 6.98 28.25 20.74
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.08 0.17 0.08 0.08 0.00 0.00 0.00 0.00 0.00 0.05
Long-Term Debt to Equity
0.03 0.17 0.08 0.08 0.00 0.00 0.00 0.00 0.00 0.05
Financial Leverage
0.11 0.11 0.04 -0.06 -0.10 0.18 0.51 0.02 -0.08 -0.08
Leverage Ratio
1.65 1.75 1.77 1.66 1.55 1.76 2.07 1.91 1.84 1.80
Compound Leverage Factor
1.68 1.73 1.77 1.66 1.55 1.76 2.06 1.91 1.83 1.79
Debt to Total Capital
7.53% 14.60% 7.69% 7.06% 0.02% 0.00% 0.00% 0.00% 0.02% 5.05%
Short-Term Debt to Total Capital
4.52% 0.00% 0.00% 0.01% 0.01% 0.00% 0.00% 0.00% 0.02% 0.25%
Long-Term Debt to Total Capital
3.01% 14.60% 7.68% 7.05% 0.01% 0.00% 0.00% 0.00% 0.00% 4.80%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
92.47% 85.40% 92.31% 92.94% 99.98% 100.00% 100.00% 0.00% 99.98% 94.95%
Debt to EBITDA
0.22 0.41 0.18 0.17 0.00 0.00 0.00 0.00 0.00 0.12
Net Debt to EBITDA
0.16 0.39 0.10 0.09 -0.39 0.00 0.00 0.00 -0.14 -0.22
Long-Term Debt to EBITDA
0.09 0.41 0.18 0.17 0.00 0.00 0.00 0.00 0.00 0.11
Debt to NOPAT
0.40 0.74 0.32 0.32 0.00 0.00 0.00 0.00 0.00 0.25
Net Debt to NOPAT
0.30 0.71 0.18 0.16 -0.72 0.00 0.00 0.00 -0.28 -0.45
Long-Term Debt to NOPAT
0.16 0.74 0.32 0.32 0.00 0.00 0.00 0.00 0.00 0.24
Altman Z-Score
9.50 9.00 10.11 9.69 11.77 10.36 9.97 0.00 7.09 5.59
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - -
Current Ratio
1.00 1.20 1.13 1.04 1.35 1.21 1.05 0.00 0.97 1.11
Quick Ratio
0.59 0.71 0.73 0.69 1.04 0.86 0.73 0.00 0.73 0.89
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
292 -52 285 280 295 843 -1,449 1,066 219 222
Operating Cash Flow to CapEx
253.15% 215.13% 275.98% 318.39% 319.74% 261.95% 301.99% 242.72% 226.58% 257.57%
Free Cash Flow to Firm to Interest Expense
0.00 0.00 0.00 245.12 428.83 910.10 -443.91 1,070.01 153.47 139.52
Operating Cash Flow to Interest Expense
0.00 0.00 0.00 403.96 742.05 465.58 126.23 358.76 256.24 234.50
Operating Cash Flow Less CapEx to Interest Expense
0.00 0.00 0.00 277.08 509.97 287.84 84.43 210.95 143.15 143.46
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.78 0.79 0.81 0.74 0.74 0.64 1.07 1.46 0.74 0.71
Accounts Receivable Turnover
6.38 5.86 5.94 5.79 5.55 5.11 0.00 0.00 5.43 5.35
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
10.53 9.96 8.37 6.69 6.22 5.57 0.00 0.00 4.55 4.27
Accounts Payable Turnover
58.44 60.66 57.12 74.98 102.23 45.91 0.00 0.00 63.08 70.45
Days Sales Outstanding (DSO)
57.19 62.31 61.49 63.06 65.71 71.39 0.00 0.00 67.27 68.20
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
6.25 6.02 6.39 4.87 3.57 7.95 0.00 0.00 5.79 5.18
Cash Conversion Cycle (CCC)
50.94 56.29 55.10 58.19 62.14 63.44 0.00 0.00 61.48 63.02
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
1,954 1,871 1,448 1,368 1,337 1,335 1,906 90 926 896
Invested Capital Turnover
1.16 1.25 1.38 1.30 1.27 0.96 1.47 2.73 1.49 1.39
Increase / (Decrease) in Invested Capital
83 423 79 32 1.28 -571 1,816 -836 30 -10
Enterprise Value (EV)
12,215 12,298 12,859 11,764 13,232 9,663 9,374 7,440 6,200 4,612
Market Capitalization
12,103 12,035 12,792 11,715 13,446 9,757 9,405 7,440 6,270 4,707
Book Value per Share
$25.27 $22.07 $18.96 $17.76 $20.23 $18.51 $17.11 $0.00 $12.63 $12.24
Tangible Book Value per Share
$5.02 $2.09 $2.59 $2.10 $5.19 $4.03 ($3.47) ($1.16) $1.03 $1.15
Total Capital
1,992 1,884 1,497 1,419 1,550 1,429 1,323 0.00 996 1,044
Total Debt
150 275 115 100 0.32 0.00 0.00 0.00 0.20 53
Total Long-Term Debt
60 275 115 100 0.21 0.00 0.00 0.00 0.00 50
Net Debt
112 263 66 49 -213 -94 -31 0.00 -70 -96
Capital Expenditures (CapEx)
224 177 183 145 160 165 136 147 162 145
Debt-free, Cash-free Net Working Capital (DFCFNWC)
50 92 21 -28 -39 5.86 -8.75 0.00 -82 -96
Debt-free Net Working Capital (DFNWC)
88 104 70 23 174 99 23 0.00 -12 52
Net Working Capital (NWC)
-1.80 104 70 23 174 99 23 0.00 -12 50
Net Nonoperating Expense (NNE)
-6.61 4.72 1.81 0.78 -0.35 0.04 1.38 0.50 0.78 0.95
Net Nonoperating Obligations (NNO)
112 263 66 49 -213 -94 583 90 -70 -96
Total Depreciation and Amortization (D&A)
200 191 178 176 172 161 152 140 130 119
Debt-free, Cash-free Net Working Capital to Revenue
2.25% 4.43% 1.08% -1.59% -2.30% 0.38% -0.60% 0.00% -6.05% -7.63%
Debt-free Net Working Capital to Revenue
3.98% 5.02% 3.59% 1.31% 10.27% 6.41% 1.54% 0.00% -0.86% 4.18%
Net Working Capital to Revenue
-0.08% 5.02% 3.59% 1.30% 10.27% 6.41% 1.54% 0.00% -0.87% 3.97%
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$5.24 $5.03 $4.95 $4.12 $3.86 $3.52 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic Shares Outstanding
72.87M 72.92M 73.32M 75.55M 76.79M 77.16M 0.00 0.00 0.00 0.00
Adjusted Diluted Earnings per Share
$5.23 $5.02 $4.94 $4.12 $3.86 $3.52 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Diluted Shares Outstanding
73.03M 73.10M 73.49M 75.66M 76.93M 77.35M 0.00 0.00 0.00 0.00
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
72.91M 72.94M 72.90M 74.01M 76.64M 77.00M 0.00 0.00 0.00 0.00
Normalized Net Operating Profit after Tax (NOPAT)
375 371 365 312 296 272 250 230 250 212
Normalized NOPAT Margin
16.94% 17.87% 18.77% 17.76% 17.46% 17.51% 17.01% 16.57% 18.43% 16.89%
Pre Tax Income Margin
22.48% 22.84% 24.31% 22.62% 22.46% 22.36% 24.22% 24.56% 26.61% 25.19%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
0.00 0.00 0.00 348.53 553.24 375.04 109.50 343.09 252.91 199.41
NOPAT to Interest Expense
0.00 0.00 0.00 272.94 430.70 293.65 112.22 230.99 174.57 133.11
EBIT Less CapEx to Interest Expense
0.00 0.00 0.00 221.66 321.16 197.30 67.70 195.28 139.82 108.37
NOPAT Less CapEx to Interest Expense
0.00 0.00 0.00 146.07 198.62 115.92 70.42 83.18 61.49 42.07
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
40.83% 40.16% 38.32% 42.96% 42.95% 43.67% 28.77% 39.95% 33.80% 36.18%
Augmented Payout Ratio
48.17% 46.98% 91.75% 181.50% 67.07% 63.85% 42.19% 96.64% 104.39% 94.26%

Quarterly Metrics And Ratios for Jack Henry & Associates

This table displays calculated financial ratios and metrics derived from Jack Henry & Associates' official financial filings.

Metric Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022 6/30/2022
Growth Metrics
- - - - - - - - - - -
Revenue Growth
5.16% 5.18% 4.73% 5.90% 7.99% 7.97% 10.77% 6.33% 2.31% 8.43% 7.19%
EBITDA Growth
3.49% 10.90% 2.17% 3.28% 8.61% -2.36% 16.22% 0.63% -8.51% 4.82% 6.04%
EBIT Growth
3.39% 14.00% 1.15% 3.42% 10.79% -5.70% 19.68% -2.87% -14.55% 5.34% 7.76%
NOPAT Growth
3.82% 13.56% -0.60% 2.67% 10.39% -5.92% 20.66% -2.27% -14.13% 5.22% 4.96%
Net Income Growth
6.39% 17.22% 3.38% 6.81% 13.85% -4.57% 21.57% -3.73% -15.57% 4.34% 4.64%
EPS Growth
6.35% 17.27% 3.73% 6.25% 14.55% -4.79% 21.82% -3.45% -15.38% 5.80% 5.77%
Operating Cash Flow Growth
9.95% -25.61% 32.81% 497.86% 51.32% 14.84% -14.12% -84.31% -40.66% 28.42% 3.79%
Free Cash Flow Firm Growth
47.99% 65.98% 104.48% 89.50% 47.93% 34.66% -18,346.47% -1,815.07% -1,923.18% -535.47% -96.08%
Invested Capital Growth
7.54% 7.92% 4.43% 6.14% 10.93% 11.90% 29.24% 24.63% 18.69% 18.19% 5.80%
Revenue Q/Q Growth
-4.51% 7.34% 3.96% -1.31% -4.49% 6.87% 5.13% 0.64% -4.51% 9.64% 0.92%
EBITDA Q/Q Growth
-13.39% 14.44% 8.72% -3.96% -7.19% 5.42% 9.90% 1.00% -16.56% 25.48% -4.83%
EBIT Q/Q Growth
-18.69% 20.42% 12.07% -5.77% -10.35% 6.84% 14.59% 0.94% -23.70% 35.61% -7.00%
NOPAT Q/Q Growth
-17.84% 18.08% 13.87% -6.02% -10.13% 3.36% 17.61% 1.04% -23.41% 32.57% -4.74%
Net Income Q/Q Growth
-17.91% 17.93% 16.04% -5.29% -9.55% 4.00% 19.89% 0.96% -24.19% 32.48% -5.06%
EPS Q/Q Growth
-17.79% 17.27% 16.81% -5.56% -9.35% 3.73% 19.64% 1.82% -24.66% 32.73% -5.17%
Operating Cash Flow Q/Q Growth
-23.31% -49.57% 137.57% 19.67% -48.11% -9.96% 969.41% -69.71% -60.62% -32.67% 95.33%
Free Cash Flow Firm Q/Q Growth
-58.22% -328.81% 147.94% 70.03% -3.48% 69.88% -12.38% -48.63% -29.88% -8,510.72% -89.44%
Invested Capital Q/Q Growth
3.86% 3.47% -2.43% 2.56% 4.23% 0.12% -0.82% 7.19% 5.14% 15.63% -4.36%
Profitability Metrics
- - - - - - - - - - -
Gross Margin
42.00% 42.85% 41.55% 39.06% 41.18% 43.47% 42.23% 39.56% 39.72% 43.64% 40.58%
EBITDA Margin
30.45% 33.57% 31.49% 30.11% 30.94% 31.84% 32.28% 30.88% 30.77% 35.21% 30.77%
Operating Margin
21.43% 25.17% 22.44% 20.81% 21.80% 23.23% 23.23% 21.31% 21.25% 26.59% 21.50%
EBIT Margin
21.43% 25.17% 22.44% 20.81% 21.80% 23.23% 23.23% 21.31% 21.25% 26.59% 21.50%
Profit (Net Income) Margin
17.05% 19.83% 18.05% 16.17% 16.85% 17.80% 18.29% 16.04% 15.99% 20.13% 16.66%
Tax Burden Percent
76.81% 76.02% 77.52% 76.29% 76.50% 76.31% 78.88% 76.85% 76.78% 76.49% 78.24%
Interest Burden Percent
103.56% 103.65% 103.79% 101.84% 101.06% 100.41% 99.80% 97.90% 97.98% 98.99% 99.05%
Effective Tax Rate
23.19% 23.98% 22.48% 23.71% 23.50% 23.69% 21.12% 23.15% 23.23% 23.51% 21.76%
Return on Invested Capital (ROIC)
18.47% 22.06% 20.15% 17.88% 19.41% 21.18% 22.94% 19.51% 20.08% 26.11% 23.21%
ROIC Less NNEP Spread (ROIC-NNEP)
20.38% 24.76% 22.12% 18.44% 19.81% 21.38% 22.82% 18.86% 19.35% 25.18% 21.88%
Return on Net Nonoperating Assets (RNNOA)
1.94% 2.14% 2.40% 3.17% 2.92% 2.92% 2.51% 3.51% 3.20% 2.06% 0.94%
Return on Equity (ROE)
20.41% 24.20% 22.55% 21.06% 22.33% 24.10% 25.45% 23.03% 23.28% 28.18% 24.14%
Cash Return on Invested Capital (CROIC)
12.10% 12.35% 15.29% 13.36% 9.75% 9.34% -3.13% -1.07% 4.89% 7.28% 20.26%
Operating Return on Assets (OROA)
17.20% 19.96% 17.45% 16.95% 17.66% 18.53% 18.46% 17.70% 17.45% 21.71% 17.43%
Return on Assets (ROA)
13.68% 15.73% 14.04% 13.17% 13.66% 14.20% 14.53% 13.31% 13.13% 16.44% 13.51%
Return on Common Equity (ROCE)
20.41% 24.20% 22.55% 21.06% 22.33% 24.10% 25.45% 23.03% 23.28% 28.18% 24.14%
Return on Equity Simple (ROE_SIMPLE)
20.51% 20.74% 0.00% 21.27% 21.63% 21.79% 0.00% 22.71% 23.33% 25.14% 0.00%
Net Operating Profit after Tax (NOPAT)
94 115 97 86 91 101 98 83 82 108 81
NOPAT Margin
16.46% 19.13% 17.39% 15.88% 16.68% 17.72% 18.32% 16.38% 16.31% 20.34% 16.82%
Net Nonoperating Expense Percent (NNEP)
-1.91% -2.71% -1.97% -0.55% -0.40% -0.20% 0.12% 0.66% 0.72% 0.93% 1.33%
Return On Investment Capital (ROIC_SIMPLE)
4.45% - - - 4.60% - - - - - -
Cost of Revenue to Revenue
58.00% 57.15% 58.45% 60.94% 58.82% 56.53% 57.77% 60.44% 60.28% 56.36% 59.42%
SG&A Expenses to Revenue
13.40% 11.08% 11.99% 11.56% 12.88% 13.79% 11.80% 11.44% 11.24% 10.81% 12.04%
R&D to Revenue
7.16% 6.60% 7.12% 6.68% 6.50% 6.46% 7.20% 6.81% 7.24% 6.23% 7.04%
Operating Expenses to Revenue
20.56% 17.68% 19.11% 18.24% 19.38% 20.24% 19.00% 18.25% 18.47% 17.05% 19.08%
Earnings before Interest and Taxes (EBIT)
123 151 126 112 119 133 124 108 107 141 104
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
175 202 176 162 169 182 173 157 155 186 148
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
6.47 6.69 6.57 7.09 6.81 6.56 7.48 7.03 8.31 8.89 9.26
Price to Tangible Book Value (P/TBV)
26.07 28.99 33.08 40.89 45.62 55.17 78.93 123.79 186.08 510.47 67.84
Price to Revenue (P/Rev)
5.63 5.73 5.46 5.76 5.44 5.13 5.79 5.34 6.29 6.55 6.58
Price to Earnings (P/E)
31.56 32.23 31.70 33.34 31.50 30.08 32.82 30.97 35.62 35.37 35.25
Dividend Yield
1.26% 1.23% 1.29% 1.22% 1.29% 1.37% 1.22% 1.34% 1.14% 1.08% 1.08%
Earnings Yield
3.17% 3.10% 3.15% 3.00% 3.17% 3.32% 3.05% 3.23% 2.81% 2.83% 2.84%
Enterprise Value to Invested Capital (EV/IC)
6.15 6.41 6.25 6.41 6.13 5.92 6.57 5.92 7.27 7.89 8.88
Enterprise Value to Revenue (EV/Rev)
5.68 5.78 5.51 5.86 5.54 5.23 5.92 5.51 6.42 6.66 6.62
Enterprise Value to EBITDA (EV/EBITDA)
18.06 18.29 17.72 18.73 17.61 16.63 18.32 17.25 19.81 19.98 19.71
Enterprise Value to EBIT (EV/EBIT)
25.22 25.53 24.96 26.31 24.74 23.47 25.58 24.26 27.63 27.41 27.09
Enterprise Value to NOPAT (EV/NOPAT)
32.91 33.34 32.55 34.18 32.07 30.40 33.11 31.49 35.92 35.68 35.26
Enterprise Value to Operating Cash Flow (EV/OCF)
24.10 24.57 21.50 25.14 27.89 27.61 32.23 27.22 25.71 24.69 25.48
Enterprise Value to Free Cash Flow (EV/FCFF)
52.68 53.90 41.78 49.42 66.15 66.96 0.00 0.00 161.55 117.44 45.07
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
0.08 0.07 0.08 0.14 0.15 0.15 0.17 0.24 0.18 0.17 0.08
Long-Term Debt to Equity
0.03 0.03 0.03 0.14 0.15 0.15 0.17 0.24 0.18 0.17 0.08
Financial Leverage
0.10 0.09 0.11 0.17 0.15 0.14 0.11 0.19 0.17 0.08 0.04
Leverage Ratio
1.53 1.58 1.65 1.62 1.65 1.70 1.75 1.70 1.75 1.70 1.77
Compound Leverage Factor
1.59 1.64 1.71 1.65 1.67 1.71 1.75 1.67 1.71 1.68 1.76
Debt to Total Capital
7.06% 6.78% 7.53% 12.32% 12.88% 12.86% 14.60% 19.60% 15.40% 14.36% 7.69%
Short-Term Debt to Total Capital
4.23% 4.36% 4.52% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
2.82% 2.42% 3.01% 12.32% 12.88% 12.86% 14.60% 19.60% 15.40% 14.36% 7.68%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
92.94% 93.22% 92.47% 87.68% 87.12% 87.14% 85.40% 80.40% 84.60% 85.64% 92.31%
Debt to EBITDA
0.21 0.20 0.22 0.36 0.37 0.37 0.41 0.58 0.43 0.37 0.18
Net Debt to EBITDA
0.17 0.14 0.16 0.32 0.34 0.32 0.39 0.54 0.39 0.32 0.10
Long-Term Debt to EBITDA
0.08 0.07 0.09 0.36 0.37 0.37 0.41 0.58 0.43 0.37 0.18
Debt to NOPAT
0.38 0.36 0.40 0.67 0.68 0.67 0.74 1.06 0.77 0.66 0.32
Net Debt to NOPAT
0.32 0.25 0.30 0.59 0.61 0.59 0.71 0.98 0.70 0.58 0.18
Long-Term Debt to NOPAT
0.15 0.13 0.16 0.67 0.68 0.67 0.74 1.06 0.77 0.66 0.32
Altman Z-Score
10.70 10.17 9.08 10.16 9.35 8.55 8.58 8.56 9.49 9.40 9.61
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - - -
Current Ratio
1.17 1.11 1.00 1.39 1.37 1.20 1.20 1.52 1.15 1.03 1.13
Quick Ratio
0.62 0.61 0.59 0.78 0.74 0.68 0.71 0.83 0.67 0.59 0.73
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-53 -33 15 -30 -101 -98 -325 -290 -195 -150 1.78
Operating Cash Flow to CapEx
148.89% 212.31% 353.40% 188.32% 138.80% 325.70% 323.81% 30.84% 107.04% 677.38% 446.13%
Free Cash Flow to Firm to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -57.19 -95.17 0.00
Operating Cash Flow to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.82 86.82 0.00
Operating Cash Flow Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.04 74.00 0.00
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
0.80 0.79 0.78 0.81 0.81 0.80 0.79 0.83 0.82 0.82 0.81
Accounts Receivable Turnover
8.21 7.54 6.38 8.73 8.36 7.91 5.86 8.79 8.27 7.93 5.94
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
10.53 10.82 10.53 10.54 10.58 10.31 9.96 9.76 8.97 8.83 8.37
Accounts Payable Turnover
63.00 64.74 58.44 62.97 78.94 61.07 60.66 84.88 85.69 66.76 57.12
Days Sales Outstanding (DSO)
44.46 48.40 57.19 41.81 43.67 46.17 62.31 41.54 44.13 46.06 61.49
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
5.79 5.64 6.25 5.80 4.62 5.98 6.02 4.30 4.26 5.47 6.39
Cash Conversion Cycle (CCC)
38.66 42.76 50.94 36.01 39.05 40.19 56.29 37.24 39.87 40.59 55.10
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
2,100 2,022 1,954 2,003 1,953 1,873 1,871 1,887 1,760 1,674 1,448
Invested Capital Turnover
1.12 1.15 1.16 1.13 1.16 1.20 1.25 1.19 1.23 1.28 1.38
Increase / (Decrease) in Invested Capital
147 148 83 116 192 199 423 373 277 258 79
Enterprise Value (EV)
12,914 12,968 12,215 12,841 11,978 11,095 12,298 11,167 12,804 13,205 12,859
Market Capitalization
12,790 12,871 12,103 12,618 11,750 10,882 12,035 10,819 12,555 12,992 12,792
Book Value per Share
$27.08 $26.40 $25.27 $24.43 $23.68 $22.76 $22.07 $21.08 $20.71 $20.04 $18.96
Tangible Book Value per Share
$6.72 $6.09 $5.02 $4.24 $3.54 $2.70 $2.09 $1.20 $0.92 $0.35 $2.59
Total Capital
2,126 2,065 1,992 2,030 1,979 1,905 1,884 1,913 1,786 1,706 1,497
Total Debt
150 140 150 250 255 245 275 375 275 245 115
Total Long-Term Debt
60 50 60 250 255 245 275 375 275 245 115
Net Debt
124 97 112 223 228 214 263 348 249 213 66
Capital Expenditures (CapEx)
60 55 66 52 59 48 54 53 50 20 46
Debt-free, Cash-free Net Working Capital (DFCFNWC)
147 111 50 120 124 61 92 141 36 -17 21
Debt-free Net Working Capital (DFNWC)
172 154 88 148 150 93 104 168 62 15 70
Net Working Capital (NWC)
82 64 -1.80 148 150 93 104 168 62 15 70
Net Nonoperating Expense (NNE)
-3.36 -4.20 -3.69 -1.58 -0.96 -0.42 0.20 1.75 1.66 1.09 0.77
Net Nonoperating Obligations (NNO)
124 97 112 223 228 214 263 348 249 213 66
Total Depreciation and Amortization (D&A)
52 50 51 50 50 49 48 49 48 46 45
Debt-free, Cash-free Net Working Capital to Revenue
6.46% 4.93% 2.25% 5.49% 5.72% 2.90% 4.43% 6.96% 1.80% -0.87% 1.08%
Debt-free Net Working Capital to Revenue
7.58% 6.85% 3.98% 6.74% 6.95% 4.38% 5.02% 8.28% 3.09% 0.75% 3.59%
Net Working Capital to Revenue
3.63% 2.84% -0.08% 6.74% 6.95% 4.38% 5.02% 8.28% 3.09% 0.74% 3.59%
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$1.34 $1.63 $1.38 $1.20 $1.26 $1.40 $1.34 $1.12 $1.11 $1.46 $1.11
Adjusted Weighted Average Basic Shares Outstanding
72.92M 72.91M 72.87M 72.87M 72.84M 72.87M 72.92M 72.94M 72.96M 72.90M 73.32M
Adjusted Diluted Earnings per Share
$1.34 $1.63 $1.39 $1.19 $1.26 $1.39 $1.34 $1.12 $1.10 $1.46 $1.10
Adjusted Weighted Average Diluted Shares Outstanding
73.08M 73.08M 73.03M 73.03M 72.98M 73.01M 73.10M 73.07M 73.14M 73.14M 73.49M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
72.90M 72.96M 72.91M 72.90M 72.87M 72.83M 72.94M 72.88M 72.99M 72.95M 72.90M
Normalized Net Operating Profit after Tax (NOPAT)
94 115 97 86 91 101 98 83 82 108 81
Normalized NOPAT Margin
16.46% 19.13% 17.39% 15.88% 16.68% 17.72% 18.32% 16.38% 16.31% 20.34% 16.82%
Pre Tax Income Margin
22.20% 26.09% 23.29% 21.20% 22.03% 23.32% 23.18% 20.87% 20.82% 26.32% 21.30%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 31.53 89.29 0.00
NOPAT to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 24.20 68.30 0.00
EBIT Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.75 76.47 0.00
NOPAT Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.42 55.48 0.00
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
39.57% 39.60% 40.83% 40.60% 40.62% 41.29% 40.16% 41.52% 40.52% 38.31% 38.32%
Augmented Payout Ratio
45.77% 41.61% 48.17% 45.89% 52.69% 53.73% 46.98% 48.68% 40.52% 38.31% 91.75%

Frequently Asked Questions About Jack Henry & Associates' Financials

When does Jack Henry & Associates's fiscal year end?

According to the most recent income statement we have on file, Jack Henry & Associates' financial year ends in June. Their financial year 2024 ended on June 30, 2024.

How has Jack Henry & Associates' net income changed over the last 9 years?

Jack Henry & Associates' net income appears to be on an upward trend, with a most recent value of $381.82 million in 2024, rising from $211.22 million in 2015. The previous period was $366.65 million in 2023. View Jack Henry & Associates' forecast to see where analysts expect Jack Henry & Associates to go next.

What is Jack Henry & Associates's operating income?
Jack Henry & Associates's total operating income in 2024 was $489.39 million, based on the following breakdown:
  • Total Gross Profit: $916.07 million
  • Total Operating Expenses: $426.68 million
How has Jack Henry & Associates revenue changed over the last 9 years?

Over the last 9 years, Jack Henry & Associates' total revenue changed from $1.26 billion in 2015 to $2.22 billion in 2024, a change of 76.4%.

How much debt does Jack Henry & Associates have?

Jack Henry & Associates' total liabilities were at $1.08 billion at the end of 2024, a 7.1% decrease from 2023, and a 28.0% increase since 2015.

How much cash does Jack Henry & Associates have?

In the past 9 years, Jack Henry & Associates' cash and equivalents has ranged from $0.00 in 2017 to $213.35 million in 2020, and is currently $38.28 million as of their latest financial filing in 2024.

How has Jack Henry & Associates' book value per share changed over the last 9 years?

Over the last 9 years, Jack Henry & Associates' book value per share changed from 12.24 in 2015 to 25.27 in 2024, a change of 106.4%.



This page (NASDAQ:JKHY) was last updated on 5/28/2025 by MarketBeat.com Staff
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