Merchants Bancorp (MBIN) Competitors

Merchants Bancorp (NASDAQ:MBIN) and Cadence Bank (NYSE:CADE) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, community ranking, valuation, risk, profitability, media sentiment, analyst recommendations, earnings and institutional ownership.

Which has more risk & volatility, MBIN or CADE?

Merchants Bancorp has a beta of 1.29, indicating that its stock price is 29% more volatile than the S&P 500. Comparatively, Cadence Bank has a beta of 0.84, indicating that its stock price is 16% less volatile than the S&P 500.

Does the MarketBeat Community favor MBIN or CADE?

Cadence Bank received 112 more outperform votes than Merchants Bancorp when rated by MarketBeat users. However, 64.72% of users gave Merchants Bancorp an outperform vote while only 59.38% of users gave Cadence Bank an outperform vote.

Company	Underperform	Outperform
Merchants Bancorp	Outperform Votes 211 64.72%	Underperform Votes 115 35.28%
Cadence Bank	Outperform Votes 323 59.38%	Underperform Votes 221 40.63%

Is MBIN or CADE a better dividend stock?

Merchants Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.3%. Cadence Bank pays an annual dividend of $1.10 per share and has a dividend yield of 3.7%. Merchants Bancorp pays out 7.4% of its earnings in the form of a dividend. Cadence Bank pays out 38.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Merchants Bancorp has increased its dividend for 8 consecutive years and Cadence Bank has increased its dividend for 14 consecutive years. Cadence Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is MBIN or CADE more profitable?

Merchants Bancorp has a net margin of 22.08% compared to Cadence Bank's net margin of 18.03%. Merchants Bancorp's return on equity of 22.86% beat Cadence Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Merchants Bancorp	22.08%	22.86%	1.76%
Cadence Bank	18.03%	9.87%	1.07%

Do institutionals & insiders hold more shares of MBIN or CADE?

24.6% of Merchants Bancorp shares are held by institutional investors. Comparatively, 84.6% of Cadence Bank shares are held by institutional investors. 34.8% of Merchants Bancorp shares are held by company insiders. Comparatively, 2.2% of Cadence Bank shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Does the media refer more to MBIN or CADE?

In the previous week, Cadence Bank had 4 more articles in the media than Merchants Bancorp. MarketBeat recorded 7 mentions for Cadence Bank and 3 mentions for Merchants Bancorp. Merchants Bancorp's average media sentiment score of 1.46 beat Cadence Bank's score of 1.01 indicating that Merchants Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Merchants Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Cadence Bank	4 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable earnings and valuation, MBIN or CADE?

Cadence Bank has higher revenue and earnings than Merchants Bancorp. Merchants Bancorp is trading at a lower price-to-earnings ratio than Cadence Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Merchants Bancorp	$645.08M	2.22	$320.39M	$5.44	5.75
Cadence Bank	$921.95M	5.92	$523.60M	$2.85	10.51

Do analysts recommend MBIN or CADE?

Merchants Bancorp presently has a consensus target price of $47.50, suggesting a potential upside of 51.90%. Cadence Bank has a consensus target price of $36.82, suggesting a potential upside of 22.87%. Given Merchants Bancorp's stronger consensus rating and higher possible upside, equities analysts plainly believe Merchants Bancorp is more favorable than Cadence Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Merchants Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Cadence Bank	0 Sell rating(s)	4 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.64

Summary

Merchants Bancorp beats Cadence Bank on 11 of the 21 factors compared between the two stocks.