First Western Financial (MYFW) Competitors

MetroCity Bankshares (NASDAQ:MCBS) and First Western Financial (NASDAQ:MYFW) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, earnings, community ranking, analyst recommendations, valuation, institutional ownership, dividends, risk and media sentiment.

Does the MarketBeat Community favor MCBS or MYFW?

First Western Financial received 54 more outperform votes than MetroCity Bankshares when rated by MarketBeat users. Likewise, 49.66% of users gave First Western Financial an outperform vote while only 42.86% of users gave MetroCity Bankshares an outperform vote.

Company	Underperform	Outperform
MetroCity Bankshares	Outperform Votes 18 42.86%	Underperform Votes 24 57.14%
First Western Financial	Outperform Votes 72 49.66%	Underperform Votes 73 50.34%

Do analysts recommend MCBS or MYFW?

MetroCity Bankshares currently has a consensus price target of $34.00, suggesting a potential upside of 22.79%. First Western Financial has a consensus price target of $24.33, suggesting a potential upside of 17.70%. Given MetroCity Bankshares' higher probable upside, analysts clearly believe MetroCity Bankshares is more favorable than First Western Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
First Western Financial	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Is MCBS or MYFW more profitable?

MetroCity Bankshares has a net margin of 27.33% compared to First Western Financial's net margin of 4.70%. MetroCity Bankshares' return on equity of 15.98% beat First Western Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MetroCity Bankshares	27.33%	15.98%	1.79%
First Western Financial	4.70%	3.43%	0.29%

Does the media prefer MCBS or MYFW?

In the previous week, First Western Financial had 12 more articles in the media than MetroCity Bankshares. MarketBeat recorded 16 mentions for First Western Financial and 4 mentions for MetroCity Bankshares. First Western Financial's average media sentiment score of 0.96 beat MetroCity Bankshares' score of 0.45 indicating that First Western Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MetroCity Bankshares	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Western Financial	5 Very Positive mention(s)	1 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk & volatility, MCBS or MYFW?

MetroCity Bankshares has a beta of 0.51, indicating that its share price is 49% less volatile than the S&P 500. Comparatively, First Western Financial has a beta of 0.65, indicating that its share price is 35% less volatile than the S&P 500.

Which has stronger earnings & valuation, MCBS or MYFW?

MetroCity Bankshares has higher revenue and earnings than First Western Financial. MetroCity Bankshares is trading at a lower price-to-earnings ratio than First Western Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MetroCity Bankshares	$143.02M	4.92	$64.50M	$2.57	10.77
First Western Financial	$90.89M	2.21	$8.47M	$1.04	19.88

Do institutionals & insiders believe in MCBS or MYFW?

25.3% of MetroCity Bankshares shares are owned by institutional investors. Comparatively, 60.3% of First Western Financial shares are owned by institutional investors. 27.5% of MetroCity Bankshares shares are owned by company insiders. Comparatively, 17.9% of First Western Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

MetroCity Bankshares and First Western Financial tied by winning 9 of the 18 factors compared between the two stocks.