NMI Holdings, Inc. (NMIH) provides private mortgage guaranty insurance through its insurance subsidiaries. The Company's primary insurance subsidiary, National Mortgage Insurance Corporation (NMIC), is a mortgage insurance (MI) provider on loans purchased by the Government-sponsored enterprises (GSEs). Its reinsurance subsidiary, National Mortgage Reinsurance Inc One (Re One), provides reinsurance to NMIC on certain loans insured by NMIC. NMIH's subsidiary, NMI Services, Inc. (NMIS), provides outsourced loan review services to mortgage loan originators. Its Primary mortgage insurance provides mortgage default protection on individual loans at specified coverage percentages. Primary insurance may be written on a flow basis, in which loans are insured as loan originations occur in individual, loan-by-loan transactions, or an aggregated basis, in which each loan in a portfolio of loans is individually insured in a single transaction, typically after the loans have been originated.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Property Insurance
- Sub-Industry: N/A
- Symbol: NASDAQ:NMIH
- CUSIP: N/A
- Web: www.nationalmi.com
Capitalization:- Market Cap: $687.53 million
- Outstanding Shares: 59,785,000
Average Prices:- 50 Day Moving Avg: $11.36
- 200 Day Moving Avg: $11.19
- 52 Week Range: $5.99 - $12.55
P/E:- Trailing P/E Ratio: 9.53
- Foreward P/E Ratio: 10.75
- P/E Growth: 1.42
Sales & Book Value:- Annual Revenue: $138.68 million
- Price / Sales: 4.96
- Book Value: $8.09 per share
- Price / Book: 1.42
Profitability:- EBIDTA: $45.75 million
- Net Margins: 54.25%
- Return on Equity: 5.30%
- Return on Assets: 3.01%
Debt:- Debt-to-Equity Ratio: 0.30%
- Current Ratio: 0.19%
- Quick Ratio: 0.19%
Misc:- Average Volume: 426,257 shs.
- Beta: 0.63
- Short Ratio: 2.55
Frequently Asked Questions for NMI Holdings (NASDAQ:NMIH)
What is NMI Holdings' stock symbol?
NMI Holdings trades on the NASDAQ under the ticker symbol "NMIH."
How were NMI Holdings' earnings last quarter?
NMI Holdings Inc (NASDAQ:NMIH) issued its quarterly earnings data on Thursday, May, 4th. The company reported $0.12 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.13 by $0.01. The business had revenue of $37.05 million for the quarter. NMI Holdings had a return on equity of 5.30% and a net margin of 54.25%. View NMI Holdings' Earnings History.
Where is NMI Holdings' stock going? Where will NMI Holdings' stock price be in 2017?
4 analysts have issued 12 month target prices for NMI Holdings' shares. Their forecasts range from $12.00 to $14.50. On average, they anticipate NMI Holdings' stock price to reach $13.13 in the next twelve months. View Analyst Ratings for NMI Holdings.
Who are some of NMI Holdings' key competitors?
Some companies that are related to NMI Holdings include Berkshire Hills Bancorp (BHLB), Union Bankshares Corporation (UBSH), CareTrust REIT (CTRE), Redwood Trust (RWT), MBIA (MBI), S&T Bancorp (STBA), St. Joe Company (The) (JOE), Saul Centers (BFS), CYS Investments (CYS), IRSA Inversiones Y Representaciones S.A. (IRS), Agree Realty Corporation (ADC), Boston Private Financial Holdings (BPFH), 1st Source Corporation (SRCE), KCG Holdings, Inc. Class A (KCG), Fortress Transportation and Infrastructure Investors LLC (FTAI), Liberty Media Corporation (BATRK), First BanCorp. (FBP) and Heartland Financial USA (HTLF).
Who are NMI Holdings' key executives?
NMI Holdings' management team includes the folowing people:
- Bradley M. Shuster, Chairman of the Board, Chief Executive Officer
- John M. Sherwood Jr., President
- Adam Pollitzer, Chief Financial Officer, Executive Vice President
- Claudia J. Merkle, Chief Operating Officer
- Glenn Farrell, Executive Vice President, Chief Accounting Officer
- Patrick L. Mathis, Executive Vice President, Chief Risk Officer
- William J. Leatherberry, Executive Vice President, Chief Legal Officer, Secretary
- Peter C. Pannes, Executive Vice President
- John Swenson, Vice President of Investor Relations
- Steven L. Scheid, Lead Independent Director
Who owns NMI Holdings stock?
NMI Holdings' stock is owned by a number of of institutional and retail investors. Top institutional shareholders include Russell Investments Group Ltd. (0.93%), Strs Ohio (0.11%), Bank of Montreal Can (0.03%), Campbell & CO Investment Adviser LLC (0.03%), McQueen Ball & Associates Inc. (0.03%) and Nisa Investment Advisors LLC (0.02%). Company insiders that own NMI Holdings stock include Glenn Michael Farrell, James G Jones, James Ozanne, John Brandon Osmon, Michael J Embler, Patrick L Mathis, Regina Muehlhauser and William J Leatherberry. View Institutional Ownership Trends for NMI Holdings.
Who sold NMI Holdings stock? Who is selling NMI Holdings stock?
Who bought NMI Holdings stock? Who is buying NMI Holdings stock?
NMI Holdings' stock was acquired by a variety of institutional investors in the last quarter, including Russell Investments Group Ltd., Bank of Montreal Can, Campbell & CO Investment Adviser LLC, Strs Ohio and Nisa Investment Advisors LLC. Company insiders that have bought NMI Holdings stock in the last two years include Glenn Michael Farrell, James G Jones, James Ozanne, Michael J Embler, Patrick L Mathis, Regina Muehlhauser and William J Leatherberry. View Insider Buying and Selling for NMI Holdings.
How do I buy NMI Holdings stock?
Shares of NMI Holdings can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is NMI Holdings' stock price today?
One share of NMI Holdings stock can currently be purchased for approximately $11.50.
MarketBeat Community Rating for NMI Holdings (NASDAQ NMIH)MarketBeat's community ratings are surveys of what our community members think about NMI Holdings and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Consensus Ratings for NMI Holdings (NASDAQ:NMIH) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
| Ratings Breakdown: | 1 Hold Rating, 3 Buy Ratings |
| Consensus Rating: | Buy (Score: 2.75) |
| Consensus Price Target: | $13.13 (14.13% upside) |
Analysts' Ratings History for NMI Holdings (NASDAQ:NMIH)
Show:
| Date | Firm | Action | Rating | Price Target | Impact on Share Price | Details |
|---|
| 7/17/2017 | Keefe, Bruyette & Woods | Downgrade | Outperform -> Market Perform | $13.00 | High |  |
| 7/5/2017 | Deutsche Bank AG | Initiated Coverage | Buy | $14.50 | High | |
| 2/13/2017 | FBR & Co | Boost Price Target | Outperform | $11.00 -> $12.00 | N/A | |
| 1/5/2017 | BTIG Research | Boost Price Target | Buy | $11.00 -> $13.00 | N/A | |
| 4/27/2016 | Zelman & Associates | Upgrade | Hold -> Buy | | N/A | |
| 2/19/2016 | Compass Point | Boost Price Target | Buy | $9.00 -> $11.50 | N/A | |
| 8/5/2015 | JMP Securities | Upgrade | Market Perform -> Outperform | $6.79 | N/A | |
(Data available from 7/26/2015 forward)
Earnings History for NMI Holdings (NASDAQ:NMIH)Earnings History by Quarter for NMI Holdings (NASDAQ NMIH)| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 5/4/2017 | Q1 2017 | $0.13 | $0.12 | | $37.05 million | View | Listen | |
| 2/15/2017 | Q416 | $0.14 | $0.15 | $37.23 million | $36.63 million | View | Listen | |
| 11/1/2016 | Q316 | $0.08 | $0.10 | $30.28 million | $35.50 million | View | N/A | |
| 8/2/2016 | Q216 | ($0.01) | $0.03 | $24.79 million | $29.50 million | View | N/A | |
| 4/26/2016 | Q116 | ($0.07) | ($0.07) | $21.20 million | $22.19 million | View | Listen | |
| 2/18/2016 | Q415 | ($0.08) | ($0.08) | $16.83 million | $18.90 million | View | Listen | |
| 10/27/2015 | Q3 | ($0.13) | ($0.08) | $11.80 million | $14.70 million | View | Listen | |
| 8/4/2015 | Q215 | ($0.15) | ($0.18) | $10.83 million | $10.90 million | View | Listen | |
| 5/5/2015 | Q1 2015 | ($0.20) | ($0.13) | $8.72 million | $9.15 million | View | Listen | |
| 2/19/2015 | Q4 2014 | ($0.23) | ($0.17) | $6.05 million | $6.83 million | View | N/A | |
| 11/6/2014 | Q3 2014 | ($0.23) | ($0.19) | $4.95 million | $6.62 million | View | N/A | |
| 8/7/2014 | Q2 14 | ($0.24) | ($0.22) | $4.39 million | $4.51 million | View | N/A | |
| 3/10/2014 | Q413 | ($0.20) | ($0.23) | $3.37 million | $2.20 million | View | N/A | |
| 11/20/2013 | Q313 | | ($0.25) | $0.00 million | $2.16 million | View | N/A | |
(Data available from 1/1/2011 forward)
Earnings Estimates for NMI Holdings (NASDAQ:NMIH)2017 EPS Consensus Estimate: $0.62
2018 EPS Consensus Estimate: $1.05
| Quarter | Number of Estimates | Low Estimate | High Estimate | Average Estimate |
|---|
| Q1 2017 | 1 | $0.16 | $0.16 | $0.16 |
| Q2 2017 | 1 | $0.11 | $0.11 | $0.11 |
| Q3 2017 | 1 | $0.16 | $0.16 | $0.16 |
| Q4 2017 | 1 | $0.19 | $0.19 | $0.19 |
| Q1 2018 | 1 | $0.20 | $0.20 | $0.20 |
| Q2 2018 | 1 | $0.24 | $0.24 | $0.24 |
| Q3 2018 | 1 | $0.28 | $0.28 | $0.28 |
| Q4 2018 | 1 | $0.33 | $0.33 | $0.33 |
(Data provided by Zacks Investment Research)
Dividend History for NMI Holdings (NASDAQ:NMIH)
No dividend announcements for this company have been tracked by MarketBeat.com
Insider Trading and Institutional Ownership History for NMI Holdings (NASDAQ:NMIH)Insider Ownership Percentage: 5.40%
Institutional Ownership Percentage: 80.94%
Insider Trades by Quarter for NMI Holdings (NASDAQ:NMIH)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 6/15/2017 | Regina Muehlhauser | Director | Buy | 10,000 | $11.03 | $110,300.00 | |
| 6/9/2017 | James G. Jones | Director | Sell | 10,000 | $11.25 | $112,500.00 | |
| 8/26/2016 | James Ozanne | Director | Buy | 5,000 | $7.92 | $39,600.00 | |
| 8/3/2016 | James Ozanne | Director | Buy | 5,000 | $6.78 | $33,900.00 | |
| 6/16/2016 | James G. Jones | Director | Buy | 20,000 | $5.45 | $109,000.00 | |
| 6/16/2016 | William J Leatherberry | EVP | Buy | 7,000 | $5.34 | $37,380.00 | |
| 5/26/2016 | James Ozanne | Director | Buy | 5,000 | $6.12 | $30,600.00 | |
| 5/11/2016 | William J Leatherberry | EVP | Buy | 10,000 | $5.92 | $59,200.00 | |
| 5/10/2016 | John Brandon Osmon | Insider | Sell | 2,062,800 | $6.30 | $12,995,640.00 | |
| 5/2/2016 | Patrick L Mathis | EVP | Buy | 20,000 | $6.28 | $125,600.00 | |
| 3/16/2016 | William J Leatherberry | EVP | Buy | 10,000 | $5.06 | $50,600.00 | |
| 2/24/2016 | Michael J. Embler | Director | Buy | 10,000 | $4.90 | $49,000.00 | |
| 2/23/2016 | Glenn Michael Farrell | CFO | Buy | 5,000 | $4.93 | $24,650.00 | |
| 2/19/2016 | Glenn Michael Farrell | CFO | Buy | 5,000 | $5.07 | $25,350.00 | |
| 12/8/2015 | James Ozanne | Director | Buy | 10,000 | $7.09 | $70,900.00 | |
| 12/7/2015 | William J Leatherberry | EVP | Buy | 10,000 | $6.97 | $69,700.00 | |
| 12/4/2015 | James G Jones | Director | Buy | 22,800 | $7.14 | $162,792.00 | |
| 11/13/2015 | William J Leatherberry | EVP | Buy | 3,675 | $7.25 | $26,643.75 | |
| 11/12/2015 | Michael J Embler | Director | Buy | 10,000 | $7.51 | $75,100.00 | |
| 8/7/2015 | Glenn Michael Farrell | CFO | Buy | 10,000 | $8.58 | $85,800.00 | |
| 6/16/2015 | James Ozanne | Director | Buy | 10,000 | $8.07 | $80,700.00 | |
| 5/11/2015 | Robert Hamilton Fore III | VP | Sell | 1,224 | $7.81 | $9,559.44 | |
| 5/8/2015 | James G Jones | Director | Buy | 12,000 | $7.90 | $94,800.00 | |
| 4/28/2015 | Steven Scheid | Director | Sell | 12,938 | $8.06 | $104,280.28 | |
| 3/4/2015 | William J Leatherberry | EVP | Buy | 20,000 | $7.39 | $147,800.00 | |
| 2/24/2015 | James Ozanne | Director | Buy | 10,000 | $7.44 | $74,400.00 | |
| 2/17/2015 | Bradley M Shuster | CEO | Sell | 7,699 | $8.38 | $64,517.62 | |
| 2/17/2015 | John M Sherwood Jr | President | Sell | 3,771 | $8.38 | $31,600.98 | |
| 2/13/2015 | Claudia J Merkle | EVP | Sell | 1,465 | $8.47 | $12,408.55 | |
| 12/10/2014 | James G Jones | Director | Buy | 20,000 | $8.62 | $172,400.00 | |
| 11/17/2014 | James G Jones | Director | Buy | 25,000 | $9.28 | $232,000.00 | |
| 11/10/2014 | Claudia J Merkle | EVP | Sell | 537 | $9.64 | $5,176.68 | |
| 6/3/2014 | James Ozanne | Director | Sell | 17,500 | $10.37 | $181,475.00 | |
(Data available from 1/1/2013 forward)
Headline Trends for NMI Holdings (NASDAQ:NMIH)
Latest Headlines for NMI Holdings (NASDAQ:NMIH)
| Source: |
|
| Date | Headline |
|---|
 | Head-To-Head Contrast: NMI Holdings (NMIH) and Fidelity National Financial (FNFV)
www.americanbankingnews.com - July 22 at 10:25 AM |
 | National MI's Housing Market Consultant: More than 40 Percent of Young Home Buyers Make Down Payments of 5 Percent or Less
finance.yahoo.com - July 21 at 3:58 AM |
| NMI Holdings' (NMIH) "Market Perform" Rating Reaffirmed at Keefe, Bruyette & Woods
www.americanbankingnews.com - July 17 at 10:39 AM |
| NMI Holdings, Inc. to Announce Second Quarter 2017 Financial Results on August 1, 2017
finance.yahoo.com - July 14 at 6:53 AM |
| NMI Holdings, Inc. to Announce Second Quarter 2017 Financial Results on August 1, 2017
finance.yahoo.com - July 14 at 6:53 AM |
| NMI Holdings Inc (NASDAQ:NMIH) Receives Average Rating of "Buy" from Brokerages
www.americanbankingnews.com - July 5 at 10:20 PM |
| NMI Holdings Inc (NMIH) Coverage Initiated by Analysts at Deutsche Bank AG
www.americanbankingnews.com - July 5 at 9:54 PM |
| NMI Holdings, Inc. breached its 50 day moving average in a Bullish Manner : NMIH-US : June 28, 2017
finance.yahoo.com - June 28 at 12:50 PM |
| Reviewing NMI Holdings (NMIH) and Hilltop Holdings (HTH)
www.americanbankingnews.com - June 28 at 8:14 AM |
| Head-To-Head Comparison: MGIC Investment Corporation (MTG) versus NMI Holdings (NMIH)
www.americanbankingnews.com - June 25 at 7:54 AM |
| Research Analysts Set Expectations for NMI Holdings Inc's Q2 2017 Earnings (NMIH)
www.americanbankingnews.com - June 23 at 7:50 AM |
| Research Analysts Offer Predictions for NMI Holdings Inc's FY2017 Earnings (NMIH)
www.americanbankingnews.com - June 21 at 9:20 AM |
| Regina Muehlhauser Purchases 10,000 Shares of NMI Holdings Inc (NMIH) Stock
www.americanbankingnews.com - June 15 at 7:42 PM |
| NMI Holdings (NMIH) vs. Fidelity National Financial (FNF) Head to Head Comparison
www.americanbankingnews.com - June 14 at 8:10 AM |
| National MI Affordable Housing Insurance Rates Now Available through Optimal Blue
finance.yahoo.com - June 12 at 4:12 PM |
| NMI Holdings Inc (NMIH) Director James G. Jones Sells 10,000 Shares
www.americanbankingnews.com - June 9 at 8:20 PM |
| ETFs with exposure to NMI Holdings, Inc. : June 2, 2017
finance.yahoo.com - June 2 at 8:16 PM |
| NMI Holdings, Inc. :NMIH-US: Earnings Analysis: Q1, 2017 By the Numbers : June 1, 2017
finance.yahoo.com - June 1 at 7:40 PM |
| National MI's Julie Norberg Named to HousingWire's List of Rising Stars
finance.yahoo.com - June 1 at 9:00 AM |
| National MI Wins Award for Excellence in Marketing
finance.yahoo.com - May 26 at 4:57 AM |
| NMI Holdings, Inc. Executives to Speak at KBW Mortgage Finance & Asset Management Conference on June 1, 2017
finance.yahoo.com - May 26 at 4:57 AM |
| National MI to Host Mortgage Leadership Roundtable in New England
finance.yahoo.com - May 17 at 6:46 PM |
| NMI Holdings Inc (NMIH) Sees Significant Increase in Short Interest
www.americanbankingnews.com - May 12 at 7:22 AM |
| NMI Holdings Inc (NMIH) Cut to Sell at Zacks Investment Research
www.americanbankingnews.com - May 9 at 7:14 AM |
| FY2017 EPS Estimates for NMI Holdings Inc Reduced by Analyst (NMIH)
www.americanbankingnews.com - May 8 at 9:44 AM |
| NMI Holdings Inc (NMIH) Announces Quarterly Earnings Results
www.americanbankingnews.com - May 5 at 4:40 PM |
| Edited Transcript of NMIH earnings conference call or presentation 4-May-17 9:00pm GMT
finance.yahoo.com - May 5 at 9:15 AM |
 | NMI Holdings posts 1Q profit
marketbeat.com - May 4 at 5:30 PM |
| Investor Network: NMI Holdings, Inc. to Host Earnings Call
finance.yahoo.com - May 4 at 11:20 AM |
| NMI Holdings (NMIH) Earns Media Sentiment Score of 0.09
www.americanbankingnews.com - May 3 at 6:08 PM |
| NMI Holdings, Inc. breached its 50 day moving average in a Bearish Manner : NMIH-US : May 2, 2017
finance.yahoo.com - May 2 at 7:59 PM |
| NMI Holdings (NMIH) Receives News Impact Rating of 0.26
www.americanbankingnews.com - April 29 at 11:59 AM |
| Fortune Names National MI One of the Best Workplaces in the Bay Area
finance.yahoo.com - April 27 at 9:59 AM |
| National MI Announces Pricing of Insurance-Linked Notes
finance.yahoo.com - April 26 at 6:26 PM |
| NMI Holdings (NMIH) Earning Favorable Press Coverage, Report Shows
www.americanbankingnews.com - April 25 at 4:58 PM |
| NMI Holdings Inc (NMIH) Given Average Rating of "Buy" by Analysts
www.americanbankingnews.com - April 24 at 4:48 PM |
| Positive Media Coverage Somewhat Likely to Impact NMI Holdings (NMIH) Stock Price
www.americanbankingnews.com - April 18 at 5:46 PM |
| NMI Holdings (NMIH) Receiving Positive Press Coverage, Report Finds
www.americanbankingnews.com - April 14 at 2:24 PM |
| Short Interest in NMI Holdings Inc (NMIH) Grows By 22.4%
www.americanbankingnews.com - April 13 at 12:14 AM |
| NMI Holdings Inc (NMIH) Receives Consensus Rating of "Buy" from Brokerages
www.americanbankingnews.com - March 29 at 2:04 PM |
| National MI Named to Fortune's List of Best Workplaces in Financial Services & Insurance
finance.yahoo.com - March 28 at 6:38 PM |
| National Mortgage Insurance Corporation Upgraded by Moody's
finance.yahoo.com - March 27 at 10:07 AM |
| National MI to Host Leadership Roundtable in Northern California
finance.yahoo.com - March 23 at 7:20 PM |
 | National Mortgage Insurance Corporation -- Moody's upgrades National Mortgage Insurance Corporation to Ba1; outlook stable
www.moodys.com - March 21 at 6:44 PM |
| NMI HOLDINGS, INC. Financials
finance.yahoo.com - February 23 at 6:55 PM |
| NMI HOLDINGS, INC. Files SEC form 8-K, Change in Directors or Principal Officers
biz.yahoo.com - February 23 at 6:55 PM |
| National MI's Robin Logan, Jason Wroble Named to Local MBA Boards
finance.yahoo.com - February 23 at 8:55 AM |
| NMI HOLDINGS, INC. Files SEC form 10-K, Annual Report
biz.yahoo.com - February 17 at 4:31 PM |
| Q4 2016 NMI Holdings Inc Earnings Release - After Market Close
us.rd.yahoo.com - February 16 at 11:25 PM |
| Q4 2016 NMI Holdings Inc Earnings Release - After Market Close
us.rd.yahoo.com - February 16 at 11:25 PM |
NMI Holdings (NMIH) Chart for Wednesday, July, 26, 2017
