First Western Financial (MYFW) Competitors

Jiayin Group (NASDAQ:JFIN) and First Western Financial (NASDAQ:MYFW) are both small-cap computer and technology companies, but which is the better stock? We will contrast the two businesses based on the strength of their dividends, media sentiment, valuation, risk, earnings, profitability, institutional ownership, analyst recommendations and community ranking.

Which has better valuation & earnings, JFIN or MYFW?

Jiayin Group has higher revenue and earnings than First Western Financial. Jiayin Group is trading at a lower price-to-earnings ratio than First Western Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jiayin Group	$6.10B	0.16	$182.75M	$3.44	5.47
First Western Financial	$90.89M	2.21	$8.47M	$1.04	19.87

Does the MarketBeat Community favor JFIN or MYFW?

First Western Financial received 34 more outperform votes than Jiayin Group when rated by MarketBeat users. However, 53.52% of users gave Jiayin Group an outperform vote while only 49.66% of users gave First Western Financial an outperform vote.

Company	Underperform	Outperform
Jiayin Group	Outperform Votes 38 53.52%	Underperform Votes 33 46.48%
First Western Financial	Outperform Votes 72 49.66%	Underperform Votes 73 50.34%

Do institutionals & insiders hold more shares of JFIN or MYFW?

44.1% of Jiayin Group shares are held by institutional investors. Comparatively, 60.3% of First Western Financial shares are held by institutional investors. 51.2% of Jiayin Group shares are held by insiders. Comparatively, 15.5% of First Western Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Is JFIN or MYFW more profitable?

Jiayin Group has a net margin of 19.17% compared to First Western Financial's net margin of 4.70%. Jiayin Group's return on equity of 43.90% beat First Western Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Jiayin Group	19.17%	43.90%	21.31%
First Western Financial	4.70%	3.43%	0.29%

Does the media prefer JFIN or MYFW?

In the previous week, Jiayin Group had 6 more articles in the media than First Western Financial. MarketBeat recorded 7 mentions for Jiayin Group and 1 mentions for First Western Financial. First Western Financial's average media sentiment score of 1.89 beat Jiayin Group's score of 0.69 indicating that First Western Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
Jiayin Group	Positive
First Western Financial	Very Positive

Do analysts prefer JFIN or MYFW?

First Western Financial has a consensus price target of $24.33, suggesting a potential upside of 17.78%. Given First Western Financial's stronger consensus rating and higher probable upside, analysts plainly believe First Western Financial is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jiayin Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
First Western Financial	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Which has more risk & volatility, JFIN or MYFW?

Jiayin Group has a beta of 1.02, suggesting that its stock price is 2% more volatile than the S&P 500. Comparatively, First Western Financial has a beta of 0.79, suggesting that its stock price is 21% less volatile than the S&P 500.

Summary

Jiayin Group beats First Western Financial on 10 of the 18 factors compared between the two stocks.