NASDAQ:OBT Orange County Bancorp (OBT) Stock Price, News & Analysis $23.86 -1.13 (-4.52%) Closing price 08/1/2025 04:00 PM EasternExtended Trading$24.21 +0.35 (+1.47%) As of 04:00 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Orange County Bancorp Stock (NASDAQ:OBT) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Orange County Bancorp alerts:Sign Up Key Stats Today's Range$23.69▼$24.7750-Day Range$22.90▼$28.5852-Week Range$20.97▼$33.06Volume56,506 shsAverage Volume82,843 shsMarket Capitalization$312.57 millionP/E Ratio9.34Dividend Yield2.18%Price Target$29.25Consensus RatingBuy Company Overview Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and individuals. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services. The company operates full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York. Read More Orange County Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks83rd Percentile Overall ScoreOBT MarketRank™: Orange County Bancorp scored higher than 83% of companies evaluated by MarketBeat, and ranked 300th out of 918 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.5 / 5Analyst RatingBuy Consensus RatingOrange County Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.Amount of Analyst CoverageOrange County Bancorp has only been the subject of 2 research reports in the past 90 days.Read more about Orange County Bancorp's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth15.55% Earnings GrowthEarnings for Orange County Bancorp are expected to grow by 15.55% in the coming year, from $2.83 to $3.27 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Orange County Bancorp is 9.34, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.12.Price to Earnings Ratio vs. SectorThe P/E ratio of Orange County Bancorp is 9.34, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.76.Price to Book Value per Share RatioOrange County Bancorp has a P/B Ratio of 1.46. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.25% of the float of Orange County Bancorp has been sold short.Short Interest Ratio / Days to CoverOrange County Bancorp has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Orange County Bancorp has recently decreased by 14.96%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldOrange County Bancorp pays a meaningful dividend of 2.18%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOrange County Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Orange County Bancorp is 20.31%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Orange County Bancorp will have a dividend payout ratio of 15.90% next year. This indicates that Orange County Bancorp will be able to sustain or increase its dividend.Read more about Orange County Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted1.25% of the float of Orange County Bancorp has been sold short.Short Interest Ratio / Days to CoverOrange County Bancorp has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Orange County Bancorp has recently decreased by 14.96%, indicating that investor sentiment is improving significantly. News and Social Media2.0 / 5News Sentiment0.65 News SentimentOrange County Bancorp has a news sentiment score of 0.65. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 8 news articles for Orange County Bancorp this week, compared to 1 article on an average week. Company Ownership2.5 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Orange County Bancorp insiders have bought 33.83% more of their company's stock than they have sold. Specifically, they have bought $149,986.00 in company stock and sold $112,072.00 in company stock.Percentage Held by InsidersOnly 9.30% of the stock of Orange County Bancorp is held by insiders.Percentage Held by Institutions42.55% of the stock of Orange County Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Orange County Bancorp's insider trading history. Receive OBT Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Orange County Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address OBT Stock News HeadlinesOrange County Bancorp Second Quarter 2025 Earnings: Beats ExpectationsAugust 1 at 10:21 AM | finance.yahoo.comOrange County (OBT) Q2 EPS Up 19%July 31, 2025 | theglobeandmail.comElon’s BIGGEST warning yet?Tesla's About to Prove Everyone Wrong... Again Back in 2018, when Jeff Brown told everyone to buy Tesla… The "experts" said Elon was finished and Tesla was headed for bankruptcy. Now they're saying the same thing, but Jeff has uncovered Tesla's next breakthrough. | Brownstone Research (Ad)Orange County Bancorp, Inc. Announces Record Second Quarter 2025 EarningsJuly 30, 2025 | globenewswire.comAtlantic Union tops Q2 common equity issuances by U.S. banks - reportJuly 22, 2025 | msn.comOBT - Orange County Bancorp Inc Sustainability - MorningstarJune 25, 2025 | morningstar.comMOrange Bank & Trust Promotes Chief Operating Officer, Elizabeth Jones to Executive Vice PresidentJune 23, 2025 | globenewswire.comOrange County Bancorp, Inc. Announces Closing of Overallotment Option and Issuance of 258,064 Shares of Common StockJune 9, 2025 | uk.finance.yahoo.comSee More Headlines OBT Stock Analysis - Frequently Asked Questions How have OBT shares performed this year? Orange County Bancorp's stock was trading at $27.7850 at the start of the year. Since then, OBT stock has decreased by 14.1% and is now trading at $23.86. How were Orange County Bancorp's earnings last quarter? Orange County Bancorp, Inc. (NASDAQ:OBT) issued its quarterly earnings data on Wednesday, July, 30th. The company reported $0.87 EPS for the quarter, topping the consensus estimate of $0.76 by $0.11. The company had revenue of $32.46 million for the quarter, compared to analyst estimates of $29 million. Orange County Bancorp had a trailing twelve-month return on equity of 15.28% and a net margin of 19.84%. When did Orange County Bancorp's stock split? Orange County Bancorp's stock split before market open on Monday, January 13th 2025.The 2-1 split was announced on Thursday, January 2nd 2025. The newly created shares were issued to shareholders after the market closes on Sunday, January 12th 2025. An investor that had 100 shares of stock prior to the split would have 200 shares after the split. When did Orange County Bancorp IPO? Orange County Bancorp (OBT) raised $30 million in an initial public offering on Thursday, August 5th 2021. The company issued 900,000 shares at $32.00-$35.00 per share. Who are Orange County Bancorp's major shareholders? Top institutional investors of Orange County Bancorp include Hudson Valley Investment Advisors Inc. ADV (8.87%) and Hennessy Advisors Inc. (0.19%). Insiders that own company stock include Michael J Gilfeather, Joseph A Ruhl, Jon Schiller, Gregory Sousa, Michael Listner, Michael J Coulter and Stephen Rooney. View institutional ownership trends. How do I buy shares of Orange County Bancorp? Shares of OBT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Orange County Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Orange County Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Advanced Micro Devices (AMD). Company Calendar Last Earnings4/30/2025Record date for 6/16 Dividend6/04/2025Ex-Dividend for 6/16 Dividend6/04/2025Dividend Payable6/16/2025Today8/03/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolNASDAQ:OBT CIK1754226 Weborangebanktrust.com Phone(845) 341-5000FaxN/AEmployees210Year FoundedN/APrice Target and Rating Average Price Target for Orange County Bancorp$29.25 High Price Target$29.50 Low Price Target$29.00 Potential Upside/Downside+22.6%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)$2.56 Trailing P/E Ratio9.34 Forward P/E Ratio8.43 P/E GrowthN/ANet Income$27.88 million Net Margins19.84% Pretax Margin23.83% Return on Equity15.28% Return on Assets1.17% Debt Debt-to-Equity Ratio0.25 Current Ratio0.87 Quick Ratio0.87 Sales & Book Value Annual Sales$128.82 million Price / Sales2.43 Cash Flow$2.73 per share Price / Cash Flow8.74 Book Value$16.35 per share Price / Book1.46Miscellaneous Outstanding Shares13,100,000Free Float11,885,000Market Cap$312.57 million OptionableNot Optionable Beta0.46 7 Stocks That Could Be Bigger Than Tesla, Nvidia, and GoogleLooking for the next FAANG stock before everyone has heard about it? 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